What Active Tools does

ActiveTools, Inc. is a privately-held, founder-controlled software consulting firm founded in 1997 by Evandro Lorenzoni and headquartered in the San Francisco Bay Area, with an offshore engineering office in Rio de Janeiro. The company builds and licenses software products and professional services aimed at financial institutions, with named client work for JP Morgan, Bear Stearns, UniBanco, and CIBC-Oppenheimer. Its core product portfolio comprises Data Distiller (a high-throughput distribution-modeling/scoring engine capable of processing 1.2M records with 40 variables in under four minutes), eCRM (a web-based marketing and customer-communication platform), iBasel (a Basel Accord compliance framework with Credit, Operational, and Analyzer components using Monte Carlo, Bayesian, and FFT methods), the Data Translator Compiler (DTC) for format-to-format data transformation, and a Collaboration Suite for workflow and extranet integration.

The underlying platform is built on open standards with web-service APIs and is delivered through multiple deployment models — enterprise on-premise installation, a web-hosted pay-per-use scoring service, an on-premise Internet Appliance Server, and OEM/embedded licensing for partners. The company monetizes through a mix of software licensing/subscription, project-based professional services (architecture and design, enterprise integration, managed infrastructure, offshore development), managed services, and OEM/partner royalties. Tier-1 technology alliances with Sun Microsystems, Microsoft, BEA Systems (WebLogic), Oracle, and Cisco anchor the certified-services stack. The disclosed evidence is dated (website copyright 1997–2009, references to Bear Stearns which collapsed in 2008), and the firm has 11–50 employees, no disclosed funding rounds, no disclosed revenue, and no recent strategic signals in the available source material.

Name

Active Tools

Legal name

ActiveTools, Inc.

Website

https://activetools.net

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

ActiveTools is a privately-held software and consulting firm founded in 1997 that builds risk, compliance, data-transformation, and CRM products for financial institutions, delivered via on-premise, web-hosted, and OEM channels.

Ownership category

akta.pro rank

Product category

Financial Risk Management Software

NAICS

Custom Computer Programming Services (541511), Computer Systems Design and Related Services (54151), Software Publishers (5132)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371), Services-Prepackaged Software (7372)

akta.pro primary industry

Batch ETL/ELT Platforms (HDAEACAA)

akta.pro secondary industry

Direct Marketing, CRM & Lifecycle (Email, SMS, Loyalty) (BPAFAAAJ)

Keywords

• Financial risk software
• Basel compliance solutions
• Credit risk analytics
• Enterprise data integration
• Financial workflow software

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Software Products: Sale or licensing of software products including Data Distiller, eCRM, iBasel, Distribution Modeling, and Data Translator. Products can be deployed at customer installation or provided as web services.
2. Professional Services: Services including Architecture & Design, Enterprise Integration, Managed Infrastructure, and Offshore Software Development. Project-based engagements with clients to design, implement and operate financial systems.
3. Web-Hosted/ SaaS Services: Web-hosted scoring and analysis services allowing customers to upload files for processing. Pay-per-use model where customers receive results before paying.
4. OEM/ Licensing: OEM version of tools offered to partners who want to integrate the system with their own enterprise systems and customize to their own data schema.
5. Managed Services: Full enterprise application management including performance monitoring, technical support, account management, and backups. Can include hosting in ActiveTools Data Center.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels3 records

Core offering

ActiveTools provides software products and professional services that help financial institutions operate more efficiently, from software architecture and design to workflow and collaboration solutions. Its portfolio includes Data Distiller (distribution modeling and scoring), eCRM (electronic customer relationship management), iBasel (Basel Accord compliance framework), Data Translator Compiler (DTC, for data format transformation), and Collaboration Suite, deployed either on-premise or as web services with partner infrastructure from Sun, Microsoft, BEA, Oracle, and Cisco.

Product overview

ActiveTools provides a suite of financial software products designed for financial institutions. The portfolio includes Data Distiller (a distribution modeling and scoring tool), eCRM (electronic customer relationship management), iBasel (Basel Accord compliance framework for credit and operational risk), Data Translator Compiler (DTC, for data format transformation), and a Collaboration Suite. Products can be deployed at customer installations integrating with back office systems, or delivered as web services allowing customer systems to communicate with ActiveTools infrastructure. The company also offers complementary services including architecture and design, enterprise integration, offshore development, and managed infrastructure.

Differentiator

Problem solved

Functional benefit

Brands

• Data Distiller: Tool designed to parse data feeds, apply rule-based transformations and post output to database, web service or file. Delivered as network appliance or web service.
• eCRM
• iBasel
• Collaboration Suite
• DTC - Data Translator Compiler

