Community Insurance Group
Community Insurance Group is a family-owned, independent insurance brokerage in Baton Rouge, Louisiana that places Medicare Advantage, Medicare Supplement, Medicare Part D, life, dental, vision, and final expense policies for South Louisiana seniors as a commission-based agent of multiple major carriers.
- Company typePrivate
- Founded2015
- HeadquartersBaton Rouge, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Community Insurance Group does
Community Insurance Group, LLC (CIG) is an independent insurance brokerage founded in 2015 by Roy James and Dr. Alice James and headquartered at 646 N. Foster Drive Suite C, Baton Rouge, Louisiana. The firm operates as a small, family-owned agency (1-10 employees) and distribution intermediary rather than a risk-bearing insurer, earning commissions from insurance carriers for placing policies. Its core focus is Medicare-eligible consumers in South Louisiana, with a stated mission of helping seniors reduce medical costs and protect family legacy through personalized plan selection.
The company's product portfolio spans Medicare Advantage Plans, Medicare Supplement (Medigap) Insurance, Medicare Part D Prescription Drug Plans, Term Life Insurance, Dental Insurance, Vision Insurance, Critical Illness Insurance, and Burial/Final Expense Insurance. It is appointed with six major carriers — WellCare, Humana, Aetna, Transamerica, Gerber Life, and People's Health/UnitedHealthcare — which allows cross-carrier comparison and placement. Distribution is multi-channel: the cigtoday.com website (with quote forms, appointment scheduling, and Medicare education content), direct phone/email outreach, in-person appointments at the Baton Rouge office, a formal 'Refer A Friend' referral program, and an active social media presence on YouTube, Facebook, LinkedIn, and Twitter. Bilingual English/Spanish service is offered.
The business is bootstrapped with no external funding, no parent company, and no subsidiaries. The technology stack is conventional — a content/lead-capture website plus telephony — with no proprietary technology, no API, no app, and no disclosed AI/ML capability. The economic model is commission-based against individual consumer policies, with quote-by-circumstance pricing, monthly billing cadence, and no publicly disclosed pricing. Customer concentration is by definition diffuse across individual seniors, but the business is geographically concentrated in Louisiana and is highly dependent on the personal reputation and relationships of the founding James family.
Community Insurance Group firmographics
Firmographics- Name
- Community Insurance Group
- Legal name
- Community Insurance Group, LLC
- Website
- https://cigtoday.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Community Insurance Group is a family-owned, independent insurance brokerage in Baton Rouge, Louisiana that places Medicare Advantage, Medicare Supplement, Medicare Part D, life, dental, vision, and final expense policies for South Louisiana seniors as a commission-based agent of multiple major carriers.
- Ownership category
- akta.pro rank
Community Insurance Group industry classification
Industry- Product category
- Insurance Brokerage (Medicare and Supplemental Health/Life)
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)
- akta.pro industry
- Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs)Group Term Life InsuranceStandalone Critical Illness Insurance
Keywords
Where Community Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Baton Rouge
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Community Insurance Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure
Revenue model
- Insurance Brokerage Commissions: As an independent insurance broker, the company earns commissions from insurance carriers for placing policies. Services include Medicare Advantage, Medicare Supplement, Medicare Part D, Term Life, Dental, Vision, Critical Illness, and Final Expense insurance products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing tailored to individual circumstances |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
Community Insurance Group product offering
Product offeringCore offering
Community Insurance Group is an independent insurance brokerage that sells Medicare Advantage plans, Medicare Supplement (Medigap) plans, Medicare Part D prescription drug plans, term life, dental, vision, critical illness, and final expense insurance to individuals and families. As an independent broker, it places business with multiple carriers (WellCare, Humana, Aetna, Transamerica, Gerber Life, People's Health/UnitedHealthcare) and earns carrier commissions on each policy sold.
Product overview
Community Insurance Group is an independent insurance brokerage offering a portfolio of health and life insurance products primarily serving seniors in Louisiana. The company provides Medicare-related insurance products including Medicare Advantage Plans, Medicare Supplement (Medigap) Insurance, and Medicare Part D Prescription Drug Plans, alongside life insurance products such as Term Life Insurance, Critical Illness Insurance, and Burial/Final Expense Insurance. Additional offerings include Dental Insurance and Vision Insurance. The company positions itself as an independent broker offering multiple carrier options (WellCare, Humana, Aetna, Transamerica, Gerber Life, People's Health/UnitedHealthcare) to help clients compare and choose coverage that fits their needs. Services include quote requests, appointment scheduling, and free consultations.
Differentiator
Problem solved
Functional benefit
Products and services
- Medicare Advantage Plans Medicare-approved health care options that may include Medicare Part D prescription drug coverage along with hospital, doctor, skilled nursing, and other medical services, offered to seniors and Medicare-eligible individuals.
- Medicare Supplement (Medigap) Insurance Private insurance that helps pay for healthcare costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles, sold to seniors and Medicare-eligible individuals.
- Medicare Part D Prescription Drug Plans Federal government prescription drug program coverage for both brand-name and generic drugs at participating pharmacies, offered to Medicare-eligible individuals.
- Term Life Insurance Coverage that pays a benefit if the insured dies before the end of the term for which they are covered, offered to individuals and families seeking financial protection.
- Dental Insurance Coverage that helps ensure the health of teeth and gums as a component of overall well-being, offered to individuals and families.
- Vision Insurance Coverage for eye care services and eyewear, offered to individuals and families.
- Critical Illness Insurance Insurance that pays a lump sum upon diagnosis of a covered illness such as Cancer, Heart Attack, Stroke, or Alzheimer's disease, with some policies potentially paying a monthly cash benefit, offered to individuals and families.
