Nassau Bay Agency

What Nassau Bay Agency does

Nassau Bay Agency is a private, independent insurance brokerage headquartered at 3110 West NASA Blvd in Webster, Texas, serving the Greater Houston region. The firm distributes health, life, dental, accidental injury, Medicare supplement, and annuity products from multiple insurance carriers to individuals, families, small and mid-sized employers, and senior/Medicare-eligible customers. Its stated specialization is serving clients with limited budgets and pre-existing health conditions — a segment that many insurers underwrite restrictively — which positions the agency as an accessibility-focused intermediary rather than a mass-market broker.

The agency's product portfolio centers on health insurance across the lifecycle: employer group health plans with a supplemental "Bucket of Money" gap plan, individual/family home health insurance, under-65 plans, and Medicare supplements including Medicare Savings Accounts. Adjacent offerings include life insurance, life settlements, annuities, dental, and accidental injury coverage. Distribution is sales-led and phone-centric, with direct consultation via local and toll-free numbers, in-person office visits, online appointment scheduling through Calendly, and a Facebook page. The company does not develop proprietary technology, does not offer a mobile application, and has no disclosed APIs or integrations; its core operating model is a traditional broker/dealer intermediation business.

Revenue is generated through carrier commissions on policies sold, with monthly billing cycles on the underlying insurance products. Pricing is quote-based and not publicly disclosed, varying by coverage type, health factors, age, and carrier. The firm reports serving customers for multiple generations, indicating long-tenured client relationships, but discloses no revenue, headcount, management team, funding history, or financial metrics. The agency operates solely within Texas and has no disclosed parent company, subsidiaries, or institutional backing.

Name

Nassau Bay Agency

Legal name

Nassau Bay Agency

Website

https://buyhealthinsuranceonline.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Nassau Bay Agency is a private Texas-based insurance brokerage that distributes health, life, dental, Medicare supplement, and annuity products from multiple carriers to individuals, families, small employers, and seniors in the Greater Houston region.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)

Keywords

• Insurance brokerage services
• Health insurance plans
• Life insurance products
• Medicare supplement plans
• Group insurance coverage

Headquarters

HQ city

Webster

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Revenue model

1. Insurance Brokerage Commissions: The agency earns commissions from insurance carriers for policies sold to customers. Revenue is generated through sale of various insurance products including health, life, dental, accidental injury, Medicare supplements, and annuity products. The agency serves as an intermediary connecting customers with reputable insurance carriers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Nassau Bay Agency is an insurance brokerage agency that distributes and advises on health, life, dental, accidental injury, Medicare supplement, and annuity insurance products from multiple reputable carriers. The agency serves individuals, families, and small-to-mid-sized businesses by helping them fit coverage to their specific needs, including customers with limited budgets and pre-existing health conditions. Distribution occurs through phone-based consultation, online appointment booking, and in-person office visits at the Webster, TX headquarters.

Product overview

Nassau Bay Agency offers a portfolio of insurance products centered around health insurance for individuals, families, and employers. The core offerings include health insurance plans (Employers' Group Health Insurance, Home Health Insurance, Medicare Supplements, and Under 65 Health Insurance Plans) supplemented by life insurance products (Life Insurance, Life Settlements, and Annuity Insurance Products) and ancillary coverage (Dental Insurance and Accidental Injury Insurance). The company also offers a Group 'Bucket of Money' Plan as a supplemental gap medical insurance add-on for employer groups. The portfolio is distributed through direct service and appointment booking, with products designed for customers with limited budgets and health issues seeking coverage from reputable carriers.