Products and services

• Data Distiller A tool designed to parse any type of data feed, apply rule-based transformations, and post output to a database, web service, or file. Uses statistical models to score items based on likelihood of exhibiting predefined characteristics and can process up to 1,200,000 records with 40 variables in under 4 minutes. Delivered as a network appliance or web service, and is also referenced under the Distribution Modeling product line.
• eCRM A hosted electronic Customer Relationship Management service that enables businesses to create and manage targeted email campaigns, track response results in real time, segment opt-in email lists, and improve customer retention and marketing effectiveness. Includes wizard-driven campaign creation, dynamic segmentation, customizable templates, and opt-in/opt-out capabilities. Aimed at financial services firms and other enterprise customers.
• iBasel A software framework designed to address New Basel Accord requirements for financial institutions. Includes iBasel Credit (data transformation and calculation of PD, EAD, LGD), iBasel Operational (operational risk management and loss conciliation), and iBasel Analyzer (Monte Carlo simulation, Bayesian Methods, and Fast Fourier Transforms for capital requirement calculations).
• Data Translator Compiler (DTC) A full-featured tool enabling transformation of data feeds from one specific format into formats that applications understand, allowing full communication with other systems and building gateway systems to deliver data across the enterprise. Includes its own translation language for automating labor-intensive processes.
• Collaboration Suite Tools and components to implement collaboration and workflow systems with complete integration capabilities for enterprise systems and extranet applications. Built on open standards with a web service API.
• Professional Services Professional services including Architecture & Design, Enterprise Integration, Managed Infrastructure, and Offshore Software Development. Project-based engagements with clients to design, implement, and operate financial systems.
• Managed Services Full enterprise application management including performance monitoring, technical support, account management, and backups. Can include hosting in ActiveTools Data Center.

Quantifiable outcome

• Over 95% average customer satisfaction rating on delivered projects
• +1 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Five partnerships are on record, tiered core.

• Sun MicrosystemscoreTechnology or IntegrationActive Tools uses Sun's industry-leading enterprise network computing platforms and technology to run and operate its Certified services. Works with Sun to establish replicable processes for delivering highly scalable, feature-rich distributed services. Built on open standards designed for cross-platform integration with reliability and efficiency.
• MicrosoftcoreTechnology or IntegrationActive Tools offers solutions based on Microsoft Windows 2003 and .NET platform. Combination of Microsoft software and tools with ActiveTools expertise in building custom components creates foundation for server-side development for Intel-based environments.
• BEA Systems (WebLogic Server)coreTechnology or IntegrationBEA WebLogic Server is included as a core component of services to provide best-of-breed architecture for deploying eBusiness applications. Provides scalable foundation ready for high-traffic success.
• OraclecoreTechnology or IntegrationActive Tools offers feature-rich services based on the award-winning Oracle database. Oracle combined with ActiveTools expertise in operating online services provides unique solution for fast-moving companies.
• CiscocoreTechnology or IntegrationNetwork built to Cisco Powered Network standard ensuring highest levels of reliability and performance. Same Cisco technology powering business networks worldwide powers ActiveTools infrastructure.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• FICO: FICO provides credit scoring and analytics (FICO Score, FICO Platform) with deep penetration at large banks and a regulatory/risk practice. Comparable to ActiveTools because both serve credit risk, scoring, and Basel-relevant analytics at financial institutions.
• Oracle Financial Services (OFSAA): Oracle's OFSAA platform provides Basel, credit risk, and operational risk analytics for banks and is anchored on the Oracle database stack. Comparable to ActiveTools because both target the same Basel and credit/operational risk use cases, and Oracle is also an explicit technology partner.
• FIS (formerly SunGard): FIS (which acquired SunGard) provides enterprise financial software including risk and capital markets solutions to global banks. Comparable to ActiveTools because both sell integrated software to large financial institutions with overlap in workflow, integration, and risk tooling.
• SAS Institute: SAS is a broad incumbent analytics software vendor with SAS Risk Dimensions and a Basel/credit-risk practice serving large financial institutions. Comparable to ActiveTools because both sell risk and analytics software to banks and compete for similar Basel and credit-scoring budgets.

Direct peers

• Murex: Murex provides a trading, risk, and post-trade platform used by banks for credit and market risk management. Comparable to ActiveTools because both sell enterprise risk software to large financial institutions with comparable functional overlap in credit risk.
• Moody's Analytics: Moody's Analytics sells regulatory risk and Basel compliance software (e.g., RiskFrontier, Capital Risk) directly to large banks. Highly comparable to ActiveTools' iBasel suite because both target PD/EAD/LGD and operational risk for Basel compliance at financial institutions.
• NICE Actimize: NICE Actimize provides financial crime, risk, and compliance software for banks and capital markets firms. Comparable to ActiveTools because both sell regulatory/risk software to financial institutions, with overlap in operational risk and enterprise deployment models.
• Wolters Kluwer (OneSumX): Wolters Kluwer's OneSumX for Regulatory Reporting provides Basel/regulatory software to banks. Directly comparable to ActiveTools' iBasel suite because both address Basel credit and operational risk reporting at global financial institutions.

Emerging players

• Qlik: Qlik offers a data analytics and integration platform used by financial institutions to transform and analyze data. Comparable to ActiveTools' Data Distiller/DTC because both address enterprise data transformation and analytics, though Qlik operates at a broader horizontal scale.
• Informatica: Informatica is a leading data integration/ETL platform widely deployed at financial institutions. Comparable to ActiveTools' Data Distiller and DTC products because both provide enterprise data transformation, though Informatica operates at much larger horizontal scale.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Active Tools