Halligan Insurances
Halligan Insurances is a Dublin-based Irish insurance brokerage founded in 1981, specialising in tailor-made group schemes for Trade Unions (CWU, AGSI, GSRMA), Affinity Groups, Credit Unions, and Staff Organisations, and offering home, motor, life, travel, and student health insurance via a multi-carrier underwriting panel.
- Company typePrivate
- Founded1981
- HeadquartersDublin, Ireland
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Halligan Insurances does
Halligan Insurances is an Irish insurance brokerage founded in Dublin in 1981 by Michael Halligan, now led by his son Brian Halligan (Managing Director since 2023). The firm specialises in tailor-made group insurance schemes for Trade Unions (CWU, AGSI, GSRMA), Affinity Groups, Credit Unions (including First Tech Credit Union), and Staff Organisations (notably An Post TUG), alongside direct-to-consumer offerings in home, motor, travel, gadget, pet, wedding, and car hire excess insurance. It also administers a Non-EEA Student Health Insurance product (Vhi/Amtrust underwritten) covering Irish visa categories Stamp 2, 2A, and 1G, and operates a defined contribution pension scheme (Mainline Utilities) plus AVC products.
The core product portfolio is delivered through a multi-carrier panel that includes Ergo, Aviva, Zurich, AIG, AXA, Allianz, RSA, Irish Life, Kennco Underwriting, AmTrust, XL Catlin, Vhi, and Blue Insurance (for white-label travel). The business runs on proprietary in-house .NET software developed by an internal IT consultant, supporting application intake, claims, payments, and client relationship management. White-label travel insurance is distributed through Blue Insurance under dedicated agent codes (1627 and 1711). In 2023, Halligan became part of the PIB Campion Group, a larger Irish insurance brokerage network.
Revenue is generated via two streams: (1) broker commissions from placing business with the carrier panel (commission statements are publicly disclosed on the website), and (2) administration fees levied on customers, which vary by product and payment method — for example, up to €56 on car insurance, €13.50 or 4.5% on home insurance depending on payment method, and up to €30 on student health policies. Group scheme members are typically enrolled via employer or union salary deduction, while individual customers transact through the website (halligan.ie), online application forms, and phone sales (01 879 7100). The company is regulated by the Central Bank of Ireland (C1444) under the Investment Intermediaries Act 1995 and EU Insurance Mediation Regulations 2005, and maintains €2,000,000 in Professional Indemnity Insurance alongside membership in the Investor Compensation Scheme and Insurance Ombudsman.
Halligan Insurances firmographics
Firmographics- Name
- Halligan Insurances
- Legal name
- Halligan Life & Pensions Ltd
- Website
- https://halligan.ie
- Company type
- Private
- Founded year
- 1981
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Halligan Insurances is a Dublin-based Irish insurance brokerage founded in 1981, specialising in tailor-made group schemes for Trade Unions (CWU, AGSI, GSRMA), Affinity Groups, Credit Unions, and Staff Organisations, and offering home, motor, life, travel, and student health insurance via a multi-carrier underwriting panel.
- Ownership category
- akta.pro rank
Halligan Insurances industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Homeowners Insurance (FSAJACAA)
- akta.pro secondary industries
- Basic Group Term Life (Employer-Paid) (FSAIADAA), Group/Employer-Sponsored Critical Illness & Hospital Indemnity (FSAIAKAD)
Keywords
Where Halligan Insurances is headquartered
LocationHeadquarters
- HQ city
- Dublin
- HQ country
- Ireland
- HQ region
- Europe
Offices2 records
Markets served
Halligan Insurances business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Insurance Commission: Halligan receives commission from insurance providers (Ergo, Aviva, Zurich, AIG, AXA, Allianz, RSA, Irish Life, Kennco, Blue Insurance, AmTrust, XL Catlin, etc.) for placing insurance business. Commission statements are published on their website.
