Payglobe

What Payglobe does

PayGlobe SRL is an Italian payment services provider headquartered in Via del Lauro 9, Milan, operating as a subsidiary of the diversified GUM Group conglomerate. Founded in 2017 and employing between 11 and 50 staff, the company delivers a unified payment platform spanning physical POS terminals and acquiring, multi-acquiring infrastructure for large enterprises, a white-label PagoPA and postal-bill collection solution, and an eCommerce gateway. Its target segments include Italian SMEs (PMI), large retail chains, hospitality operators (restaurants, hotels, bars), private postal operators and PagoPA agents, professionals, and online merchants.

The technology stack centers on the proprietary Mandala payment gateway, a multi-acquiring routing infrastructure that optimizes transaction acceptance and cost across multiple acquiring banks, and a centralized Dashboard Unica for unified monitoring and reporting. PayGlobe integrates natively with Stripe for eCommerce, partners with Shift4 for international processing, and offers operational leasing of POS terminals for multi-location enterprises. The platform supports multi-currency settlement (EUR, USD, GBP, JPY, BTC) with sub-100ms response time and high-availability infrastructure. PayGlobe SRL is registered with OAM (Organismo Agenti e Mediatori) under P.IVA 09931100961, providing licensed payment-agent status in Italy.

PayGlobe generates revenue through transaction fees on POS acquiring, terminal rental and operational leasing, eCommerce gateway processing fees, and licensing income from white-label PagoPA and bollettini solutions. Distribution combines direct enterprise field sales for POS deployment, an API-first developer motion for eCommerce merchants, white-label partnerships with postal operators and PagoPA agents, and sports-marketing visibility via an Atalanta BC Executive Partnership. Named enterprise customers include Virgin Active, IVS Group, D'Amico, Panino Giusto, Vesta, Dorrego, Robo 1938, Dega, and El Porteño, with strategic technology partners Moneynet, N&TS Group, Stripe, and Shift4.

Name

Payglobe

Legal name

PayGlobe SRL

Website

https://eupayglobe.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

PayGlobe SRL is an Italian payment services provider offering POS terminals, multi-acquiring infrastructure, the Mandala eCommerce gateway, and white-label PagoPA solutions for SMEs, large retailers, hospitality operators, and postal/PagoPA agents across Italy.

Ownership category

akta.pro rank

Product category

Payment Processing and Acquiring Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

akta.pro primary industry

Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)

akta.pro secondary industries

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA), Payment Orchestration Platforms (FSAGABAA), POS-to-Online Unified Payments (Omnichannel Payments) (CRAFALAL), Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

Keywords

• Payment processing platform
• POS terminal solutions
• Multi-acquirer infrastructure
• PagoPA payment gateway
• ECommerce payment API

Headquarters

HQ city

Milan

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales, Supply Chain

Revenue model

1. POS Terminal Rental and Acquiring Services: Rental of physical POS terminals combined with card acquiring services for merchants, generating recurring revenue from transaction fees and terminal rental charges
2. Payment Gateway Services: eCommerce payment processing through Mandala gateway and Stripe integration, charging transaction fees for online payments
3. White Label Solutions: White label payment solutions for bollettini postali, MAV, RAV and PagoPA payments for private postal operators and PagoPA agents
4. Operational Leasing: Operational leasing of POS terminals for large enterprises with centralized management and maintenance services

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

PayGlobe provides an integrated Italian payment platform combining POS terminals, multi-acquirer payment processing, white label PagoPA and bollettini solutions, the Mandala Gateway eCommerce API, and a centralized merchant dashboard. The platform enables merchants, enterprises, and public-administration integrators to accept and manage card, online, and Italian public-payment flows through a single technical and commercial layer.

Product overview

PayGlobe is an Italian payment platform offering a unified ecosystem of integrated apps and services designed to adapt to various business models. The portfolio includes physical POS terminals with acquiring services for SMBs, multi-acquiring infrastructure for large enterprises, a white label Bollettini e PagoPA solution, and the proprietary Mandala Gateway for eCommerce payments with Stripe integration. All solutions are managed through a centralized Dashboard Unica for monitoring and reporting.