- Burial and Final Expense Insurance Insurance that helps cover burial and related end-of-life costs, offered to individuals and families planning for end-of-life expenses.
Companies that use Community Insurance Group
Customer profileNamed customers7 records
Segments2 records
Ideal customer profiles2 records
Community Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Community Insurance Group partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- WellCarecoreWellCare is an insurance carrier partnership. Community Insurance Group offers WellCare Medicare Advantage plans as part of their product portfolio, with agent credit code 19125d94-ee59-4647-a594-f49e2849c9ab associated with the partnership.
- HumanacoreHumana is an insurance carrier partnership. Community Insurance Group offers Humana Medicare plans, with agent ID 1772248 associated with the partnership for health insurance products.
- Gerber LifecoreGerber Life Insurance Company is an insurance carrier partnership offering life insurance products through the agency.
- AetnacoreAetna is an insurance carrier partnership. Community Insurance Group offers Aetna Medicare and health insurance plans as part of their product portfolio.
- TransamericacoreTransamerica is an insurance carrier partnership offering life and health insurance products through Community Insurance Group.
- Peoples Health (UnitedHealthcare)corePeoples Health, a UnitedHealthcare company, is an insurance carrier partnership offering Medicare Advantage plans in Louisiana through Community Insurance Group.
Scale indicators4 records
Recent moves5 records
Expansion highlights4 records
Community Insurance Group competitors and assessment
Company assessmentBroad incumbents
- SelectQuote: SelectQuote is a publicly traded senior-focused insurance distribution platform with a heavy Medicare Advantage and life cross-sell emphasis. It competes with CIG in the same Medicare-eligible consumer segment but at significantly greater scale and with national paid-media reach.
- eHealth: eHealth is an online health insurance marketplace that originated in individual/family and Medicare plan comparison. It overlaps directly with CIG's Medicare Advantage and Supplement distribution but operates primarily through a digital self-serve/agent-assisted model rather than local in-person service.
- GoHealth: GoHealth is a Medicare-focused insurance distribution company that pairs proprietary technology with licensed agents. It is comparable to CIG as a Medicare-led, multi-carrier agency but competes on a national, tech-enabled basis.
Direct peers
- HealthMarkets: HealthMarkets is a large national independent insurance brokerage that places health, Medicare, life, and supplemental coverage with multiple carriers through licensed agents. It is the closest scaled analog to CIG's independent, multi-carrier Medicare-led model.
- QuoteWizard (LendingTree): QuoteWizard operates an insurance comparison platform that routes consumers to agents and carriers across health, life, and senior product lines. It is comparable to CIG in that both rely on intermediated placement rather than underwriting risk themselves.
- Bankers Life: Bankers Life is a long-standing insurance agency specializing in Medicare Supplement, Medicare Advantage, and final expense products sold through career agents in local markets. It competes head-on with CIG's Medicare and final expense focus and similar in-person, agent-led distribution style.
Others
- Senior Marketing Specialists: Senior Marketing Specialists is a Field Marketing Organization (FMO) that supports independent Medicare agents with carrier appointments, training, and back-office tools. It is thematically relevant to CIG because CIG's Medicare-led independent model is the type of agency FMO partners are built to serve.
- Mutual of Omaha (Agent Channel): Mutual of Omaha is a carrier that distributes Medicare Supplement, dental, and life products through independent agents. While not a brokerage itself, it is highly relevant because carriers like this one define the commission economics CIG depends on.
- Aetna (CVS Health): Aetna is another CIG carrier partner offering Medicare and health plans through the agency's distribution. As a top-five Medicare Advantage carrier, it sets much of the product landscape in which independent brokers like CIG operate.
- Humana (Insurance Carrier): Humana is one of CIG's named carrier partners (agent ID 1772248) and one of the largest Medicare Advantage carriers nationally. It is an enabling ecosystem participant whose commission structure and plan designs materially shape CIG's product shelf.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Community Insurance Group social profiles
Digital presenceCommunity Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Community Insurance Group leadership team
Management profileNumber of profiles
Profiles3 records
Community Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Community Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Community Insurance Group
What does Community Insurance Group do?
Community Insurance Group is an independent insurance brokerage that sells Medicare Advantage plans, Medicare Supplement (Medigap) plans, Medicare Part D prescription drug plans, term life, dental, vision, critical illness, and final expense insurance to individuals and families. As an independent broker, it places business with multiple carriers (WellCare, Humana, Aetna, Transamerica, Gerber Life, People's Health/UnitedHealthcare) and earns carrier commissions on each policy sold.
Is Community Insurance Group a public or private company?
Community Insurance Group is a private company. It is classified as family owned and is currently operating.
When was Community Insurance Group founded?
Community Insurance Group was founded in 2015. It employs 1 to 10 people.
Where is Community Insurance Group based?
Community Insurance Group is headquartered in Baton Rouge, United States, in the North America region.
How does Community Insurance Group make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Community Insurance Group's main competitors?
Broad incumbents on record are SelectQuote, eHealth and GoHealth. Direct peers are HealthMarkets, QuoteWizard (LendingTree) and Bankers Life. Others are Senior Marketing Specialists, Mutual of Omaha (Agent Channel), Aetna (CVS Health) and Humana (Insurance Carrier).
Does Community Insurance Group have an API?
No public API is recorded for Community Insurance Group.
What industry is Community Insurance Group in?
Community Insurance Group's product category is Insurance Brokerage (Medicare and Supplemental Health/Life). Its primary akta.pro industry code is FSAIAGAH, Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs), with a secondary code of FSAIAAAJ, Group Term Life Insurance. Its NAICS code is 5242 and its SIC code is 6411.