Multipart Guarantee

What Multipart Guarantee does

MultiPart Garantie GmbH is a German insurance intermediary and warranty administrator founded in 1986 and headquartered in Ringsheim, Baden-Württemberg. The company designs and operates a modular dealer guarantee system (Händler-Garantiesystem) that enables automotive dealers in Germany, Austria, and Switzerland to sell warranty coverage on used vehicles, new car extensions, and gas/hybrid/electric powertrains. Dealers pay warranty premiums into a pool from which claims are paid; 80% of unused premiums are refunded to the dealer after the warranty period expires, making the warranty itself a profit center for dealers that maintain vehicle quality and experience low claims.

The company earns revenue through recurring warranty premiums on multi-year dealer contracts and supplements this with claims-handling services delivered by an internal Schadenabwicklung team. Its go-to-market is sales-led, executed by regional sales representatives who onboard dealers, and reinforced by a network of certified ServicePoint workshops that perform warranty repairs. A wholly-owned Austrian subsidiary, Multipart Automobil-Service GmbH in Dornbirn, supports DACH operations. MultiPart holds a §34d GewO insurance intermediary license (registration D-M41O-9S0B7-33) and is led by three managing directors: Jörg Kochniss, Quentin Goebel, and Martin Quail.

Since 2024, MultiPart has operated as a wholly-owned subsidiary of the Opteven Group, a French European market leader in automotive service contracts. The integration provides strategic backing and access to scale resources while MultiPart retains its brand, modular product, and direct dealer relationships. Technology is operational rather than proprietary: the company runs a partner portal (garantie.multipart.de) for warranty management and claims, with no disclosed AI/ML, API, or platform extensibility features. The competitive position is anchored on 40 years of category-defining brand equity, regulatory licensing, and a dense DACH dealer and workshop distribution network.

Name

Multipart Guarantee

Legal name

MultiPart Garantie GmbH

Website

https://multipart.de

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

11–50 employees

Short description

MultiPart Garantie GmbH provides modular vehicle warranty products and claims management for automotive dealers in Germany, Austria, and Switzerland, operating as a subsidiary of the Opteven Group since 2024.

Ownership category

akta.pro rank

Product category

Automotive Warranty Services

akta.pro primary industry

Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors) (FSAJALAD)

akta.pro secondary industry

Vehicle Protection & Add-on Product Financing (Warranties, GAP, Service Plans) (FSAKADAL)

Keywords

• Automotive warranty services
• Dealer guarantee programs
• Used car warranty
• Warranty claims processing
• Extended vehicle warranty

Headquarters

HQ city

Ringsheim

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Warranty Premiums: Dealers purchase warranty coverage for used vehicles and pay premiums. MultiPart manages claims and returns 80% of unused premiums back to dealers after the warranty period expires. This creates a profit center for dealers who maintain vehicle quality and reduce claim frequency.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Multipart Garantie GmbH provides modular dealer warranty insurance products and full claims administration for automotive retailers, covering used vehicles, new-car extensions, and gas/hybrid/electric vehicles. The company operates a certified ServicePoint workshop network and a partner portal where dealers configure and manage warranty policies. All claims are processed centrally by Multipart on behalf of dealers, reducing administrative load on automotive retail partners.

Product overview

MultiPart Garantie GmbH offers a comprehensive dealer guarantee system for the automotive retail sector. The core product is the Händlergarantie (Dealer Guarantee), a modular guarantee system that allows car dealers to offer warranty coverage on used vehicles, new car extensions, and alternative powertrain vehicles (gas, hybrid, electric). The system operates on a profit-center model where dealers manage their guarantee margins—premiums are held separately, claims are paid from these premiums, and 80% of unused reserves are refunded after the guarantee period. The portfolio includes the Händlergarantie as the primary product, supported by a modular guarantee configuration system, specialized covers for different vehicle types, professional claims processing services, and a network of certified ServicePoint workshops across Germany, Austria, and Switzerland. Founded in 1986, the company is part of the Opteven Group.