Differentiator

Problem solved

Functional benefit

Products and services

• POS Terminals Physical POS terminals provided to merchants and enterprises for in-person card payment acceptance, bundled with PayGlobe's payment platform and managed through the centralized dashboard.
• Multi-Acquiring Infrastructure Payment processing platform that enables large enterprises to route and manage card transactions across multiple acquirers through a single technical and commercial relationship, with consolidated reporting.
• White Label PagoPA Solution White label platform that enables public-administration bodies, utilities, and integrators to accept PagoPA payments from citizens and customers under their own brand.
• White Label Bollettini Solution White label platform for accepting Italian postal payment slips (bollettini) under the customer's own brand, targeted at public-administration bodies, utilities, and payment integrators.
• Mandala Gateway eCommerce API Developer-facing API for eCommerce merchants, platforms, and ISVs to integrate online card payment acceptance through PayGlobe's payment platform.
• Centralized Merchant Dashboard Web-based dashboard that gives merchants and enterprises unified visibility and management of payment activity across acquirers, channels, and payment instruments.

Quantifiable outcome

• <100ms Response Time

Named customers10 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

Six partnerships are on record, tiered core, flagship and minor.

• MoneynetcoreTechnology or IntegrationMoneynet is listed as a technology partner providing payment solutions integration. Moneynet is a payment service provider operating in Italy.
• Shift4coreTechnology or IntegrationShift4 is listed as a technology partner for payment processing solutions, providing international payment processing capabilities.
• N&TS Group (BizDev)coreTechnology or IntegrationN&TS Group is listed as a partner for business development, providing strategic partnership and integration services.
• GUM GroupflagshipOthersGUM Group is the parent company of PayGlobe SRL, providing corporate umbrella and strategic direction for the payment solutions business.
• StripecoreTechnology or IntegrationStripe provides API integration for PayGlobe's eCommerce solutions, enabling online payment acceptance through Stripe's payment infrastructure.
• Atalanta BCminorGTM or Marketing PartnerPayGlobe serves as Executive Partner for Atalanta BC football club, providing sports marketing and brand visibility through football sponsorship.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Emerging players

• Mollie: Mollie is a European payment service provider offering multi-acquirer, gateway, and POS solutions primarily to SMBs. It overlaps with PayGlobe's SMB and eCommerce positioning and is expanding in Italy.
• Trust Payments: Trust Payments is a European payment service provider offering gateway, acquiring, and POS services. It has overlapping product capabilities with PayGlobe in online and physical payment acceptance.

Direct peers

• SumUp: SumUp is a European fintech providing POS terminals and payment acceptance solutions primarily to small merchants. It targets the same PMI and small business segment as PayGlobe with comparable product positioning.
• Axerve (Edenred): Axerve is an Italian payment gateway and eCommerce processor serving merchants of all sizes, part of the Edenred group. It directly competes with PayGlobe's Mandala gateway and POS offerings in the Italian market.
• Satispay: Satispay is an Italian mobile payment network serving consumers and merchants, including SMBs and large retailers. It competes head-to-head with PayGlobe in Italian in-person and online merchant acquiring, with strong brand recognition domestically.

Broad incumbents

• Adyen: Adyen is a global unified commerce platform offering acquiring, payment gateway, and POS services to enterprise merchants. It competes with PayGlobe's enterprise multi-acquiring and Mandala gateway in Italy and across Europe.
• Stripe: Stripe is a global payment processor with strong API-first eCommerce infrastructure, directly competing with PayGlobe's Mandala gateway in Italy. It is also a technology partner of PayGlobe, creating a partner-competitor dynamic.
• Shopify Payments: Shopify Payments is a global integrated payment processor built into the Shopify commerce platform. It competes with PayGlobe's Mandala gateway for Italian eCommerce merchants using Shopify and similar platforms.
• Nexi: Nexi is Italy's largest payment processor and acquirer, serving merchants, banks, and PSPs across cards, digital, and eCommerce. It is the dominant incumbent in the same Italian acquiring and payment gateway market where PayGlobe operates, with materially greater scale and bank partnerships.
• Worldline: Worldline is a major European payment processor and acquirer serving merchants, banks, and governments. It is a broad incumbent competing with PayGlobe in Italian merchant services and POS acquiring.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/eupayglobe

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Payglobe