What Quick Fast Capital does

Quick Fast Capital, operating as Quick Fast Mortgage, LLC, is a Texas-based direct hard money lender founded in 2020 by a group of Fix and Flip investors to serve non-owner-occupied real estate investors who cannot obtain timely financing through conventional banks. The company originates four core products — Fix & Flip loans (12-month interest-only, up to 90% LTC, 100% rehab, $50k-$10M, rates from 7.99%), Bridge loans (12-24 month, up to 80% LTC, $50k-$5M, rates from 7.5%), Construction loans (up to 85% LTC, $100k-$3M, rates from 8%), and Long-Term Rental loans (15- and 30-year fixed, ARM, and interest-only terms, rates from 3.49% buydown). Underwriting, processing, and closing are handled in-house, with files typically answered in hours rather than days; foreign nationals and 620+ FICO borrowers are accepted without income or employment verification.

The firm's go-to-market is direct-to-consumer, supplemented by broker and franchise relationships (HomeVestors, Opendoor, NewAgainHouses), supported by regional loan-officer coverage out of Dallas, San Diego, Fort Collins, and Memphis. Revenue is generated entirely from interest income on originated loans and origination-related fees, priced per deal across product tiers. National US coverage is in place with international lending partnerships extending geographic reach. Operationally the firm is small (11-50 employees) and privately held with no disclosed institutional capital, external funding rounds, or M&A activity in the source data.

The technology stack described is an in-house lending platform with proprietary underwriting and processing workflows, but no AI/ML capabilities, APIs, or integrated data partners are disclosed. Differentiators cited are investor-friendly terms — no pre-payment penalties, no experience requirements, foreign national eligibility, 100% financing for franchise affiliates, and quick human-driven decisions — rather than technology or data assets.

Name

Quick Fast Capital

Legal name

Quick Fast Mortgage, LLC

Website

https://quickfastcapital.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Quick Fast Capital is a Texas-based direct hard money lender serving US real estate investors with Fix & Flip, Bridge, Construction, and long-term Rental loans, originating nationwide in-house with broker and franchise partnerships.

Ownership category

akta.pro rank

Product category

Hard Money Lending

NAICS

Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Hard Money & Private Mortgage Lending Intermediation (FSAEAEAH)

Keywords

• Hard money lending
• Real estate investment loans
• Fix and flip financing
• Bridge loan products
• Construction loan financing

Headquarters

HQ city

Dallas

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Interest Income on Loans: Revenue generated from interest charged on hard money loans including Fix & Flip loans, Bridge loans, Construction loans, and Long-term Rental loans. Interest rates vary by product (7.99%+ for Fix & Flip, 7.5%+ for Bridge, 8%+ for Construction, 3.49%+ for Rentals).

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Quick Fast Capital is a direct hard money lender providing short-term and long-term financing for real estate investors. It originates Fix & Flip loans, Rental loans, Bridge loans, and Construction loans for non-owner occupied residential and commercial investment properties, with in-house processing and underwriting to deliver fast closings.

Product overview

Quick Fast Capital is a direct hard money lender specializing in real estate investment financing. The company offers four core loan products: Fix & Flip Loans (short-term renovation financing), Rental Loans (long-term buy-and-hold financing), Bridge Loans (interim transitional financing), and Construction Loans (ground-up development funding). These products are designed for real estate investors who need fast, flexible capital as an alternative to traditional bank financing, with loan products structured to support the full lifecycle of real estate investment from purchase through renovation, rental, or construction.

Differentiator

Problem solved

Functional benefit

Products and services

• Fix & Flip Loans Short-term hard money loans for real estate investors purchasing distressed properties, renovating them, and selling for profit. Offers up to 90% loan-to-cost on purchase, 100% of rehab costs, and 75% max ARV, with 12-month interest-only terms and 6-month extension options. Loan amounts range from $50k to $10M with rates starting at 7.99%. Designed for non-owner occupied investment properties only.
• Rental Loans Long-term rental financing for real estate investors holding non-owner occupied rental properties. Offers 15 and 30-year fixed rate options, 5/1, 7/1, and 10/1 ARM options, and 10-year interest-only terms. Rates start at 3.49% (buydown) with no DSCR minimum required. Supports portfolios of 2+ properties and 1-4 unit single family rental assets, with mid-FICO 600+ accepted.
• Bridge Loans Short-term bridge financing for real estate investors transitioning between properties or awaiting long-term financing. Offers up to 80% LTC on 1-4 unit properties, 12-24 month interest-only terms with 6 and 12-month extension options. Loan amounts range from $50k to $5M with rates starting at 7.5%. No DSCR or income verification required.
• Construction Loans Ground-up construction financing for residential investment properties. Offers up to 85% LTC with up to 50% allocated for land purchase plus 100% construction budget (subject to 75% completion value). Loan amounts range from $100k to $3M with 12-24 month terms and rates starting at 8%. Designed for new property development projects by real estate investors.

Named customers3 records

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• International Lending PartnersminorChannel Partner/ Reseller/ DistributorQuick Fast Capital has partnerships enabling them to lend overseas beyond the United States. These partnerships expand their geographic reach for international real estate investment financing.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Kiavi: Kiavi (formerly LendingHome) is one of the largest tech-enabled hard money lenders for residential real estate investors, offering fix-and-flip and rental loans. Directly comparable to Quick Fast Capital on target customer (real estate investors), product set (Fix & Flip, Rental), and nationwide distribution model.
• RCN Capital: RCN Capital is a nationwide direct hard money lender offering Fix & Flip, rental, and bridge loans to real estate investors. Comparable on product suite, target customer, and multi-state direct-lending distribution.
• New Silver Lending: New Silver is a tech-enabled hard money lender for Fix & Flip investors and rental property buyers. Directly comparable on product mix, target borrower (real estate investors), and nationwide distribution.
• Lima One Capital: Lima One Capital is a direct hard money lender specializing in Fix & Flip, rental, and multifamily loans to real estate investors. Highly comparable in product mix, target customer, and direct-lending model with in-house underwriting.
• Visio Lending: Visio Lending is a portfolio lender specializing in long-term rental loans for non-owner-occupied residential properties. Directly comparable to Quick Fast Capital's rental loan product on borrower profile, asset class, and underwriting flexibility.
• CoreVest Finance: CoreVest (acquired by Redwood Trust) is a direct lender to residential real estate investors providing Fix & Flip and rental portfolio loans. Strong overlap on product mix and borrower segment with Quick Fast Capital.
• Anchor Loans: Anchor Loans is a California-based direct hard money lender focused on Fix & Flip financing for residential investors. Closely matches Quick Fast Capital's core Fix & Flip product and investor target market.

Emerging players

• Bloomfield Capital: Bloomfield Capital is a private direct lender providing bridge, fix-and-flip, and ground-up construction financing to real estate investors. Comparable product mix and investor target, but typically serves larger deals than Quick Fast Capital.
• Patch of Land: Patch of Land is a marketplace lender for real estate investors offering Fix & Flip and rental financing. Overlaps with Quick Fast Capital on borrower type and asset class, though with a different capital-aggregation model.
• Groundfloor Finance: Groundfloor is a fintech-enabled real estate lending platform offering fix-and-flip loans and a crowdfunded investment product. Targets the same real estate investor segment as Quick Fast Capital but with a technology-first model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/quickfastcapital
• LinkedInlinkedin.com/company/quick-fast-capital

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quick Fast Capital