B2 Kapital
B2 Impact d.o.o. (formerly B2 Kapital) is a Croatian financial services company specializing in secured non-performing loan portfolio servicing and financial restructuring mediation for institutional clients, operating as a subsidiary of the pan-European B2 Impact Group.
- Company typePrivate
- Founded2022
- HeadquartersZagreb, Croatia
- Headcount101–250
- GTM typeB2B
- OfferingServices
What B2 Kapital does
B2 Impact d.o.o. (formerly B2 Kapital, formerly Veraltis Asset Management d.o.o.) is a Croatian financial services company specializing in debt collection and non-performing loan portfolio servicing. As a subsidiary of the B2 Impact Group, a diversified European financial services conglomerate, the company operates from its headquarters at Radnička cesta 41 in Zagreb, Croatia, with a team of 101-250 employees described as international experts. The company's core business is servicing secured portfolios (osiguranih portfelja), providing financial restructuring mediation and helping clients find optimal solutions for portfolio management. The company serves institutional clients whose secured debt portfolios require servicing, operating in a B2B model where revenue is generated through portfolio servicing fees and recovery commissions.
The company operates within the B2 Impact Group's broader European platform, which spans 19 countries across EMEA including Croatia, Bosnia and Herzegovina, Cyprus, Czech Republic, Denmark, Estonia, Spain, France, Greece, Latvia, Lithuania, Luxembourg, Norway, Poland, Romania, Serbia, Slovenia, Finland, and Sweden. In July 2026, the company underwent a corporate name change from Veraltis Asset Management d.o.o. to B2 Impact d.o.o. as part of group-wide corporate nomenclature harmonization. The business model is explicitly service-oriented rather than technology-product based, with the company leveraging its position within the multinational group and its team of international experts as key differentiators. No proprietary technology products, AI capabilities, or digital platforms are disclosed in the available source material.
B2 Kapital firmographics
Firmographics- Name
- B2 Kapital
- Legal name
- B2 Impact d.o.o.
- Website
- https://b2kapital.hr
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- B2 Impact d.o.o. (formerly B2 Kapital) is a Croatian financial services company specializing in secured non-performing loan portfolio servicing and financial restructuring mediation for institutional clients, operating as a subsidiary of the pan-European B2 Impact Group.
- Ownership category
- akta.pro rank
Where B2 Kapital is headquartered
LocationHeadquarters
- HQ city
- Zagreb
- HQ country
- Croatia
- HQ region
- Europe
Offices1 record
Markets served
B2 Kapital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Others
B2 Kapital product offering
Product offeringCore offering
B2 Impact d.o.o. (Croatia, formerly B2 Kapital / Veraltis Asset Management) provides servicing of secured debt portfolios, including mediation to help clients find optimal restructuring solutions. The company acts as an intermediary, managing and restructuring secured loan exposures on behalf of institutional holders. Its work is carried out by a team of international credit servicing experts.
Product overview
B2 Impact (formerly B2 Kapital, formerly Veraltis Asset Management) is a financial services company specializing in debt collection and portfolio servicing. The company operates primarily in the secured portfolio servicing segment, offering financial restructuring solutions and mediation services to help clients find optimal solutions. The business model is service-oriented rather than technology-product based, with operations spanning multiple European countries.
Differentiator
Problem solved
Functional benefit
Products and services
- Servicing of Secured Portfolios (Servisiranje osiguranih portfelja) End-to-end servicing of secured (osigurani) loan portfolios on behalf of institutional clients, with a focus on financial restructuring and mediation to identify optimal solutions for clients holding secured non-performing exposures.
- Financial Restructuring Mediation (Posredovanje u financijskom restrukturiranju) Mediation services facilitating the implementation of financial restructuring solutions, helping clients navigate complex restructuring scenarios within secured debt portfolios.
Companies that use B2 Kapital
Customer profileSegments1 record
Ideal customer profiles1 record
B2 Kapital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
B2 Kapital partnerships and signals
Strategic signalRecent moves2 records
Expansion highlights3 records
B2 Kapital competitors and assessment
Company assessmentDirect peers
- GFKL: German-based debt collection and receivables management company, now part of EOS Group. Comparable in European debt servicing and portfolio management.
- EOS Group: Major European debt collection and receivables management company with operations in 24+ countries. Directly comparable to B2 Kapital in servicing segment and pan-European reach.
- Kruk: Leading Polish debt collection and NPL servicing company with growing European presence. Comparable in portfolio management and restructuring services across Central/Eastern Europe.
- Hoist Finance: Swedish-based NPL servicer operating across Europe, specializing in acquiring and managing non-performing loan portfolios. Comparable to B2 Kapital in debt portfolio servicing and financial restructuring.
- Lowell Group: European NPL servicer with operations across multiple countries. Similar business model to B2 Kapital in debt collection and financial restructuring.
- Arrow Global: European NPL servicer with pan-European operations. Direct competitor in debt portfolio acquisition and servicing.
- Intrum: Largest European credit management and NPL servicing company with operations across 20+ European markets. Direct competitor to B2 Kapital in debt collection and secured portfolio servicing.
- Balbec Capital: US-based NPL investor with European operations. Comparable in NPL portfolio acquisition and servicing across European markets.
Broad incumbents
- PRA Group: Global NPL purchaser and servicer with significant European presence. Competes in the debt servicing and buying market at a broader international scale.
- Encore Capital Group: Global debt buyer and servicer with European operations through its Cabot Credit Management subsidiary. Broader portfolio but directly comparable in NPL servicing.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
B2 Kapital social profiles
Digital presenceB2 Kapital financial estimates
Financial estimateRevenue estimate
Valuation estimate
B2 Kapital leadership team
Management profileNumber of profiles
B2 Kapital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
B2 Kapital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about B2 Kapital
What does B2 Kapital do?
B2 Impact d.o.o. (Croatia, formerly B2 Kapital / Veraltis Asset Management) provides servicing of secured debt portfolios, including mediation to help clients find optimal restructuring solutions. The company acts as an intermediary, managing and restructuring secured loan exposures on behalf of institutional holders. Its work is carried out by a team of international credit servicing experts.
Is B2 Kapital a public or private company?
B2 Kapital is a private company. It is classified as corporate owned and is currently operating.
When was B2 Kapital founded?
B2 Kapital was founded in 2022. It employs 101 to 250 people.
Where is B2 Kapital based?
B2 Kapital is headquartered in Zagreb, Croatia, in the Europe region.
Who are B2 Kapital's main competitors?
Direct peers on record are GFKL, EOS Group, Kruk, Hoist Finance, Lowell Group, Arrow Global, Intrum and Balbec Capital. Broad incumbents are PRA Group and Encore Capital Group.
Does B2 Kapital have an API?
No public API is recorded for B2 Kapital.