Westcor International
Westcor International provides title insurance (Perfect Title and Defective Title policies) in the UK and Republic of Ireland, distributed through solicitors, licensed conveyancers, and specialist brokers to lenders, developers, and property owners under a US parent.
- Company typePrivate
- Founded2017
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Westcor International does
Westcor International is a UK and Republic of Ireland title insurance provider operating as the international arm of Westcor Land Title Insurance Company, America's largest independent title insurer. The company sells two product families — Perfect Title (for lenders, portfolios, purchasers, and bespoke transactions) and Defective Title (eight Heads of Loss covering obligations, lack of title, lack of rights, burdens and restrictions, planning and structural risk, leasehold title, title search errors, and third-party rights) — underwritten by A+ rated global capacity. Its distinctive feature is a 6-month "cure or pay" promise on lender policies that pays claims without requiring proof of loss.
The business distributes exclusively through professional intermediaries: solicitors, legal executives, licensed conveyancers, and specialist insurance brokers, supported by a web-based quoting and application portal. Customers span property lenders (including specialist bridging, buy-to-let, commercial, and unregulated lenders), real estate developers, and individual property owners. Headcount is small — approximately 15 senior professionals — across offices in London (FCA-regulated, FRM 791297), Dublin (Central Bank of Ireland-regulated, C188984, trading as WIL Speciality Insurance Ltd), and Glasgow (Scotland and Northern Ireland coverage).
Revenue is generated through one-time insurance premiums per policy, with a quoted pricing model (e.g., £160 plus IPT for £240,000 of cover) that varies by property value, risk profile, and policy type. The company's 2025 specialist lending portfolio reached £9.90bn of total loan value insured. The business is built on expertise transplanted from Titlesolv in 2020, when the parent hired an entire underwriting team to accelerate the UK and Ireland franchise.
Westcor International firmographics
Firmographics- Name
- Westcor International
- Legal name
- Westcor International Ltd
- Website
- https://westcorintl.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Westcor International provides title insurance (Perfect Title and Defective Title policies) in the UK and Republic of Ireland, distributed through solicitors, licensed conveyancers, and specialist brokers to lenders, developers, and property owners under a US parent.
- Ownership category
- akta.pro rank
Westcor International industry classification
Industry- Product category
- Title Insurance
- NAICS
- Direct Title Insurance Carriers (524127), Direct Property and Casualty Insurance Carriers (524126)
- SIC
- Title Insurance (6361), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Title Insurance (FSAJACAL)
- akta.pro secondary industries
- Title Insurance & Underwriting (BPAJAOAA), Title Search & Examination (BPAJAOAB)
Keywords
Where Westcor International is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices3 records
Markets served
Westcor International business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Title Insurance Premiums: Westcor International provides title insurance policies (Perfect Title and Defective Title) that protect the value of land and assets. Policies are underwritten by A+ rated global insurers. Revenue is generated through insurance premiums paid by property owners, lenders, and developers for coverage against title risks.
- Specialist Lending Insurance Program: Total loan value insured in 2025 reached £9.90bn, covering bridging, specialist buy-to-let, commercial and unregulated lending. Premiums are based on loan amounts and risk profile.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Quote-based insurance premiums for title coverage |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels5 records
Westcor International product offering
Product offeringCore offering
Westcor International provides title insurance policies (Perfect Title and Defective Title) in the UK and Republic of Ireland, underwritten by A+ rated global insurers. The policies cover 8 Heads of Loss (obligations, lack of title, lack of rights, burdens & restrictions, planning & structural risk, leasehold title, title search, and third party rights) and protect property owners, lenders, and developers from financial loss due to title defects, fraud, forgery, and security risks. Distribution is through professional intermediaries including solicitors, licensed conveyancers, and specialist brokers.
Product overview
Westcor International operates as a title insurance provider offering two primary product lines: Perfect Title and Defective Title policies. Perfect Title provides comprehensive protection through variants including Perfect Title for Portfolios (covering multiple property assets or loans), Perfect Title for Lenders (with a unique 6-month cure-or-pay promise), Perfect Title Purchaser Protect (for residential homeowners and investors), and Perfect Title Bespoke (tailored for unique transactions). Defective Title addresses identified title issues through 8 Heads of Loss covering obligations, lack of title, lack of rights, burdens & restrictions, planning & structural risk, leasehold title, title search, and third party rights. Both product lines are underwritten by A+ rated global insurers and serve clients across the UK and Republic of Ireland.
Differentiator
Problem solved
Functional benefit
Brands
- Perfect Title: Title insurance policy products including Perfect Title for Portfolios, Perfect Title for Lenders, Purchaser Protect, and Perfect Title Bespoke solutions.
- Defective Title
- Titlesolv
Products and services
- Perfect Title Comprehensive title insurance policy providing protection for lenders, property owners, and purchasers against title defects, fraud, and security risks. Offered in variants including Perfect Title for Portfolios (covering multiple property assets or loans), Perfect Title for Lenders (with 6-month cure-or-pay promise), Perfect Title Purchaser Protect (for residential homeowners and investors), and Perfect Title Bespoke (tailored for unique transactions).