- Administration Fees: Fees charged to customers for various insurance products: Car Insurance (up to €56), Home Insurance (€13.50 or 4.5% depending on payment method), Personal Accident (€13.50), Travel Insurance (varies), Student Health (up to €30), AGSI Specified Illness (4.5%).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Car Insurance - All Payment Methods |
| Other | Annual | Home Insurance - Payment in Full |
| Other | Monthly | Home Insurance - Salary Deduction or Direct Debit |
| Other | Annual | Personal Accident Insurance - All Payment Methods |
| Other | Annual | Life Insurance - All Payment Methods |
| Other | Annual | Specified Illness Insurance - All Payment Methods |
| Other | One time | Vhi Non-EEA Student Health Insurance |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Halligan Insurances product offering
Product offeringCore offering
Halligan Insurances is an insurance brokerage that places and administers personal lines and group insurance schemes for Irish consumers and organisations. It distributes Home, Motor, Life, Personal Accident, Specified Illness, Travel, Pet, Gadget, Wedding, Student Health and Pension/AVC products on behalf of leading underwriters, specialising in tailor-made group schemes for Trade Unions, Affinity Groups, Credit Unions and Staff Organisations. Revenue is generated via insurer commissions and per-policy administration fees.
Product overview
Halligan Insurances is an insurance brokerage offering a portfolio of insurance products and group schemes primarily targeting Trade Unions, Affinity Groups, Credit Unions, and Staff Organisations in Ireland. The core product portfolio includes Home Insurance (via Ergo, Amtrust, XL Catlin, Zurich), Motor Insurance (via Zurich, AIG), Life Insurance, Personal Accident Cover, and Specified Illness Cover. Additional offerings include Travel Insurance (white-label via Blue Insurance), Gadget, Pet, Wedding, and Car Hire Excess coverage. The company specialises in tailor-made group schemes including CWU (Communication Workers Union), AGSI (Association of Garda Sergeants and Inspectors), ISME, GSRMA (Garda Retired), First Tech Credit Union, and AN POST schemes. Student health insurance products serve non-EEA students requiring visa compliance. The firm also provides AVC pension schemes. Services are delivered through online application forms, quotes, and payment portals. Halligan Life & Pensions Ltd trades as both Halligan Insurances and Good Insurance, the latter operating on a limited analysis basis for home insurance.
Differentiator
Problem solved
Functional benefit
Products and services
- Home Insurance Tailor-made, affordable home insurance policies placed with Ergo, AmTrust, XL Catlin and Zurich, offered to individual consumers and group scheme members with a 5% new business discount.
- Motor Insurance Car insurance policies placed with Zurich and AIG, available to consumers through Halligan's online quick-quote application and motor contact form.
- Life Insurance (Group Life Cover & AVC) Group life assurance schemes including CWU Life Cover Plan, CWU AVC Life Assurance Plan, ISME Group Life Scheme and individual life applications, all underwritten by Irish Life.
- Personal Accident Cover Group personal accident schemes (CWU PA Scheme, CWU PA Retired Members Scheme, GSRMA Group PA Scheme) providing tax-free cash lump sums for accidental death, loss of limb, hearing, sight or speech.
- Specified Illness Cover Specified illness (critical illness) cover provided through the CWU SIC Cover Plan and AGSI SIC Scheme, underwritten by Irish Life.
- Annual Travel Cover Multi-trip annual travel insurance product distributed through Blue Insurance white-label partnership (agent code 1711).
- Short Term Travel Cover Single-trip travel insurance product distributed through Blue Insurance white-label partnership (agent code 1627).
- Gadget Insurance Cover Insurance coverage for personal electronic gadgets and devices, available direct online and via affinity group schemes.
- Pet Insurance Pet insurance coverage for pet owners, available direct and through affinity group schemes such as First Tech Credit Union.
- Wedding Insurance Cover Insurance coverage for weddings, sold direct to individual consumers.