Differentiator

Problem solved

Functional benefit

Products and services

• Händlergarantie (Dealer Guarantee) A modular warranty product designed for automotive dealers to offer customers coverage on vehicles sold through their showrooms. The dealer-configurable structure allows warranty terms and scope to be tailored per vehicle.
• Modulares Garantiesystem (Modular Guarantee System) A configurable warranty framework that lets dealers combine warranty components into a tailored package. Used as the underlying structure for Multipart's Händlergarantie offerings.
• Gebrauchtwagengarantie (Used Car Guarantee) A used-vehicle warranty sold through Multipart's dealer partners to cover mechanical and component failures on pre-owned vehicles. Targeted at automotive dealers selling used cars.
• Neuwagenanschlussgarantie (New Car Extension Guarantee) An extension warranty attached to newly sold vehicles to extend coverage beyond the manufacturer's original warranty period. Distributed through authorized automotive dealers.
• Garantien für Gas-, Hybrid- und Elektrofahrzeuge (Gas, Hybrid and Electric Vehicle Warranties)
• Schadensabwicklung (Claims Processing)
• ServicePoint (Certified Workshop Network)

Quantifiable outcome

• Dealers receive 80% refund of unused warranty premiums
• +1 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Opteven GroupcoreStrategic or Co-development PartnerMultiPart is now part of the Opteven Group, a European market leader in service contracts and guarantees for the automotive industry. Opteven provides strategic backing and enables expansion capabilities. MultiPart maintains its agile, flexible operations while benefiting from Opteven's scale and resources.

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• DEKRA Automobil GmbH: DEKRA is a major German automotive services group that offers vehicle inspection, warranty and used-car certification products adjacent to MultiPart's dealer-channel warranty business, sharing the DACH dealer customer base.
• Opteven Group: Opteven is MultiPart's parent company and a European leader in automotive service contracts operating in France and additional European geographies, providing the strategic and underwriting platform into which MultiPart plugs as the DACH franchise.
• MAPFRE Warranty: MAPFRE Warranty is the extended warranty and service contract arm of MAPFRE, operating across European automotive dealer channels with product and distribution patterns closely analogous to MultiPart's dealer-sold warranty model.
• Zurich Insurance - Motor & Specialty: Zurich offers automotive warranty and dealer-channel insurance products as part of its broader general insurance portfolio across Europe, with overlapping capability in extended warranty but a much wider product scope than MultiPart.
• AXA Assistance / AXA Insurance: AXA offers motor warranty and assistance products across European automotive retail channels as part of a broader insurance portfolio, competing for the same dealer-sold warranty attach economics though without a dealer-specialist focus.
• Allianz Automotive: Allianz Automotive is part of the Allianz Group offering motor, gap and extended warranty products across European dealer networks, providing scale competition in automotive insurance adjacencies rather than a dealer-specialist position.
• TÜV SÜD Auto Service: TÜV SÜD operates vehicle testing, certification and automotive service products in DACH, with warranty-adjacent offerings that overlap MultiPart's territory through shared dealer relationships and used-car quality signals.

Direct peers

• CG Car-Garantie Versicherungs-AG: CG Car-Garantie is the most direct German competitor to MultiPart, selling dealer-channel used car and extended warranties across DACH with a comparable modular product portfolio and refund-based margin model. Both companies target the same dealer partner network and similar SMB automotive retail customers.
• Warranty Solutions Group: Warranty Solutions Group is a European automotive extended warranty provider serving dealer networks across multiple countries with comparable modular warranty products and claims administration services aimed at the same dealer-and-workshop value chain.
• Real Garant Versicherung AG: Real Garant is another leading German automotive warranty insurance carrier offering dealer-sold extended warranty products that compete head-to-head with MultiPart's Händlergarantie in the same DACH dealer channel.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/multipart-garantie-ag

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Multipart Guarantee