Nonprofit Insurance Coverage

What Nonprofit Insurance Coverage does

Nonprofit Insurance Coverage is the trade name of Jay McDonnell Insurance, a privately held California insurance brokerage founded in 1995 and operated by Jay McDonnell. The firm specializes exclusively in insurance brokerage services for nonprofit organizations, offering nine core product lines: Workers Compensation, Commercial General Liability, Professional Liability (E&O), Automobile Coverage, Property Insurance, Group Health Insurance, Directors & Officers Liability (D&O), Sexual Abuse Liability, and Special Event Insurance. It is one of only six brokers in California with access to a special human services workers compensation program offering California Admitted (A.M. Best rated A+XV) fully insured coverage as an alternative to State Fund, which is a structural differentiator versus generalist brokers.

The firm's revenue model is commission-based: it earns a percentage of policy premiums from the insurance carriers it places business with, across multiple carrier relationships. Coverage is provided quote-based rather than on transparent pricing, with quotes generated through the firm's website form, direct phone outreach (800-586-2679), and email. The go-to-market is sales-led and community-driven, relying on direct outreach to nonprofit decision-makers, regional educational seminars co-presented with the Nonprofit Management Solutions Training Institute, and active sponsorship of charity events (Tour de Palm Springs, Senior Care Hero Awards, Animal Samaritans Fashion Show, Art Project Los Angeles, Heroes in Recovery 6K). The operating geography is California, with named customer presence in San Diego County, the Coachella Valley, Los Angeles, and Anaheim.

The customer base is diversified across nonprofit verticals including animal welfare, youth services, senior care, food services, education, health, addiction recovery, and community events; named customers include Guide Dogs of the Desert, Boys & Girls Clubs of The East Valley, SeniorServ, Meals on Wheels SD, APLA, and Classroom of the Future Foundation. Infrastructure is minimal: a WordPress website with a quote request form, basic social media presence on Twitter and Facebook, and no mobile app, API, or proprietary technology platform. The underlying technology is a standard insurance brokerage workflow augmented by loss control services and claim prevention consulting rather than any automated underwriting or risk modeling system.

Name

Nonprofit Insurance Coverage

Legal name

Jay McDonnell Insurance

Website

https://nonprofitinsurancecoverage.com

Company type

Private

Founded year

1995

Operating status

Operating

Short description

Nonprofit Insurance Coverage (Jay McDonnell Insurance) is a California-based insurance brokerage founded in 1995 that sells workers comp, liability, D&O, property, and specialty insurance exclusively to nonprofit organizations. Founded by Jay McDonnell, it serves California nonprofits through nine product lines and exclusive carrier access.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Nonprofit / Social Services BOP (FSAJAFAM)

akta.pro secondary industries

Directors & Officers (D&O) Liability (FSAJADAF), Public Liability (Premises/Operations) (FSAJADAD), General Liability Insurance (FSAJAMAE)

Keywords

• Nonprofit insurance brokerage
• Workers compensation insurance
• Commercial general liability
• Directors and officers insurance
• Commercial property insurance

Headquarters

HQ city

Carlsbad

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Insurance Brokerage Commissions: Commission-based revenue from selling insurance policies (workers compensation, general liability, D&O, professional liability, automobile, property, group health, special event) to nonprofit organizations. Revenue earned as percentage of policy premiums from insurance carriers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Nonprofit Insurance Coverage, operated by Jay McDonnell Insurance, is an independent insurance brokerage that places a full suite of commercial insurance coverages specifically designed for nonprofit organizations. The firm sells workers compensation, commercial general liability, professional liability (E&O), D&O, automobile, property, group health, sexual abuse liability, and special event insurance to nonprofits across California, earning commissions from the underlying insurance carriers.

Product overview

Nonprofit Insurance Coverage, operated by Jay McDonnell Insurance, is a specialized insurance brokerage providing a comprehensive portfolio of insurance products designed specifically for nonprofit organizations. The company offers nine core insurance products: Workers Compensation, Commercial General Liability, Professional Liability (E&O), Automobile Coverage, Property Insurance, Group Health Insurance, Directors & Officers Liability (D&O), Sexual Abuse Liability, and Special Event Insurance. These products are designed to address the unique risks faced by nonprofits, including coverage for volunteers, board members, employees, and organizational assets. The company has nearly 30 years of experience serving nonprofits and offers a California-specific workers compensation program for human services organizations as one of six brokers in the state with access to this program.

Differentiator

Problem solved

Functional benefit

Products and services

• Workers Compensation

Named customers11 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Nonprofit Management Solutions Training InstitutecoreStrategic or Co-development PartnerOngoing collaboration to present regional seminars educating nonprofits about proper insurance coverage. This partnership enables the company to reach nonprofit decision-makers through educational content and position itself as an industry expert in nonprofit insurance.

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• USI Insurance Services: A top-10 U.S. insurance brokerage with a dedicated nonprofit and human services practice group. Comparable as a broad incumbent that competes for larger California nonprofit accounts with full-line coverage.
• Jencap Group: A national specialty insurance wholesaler and MGA serving niche commercial lines including nonprofit and social-service risks. Comparable because it routes specialty nonprofit placements through carriers similar to those accessed by the subject firm.
• RPS (Risk Placement Services): A national wholesale broker and specialty MGU placing commercial and nonprofit lines through E&S and admitted markets. Comparable as a specialty placement partner that competes for nonprofit and human-services risks.
• Marsh McLennan Agency: The middle-market arm of Marsh McLennan providing risk advisory and insurance brokerage to nonprofits and associations. Comparable as a broad incumbent competing for mid-market and larger nonprofit accounts across California.
• Hilb Group: A growing mid-market insurance brokerage with regional offices and a nonprofit practice area. Comparable as a multi-line brokerage that competes for California-based nonprofit and human-services accounts.

Emerging players

• Brown & Riding Insurance Services: A specialty insurance wholesale broker with expertise in nonprofit, human services, and social enterprise risks. Comparable because it places nonprofit and human-services coverage through specialty carriers and E&S markets, mirroring the niche carrier-access approach.
• INSUREtrust: A specialty insurance brokerage focused on cyber, E&O, and professional liability for nonprofits and professional services firms. Comparable because it sells overlapping liability products (Professional Liability, D&O-adjacent) into the same nonprofit segment.

Direct peers

• Nonprofits Insurance Alliance Group (NIAG): A 501(c)(3) insurance pooling organization that exclusively serves nonprofit and social-service organizations with liability and property coverage. Direct peer because it sells essentially the same lines (GL, D&O, sexual abuse, property) to the same California nonprofit customer base.
• Woodruff Sawyer: A specialty insurance brokerage with a long-standing nonprofit practice providing D&O, employment practices, cyber, and property coverage to nonprofits nationally. Direct peer because it competes for the same nonprofit clients with similar coverage expertise and carrier relationships.

Regional players

• Heffernan Insurance Brokers: A large independent California-based brokerage with offices across the Bay Area and Southern California serving mid-market and nonprofit clients. Regional peer because it overlaps geographically in California and serves nonprofit accounts, though it operates as a broad mid-market broker rather than a nonprofit specialist.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/InsureNonProfit
• Facebookfacebook.com/1NonprofitInsuranceCoverage

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nonprofit Insurance Coverage