- Car Hire Excess Cover Coverage for car hire excess charges, sold as a specialty personal lines product via the Halligan website.
- Non-EEA Student Health Insurance Health insurance for non-EEA students and graduates requiring Irish visa applications, including the Vhi International Students Plan meeting Stamp 2, Stamp 2A and Stamp 1G requirements, underwritten by AmTrust.
- Graduate Medical Cover Medical and personal accident insurance for post-graduate students, underwritten by AmTrust.
- Mainline Utilities Group Pension Scheme Defined contribution group pension scheme established August 2002 with 4% employer and 4% employee contribution rates.
- Additional Voluntary Contributions (AVC) Pension Additional Voluntary Contributions (AVC) pension allowing members to increase retirement benefits with extra tax relief.
Quantifiable outcome
- Serving 70,000+ Trade Union, Association and Affinity Group members
- +1 more outcomes
Companies that use Halligan Insurances
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles5 records
Halligan Insurances technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Halligan Insurances partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core and minor.
- ErgocoreErgo is a primary home insurance provider for Halligan Insurances, offering household insurance policies. Halligan distributes Ergo home insurance products to its group scheme members.
- AvivacoreAviva Insurance Ireland DAC is an insurance provider for Halligan Insurances, with published commission statements available.
- ZurichcoreZurich Insurance plc provides home and motor insurance products through Halligan Insurances, with published commission statements.
- AIGcoreAIG is a motor insurance provider for Halligan Insurances, with published commission statements available.
- AXAcoreAXA Ireland provides insurance products through Halligan Insurances with commission arrangements.
- AllianzcoreAllianz Insurance plc is an insurance partner with published commission statements.
- RSA (Royal & Sun Alliance)coreRSA provides insurance products through Halligan Insurances with published commission statements.
- Irish LifecoreIrish Life Assurance plc is the underwriter for Halligan's group life assurance plans including CWU AVC Life Assurance Plan, CWU SIC Cover Plan, ISME Group Life Scheme, and AGSI Specified Illness Insurance. Irish Life has been the underwriter since 1 September 2019.
- Blue Insurance (Cover-More)coreHalligan operates as a white-label travel insurance agent through Blue Insurance (Cover-More Blue Insurance Services Limited). Agent codes 1627 and 1711 are used for short-term and annual travel cover respectively.
- VhicoreVhi is the provider for Halligan's Non-EEA Student Health Insurance products, offering plans that meet Irish visa requirements (Stamp 2, Stamp 2A, Stamp 1G).
- PIB Campion GroupcoreHalligan Insurances joined the PIB Campion Group in 2023. This partnership provides access to a broader insurance brokerage network in Ireland.
- CWU (Communication Workers Union)coreHalligan administers multiple group schemes for CWU members including Life Cover Plan, Specified Illness Cover (SIC), and Personal Accident schemes.
- AGSI (Association of Garda Sergeants and Inspectors)coreHalligan provides Specified Illness Cover (SIC) and other insurance products for AGSI members.
- GSRMA (Garda Síochána Retired Members Association)coreHalligan administers the GSRMA Group Personal Accident Scheme providing tax-free lump sums for accidental death and other benefits.
- ISME (Irish Small and Medium Enterprises)coreHalligan provides ISME Group Life Scheme and ISME Home Insurance through the ISME association network.
- First Tech Credit UnionminorHalligan provides insurance products including Home Cover, Gadget Insurance, Travel Cover, and Pet Insurance for First Tech Credit Union members.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Halligan Insurances competitors and assessment
Company assessmentDirect peers
- Arachas Insurance: One of Ireland's largest independent insurance brokerages, distributing commercial and personal lines through partner networks. Directly comparable to Halligan as a multi-line Irish broker, though Arachas is significantly larger and more commercial-lines focused.
