Solutions Courtage
Solutions Courtage is a French independent insurance brokerage that brokers multi-carrier coverage for businesses, professionals, and individuals, operating through offices in Nantes and Paris on a commission-based revenue model.
- Company typePrivate
- Founded2010
- HeadquartersRue, France
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Solutions Courtage does
Solutions Courtage is a French insurance brokerage and advisory firm, structured as a SARL (Société à Responsabilité Limitée) and founded in 2010 by Paul Kermorvant and Pierre Guerin, who continue to serve as co-founders and co-CEOs. The company is headquartered at 13 rue Lamoricière in Nantes with a secondary office at 85 rue Lafayette in Paris, and operates under ORIAS registration 10055805 with supervision from the ACPR. It conducts risk audits, analyzes existing contracts, and brokers coverage from multiple French and foreign insurance carriers, with explicit legal disclosure that no carrier holds equity in the firm and the firm holds no equity in any carrier.
The product portfolio spans two client segments. For professionals and businesses (artisans, merchants, liberal professions, TPE/PME directors, construction and real estate professionals), offerings include Multirisque Professionnelle, Responsabilité Civile Professionnelle, Responsabilité Civile des Dirigeants, Flotte Automobile, Santé et Prévoyance Collective, Complémentaires, Retraite et Placements, Multirisque Immeubles, Assurances Décennales, Dommages Ouvrage, and Assurance Emprunteur. For individuals (particuliers), offerings include auto, multi-risk home, PNO (non-occupant owner), health and provident, accident guarantee, and legal protection. Distribution is direct through office consultations, phone, and email, supplemented by a website and LinkedIn presence.
The firm is compensated by the chosen insurer via commissions calculated as a percentage of the paid premium, working with a limited panel of providers. The operational team is approximately four people (Paul Kermorvant, Pierre Guerin, Louise Hauray, Solène Lelclerc), and the firm has no proprietary technology, no AI/ML capabilities, no app, and no disclosed funding. Some client relationships exceed 30 years, inherited from portfolio consolidation at the time of founding. Revenue is not publicly disclosed.
Solutions Courtage firmographics
Firmographics- Name
- Solutions Courtage
- Legal name
- SARL Solutions Courtage
- Website
- https://solutions-courtage.fr
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Solutions Courtage is a French independent insurance brokerage that brokers multi-carrier coverage for businesses, professionals, and individuals, operating through offices in Nantes and Paris on a commission-based revenue model.
- Ownership category
- akta.pro rank
Solutions Courtage industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
Keywords
Where Solutions Courtage is headquartered
LocationHeadquarters
- HQ city
- Rue
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Solutions Courtage business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Insurance Commission: The cabinet is compensated by the chosen provider in the form of commissions as a percentage of the paid premium. Works with a limited number of providers, and the list can be provided upon request.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Commission-based pricing tied to insurance premium |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Solutions Courtage product offering
Product offeringCore offering
Solutions Courtage is an independent French insurance brokerage and advisory firm that conducts risk audits for businesses and individuals, studies existing contracts, and negotiates tailored insurance coverage with multiple French and international insurance providers. The firm places, manages, and supports a broad range of professional and personal insurance lines for clients across France.
Product overview
Solutions Courtage is an insurance brokerage and advisory firm established in 2010, offering a comprehensive portfolio of insurance products and advisory services for businesses, professionals, and individuals. The company operates through two main client segments: (1) Professionals and Businesses, encompassing products such as Multirisque Professionnelle, Responsabilité Civile Professionnelle, Responsabilité Civile des Dirigeants, Flotte Automobile, Santé et Prévoyance Collective, Complémentaires, Retraite et Placements, Multirisque Immeubles, Assurances Décennales, Dommages Ouvrage, and Assurance Emprunteur; and (2) Individuals, covering Assurances Auto, Multi Risque Habitation, PNO, Santé et Prévoyance, Garantie accident de la vie, and Protection Juridique. The firm positions itself as an independent broker, conducting risk audits and delivering tailored, comprehensive insurance solutions by working with numerous French and international insurance companies.
