Pestsure
PestSure is a member-owned captive insurance company, founded in 1980 and headquartered in Dallas, that exclusively underwrites liability, auto, workers' compensation, and specialty coverages for mid-market pest control operators across the United States, supplemented by loss prevention and safety training services.
- Company typePrivate
- Founded1980
- HeadquartersDallas, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Pestsure does
PestSure is a captive insurance company founded in 1980 and headquartered in Dallas, Texas, that exclusively serves the pest management industry. It operates as a mutual organization wholly owned by its member pest control operators, who function as both policyholders and stockholders with the ability to share in profits. The program is administered by Alliant Insurance Services, with policies underwritten by A+ rated Old Republic Insurance Company and claims administered by Sedgwick CMS.
The company's core offering is a portfolio of insurance coverages specifically tailored to pest control operations, written in accordance with National Pest Management Association (NPMA) contract guidelines. Core lines include general liability ($1M occurrence/$3M aggregate), automobile liability and physical damage ($1M per accident), and statutory workers' compensation with $1M employers liability. Optional add-ons include umbrella, property, cyber, EPLI, D&O, boiler and machinery, inland marine, and bonds, as well as niche coverages such as canine mortality for bedbug-sniffing dogs and errors and omissions. Each account is individually underwritten based on the member's loss experience, with payment terms of 25% down and eight interest-free installments.
Members must have annual sales of at least $2 million and gain approval from the PestSure board of directors, making distribution highly selective. PestSure distributes exclusively through insurance agents and brokers who submit applications to Alliant 30 days prior to policy expiration. The bundled offering includes a full-time loss control department, a medical performance manager for workers' comp, on-site training, claims teams with pest control expertise, and an online member resource portal with more than 200 downloadable safety training subjects. Member companies collectively represent approximately $2.6 billion in annual revenue, $900 million in payroll, and 19,000+ insured service vehicles.
Pestsure firmographics
Firmographics- Name
- Pestsure
- Legal name
- PestSure
- Website
- https://pestsure.com
- Company type
- Private
- Founded year
- 1980
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- PestSure is a member-owned captive insurance company, founded in 1980 and headquartered in Dallas, that exclusively underwrites liability, auto, workers' compensation, and specialty coverages for mid-market pest control operators across the United States, supplemented by loss prevention and safety training services.
- Ownership category
- akta.pro rank
Pestsure industry classification
Industry- Product category
- Commercial Pest Control Insurance
- NAICS
- Insurance and Employee Benefit Funds (5251)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Commercial General Pest Control (Non-Specialty) (HSAMAAAL)
- akta.pro secondary industries
- Pest Management Compliance (IPM) & Vector Control (EDAEAKAK), IPM Exclusion & Structural Pest-Proofing (Sealing, Screening, Door Sweeps) (HSAMAJAB)
Keywords
Where Pestsure is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Pestsure business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Insurance Premiums: PestSure operates as a captive insurance model where members (pest control operators) pay insurance premiums. The captive is owned by its members, allowing them to potentially share in profits. Each account is individually underwritten based on the member's loss experience.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Custom insurance programs based on individual risk profile |
| Subscription | Multi-year contract | Group liability insurance through Old Republic Insurance Company |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Pestsure product offering
Product offeringCore offering
PestSure is a captive insurance program exclusively dedicated to the pest management industry, providing tailored general liability, automobile liability and physical damage, and workers' compensation coverage along with optional lines such as umbrella, property, cyber, EPLI, D&O, boiler and machinery, inland marine, and bonds. Membership is open to pest control operators with at least $2 million in annual sales, requires board approval, and bundles insurance with loss prevention, on-site safety training, claims management, and an online member resource library of 200+ safety training subjects.
Product overview
PestSure is an insurance and risk management company that is exclusively dedicated to the pest control industry. It operates as a captive insurance model wholly owned by its member pest control operators. The core product portfolio centers on specialized insurance coverage for pest management professionals, including general liability, automobile liability, physical damage, and workers' compensation. These are supplemented by optional coverages such as umbrella, property, cyber, employment practices liability, directors and officers, boiler and machinery, inland marine, and bonds. The offering is bundled with loss prevention services including safety training, risk management consulting, on-site training, claims management assistance, and an online member resource portal with over 200 downloadable safety training topics. The company writes policies specifically for pest management in accord with National Pest Management Association (NPMA) contract guidelines.
Differentiator
Problem solved
Functional benefit
Products and services
- PestSure Insurance Coverage Program Comprehensive captive insurance program exclusively for pest control operators, bundling tailored general liability, automobile liability and physical damage, workers' compensation, and ancillary coverage lines for U.S. pest management companies with at least $2 million in annual sales who are approved by the PestSure board.
- General Liability Insurance General liability coverage with $1 million per occurrence / $3 million aggregate limits, endorsed to cover pest control operations subject to state and federal laws.
- Automobile Liability and Physical Damage Insurance Automobile liability coverage with $1 million per accident limit, endorsed to cover collision, upset and overturn including all chemicals in transit, plus physical damage for service vehicles.
- Workers' Compensation Insurance Statutory workers' compensation coverage with $1 million employers' liability limit for pest control operations.
- Umbrella Coverage Optional umbrella coverage that can increase general liability and automobile limits to $2 million per occurrence for pest control operators.
- Property Insurance Optional property coverage for member pest control businesses' facilities.
- Cyber Insurance Optional cybersecurity insurance coverage for protection against digital threats and data breaches for pest control operators.
- Employment Practices Liability Insurance Optional coverage protecting pest control operator members against employment-related claims.
- Directors and Officers Insurance Optional D&O coverage for the organizational leadership of pest control operator members.