Differentiator

Problem solved

Functional benefit

Products and services

• Employers' Group Health Insurance Health insurance coverage designed for employers to offer to their employees as a group benefit. Targeted at small to mid-sized businesses seeking group health insurance.
• Group 'Bucket of Money' Plan (Supplemental Gap Medical Insurance) Supplemental gap medical insurance that provides additional coverage to fill gaps in employer group health plans. Designed for employer groups seeking to enhance employee benefits.
• Home Health Insurance Health insurance coverage for individuals and families seeking home-based health protection. Targeted at individuals and families with limited budgets and health issues seeking affordable coverage.
• Medicare Supplements (Including Medicare MSA) Supplemental insurance products for Medicare beneficiaries, including Medicare Savings Accounts (MSA) options. Targeted at Medicare-eligible individuals and seniors seeking to fill Medicare coverage gaps.
• Under 65 Health Insurance Plans Health insurance plans designed for individuals under age 65 who need coverage. Targeted at individuals with pre-existing health conditions or budget constraints.
• Life Insurance Life insurance products providing financial protection for families and individuals. Targeted at families and individuals seeking financial security.
• Life Settlements Service allowing policyholders to sell existing life insurance policies for a lump sum. Targeted at seniors and policyholders who no longer need full coverage.
• Annuity Insurance Products Annuity products providing guaranteed income streams for retirement planning. Targeted at retirees and individuals planning for retirement income and final expenses.
• Dental Insurance Dental coverage for preventive and basic dental care services. Targeted at individuals and families seeking routine dental care protection.
• Accidental Injury Insurance Supplemental insurance providing coverage for accidental injuries. Targeted at individuals and families seeking protection against accidental injury costs.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Reputable Insurance CarrierscoreOthersNassau Bay Agency works with multiple reputable insurance carriers to provide coverage options to customers. As an insurance broker/agency, they partner with various carriers to offer health, life, dental, accidental injury, Medicare supplements, and annuity products. The agency emphasizes connecting customers with 'reputable carriers' as part of their value proposition.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• QuoteWizard (by LendingTree): QuoteWizard aggregates insurance shoppers across multiple lines and carriers via a digital lead-generation platform, acting as an upstream competitor to local brokerages like Nassau Bay by routing leads directly to carrier-direct and online channels.
• Allstate: Allstate's National General and agent networks sell health, life, and supplemental products under a captive-plus-affiliate model, making it an incumbent competitor for Nassau Bay's individual and supplemental lines though typically via exclusive/aligned agents.
• Humana: Humana is a major Medicare Advantage, Medicare Supplement, and individual health carrier that distributes both directly to consumers and via independent agents like Nassau Bay, representing the underlying counterparty on many of the agency's Medicare policies.
• State Farm: State Farm operates a vast captive agency model for personal lines (life, health, auto, home) competing for the same households Nassau Bay targets, but distributes through exclusive agents across its own captive carrier rather than multi-carrier brokerage.
• Cigna: Cigna underwrites individual, family, and group health plus Medicare Supplement products and works with independent brokers including Nassau Bay, while increasingly pushing direct-to-consumer channels that compete with the agency model.

Direct peers

• eHealth: eHealth runs an online marketplace for individual/family health, Medicare, and ancillary insurance across many carriers, overlapping with Nassau Bay's health, Medicare supplement, dental, and accidental product set and competing for the same end customers.
• HealthMarkets: HealthMarkets operates as a multi-carrier health, life, Medicare, and supplemental insurance agency serving individuals, families, and small businesses via phone and online — the closest direct analog to Nassau Bay's multi-line broker model at meaningful national scale.
• SelectQuote: SelectQuote is a telephonic insurance brokerage distributing term life, final expense, Medicare Supplement, and senior health products across multiple carriers, mirroring Nassau Bay's phone-led, multi-carrier advisory approach.
• GoHealth: GoHealth operates a technology-driven Medicare and health insurance marketplace connecting consumers with multiple carriers, comparable to Nassau Bay's Medicare and individual health brokerage activities at significantly larger digital scale.

Emerging players

• Stride Health: Stride Health is a digital-first ACA marketplace focused on individual/family health coverage for lower-income and gig workers — a customer cohort that overlaps Nassau Bay's budget-constrained segment but transacts purely online.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/nassaubayagency

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nassau Bay Agency