NextCharge
NextCharge is a private US payments technology company (founded 2014, Marietta, GA) that resells Fiserv and CardConnect/CardPointe infrastructure to deliver merchant processing, omni-channel gateway services, and Clover/Ingenico hardware to SMBs, national chains, franchises, and financial institutions via agent, ISO, and referral partner channels.
- Company typePrivate
- Founded2014
- HeadquartersMarietta, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What NextCharge does
NextCharge is a US-based, private payments technology company founded in 2014 and headquartered in Marietta, Georgia, operating as a sales-and-partner organization on top of Fiserv (formerly First Data) and CardConnect/CardPointe infrastructure. The company provides merchant payment processing across credit, debit, commercial card, and electronic bank transfer rails for both face-to-face and eCommerce transactions, and distributes Clover POS hardware (Station Duo, Mini, Flex, Go), Ingenico and FD terminals, alongside the CardConnect Gateway API, Virtual Terminal, CardConnect Mobile POS, and a WooCommerce integration.
The technical stack is largely licensed rather than owned: the CardConnect Gateway provides a single API surface across POS, mobile, and online channels, while CardSecure delivers patented point-to-point encryption and tokenization that shifts PCI compliance burden away from the merchant. NextCharge monetizes through transaction-based residuals on processed volume, partner residual/referral fees paid to agents, ISOs, and referral partners, franchise rebate economics paid to franchisors, and OptBlue-derived Amex processing volume. Go-to-market is multi-channel: an agent/ISO program with CoPilot portfolio tooling, a Referral Partner program, an ISVs & Integrators developer program, a Franchise Rebate Program serving 180+ brands, and a Referral Bank Partnership Program targeting financial institutions, supplemented by direct enterprise field sales and an online SMB self-apply flow.
Operationally, NextCharge runs a lean 1-10 person organization and is BBB Business Review accredited. The company carries no disclosed funding rounds, no M&A history, no management team disclosures, and no revenue figures; its primary commercial dependencies are the Fiserv and CardConnect/CardPointe platforms and ancillary hardware (Clover, Ingenico, FD) partners.
NextCharge firmographics
Firmographics- Name
- NextCharge
- Legal name
- NextCharge
- Website
- https://nextchargesolutions.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- NextCharge is a private US payments technology company (founded 2014, Marietta, GA) that resells Fiserv and CardConnect/CardPointe infrastructure to deliver merchant processing, omni-channel gateway services, and Clover/Ingenico hardware to SMBs, national chains, franchises, and financial institutions via agent, ISO, and referral partner channels.
- Ownership category
- akta.pro rank
NextCharge industry classification
Industry- Product category
- Merchant Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- akta.pro primary industry
- Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF)
- akta.pro secondary industry
- Card-Present Acquirers (Retail & POS Focus) (FSAMABAC)
Keywords
Where NextCharge is headquartered
LocationHeadquarters
- HQ city
- Marietta
- HQ country
- United States
- HQ region
- North America
Markets served
NextCharge business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Technology or R&D
Revenue model
- Payment Processing Transaction Fees: Revenue generated from processing bank card transactions for merchants. The company earns transaction fees on credit cards, debit cards, commercial cards, and electronic bank transfers for both face-to-face and eCommerce transactions.
- Partner Residual/Referral Fees: Partners earn residual fees when referred business customers use NextCharge as their payment solution provider. These referral fees create recurring annuity-like revenue for partners.
- Franchise Rebate Program: Franchisors receive rebates as a percentage of fees collected when franchise locations use NextCharge as their payment solution provider. Existing partners use rebates for programs like Presidents Club, scholarships, marketing, and maternity/paternity leave.
- OptBlue Partnership: Revenue generated through American Express OptBlue partnership program which offers lower pricing and single statement processing.
Go-to-market motion3 records
Distribution channels6 records
Marketing channels6 records
NextCharge product offering
Product offeringCore offering
NextCharge provides payment processing services and merchant solutions through the CardConnect/CardPointe Gateway, enabling businesses to accept credit cards, debit cards, commercial cards, and electronic bank transfers across in-store, online, and mobile channels. The company operates primarily through an agent/ISO and channel partner model, distributing Clover and Ingenico POS hardware alongside its software products and partner programs that generate residuals and rebates for referral partners, franchise brands, and financial institutions.
