Ausgleichskasse Arbeitgeber Basel

What Ausgleichskasse Arbeitgeber Basel does

Ausgleichskasse Arbeitgeber Basel (operating as AK 40 or AK40) is a Swiss statutory social insurance compensation office headquartered at Viaduktstr. 42 in Basel. Operating under the Swiss Federal Law on Old Age and Survivors' Insurance (AHVG), AK40 administers mandatory first-pillar social insurance schemes including AHV (old-age and survivors' pensions), IV (disability insurance), EO (loss-of-earnings compensation for military and civilian service), maternity (MSE) and paternity (VSE) allowances, supplementary benefits (EL), and family allowances (FZ). The organization serves affiliated employers, self-employed persons, and insured individuals primarily in northwestern Switzerland while accepting clients nationally across all sectors.

The compensation office runs a multi-channel delivery model combining a Basel walk-in counter, telephone support, appointment-based consultations, and two proprietary digital platforms: the Connect e-business portal for employer self-service (contribution submission, employee registration/deregistration, payroll reporting) and the ALPS (Auskunfts- und Leistungs-System) platform for cross-border telework declarations and A1 certificate applications under the multilateral agreement with EU/EFTA states. An Individual Account (IK) system tracks annual earnings for each insured person to underpin pension calculations, and a suite of online calculators and Vimeo-hosted explanatory videos extends self-service into education. The organization also operates LSV/DD direct-debit integration for automated contributions and is migrating authentication to the federal AGOV system.

AK40's business model is statutory rather than commercial: revenue is derived from regulated administrative components on mandatory contributions rather than discretionary pricing. Throughput of approximately CHF 4 billion in annual contributions serves 400,000+ insured workers and 50,000+ pension recipients with a staff of 85 employees. Affiliation is mandatory under federal law, producing a protected market position with no direct commercial competitors. Service delivery is multilingual across German, French, Italian, and English.

Name

Ausgleichskasse Arbeitgeber Basel

Legal name

Ausgleichskasse Arbeitgeber Basel

Website

https://ak40.ch

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

Ausgleichskasse Arbeitgeber Basel (AK40) is a Swiss statutory social insurance compensation office administering mandatory first-pillar AHV/IV/EO benefits for affiliated employers, self-employed persons, and approximately 400,000 insured workers, primarily in northwestern Switzerland.

Ownership category

akta.pro rank

Product category

Social Insurance Administration

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Pension Funds (52511), Health and Welfare Funds (525120), Direct Health and Medical Insurance Carriers (524114)

SIC

Accident & Health Insurance (6321), Life Insurance (6311), Hospital & Medical Service Plans (6324), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)

Keywords

• Social insurance administration
• Statutory pension fund
• Family allowance services
• Disability insurance administration
• First pillar social security

Headquarters

HQ city

Basel

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Revenue model

1. Statutory Social Insurance Contributions: AK40 is a statutory compensation office that collects and administers mandatory first pillar social insurance contributions (AHV/IV/EO) from affiliated employers. The organization processes approximately CHF 4 billion annually in contributions from approximately 400,000 insured workers. Revenue is derived from statutory contribution administration, not direct service fees.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

AK40 is a Swiss statutory compensation office (Ausgleichskasse) that administers mandatory first-pillar social insurance schemes — including old-age and survivors' insurance (AHV/OASI), disability insurance (IV/DI), income compensation (EO), maternity and paternity allowances, family allowances, and supplementary benefits — for affiliated employers, self-employed persons, and insured individuals in Switzerland. It collects contributions, manages individual pension accounts, and disburses statutory benefits, operating under Swiss federal law (AHVG).

Product overview

Ausgleichskasse Arbeitgeber Basel operates as a Swiss social insurance compensation office managing first-pillar social security schemes. The organization administers a portfolio of integrated products including AHV (old-age and survivors' insurance), IV (disability insurance), EO (income replacement), MSE/VSE (maternity/paternity benefits), family allowances, and supplementary benefits. Additional modules include the Connect e-business platform for employer self-service, ALPS for international affairs management, and an individual account system for pension calculation tracking. Online calculators complement the service offerings for contribution and benefit estimations.

