What Stride Health does

Stride Health, Inc. operates a health insurance brokerage and benefits platform purpose-built for independent and gig economy workers in the United States. The company is an official partner of HealthCare.gov and 13 state-based insurance exchanges, licensed to sell Health, Accident, and Life insurance across all 50 states and Washington D.C. Its core product is a personalized recommendation engine that aggregates every marketplace plan, applies tax-credit eligibility logic, and matches consumers to coverage based on their doctors, prescriptions, conditions, income, and provider preferences. Beyond core health insurance, Stride offers year-round dental, vision, and life insurance, a free mileage and expense tracking mobile app for 1099 workers, and Stride Save — a no-fee portable benefits savings account with a debit card that supports employer contributions independent of employment status. The company serves individual consumers directly via a self-serve web and mobile platform and reaches them at scale through embedded partnerships with gig economy platforms (Uber, Lyft, DoorDash, Amazon, Instacart) and HR/payroll providers (Gusto, Homebase), with 4.6 million independent workers served and 130+ enterprise partners reported.

Name

Stride Health

Legal name

Stride Health, Inc.

Website

https://stridehealth.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

51–100 employees

Short description

Stride Health is a US health insurance brokerage and portable benefits platform serving 4.6 million independent and gig workers through Healthcare.gov integration, personalized plan recommendations, and embedded partnerships with Uber, Lyft, DoorDash, Amazon, Instacart, Gusto, and Homebase.

Ownership category

akta.pro rank

Product category

Health Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)

akta.pro secondary industry

Whole Life / UL Policy Riders & Add-ons (e.g., Waiver of Premium, Accidental Death, Child Term, LTC/Chronic Illness) (FSAIABAK)

Keywords

• Health insurance brokerage
• Portable benefits platform
• ACA marketplace enrollment
• Gig worker benefits
• 1099 contractor insurance

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Insurance Brokerage Commissions: Stride earns commissions from health, dental, vision, and life insurance carriers when users enroll in plans through their platform. The service is free for consumers - Stride is compensated by insurance carriers via commissions, similar to traditional insurance brokers.
2. B2B Platform Licensing: Companies (gig platforms, HR providers, employers) pay Stride to provide portable benefits platform access to their workforce. Revenue derived from per-employee/per-user fees or platform licensing arrangements with enterprise partners.

Pricing tiers

Go-to-market motion4 records

Distribution channels6 records

Marketing channels7 records

Core offering

Stride Health operates an AI-powered health insurance brokerage platform that helps independent contractors, gig workers, and self-employed individuals shop for, compare, and enroll in individual and family health, dental, vision, and life insurance plans sourced from major carriers and ACA exchanges. For businesses, Stride offers a portable benefits platform that lets gig economy platforms and employers provide benefits to their 1099 and W-2 workforces.

Product overview

Stride Health is a health insurance brokerage platform for independent and gig economy workers (1099, part-time W-2, and hybrid workers). The core platform is a personalized health insurance shopping and enrollment tool that aggregates all Healthcare.gov and state exchange plans, powered by a recommendation engine that matches users to optimal plans based on their health profile, income, and provider preferences. The platform operates as a unified benefits hub with integrated add-on modules: Tax Tools (mileage/expense tracking, quarterly tax guidance, and deduction optimization) and Stride Save (a portable no-fee savings account with a benefits debit card). The product suite also includes Dental, Vision, and Life insurance — all accessible from the same platform, with enrollment available at any time of year for dental and vision and coverage beginning the following month. The company is an official partner of Healthcare.gov and all 50 state insurance exchanges, holding insurance broker licenses in all 50 states and D.C.

Differentiator

Problem solved

Functional benefit

Brands

• Stride Save: A benefits savings account that stays with workers regardless of where or how they work, helping them create goals and set aside savings for health coverage, time off, emergency savings, and retirement.

Products and services

• Individual and Family Health Insurance Online brokerage for ACA marketplace and major medical plans; AI-recommended plan matching and one-click enrollment for self-employed individuals and gig workers.
• Dental Insurance Stand-alone and bundled dental plan shopping, comparison, and enrollment service offered to individuals and families.
• Vision Insurance Vision plan marketplace for individuals and families, sourced from multiple carriers with guided enrollment.
• Life Insurance Term and individual life insurance shopping and enrollment service for self-employed workers and families.
• Stride Save (Benefits Savings Account) Integrated savings account product designed for independent workers to set aside pre-tax funds for benefits and out-of-pocket health expenses.
• Stride Tax Tools

Quantifiable outcome

• Users save an average of $418/month on health insurance
• +5 more outcomes

Named customers7 records

Segments5 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature5 records

Partnerships

Ten partnerships are on record, tiered flagship and core.

