Tom Collins Insurance Agency
Tom Collins Insurance Agency, Inc. is a privately held independent insurance agency founded in 1989 by Tom Collins in Vero Beach, Florida. The 1-10 employee firm distributes auto, homeowners, business, and life insurance to local individuals and small businesses.
- Company typePrivate
- Founded1989
- HeadquartersVero Beach, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Tom Collins Insurance Agency does
Tom Collins Insurance Agency, Inc. is a privately held, independent retail insurance agency based in Vero Beach, Florida, founded in 1989 by Tom Collins, who continues to serve as Founder and CEO. The firm operates with a headcount of 1-10 employees from a single local location and distributes personal and commercial insurance products on behalf of carriers, spanning auto, homeowners, business, and life lines. As a small independent agency, it derives revenue primarily from carrier commissions on placed policies, with no disclosed fee-for-service, consulting, or technology revenue streams.
The agency does not maintain a proprietary technology platform, app, or public API; its website domain (tomcollinsinsurance.com) currently serves only a security verification page, providing no digital self-service or product detail content. No carrier-side integrations, technology partners, or automation stack have been disclosed, and the firm has no stated investments, funding rounds, M&A activity, regulatory actions, or leadership changes beyond the founding principal. The company has no disclosed parent, subsidiaries, secondary brands, DBAs, or alternative trade names in the input data.
Operationally, the business model is relationship-driven and locally distributed: agents quote and bind coverage across multiple lines for individuals and small businesses in the Vero Beach market, with revenue mechanics tied to standard insurance commission economics. No pricing, customer logos, segment mix, marketing channels, or partnership information is available from the source data, limiting visibility into customer mix, retention, and competitive positioning.
Tom Collins Insurance Agency firmographics
Firmographics- Name
- Tom Collins Insurance Agency
- Website
- https://tomcollinsinsurance.com
- Company type
- Private
- Founded year
- 1989
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Tom Collins Insurance Agency, Inc. is a privately held independent insurance agency founded in 1989 by Tom Collins in Vero Beach, Florida. The 1-10 employee firm distributes auto, homeowners, business, and life insurance to local individuals and small businesses.
- Ownership category
- akta.pro rank
Tom Collins Insurance Agency industry classification
Industry- Product category
- Insurance Services
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro industry
- Retail (Personal Lines) Insurance BrokerageFinancial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory
Keywords
Where Tom Collins Insurance Agency is headquartered
LocationHeadquarters
- HQ city
- Vero Beach
- HQ country
- United States
- HQ region
- North America
Markets served
Tom Collins Insurance Agency business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Others
Tom Collins Insurance Agency product offering
Product offeringCore offering
Tom Collins Insurance Agency Inc. is an independent insurance agency that sells and services personal and commercial insurance policies, including car, homeowners, business, and life insurance, to clients primarily in the Vero Beach, Florida area. The agency acts as an intermediary, matching customers with insurance carriers and providing policy servicing.
Differentiator
Problem solved
Functional benefit
Products and services
- Car Insurance
- Homeowners Insurance
- Business Insurance
- Life Insurance
Companies that use Tom Collins Insurance Agency
Customer profileIdeal customer profiles2 records
Tom Collins Insurance Agency technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Tom Collins Insurance Agency partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights1 record
Tom Collins Insurance Agency competitors and assessment
Company assessmentBroad incumbents
- State Farm: Largest U.S. personal lines carrier/agency force offering auto, homeowners, and life products through captive agents. Directly competes with Tom Collins for the same personal lines customers in Vero Beach and across Florida.
- Acrisure: Large insurance brokerage with extensive retail operations across personal, commercial, and life lines. Demonstrates the scale aggregation thesis relevant to Tom Collins' position in the agency value chain.
- GEICO: Major direct-to-consumer auto (and increasingly homeowners) insurance carrier. Represents the digital-disruption pressure facing small independent auto and homeowners agencies like Tom Collins.
- Hub International Limited: North American insurance brokerage with strong personal, commercial, and specialty lines offerings and a roll-up strategy focused on smaller independent agencies. Directly comparable along product mix and acquisition economics.
- Brown & Brown, Inc. Large publicly traded national insurance brokerage with deep personal and commercial lines capabilities and an active acquisition strategy. A logical acquirer and benchmark for Tom Collins' product mix at far greater scale.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm serving retail and commercial clients across personal and commercial property/casualty lines. Comparable in product breadth and as a potential acquirer of independent agencies.
- Progressive: Direct-to-consumer auto insurer with growing home and commercial offerings. Competes with Tom Collins' core auto and homeowners book via online channels and selective independent agent partnerships.
Regional players
- Bankers Insurance Group: Florida-based personal property and commercial lines carrier operating through independent agents. Comparable as a regionally rooted Florida market participant interacting with the same customers and agents as Tom Collins.
- Insurance Office of America: Florida-headquartered independent insurance brokerage offering personal, commercial, and life lines. Directly comparable as a Florida-rooted multi-line independent agency, although materially larger, representing the regional scale tier Tom Collins could be acquired by or grow into.
Emerging players
- Lemonade: InsurTech direct carrier in homeowners and renters with growing auto ambitions. Represents the digitally native competitive threat to small independent personal-lines agencies.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Tom Collins Insurance Agency social profiles
Digital presenceTom Collins Insurance Agency financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tom Collins Insurance Agency leadership team
Management profileNumber of profiles
Profiles1 record
Tom Collins Insurance Agency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tom Collins Insurance Agency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tom Collins Insurance Agency
What does Tom Collins Insurance Agency do?
Tom Collins Insurance Agency Inc. is an independent insurance agency that sells and services personal and commercial insurance policies, including car, homeowners, business, and life insurance, to clients primarily in the Vero Beach, Florida area. The agency acts as an intermediary, matching customers with insurance carriers and providing policy servicing.
When was Tom Collins Insurance Agency founded?
Tom Collins Insurance Agency was founded in 1989. It employs 1 to 10 people.
Where is Tom Collins Insurance Agency based?
Tom Collins Insurance Agency is headquartered in Vero Beach, United States, in the North America region.
Who are Tom Collins Insurance Agency's main competitors?
Broad incumbents on record are State Farm, Acrisure, GEICO, Hub International Limited, Brown & Brown, Inc., Arthur J. Gallagher & Co. and Progressive. Regional players are Bankers Insurance Group and Insurance Office of America. Lemonade is listed as an emerging player.
Does Tom Collins Insurance Agency have an API?
No public API is recorded for Tom Collins Insurance Agency.
What industry is Tom Collins Insurance Agency in?
Tom Collins Insurance Agency's product category is Insurance Services. Its primary akta.pro industry code is FSAEADAA, Retail (Personal Lines) Insurance Brokerage. Its NAICS code is 524210 and its SIC code is 6411.