Differentiator
Problem solved
Functional benefit
Products and services
- Multirisque Professionnelle
Companies that use Solutions Courtage
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles2 records
Solutions Courtage technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Solutions Courtage partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Pacifico CommunicationminorPacifico Communication is listed as a partner and serves as the website publisher (éditeur du site). They designed and published the Solutions Courtage website. Pacifico Communication has been a satisfied client and ongoing partner since 2015, receiving tailored professional insurance products.
Scale indicators3 records
Recent moves5 records
Expansion highlights6 records
Solutions Courtage competitors and assessment
Company assessmentDirect peers
- Bessé: French insurance brokerage specializing in corporate and professional clients, with strong practice in industrial, construction, and liability risks — comparable niche specialization to Solutions Courtage's construction/Décennales expertise.
- Diot-Siaci: Leading French independent insurance broker with strong presence in commercial lines, employee benefits, and specialty risks — overlapping product portfolio with Solutions Courtage but at significantly greater scale and geographic reach.
- Filhet-Allard: French insurance and reinsurance broker offering commercial and professional lines across France — closely comparable independent brokerage model targeting similar mid-market and professional segments.
- Verspieren: Independent French insurance broker serving SMEs, mid-market, and large accounts across professional lines including construction, real estate, and liability — directly comparable product breadth to Solutions Courtage with similar independent positioning.
- HCR (Henner Courtage & Réassurance): Independent French brokerage group offering commercial lines, employee benefits, and individual coverage — directly comparable business model to Solutions Courtage's hybrid professional/individual approach.
- Verlingue: Mid-sized independent French insurance brokerage headquartered in France, offering commercial and professional lines including multi-risk, liability, and fleet — directly comparable to Solutions Courtage's core B2B offering though at substantially larger scale.
Broad incumbents
- Howden France: French arm of international broker Howden; increasingly active in the French mid-market commercial lines space that overlaps with Solutions Courtage's core professional clientele.
- Marsh France: French arm of global insurance broker Marsh; competes for the same commercial insurance accounts Solutions Courtage targets but offers a vastly broader carrier panel, international capability, and risk consulting portfolio.
- Aon France: French operation of global broker Aon; competes in the same commercial lines and risk advisory space as Solutions Courtage, with much greater scale, specialty practice depth, and analytics capabilities.
- Willis Towers Watson France: Global advisory and broker serving French corporate and professional clients across risk, brokerage, and human capital — comparable in client segments but with much broader service breadth than Solutions Courtage.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Solutions Courtage social profiles
Digital presenceSolutions Courtage financial estimates
Financial estimateRevenue estimate
Valuation estimate
Solutions Courtage leadership team
Management profileNumber of profiles
Profiles2 records
Solutions Courtage funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Solutions Courtage M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Solutions Courtage
What does Solutions Courtage do?
Solutions Courtage is an independent French insurance brokerage and advisory firm that conducts risk audits for businesses and individuals, studies existing contracts, and negotiates tailored insurance coverage with multiple French and international insurance providers. The firm places, manages, and supports a broad range of professional and personal insurance lines for clients across France.
Is Solutions Courtage a public or private company?
Solutions Courtage is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Solutions Courtage founded?
Solutions Courtage was founded in 2010. It employs 1 to 10 people.
Where is Solutions Courtage based?
Solutions Courtage is headquartered in Rue, France, in the Europe region.
How does Solutions Courtage make money?
One revenue line is on record: insurance Commission.
Who are Solutions Courtage's main competitors?
Direct peers on record are Bessé, Diot-Siaci, Filhet-Allard, Verspieren, HCR (Henner Courtage & Réassurance) and Verlingue. Broad incumbents are Howden France, Marsh France, Aon France and Willis Towers Watson France.
Does Solutions Courtage have an API?
No public API is recorded for Solutions Courtage.
What industry is Solutions Courtage in?
Solutions Courtage's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage. Its NAICS code is 5242 and its SIC code is 6411.