Steward Capital

What Steward Capital does

Steward Capital, LLC is a boutique, independent registered investment adviser (RIA) founded in 2016 by Christopher J. Steward and headquartered at 10900 NE 8th Street, Suite 800, Bellevue, Washington. The firm provides personalized wealth management to a multi-segment client base spanning high-net-worth individuals, retirees and near-retirees, working professionals, entrepreneurs, trustees/executors, and accredited investors. Its positioning centers on a fiduciary "good steward" philosophy: intentional, disciplined asset management with an emphasis on diversification into alternatives and tax-efficient retirement income planning.

Steward Capital delivers an integrated four-pillar service platform: Comprehensive Asset Management (commission-free management of individual stocks and low-cost ETFs, custodied at Charles Schwab); Financial Advice, Research & Planning (holistic financial planning supported by professional retirement simulation software); Alternative Investments (private equity, hedge funds, real estate, and private debt access); and Retirement Income Planning (multi-asset income generation and tax-efficient withdrawal sequencing). The underlying technology stack is third-party: Charles Schwab for custody and brokerage, eMPLAN for the client-facing planning portal, and Tamarac for performance reporting. The firm's principal differentiator is a 2016 strategic partnership with Legacy Group Capital, a Bellevue-based real estate firm, which channels private real estate transactions (single-family housing, developments, multi-family apartments, private debt collateralized by real estate) to Steward clients.

The business model is fee-based and recurring: the firm charges a percentage of assets under management (AUM) or flat fees for planning services, billed annually, with no product commissions. Client acquisition is sales-led through direct advisor relationships, initiated via a 45-minute complimentary consultation offered in-person, online, or by phone. Steward Capital has no parent company, no institutional investors, no disclosed funding rounds, no M&A activity, and no disclosed client logos. Geographic scope is the United States, with RIA registration limited to the State of Washington, constraining cross-state business absent additional registrations or SEC-level registration.

Name

Steward Capital

Legal name

Steward Capital, LLC

Website

https://stewardcapitaladvice.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Steward Capital is a Bellevue, Washington-based independent RIA boutique founded in 2016 that provides fee-based wealth management, financial planning, and alternative-investment access to high-net-worth individuals, retirees, and accredited investors through direct advisor relationships.

Ownership category

akta.pro rank

Product category

Wealth Management and Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Wealth management services
• Investment advisory
• Financial planning
• Asset management
• Retirement income planning

Headquarters

HQ city

Bellevue

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Fee-Based Planning and Asset Management: Fee-based compensation model where the firm charges fees based on a percentage of assets under management or a flat fee for services. In-house investment management is commission-free for stocks and ETFs.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Steward Capital is a boutique Registered Investment Adviser offering fee-based wealth management to individual clients. Its core services include commission-free asset management of individual stocks and low-cost ETFs custodied at Charles Schwab, holistic financial planning across savings, retirement, tax, and estate topics, access to alternative investments (private equity, real estate, hedge funds, private debt) via its Legacy Group Capital partnership, and specialized retirement income planning with multi-asset income streams.

Product overview

Steward Capital is a boutique financial advisory firm offering an integrated wealth management platform composed of four core service offerings: Comprehensive Asset Management (commission-free investment management of individual stocks and ETFs via Charles Schwab), Financial Advice Research & Planning (holistic financial planning with professional retirement simulation), Alternative Investments (private equity, hedge funds, real estate, and private debt access), and Retirement Income Planning (income diversification and tax-efficient withdrawal strategies). The firm also provides client access portals including eMPLAN for planning, Charles Schwab for brokerage, and Tamarac for reporting. All services are coordinated to deliver personalized wealth management for individual clients, with no up-front commissions or annuity products.

Differentiator

Problem solved

Functional benefit

Products and services

• Comprehensive Asset Management Full-service asset management for individual clients including portfolio construction, asset allocation, risk management, cashflow and income generation, and performance monitoring. Investment management is commission-free and primarily consists of individual stocks and low-cost ETFs custodied at Charles Schwab.
• Financial Advice, Research & Planning Comprehensive financial planning service covering savings and budgeting, investing and risk management, retirement planning, tax optimization, estate planning, and insurance assessment, supported by professional retirement simulation software.
• Alternative Investments Advisory and access to non-traditional assets including private equity, hedge funds, real estate, commodities, and collectibles, with specific access to private real estate transactions (single-family housing, developments, multi-family apartments) and private debt collateralized by real estate through the Legacy Group Capital partnership.
• Retirement Income Planning Specialized retirement income strategy development including income stream diversification, tax-efficient withdrawal planning, and multi-asset income generation using bonds, dividend stocks, preferred stocks, ETFs, real estate, and alternative investments.

Quantifiable outcome

• Commission-free investment management for stocks and ETFs through Charles Schwab
• +1 more outcomes

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

One partnership is on record.

• Legacy Group CapitalcoreStrategic or Co-development Partner · 1 January 2016Partnership formed in 2016 when Christopher Steward sought to differentiate Steward Capital from commoditized advisory firms. Legacy Group Capital is a reputable real estate-based firm in Bellevue with an excellent investment track record. This partnership allows Steward Capital to provide clients with unique private investment opportunities in real estate including single-family housing, developments, multi-family apartments, and private debt collateralized by real estate. The partnership has positioned both firms as trusted partners for individuals and businesses seeking access to exclusive private deals.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Mariner Wealth Advisors: Independent, fee-only RIA offering comprehensive financial planning, asset management, and alternative investments to HNW clients — overlaps Steward's integrated-wealth platform and target segments, though operating nationally with a much larger advisor headcount.
• Fisher Investments: Large independent RIA serving high-net-worth and institutional clients with discretionary portfolio management and an emphasis on fee-based, fiduciary advice — directly comparable business model to Steward Capital but at vastly greater scale.
• Creative Planning: Large national fee-only RIA providing comprehensive wealth management, tax, retirement, and estate planning to HNW households — overlaps Steward's full-service platform and client segments but at substantially larger scale.

Regional players

• Coldstream Wealth Management: Pacific Northwest-based RIA offering fee-based investment management, financial planning, and alternative investment access to HNW clients — comparable boutique RIA positioning with regional overlap to Steward's Bellevue market.
• Laird Norton Wealth Management: Pacific Northwest-based (Bellevue/Seattle) multi-family office and RIA serving HNW individuals with integrated investment, trust, and estate services — directly comparable geography, clientele, and integrated-wealth model to Steward Capital.

Direct peers

• Modera Wealth Management: Boutique fee-only RIA delivering financial planning, retirement income strategies, and investment management to individuals and families — directly mirrors Steward's boutique, fee-based, planning-led value proposition at a similar scale.
• Buckingham Strategic Wealth: Fee-only RIA known for evidence-based portfolio management combined with active tax, retirement, and estate planning — comparable comprehensive service suite and fiduciary-only positioning to Steward Capital.
• Halbert Hargrove: Boutique, fee-only RIA providing personalized wealth management, retirement planning, and alternative investment access to HNW individuals and families — closely comparable boutique scale, fiduciary model, and service breadth to Steward Capital.

Market position

Strengths5 records

Weaknesses3 records

Competitive moat4 records

Key risks2 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Steward Capital