- Defective Title Title insurance policy covering 8 Heads of Loss addressing identified title issues: obligations (third-party monetary interests), lack of title, lack of rights (third-party land), burdens & restrictions, planning & structural risk, leasehold title defects, title search errors, and third-party rights. Used when a specific defect has been identified and needs to be insured over.
Quantifiable outcome
- Total loan value insured: £9.90bn in 2025
- +3 more outcomes
Companies that use Westcor International
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles3 records
Westcor International technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Westcor International partnerships and signals
Strategic signalScale indicators5 records
Recent moves6 records
Expansion highlights6 records
Westcor International competitors and assessment
Company assessmentDirect peers
- Legal & Contingency: Legal & Contingency is a UK-based legal indemnity and title insurance provider, directly competing with Westcor for solicitor and conveyancer placements. Kevin Mills, Westcor Director, previously worked at Legal & Contingency, evidencing direct market overlap.
- DUAL Asset: DUAL Asset is a UK and international MGA specializing in legal indemnity and title insurance, directly competing with Westcor across residential, commercial, and development risks. Josh Dennis, Westcor's Senior Underwriter and Head of Schemes, spent nearly 7 years at DUAL Asset developing portfolio and wrapper business.
- First Title: First Title is a major UK title insurance and legal indemnity provider, directly competing with Westcor International in the same product category and serving the same solicitor and lender customer base. Multiple Westcor senior underwriters (Ben Baker, Kevin Mills) previously worked at First Title, underscoring its direct competitive overlap.
Broad incumbents
- Stewart Title: Stewart Title is one of the largest international title insurance underwriters, operating broadly across multiple geographies including UK and Ireland. As a large global incumbent offering overlapping title insurance capabilities, it competes for institutional lender and developer mandates while serving a wider portfolio of property products.
- Aviva (Legal Indemnity): Aviva is a major UK composite insurer that has historically offered legal indemnity and title-related products, competing with Westcor in the broader UK insurance market. Multiple Westcor senior team members (Kevin Mills, James Brockwell) previously worked at Aviva, demonstrating direct talent and competitive overlap.
- Fidelity National Title: Fidelity National Title is one of the largest US title insurance underwriters with international reach. As a broad incumbent in title insurance, it overlaps with Westcor's product category and competes indirectly for global real estate lender and developer accounts operating in UK and Ireland.
- First American Title: First American Title is a major US-headquartered title insurer with international operations, offering direct title insurance and related services. As a broad incumbent in the title insurance category, it competes with Westcor's parent (Westcor Land Title Insurance Company) and offers comparable coverage for cross-border transactions.
- Capital Reinsurance Company: Capital Reinsurance Company is a US reinsurer active in title reinsurance and legal indemnity markets, historically employing senior underwriters like Carmel Caramagna. It represents a broader incumbent category that competes with Westcor's title insurance reinsurance arrangements.
Others
- Westcor Land Title Insurance Company: Westcor Land Title Insurance Company is Westcor International's US parent, described as America's largest independent title insurer with $1bn+ annual premium income. It is not a direct competitor but rather the owner and strategic backer, providing reinsurance and capital to its UK/Ireland subsidiary.
- ClosePin: ClosePin is a sister brand within the Westcor Land Title Insurance Group ecosystem shown on Westcor International's website. While not a direct title insurance competitor, it operates within the parent group's broader real estate closing and technology stack, making it an adjacent ecosystem participant.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Westcor International social profiles
Digital presenceWestcor International compliance and trust
Trust signalCompliance3 records
Westcor International financial estimates
Financial estimateRevenue estimate
Valuation estimate
Westcor International leadership team
Management profileNumber of profiles
Profiles15 records
Westcor International subsidiaries and ownership
Company hierarchySubsidiaries1 record
Westcor International funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Westcor International M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Westcor International
What does Westcor International do?
Westcor International provides title insurance policies (Perfect Title and Defective Title) in the UK and Republic of Ireland, underwritten by A+ rated global insurers. The policies cover 8 Heads of Loss (obligations, lack of title, lack of rights, burdens & restrictions, planning & structural risk, leasehold title, title search, and third party rights) and protect property owners, lenders, and developers from financial loss due to title defects, fraud, forgery, and security risks. Distribution is through professional intermediaries including solicitors, licensed conveyancers, and specialist brokers.
Is Westcor International a public or private company?
Westcor International is a private company. It is classified as corporate owned and is currently operating.
When was Westcor International founded?
Westcor International was founded in 2017. It employs 11 to 50 people.
Where is Westcor International based?
Westcor International is headquartered in London, United Kingdom, in the Europe region.
How does Westcor International make money?
Two revenue lines are on record. Title Insurance Premiums are the primary driver. The others are specialist Lending Insurance Program.
Who are Westcor International's main competitors?
Direct peers on record are Legal & Contingency, DUAL Asset and First Title. Broad incumbents are Stewart Title, Aviva (Legal Indemnity), Fidelity National Title, First American Title and Capital Reinsurance Company. Others are Westcor Land Title Insurance Company and ClosePin.
Does Westcor International have an API?
No public API is recorded for Westcor International.
What industry is Westcor International in?
Westcor International's product category is Title Insurance. Its primary akta.pro industry code is FSAJACAL, Title Insurance, with a secondary code of BPAJAOAA, Title Insurance & Underwriting. Its NAICS code is 524127 and its SIC code is 6361.