• Healthcare.govflagshipStrategic or Co-development PartnerOfficial partner of the federal health insurance marketplace. Stride offers all marketplace plans at identical prices with enhanced shopping tools, personalized recommendations, and unbiased customer support. This partnership is central to Stride's distribution strategy.
• State-Based Marketplaces (Covered California, NY, NJ, etc.)coreStrategic or Co-development PartnerPartnership agreements with state insurance exchanges including California (Covered California), New York, New Jersey, Colorado, Connecticut, Massachusetts, Minnesota, Nevada, Pennsylvania, Rhode Island, Vermont, Washington, and DC. Allows Stride to offer state-specific marketplace plans through its platform.
• UberflagshipGTM or Marketing PartnerGig platform partner offering Stride's benefits platform to rideshare drivers. Uber promotes Stride as the recommended health insurance resource for its contractor workforce.
• LyftflagshipGTM or Marketing PartnerGig platform partner offering Stride's benefits platform to rideshare drivers. Lyft promotes Stride as the recommended health insurance resource for its contractor workforce.
• DoorDashflagshipGTM or Marketing PartnerDelivery platform partner offering Stride's benefits platform to delivery drivers. DoorDash promotes Stride as the recommended health insurance resource for its contractor workforce.
• AmazoncoreGTM or Marketing PartnerDelivery platform partner offering Stride's benefits platform to delivery drivers and Flex workers.
• InstacartcoreGTM or Marketing PartnerDelivery platform partner offering Stride's benefits platform to grocery delivery shoppers.
• GustocoreGTM or Marketing PartnerHR and payroll platform partner integrating Stride's benefits marketplace into their platform for small business clients and their employees.
• HomebasecoreGTM or Marketing PartnerScheduling and HR platform partner offering Stride's health insurance and benefits to hourly workers at small businesses.
• Insurance Carriers (Ambetter, Anthem, Blue Cross, Cigna, Kaiser, Oscar, UnitedHealthcare, etc.)flagshipChannel Partner/ Reseller/ DistributorExtensive network of health insurance carriers with carrier agreements covering plans in all 50 states. These include major carriers like Anthem, Blue Cross Blue Shield affiliates, Cigna, Kaiser Permanente, Oscar Health, UnitedHealthcare, and many regional carriers. Stride earns commissions when users enroll in these carriers' plans through its platform.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Policygenius: Online insurance brokerage that aggregates and recommends life, disability, home, and auto coverage for individual consumers. Direct comparable to Stride's digital recommendation-and-enrollment motion for individual insurance shoppers.
• eHealth: Public health insurance marketplace and broker offering individual, family, and Medicare plans with carrier-paid commissions. Most direct large-scale comparable to Stride's marketplace-shopping and enrollment platform.
• HealthSherpa: ACA marketplace enrollment platform and certified HealthCare.gov partner that helps consumers and agents shop, compare, and enroll in marketplace plans. Closest direct competitor in the ACA enhanced-shopping space Stride occupies.
• GetInsured: Government health insurance marketplace platform that powers state-based exchanges and offers consumer enrollment tools. Comparable in the ACA marketplace-shopping flow that defines Stride's core proposition.
• Catch: Portable benefits and financial services platform for self-employed and independent workers. Direct comparable in the 1099/freelancer portable benefits wedge that Stride pioneered, with overlapping B2B and B2C distribution.

Broad incumbents

• SelectQuote: Public insurance brokerage that distributes life, auto, home, and health products through call-center and digital channels. Comparable business model — carrier commissions on individual insurance — at much larger and broader scale than Stride.
• GoHealth: Public health insurance marketplace specializing in Medicare and ACA plans distributed via carrier partnerships and agent networks. Comparable commission-driven health-insurance marketplace at meaningfully larger scale.

Emerging players

• Keeper: Tax filing and benefits platform built for 1099 workers and self-employed individuals. Overlapping target customer (independent workers) and adjacent product overlap with Stride's tax tools and benefits marketplace.
• Lively: HSA and benefits administration platform targeting individuals and small businesses. Comparable benefits-account layer to Stride Save, with overlapping self-employed and small-buyer customer base.
• Helpful: 1099-focused platform offering tax filing, expense tracking, and benefits tools to independent workers. Direct overlap in the gig-worker financial toolkit (mileage, tax, deductions) that Stride bundles into its benefits hub.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/stridehealth
• Facebookfacebook.com/stridehealth
• LinkedInlinkedin.com/company/stride-health
• Instagraminstagram.com/stridehealth
• TikToktiktok.com/@strideandtrue

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds6 records

Investors14 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stride Health