Differentiator

Problem solved

Functional benefit

Products and services

• AHV (Alters- und Hinterlassenenversicherung) / OASI - Old-age and Survivors' Insurance Mandatory first-pillar insurance scheme providing retirement pensions and survivor benefits to insured workers and their dependents under Swiss federal law.
• IV (Invalidenversicherung) / DI - Disability Insurance Mandatory disability insurance scheme providing pensions, daily allowances, and integration measures for insured persons with reduced earning capacity.
• EO (Erwerbsersatz) / IC - Income Compensation Statutory income replacement scheme providing daily allowances for individuals serving in the military, civilian service, civil defense, and youth sports programs.
• MSE - Maternity Allowance Statutory maternity insurance benefit providing 80% of average earnings for 14 weeks during maternity leave for employed mothers.
• VSE - Paternity Allowance Statutory paternity insurance benefit providing 80% of average earnings for two weeks of paternity leave following the birth of a child.
• EL (Ergänzungsleistungen) - Supplementary Benefits Supplementary benefits to AHV and IV pensions for persons whose regular benefits do not cover minimum living expenses, including home care and institutional care benefits.
• FZ (Familienzulagen) - Family Allowances Family allowances providing child allowances and education allowances for employees and self-employed persons with dependent children in Switzerland.
• Betreuungsentschädigung - Child-Care Benefits

Quantifiable outcome

• CHF 4 billion in annual contributions processed for 400,000+ insured workers and 50,000+ pension recipients

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature3 records

Partnerships

One partnership is on record.

• EU/EFTA States (Multilateral Agreement)coreOthers · 1 July 2023Multilateral agreement between Switzerland and EU/EFTA states for cross-border telework, effective July 1, 2023. Allows employees working up to 49.9% remotely from their residence state to remain under Swiss social insurance jurisdiction. Implemented through the ALPS platform for certificate A1 applications.

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• CSS Versicherung: Largest Swiss basic health insurer, offering statutory and supplementary health insurance products under Swiss federal health insurance law (KVG), sharing regulatory context with AK40's health-related family allowances.
• Groupe Mutuel: Major Swiss insurance group offering health, life, and supplementary benefit products in Switzerland, overlapping with AK40's health and welfare administration but on a commercial (non-statutory) basis.
• Swiss Life: Largest Swiss life insurance and pension provider, operating in the same retirement and pension domain as AK40's AHV administration but as a commercial second/third-pillar provider rather than a statutory first-pillar administrator.

Direct peers

• SVA Zürich: Statutory cantonal compensation office (Ausgleichskasse) for the Canton of Zurich, administering first-pillar Swiss social insurance (AHV, IV, EO, family allowances) with a comparable product portfolio and statutory mandate.
• Sozialversicherungsanstalt Thurgau: Cantonal social insurance compensation office for Thurgau, operating under the same Swiss federal social insurance framework with a comparable product portfolio and statutory administration role.
• SVA Aargau: Cantonal social insurance compensation office for Aargau, administering AHV/IV/EO and family allowances under the same AHVG framework as AK40 with similar employer and self-employed customer segments.
• SVA St. Gallen: Cantonal social insurance compensation office administering first-pillar benefits in Canton St. Gallen, with a comparable statutory mandate, product portfolio, and operational model to AK40.
• SVA Bern: Cantonal social insurance compensation office responsible for administering first-pillar AHV/IV/EO and family allowances in Canton Bern, sharing the same statutory operating model and customer base as AK40.
• Ausgleichskasse Basel-Stadt: Cantonal compensation office for Basel-Stadt, operating in the same geographic and statutory framework as AK40, with overlapping customer base and product offerings in northwestern Switzerland.

Regional players

• SVA Basel-Landschaft: Cantonal social insurance compensation office for Basel-Landschaft, operating in the same northwestern Switzerland region as AK40 but serving a different cantonal jurisdiction.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Ausgleichskasse Arbeitgeber Basel