MyCRA Lawyers

What MyCRA Lawyers does

MyCRA Lawyers is an Australian specialist credit repair law firm headquartered in Strathpine, Queensland, operating under the corporate umbrella Legal Practice Holdings Group Pty Ltd. The firm conducts legal audit-style investigations on consumer credit files to identify procedural and compliance defects made by creditors (such as failure to provide required notices under the National Consumer Credit Protection Act 2009), then leverages statutory complaint channels and negotiations to seek removal of defaults, judgments, enquiries, and late payment listings. The practice is regulated by the Queensland Law Society with in-house solicitors, professional indemnity insurance, and solicitors trust account obligations, with an independently audited 91.6% removal resolution rate conducted by Walker Hill (2015).

Core products are organized as four legal service lines — Default Removal, Judgment Removal, Enquiry Removal, and Late Payment Removal — delivered through a documented three-step methodology (Discovery Appointment, Audit, Success) and supported by a proprietary "Removal Matrix" assessment tool that scores the probability of removal per item. The corporate group has built two wholly-owned operating subsidiaries: East Coast Finance Pty Ltd, which holds Australian Credit Licence 564856 and AFCA membership (AFCA 98431), and Now (AUST) Pty Ltd, which operates a credit file ordering service providing consumer reports from Equifax, Illion, and CreditorWatch.

Revenue is generated via quote-based, fixed-fee professional legal engagements with individual consumers, augmented by referral fees from a formal written referrer program with mortgage brokers and financial professionals. Distribution is Australia-wide and multi-channel: direct consumer engagement via phone (1300 667 218), website booking, and in-person consultation; broker referrals through online forms and formal agreements; and content-led acquisition across a blog, YouTube, TikTok (@mycralawyers), Facebook, Instagram, X, and Pinterest. The customer base is highly fragmented across all credit-active consumer industries (banking, telecommunications, energy, healthcare), with mortgage brokers serving as the primary B2B referral channel.

Name

MyCRA Lawyers

Legal name

Legal Practice Holdings Group Pty Ltd

Website

https://mycralawyers.com.au

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

MyCRA Lawyers is an Australian specialist credit repair law firm, regulated by the Queensland Law Society, that conducts legal investigations to remove defaults, judgments, enquiries, and late payments from consumer credit files, serving individuals and mortgage broker referrers Australia-wide.

Ownership category

akta.pro rank

Product category

Credit Repair Legal Services

NAICS

Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit File Dispute Management & Consumer Data Remediation (FSAKAKAI)

akta.pro secondary industry

Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ)

Keywords

• Credit repair services
• Default removal
• Credit file audit
• Judgment removal
• Credit score improvement

Headquarters

HQ city

Strathpine

HQ country

Australia

HQ region

Oceania

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Legal Credit Repair Services: Professional legal services for credit repair, including removal of defaults, judgments, enquiries, late payments, and court actions from credit files. The firm is regulated by the Queensland Law Society and operates under professional standards legislation.
2. Referrer/Fee Agreement Services: Formal written referral agreements with mortgage brokers and other professionals who refer clients with credit issues.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

MyCRA Lawyers is a specialist credit repair law firm that audits Australian consumer credit files to identify technical errors and procedural violations by creditors, then formulates legal cases to request removal of negative listings. Core services include Default Removal, Judgment Removal, Enquiry Removal, and Late Payment Removal, delivered by in-house solicitors under Queensland Law Society regulation with an independently audited 91.6% success rate. The firm services clients Australia-wide and also operates a formal referrer program for mortgage brokers.

Product overview

MyCRA Lawyers operates as a specialist credit repair law firm offering a unified suite of services focused on removing negative listings from Australian credit files. The core service portfolio includes Default Removal, Judgment Removal, Enquiry Removal, and Late Payment Removal services, all delivered through legal processes that audit creditor compliance and identify procedural errors. Supporting the core credit repair services are a Bad Credit Vs Clean Credit Comparison Calculator, free initial discovery appointments, and a broker referral program. The firm also provides access to a third-party credit file ordering service (Now Australia) for customers to obtain their credit reports. All services are delivered by trained credit repair lawyers operating under Queensland Law Society regulation, with an independently audited 91.6% success rate.

Differentiator

Problem solved

Functional benefit

Products and services

• Default Removal Service

Named customers6 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Walker HillcoreOthersIndependent auditing firm engaged to conduct detailed audit of MyCRA Lawyers credit repair matters, verifying the 91.6% success rate claims and providing credibility to marketing assertions.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Australian Credit Solutions: Australian credit repair and credit restoration firm providing default, judgment, and enquiry removal services to consumers. Direct competitor on product offering, customer segment (consumers with impaired credit), and Australia-wide service delivery model.
• Clean Credit Australia: An Australian consumer credit repair and credit-file dispute service targeting individuals with defaults and adverse listings. Operates in the same Australia-wide consumer credit-repair category as MyCRA Lawyers with comparable service offerings (default removal, credit file repair).
• Credit Savvy: Australian credit information and credit repair service offering free credit scores and credit-file repair tools. Overlaps with MyCRA on credit monitoring and repair, with a more consumer-self-service product orientation.
• Credit Fix Australia: Australian credit repair company focused on removing adverse credit listings and assisting consumers with credit file remediation. Directly comparable on customer base, service catalogue, and digital-led acquisition motion.

Emerging players

• Score Advantage: Australian credit repair service offering default removal and credit file repair. Comparable niche overlap but smaller scale and less legal-services framing than MyCRA Lawyers.

Broad incumbents

• Illion (formerly Dun & Bradstreet Australia): Australian credit bureau that supplies consumer and commercial credit data. Functions as infrastructure for MyCRA's case investigations and could be viewed as both a partner and a broad incumbent in the credit-information ecosystem.
• Equifax Australia: One of Australia's three major consumer credit bureaus. MyCRA Lawyers' services fundamentally depend on Equifax data and dispute channels; Equifax is both a key infrastructure provider and a potential disintermediator via consumer-direct credit products.

Regional players

• Lexington Law: US-based credit repair law firm historically operating in the same legal-wrapped credit-repair model as MyCRA. Comparable business model (lawyer-led credit repair) but operating in a different regulatory and geographic market (US FCRA framework).

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/RemoveMyDefault
• Facebookfacebook.com/MyCRALawyers
• LinkedInlinkedin.com/company/mycra-lawyers
• Instagraminstagram.com/mycralawyers
• TikToktiktok.com/@mycralawyers
• Pinterestpinterest.com/mycralawyers

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MyCRA Lawyers