Policypro

What Policypro does

PolicyPro is a Texas-based independent insurance agency founded in 2012 by Bobby Fazio, operating as a licensed producer (Texas Department of Insurance license #1842246) under legal entity Policy Pro LLC. The company matches Texas consumers with personal and commercial insurance policies from a network of over 40 A-rated carriers including Hippo, Progressive, MetLife, Safeco, and Kemper. Its core technology is RateFinder, a proprietary web-based quote comparison tool that requires only zip code, square footage, and year built to surface premium estimates, after which customers are routed to licensed agents by phone for policy binding. The agency earns commissions on placed policies and offers a turnkey switching service that handles prior-policy cancellation and escrow refund processing, primarily serving Texas homeowners, vehicle owners, and small business owners through a fully remote, approximately 10-person workforce headquartered in Houston with an operations center in Universal City.

Name

Policypro

Legal name

Policy Pro LLC

Website

https://policypro.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

PolicyPro is a Texas-based independent insurance agency that matches consumers with policies from 40+ A-rated carriers via its RateFinder comparison tool and licensed remote agents, earning commissions on home, auto, commercial, and flood insurance placements.

Ownership category

akta.pro rank

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Others

Revenue model

1. Insurance Commission Revenue: PolicyPro operates as a product/service matching service that earns commissions from insurance providers when customers purchase policies through their platform. The company is not a licensed broker, carrier, or direct provider of insurance products.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

PolicyPro is a Texas-based independent insurance agency that matches individual consumers and businesses with home, auto/boat/RV/motorcycle/classic car, commercial, and flood insurance policies sourced from over 40 A-rated insurance carriers. Its flagship RateFinder™ tool provides instant premium estimates based on zip code, square footage, and year built, while licensed agents handle the full quote, comparison, policy switching, and escrow refund process for customers in exchange for carrier-paid commissions.

Product overview

PolicyPro is a Texas-based insurance agency operating as a product and service matching platform. The core offering is the RateFinder™ tool, which enables consumers to compare rates across 40+ A-rated insurance providers. The company provides five main insurance products: Home Insurance, Auto/Vehicle Insurance (covering boats, RVs, motorcycles, and classic cars), Commercial Insurance, and Flood Insurance. These products are offered as a unified service where agents guide customers through policy selection and help with policy transitions, including escrow account management and cancellation of prior policies.

Differentiator

Problem solved

Functional benefit

Products and services

• RateFinder™ A proprietary online quote comparison tool that lets users enter three facts about their home (zip code, square footage, and year built) to receive premium estimates from over 40 A-rated insurance companies, serving as PolicyPro's primary lead-generation and customer-engagement tool.
• Home Insurance Standard and comprehensive home insurance policies sourced from PolicyPro's 40+ A-rated carrier panel that cover damages to the home from covered events and replace personal belongings, targeted at individual Texas homeowners seeking the lowest available rate.
• Auto / Boat / RV / Motorcycle / Classic Car Insurance Vehicle insurance coverage for autos, boats, RVs, motorcycles, and classic cars that handles medical bills and repair costs for the insured and injured drivers, including accident and theft events, offered to Texas consumers through PolicyPro's carrier network.
• Commercial Insurance Comprehensive business insurance for Texas business owners covering unpredictable events such as theft and liability, placed with carriers in PolicyPro's 40+ provider network at competitive rates.
• Flood Insurance Specially designed flood insurance policy that protects lives, homes, and personal property from flood and rising water damage, targeted at Texas property owners needing water-damage coverage not always included in standard home policies.

Quantifiable outcome

• Customers can save $200/month on auto insurance (per testimonial)
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Insurance Carriers (40+ A-rated providers)coreChannel Partner/ Reseller/ DistributorPolicyPro works with over 40 A-rated insurance carriers including Hippo, Independent Mutual, Swyfft, The Hearth, Universal, Wellington, Progressive, Allied Trust, Anchor, ARI, Centauri, Federated National, Homeowners Choice, Kemper, Lighthouse, Mason, MetLife, Bristol West, Pacific Specialty, Safeco, SageSure, Stillwater, Foremost, and UPC. These carriers provide the insurance products that PolicyPro matches customers with.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Others

• QuinStreet: QuinStreet runs performance-marketing platforms in insurance (and other verticals) that drive consumer traffic to carrier and agent sites; comparable as an ecosystem participant feeding insurance demand.
• Bankrate: Bankrate is a consumer-facing insurance rate-comparison and content site that captures informational/quoting intent; adjacent to PolicyPro's RateFinder tool as an upstream comparison resource for consumers.
• MediaAlpha: MediaAlpha operates an insurance lead-generation marketplace connecting carriers and agents with consumer demand; relevant as an upstream lead source in the same insurance distribution value chain PolicyPro operates in.

Broad incumbents

• Hippo Insurance: Hippo is a digitally native home insurance carrier (MGA-backed) that sells directly online and via partner channels including brokers like PolicyPro; an incumbent in PolicyPro's home carrier panel that represents both partner and competitive threat.
• Lemonade: Lemonade is a direct-to-consumer digital insurance carrier offering homeowners and renters policies through its own app-based platform, competing for the same Texas homeowners that PolicyPro matches to carriers.

Direct peers

• SmartFinancial: SmartFinancial is a tech-enabled insurance agency that aggregates quotes from multiple P&C carriers (home, auto, commercial) via an online platform and inside-sales agents, directly paralleling PolicyPro's RateFinder/inside-sales model.
• EverQuote: EverQuote operates an online insurance marketplace that connects consumers with local agents and carriers across P&C lines, matching PolicyPro's role as a lead-to-agent distribution intermediary.
• CoverWallet by Aon: CoverWallet is a commercial insurance brokerage that uses a digital platform to match small businesses with carrier quotes, directly comparable to PolicyPro's commercial insurance matching service for Texas SMBs.
• SelectQuote: SelectQuote is a direct-to-consumer insurance distribution platform using inside sales agents to sell policies from multiple carriers (life, auto, home, Medicare), directly comparable to PolicyPro's inside-sales/aggregator hybrid model.
• The Zebra: The Zebra is a digital insurance comparison platform providing real-time rate quotes across multiple carriers for home and auto, conceptually identical to PolicyPro's RateFinder quote aggregation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Policypro