Product overview
NextCharge is a payments technology company that operates as a platform-plus-partner model, providing merchant services for face-to-face and eCommerce transactions. The core technology stack centers on the CardConnect Gateway (formerly CardPointe), which unifies payment acceptance across traditional POS, mobile, and online channels through patented CardSecure tokenization and P2PE encryption. NextCharge distributes Clover hardware POS systems (Station Duo, Mini, Flex, Go, and eCommerce), Ingenico terminals, and FD terminals alongside their software products. Their product portfolio includes the Virtual Terminal for browser-based payment processing, CardConnect Mobile for inventory and payment management, WooCommerce CardPointe Gateway plugin for eCommerce integration, and strategic partner programs (Referral Partners, ISVs & Integrators, Franchise Rebate) for growing partner revenue streams. Security features are delivered through CardSecure's dual-layer protection combining tokenization and P2PE.
Differentiator
Problem solved
Functional benefit
Brands
- CardConnect Gateway: Omni-channel payment gateway with patented CardSecure encryption and tokenization for secure payment processing across all channels.
- CardPointe Mobile
- Virtual Terminal
- WooCommerce CardPointe Gateway
Products and services
- CardConnect Gateway
Companies that use NextCharge
Customer profileNamed customers2 records
Segments6 records
Ideal customer profiles6 records
NextCharge technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature5 records
NextCharge partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- FiservcoreNextCharge partners with Fiserv to expand its payment offering and fully support any client's business environment. Through this partnership, NextCharge leverages Fiserv's infrastructure to process payments and access over 50,000 partner businesses.
- First DatacoreNextCharge integrates with First Data payment systems, providing global processing solutions and world-class merchant services. Partners receive access to all First Data products in one place with real-time testing and certification capabilities.
- American Express (OptBlue)minorNextCharge has access to OptBlue, the latest partner program from American Express offering lower pricing, more control, and a single statement for processing American Express transactions.
- CardConnect/CardPointecoreNextCharge utilizes CardConnect Gateway (now CardPointe) as its proprietary gateway and API platform, providing patented payment security solutions and omni-channel payment capabilities.
- ClovercoreNextCharge offers Clover POS solutions including Station Duo, Mini, Flex, and Go devices for merchants to accept payments in-store, on the go, and online through Clover eCommerce.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
NextCharge competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key highlights6 records
Customer concentration
NextCharge social profiles
Digital presenceNextCharge financial estimates
Financial estimateRevenue estimate
Valuation estimate
NextCharge leadership team
Management profileNumber of profiles
Profiles1 record
NextCharge funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NextCharge M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NextCharge
What does NextCharge do?
NextCharge provides payment processing services and merchant solutions through the CardConnect/CardPointe Gateway, enabling businesses to accept credit cards, debit cards, commercial cards, and electronic bank transfers across in-store, online, and mobile channels. The company operates primarily through an agent/ISO and channel partner model, distributing Clover and Ingenico POS hardware alongside its software products and partner programs that generate residuals and rebates for referral partners, franchise brands, and financial institutions.
Is NextCharge a public or private company?
NextCharge is a private company. It is classified as unknown and is currently operating.
When was NextCharge founded?
NextCharge was founded in 2014. It employs 1 to 10 people.
Where is NextCharge based?
NextCharge is headquartered in Marietta, United States, in the North America region.
How does NextCharge make money?
Four revenue lines are on record. Payment Processing Transaction Fees are the primary driver. The others are partner Residual/Referral Fees, franchise Rebate Program and optBlue Partnership.
Does NextCharge have an API?
Yes. CardConnect Gateway REST API enabling payment acceptance into proprietary or third-party applications. Supports PHP, JSON/JavaScript, Java, and Ruby. Features omni-channel capabilities with interchange optimization, dual-layer security via CardSecure tokenization, and extensive documentation with video tutorials. Developer documentation is at nextchargesolutions.com/gateway-api.
What industry is NextCharge in?
NextCharge's product category is Merchant Payment Processing. Its primary akta.pro industry code is FSAMABAF, Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management), with a secondary code of FSAMABAC, Card-Present Acquirers (Retail & POS Focus). Its NAICS code is 522320.