Europrogress

What Europrogress does

Europrogress SRL is an Italian credit mediation company (mediazione creditizia) incorporated in May 2004 and headquartered in Santa Croce sull'Arno in the province of Pisa, Tuscany. The company is registered with Italy's OAM (Organismo Agenti e Mediatori) under code M266 and operates in compliance with d.lgs 141/2010 transposing EU Directive 2008/48/EC on consumer credit. It functions as an intermediary between end borrowers and partner banking institutions, distributing personal loans, mortgages (mutui), fifth-of-salary loans (cessione del quinto) with bundled insurance, payment delegations, business financing, factoring, leasing, long-term rentals, and insurance products on behalf of partners that include Banca Progetto, IBL Banca, Che Banca, Compass, Younited Credit, and Anima Broker. Distribution is carried out through a nationwide network of registered professional collaborators (agents and mediators) supplemented by direct inbound contact via the corporate website.

The underlying technology stack is minimal: the company operates as a traditional financial intermediary with no proprietary platform, no public or partner-facing APIs, no mobile applications, and no documented automation beyond a corporate website, a reserved agent area, and presence on LinkedIn, Facebook, and Instagram. There is no disclosed in-house underwriting, decisioning engine, or data product; credit decisions reside entirely with the partner banks, while Europrogress captures the lead-generation, advisory, and documentation layer.

The revenue model is transaction-fee commission-based: Europrogress earns commissions on the financial products it places with partner banking institutions, with no balance-sheet lending activity of its own. It serves two primary segments — private individuals (public/private employees and pensioners, served mainly through personal loans and cessione del quinto) and businesses of any size or lifecycle stage (served through corporate financing, leasing, long-term rental, and factoring). GTM relies on the human collaborator network, supported by basic digital marketing and a careers page to recruit additional agents. No institutional backing, funding rounds, or M&A activity are disclosed, and the company operates with a share capital of €400,000 and a headcount band of 11–50 employees.

Name

Europrogress

Legal name

Europrogress SRL

Website

https://europrogress.net

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Europrogress SRL is an Italian credit mediator (OAM code M266) that connects private individuals and businesses with partner banks, distributing personal loans, mortgages, fifth-of-salary loans, leasing, and insurance through a nationwide network of professional financial collaborators.

Ownership category

akta.pro rank

Product category

Credit Mediation & Financial Intermediary Services

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Commercial Mortgage Brokerage (FSAEAEAB)

Keywords

• Credit mediation services
• Consumer loan brokerage
• Mortgage intermediation
• Business financing advisory
• Insurance distribution

Headquarters

HQ city

Santa Croce Sull' Arno

HQ country

Italy

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Credit Mediation Commissions: Europrogress generates revenue as a credit mediator by connecting borrowers (individuals and businesses) with banking institutions. The company earns commissions from financial products placed with their banking partners, including personal loans, mortgages, fifth-of-salary transfers, corporate financing, and leasing. The business model is commission-based on financial products intermediated.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Europrogress SRL is an Italian credit mediation company (mediazione creditizia) that connects individual and business borrowers with banking institutions to provide loans, mortgages, leasing, factoring, long-term rentals, fifth-of-salary transfers, and insurance products. The company operates as a multi-product distribution network through a nationwide team of professional financial consultants and partnerships with major Italian banks such as Banca Progetto, Younited Credit, IBL Banca, Che Banca, Compass, and Anima Broker.

Product overview

Europrogress SRL is an Italian credit mediation network operating nationally across Italy, registered as a financial intermediary under OAM (code M266). The company acts as a multi-product distribution platform for financial services, connecting customers with major banking institutions through its network of professional collaborators. The product portfolio centers on credit mediation for both retail (privati) and business (aziende) segments, including: personal loans (prestiti personali non finalizzati), fifth-of-salary loans (cessione del quinto) with bundled insurance for employees and pensioners, mortgages (mutui) with various rate options, business financing (finanziamenti alle imprese), factoring, leasing, long-term rentals (noleggio a lungo termine), payment delegations (delega di pagamento), and insurance products (assicurazioni). All products are distributed through partnerships with principal banking institutes rather than as a proprietary platform or self-contained product suite.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Financing (Finanziamenti alle Imprese)

Named customers6 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core.

• Banca ProgettocoreChannel Partner/ Reseller/ DistributorBanca Progetto is one of the partner banking institutions with whom Europrogress has established active conventions for credit mediation. Customers can access Banca Progetto products through Europrogress's mediation services.
• Younited CreditcoreChannel Partner/ Reseller/ DistributorYounited Credit is a partner banking institution in Europrogress's network, providing consumer credit products through the credit mediation partnership.
• IBL BancacoreChannel Partner/ Reseller/ DistributorIBL Banca is a partner banking institution collaborating with Europrogress for credit mediation services, offering various financial products to end customers.
• Che BancacoreChannel Partner/ Reseller/ DistributorChe Banca is a partner banking institution in Europrogress's convention network, providing banking and credit products through the mediation platform.
• CompasscoreChannel Partner/ Reseller/ DistributorCompass is a partner financial institution providing consumer credit products through Europrogress's credit mediation network.
• Anima BrokercoreChannel Partner/ Reseller/ DistributorAnima Broker is a partner in Europrogress's network, providing insurance and financial products through the credit mediation collaboration.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Direct peers

• MutuiOnline: Italy's leading online mortgage and loan brokerage platform, intermediating consumer credit products from multiple banks. Highly comparable to Europrogress in intermediating personal loans and mortgages through a multi-bank partner network.
• Facile.it: Italian financial product comparison and brokerage platform offering loans, mortgages, and insurance. Directly competes with Europrogress in intermediating retail credit products across multiple partner institutions.
• Segugio.it: Italian financial comparison portal for loans, mortgages, and insurance products. Comparable to Europrogress as a multi-product credit intermediation platform serving Italian retail customers.
• Prestiti.it: Italian online loan broker focused on personal loans, cessione del quinto, and debt consolidation. Closely comparable product mix and target customer to Europrogress's consumer credit mediation business.

Emerging players

• Younited Credit: European online consumer credit platform that is both a partner of Europrogress and a direct competitor offering consumer loans via a digital origination model. Represents the digital-first category Europrogress must compete with.

Broad incumbents

• Compass (Mediolanum Group): Major Italian consumer credit provider and one of Europrogress's partner banks. Comparable as a broad incumbent in the same retail credit categories (personal loans, cessione del quinto) intermediated by Europrogress.
• AGOS (Crédit Agricole): Italian consumer credit and personal finance provider offering loans, cessione del quinto, and leasing. Operates in the same retail and business credit categories intermediated by Europrogress's network.
• Findomestic (BNP Paribas): Large Italian consumer credit provider offering personal loans and consumer finance products. Represents a major supply-side counterparty that competes with — and partners through — brokers like Europrogress.
• Banca Progetto: Italian bank specialized in SME lending and consumer credit, and one of Europrogress's core partner institutions. Comparable as a credit institution whose products Europrogress distributes and that competes for similar end customers.
• CRIF: Large Italian credit information, advisory, and decisioning solutions provider. Broader incumbent operating across credit data, analytics, and intermediation-adjacent services relevant to the same banking and consumer credit ecosystem.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/ProgressAgent
• LinkedInlinkedin.com/company/europrogress-s-r-l-mediazione-creditizia
• Instagraminstagram.com/europrogress_srl

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Europrogress