- Boiler and Machinery Insurance Optional equipment breakdown coverage for member pest control businesses.
- Inland Marine Insurance Optional coverage for property in transit for pest control operators.
- Bonds Optional bonding services for pest control operators.
- Loss Prevention Services Comprehensive loss prevention programs for pest control operators, including safety training, risk management consulting, on-site training, and hands-on facility training.
- Claims Management Services Dedicated claims unit with pest-control-specific knowledge for PestSure members, including a medical performance manager for workers' compensation claims.
Quantifiable outcome
- 14% decline in auto crashes after implementing cell-free initiative
- +2 more outcomes
Companies that use Pestsure
Customer profileNamed customers13 records
Segments2 records
Ideal customer profiles1 record
Pestsure technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Pestsure partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and strategic.
- Alliant Insurance ServicescorePestSure is administered by Alliant Insurance Services, one of the largest insurance brokers in the United States. Alliant provides administrative support for the captive insurance program.
- Old Republic Insurance CompanycoreOld Republic Insurance Company underwrites the group liability insurance program. Rated A+ by insurance rating agencies.
- National Pest Management Association (NPMA)strategicPolicies are written specifically for pest management in accord with NPMA contract guidelines.
- Sedgwick CMScoreThird-party claims administrator handling automobile liability and general liability claims for PestSure members.
Scale indicators7 records
Recent moves6 records
Expansion highlights4 records
Pestsure competitors and assessment
Company assessmentBroad incumbents
- Markel Corporation: Specialty insurer with deep industry-vertical underwriting expertise (including several service trades) and an emphasis on niche commercial risks. Comparable as a broad incumbent that competes in the same specialty commercial space, with broader portfolio and larger scale than PestSure.
- Old Republic International: Diversified specialty insurance holding company and the A+ rated underwriter backing the PestSure program. Included as a peer given its direct role in PestSure's product delivery and as a benchmark for the specialty commercial insurance market in which PestSure operates.
- Cincinnati Financial: Commercial property/casualty insurer with a strong independent-agent distribution model and broad commercial lines. Comparable to PestSure as a commercial P&C carrier distributing exclusively through independent agents, the same channel PestSure relies on.
- Employers Holdings: Workers' compensation-focused specialty insurer with operations across the U.S. Relevant peer because workers' compensation is one of PestSure's core lines, and Employers demonstrates the specialty mono-line insurance model PestSure partially operates within.
- RLI Corp: Specialty commercial insurer with niche underwriting in small-to-mid commercial and select service trades. Comparable given its specialty niche underwriting approach and emphasis on underserved segments similar to pest control operators.
- AmTrust Financial Services: Specialty commercial insurer with concentration in workers' comp, warranty, and small commercial risks. Comparable as a broad incumbent competing in adjacent specialty commercial lines and the workers' comp market that is core to PestSure's offering.
Emerging players
- AF Group: Workers' compensation and captive management provider for trade and industry groups, including group captives similar in concept to PestSure. Comparable as a peer in the industry-group captive space with a focus on aligned member ownership.
Direct peers
- Federated Insurance: Mutual insurance company focused exclusively on select trades and business categories, offering commercial property/casualty, workers' comp, and risk-management resources. Comparable to PestSure for its trade-vertical specialization, member-style servicing model, and integrated loss-prevention content.
- Builders & Tradesmen's Insurance Services (BTIS): Specialty trade-association-backed insurance program offering commercial coverages exclusively to construction and trade contractors. Closely mirrors PestSure's model of a niche, industry-dedicated insurance program with member services, safety resources, and a captive-like alignment between carrier and insured trade businesses.
- Society Insurance: Mutual commercial insurer specializing in niche trades (restaurants, contractors, auto service). Relevant peer for PestSure given its focus on a defined vertical, mutual structure, and bundling of insurance with loss-control services.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
Pestsure social profiles
Digital presencePestsure financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pestsure leadership team
Management profileNumber of profiles
Profiles11 records
Pestsure funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pestsure M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pestsure
What does Pestsure do?
PestSure is a captive insurance program exclusively dedicated to the pest management industry, providing tailored general liability, automobile liability and physical damage, and workers' compensation coverage along with optional lines such as umbrella, property, cyber, EPLI, D&O, boiler and machinery, inland marine, and bonds. Membership is open to pest control operators with at least $2 million in annual sales, requires board approval, and bundles insurance with loss prevention, on-site safety training, claims management, and an online member resource library of 200+ safety training subjects.
Is Pestsure a public or private company?
Pestsure is a private company. It is classified as management employee owned and is currently operating.
When was Pestsure founded?
Pestsure was founded in 1980. It employs 11 to 50 people.
Where is Pestsure based?
Pestsure is headquartered in Dallas, United States, in the North America region.
How does Pestsure make money?
One revenue line is on record: insurance Premiums.
Who are Pestsure's main competitors?
Broad incumbents on record are Markel Corporation, Old Republic International, Cincinnati Financial, Employers Holdings, RLI Corp and AmTrust Financial Services. AF Group is listed as an emerging player. Direct peers are Federated Insurance, Builders & Tradesmen's Insurance Services (BTIS) and Society Insurance.
Does Pestsure have an API?
No public API is recorded for Pestsure.
What industry is Pestsure in?
Pestsure's product category is Commercial Pest Control Insurance. Its primary akta.pro industry code is HSAMAAAL, Commercial General Pest Control (Non-Specialty), with a secondary code of EDAEAKAK, Pest Management Compliance (IPM) & Vector Control. Its NAICS code is 5251 and its SIC code is 6331.