- Chill Insurance: Irish online insurance broker offering home, motor, travel and other personal lines via multiple carrier panels. Comparable to Halligan's direct-to-consumer channel for home, motor and travel products, though Chill is digital-first without the affinity-group scheme focus.
- O'Leary Insurances: Established Irish insurance brokerage offering personal and commercial lines across multiple carriers. Comparable to Halligan as a multi-line Irish broker distributing on behalf of major insurers, though with broader commercial focus.
- Blue Insurance (Cover-More): Irish specialty insurance provider/distributor with whom Halligan has a white-label travel insurance partnership. Comparable as a niche Irish insurance distributor focused on travel and ancillary products, and a direct commercial partner.
Broad incumbents
- FBD Insurance: One of Ireland's largest domestic insurers and brokers with a strong direct distribution brand and farmer/member base. Comparable to Halligan in offering home, motor and life products to Irish consumers, but at much greater scale and as a hybrid carrier-broker.
- Allianz Ireland: Major international insurer with Irish personal and commercial lines, also a carrier partner for Halligan. Comparable as a broad incumbent across home, motor and life while supplying product capacity to Halligan.
- Liberty Insurance Ireland: Pan-European insurer operating in Ireland offering home, motor and commercial lines. Comparable to Halligan's P&C distribution business as a direct competitor in the Irish retail insurance market.
- Zurich Insurance Ireland: Major Irish general insurer providing home and motor products through Halligan's brokerage. Comparable as a broad incumbent and direct competitor in home and motor while also serving as a key carrier partner.
- Aviva Ireland: Major Irish life and general insurer that is also a key carrier partner for Halligan's home, motor and life products. Comparable as a broad incumbent competing in the same product categories while supplying Halligan with policy capacity.
- 123.ie (RSA): Direct-to-consumer insurance brand of RSA in Ireland offering home and motor insurance online. Comparable to Halligan's home and motor consumer lines, but operating at significantly larger scale without affinity-group schemes.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Halligan Insurances social profiles
Digital presenceHalligan Insurances compliance and trust
Trust signalCompliance9 records
Halligan Insurances financial estimates
Financial estimateRevenue estimate
Valuation estimate
Halligan Insurances leadership team
Management profileNumber of profiles
Profiles6 records
Halligan Insurances funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Halligan Insurances M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Halligan Insurances
What does Halligan Insurances do?
Halligan Insurances is an insurance brokerage that places and administers personal lines and group insurance schemes for Irish consumers and organisations. It distributes Home, Motor, Life, Personal Accident, Specified Illness, Travel, Pet, Gadget, Wedding, Student Health and Pension/AVC products on behalf of leading underwriters, specialising in tailor-made group schemes for Trade Unions, Affinity Groups, Credit Unions and Staff Organisations. Revenue is generated via insurer commissions and per-policy administration fees.
Is Halligan Insurances a public or private company?
Halligan Insurances is a private company. It is classified as corporate owned and is currently operating.
When was Halligan Insurances founded?
Halligan Insurances was founded in 1981. It employs 1 to 10 people.
Where is Halligan Insurances based?
Halligan Insurances is headquartered in Dublin, Ireland, in the Europe region.
How does Halligan Insurances make money?
Two revenue lines are on record. Insurance Commission is the primary driver. The others are administration Fees.
Who are Halligan Insurances's main competitors?
Direct peers on record are Arachas Insurance, Chill Insurance, O'Leary Insurances and Blue Insurance (Cover-More). Broad incumbents are FBD Insurance, Allianz Ireland, Liberty Insurance Ireland, Zurich Insurance Ireland, Aviva Ireland and 123.ie (RSA).
Does Halligan Insurances have an API?
No public API is recorded for Halligan Insurances.
What industry is Halligan Insurances in?
Halligan Insurances's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAJACAA, Homeowners Insurance, with a secondary code of FSAIADAA, Basic Group Term Life (Employer-Paid). Its NAICS code is 52421 and its SIC code is 6411.