Lodestone Wealth Management
Lodestone Wealth Management is a boutique, SEC-registered RIA in Spokane, WA serving pre-retirees, retirees, professionals, business owners, and government employees with integrated investment management, financial planning, and in-house CPA tax and estate services.
- Company typePrivate
- Founded1999
- HeadquartersSpokane, United States
- Headcount—
- GTM typeB2C
- OfferingServices
What Lodestone Wealth Management does
Lodestone Wealth Management, LLC is a privately held, SEC-registered investment advisory firm founded in 1999 and headquartered in Spokane, Washington, with a secondary branch office in the Florida Keys. The firm operates as a boutique partnership between Dan Murphy (Partner) and Andrew McDirmid (Partner, CPA), supported by team member Kristy Maples, serving individual clients in the greater Spokane area and beyond. It delivers three integrated service lines: investment management using evidence-based, globally diversified portfolios constructed from low-cost ETFs, institutional mutual funds, and individual stocks and bonds; comprehensive financial planning built on cash-flow analysis through clients' 90s with what-if scenario modeling for retirement, insurance, Social Security, Medicare, gifts, and disability; and tax and estate planning delivered by an in-house Certified Public Accountant covering Federal and State income tax strategy.
The firm monetizes exclusively through recurring fee-based investment advisory charges billed annually as a Registered Investment Advisor, with specific fee schedules disclosed in the ADV Part 2A document rather than publicly. Its go-to-market is consultative and sales-led: prospects schedule consultations through the website or by phone, followed by advisor-led meetings to construct customized plans, supported by content marketing, free financial planning guides, and social media presence on Facebook, X, and Instagram. Technology stack is intentionally lean — E-Money financial planning software paired with multi-custodian client portals at Charles Schwab, Fidelity, and TD Ameritrade — with no proprietary platform or AI-driven tooling. Customer segments span pre-retirees and retirees, professionals, affluent families, business owners, and government employees, with employer-sponsored retirement plans (401(k), SIMPLE IRA, SEP IRA) as a secondary line. The firm holds an Idaho notice filing and operates without any disclosed private equity, venture capital, or institutional ownership.
Lodestone Wealth Management firmographics
Firmographics- Name
- Lodestone Wealth Management
- Legal name
- Lodestone Wealth Management, LLC.
- Website
- https://lodestonewm.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Short description
- Lodestone Wealth Management is a boutique, SEC-registered RIA in Spokane, WA serving pre-retirees, retirees, professionals, business owners, and government employees with integrated investment management, financial planning, and in-house CPA tax and estate services.
- Ownership category
- akta.pro rank
Lodestone Wealth Management industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)
- akta.pro secondary industries
- Private Wealth Planning (Tax, Estate & Succession) (FSAAABAE), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)
Keywords
Where Lodestone Wealth Management is headquartered
LocationHeadquarters
- HQ city
- Spokane
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Lodestone Wealth Management business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Investment Advisory Fees: Fee-based investment advisory services as a Registered Investment Advisor (RIA) registered with the SEC. Clients receive fiduciary investment management and financial planning services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Fee-based advisory services - specific rates not publicly disclosed |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Lodestone Wealth Management product offering
Product offeringCore offering
Lodestone Wealth Management is a fiduciary Registered Investment Advisor that delivers fee-based investment management, comprehensive financial planning, and tax/estate planning to individuals, families, and business owners. Investment portfolios are built using low-cost ETFs, institutional mutual funds, and individual stocks and bonds under an evidence-based, globally diversified framework tailored to each client's risk tolerance. Financial planning uses cash-flow analysis to model net worth through retirement, while tax and estate strategy are coordinated in-house through a CPA partner.
Product overview
Lodestone Wealth Management offers a unified wealth management platform comprising three integrated services: Investment Management using evidence-based globally diversified portfolios (ETFs, mutual funds, stocks, bonds); Financial Planning utilizing advanced cash flow analysis for retirement roadmaps and goal-based planning; and Tax Planning delivered by an in-house CPA for Federal/State income tax and estate strategy. These services are designed to work together, providing clients with comprehensive financial guidance from investment management through tax optimization.
Differentiator
Problem solved
Functional benefit
Products and services
- Investment Management
Quantifiable outcome
- Clients gain peace of mind they will be financially secure through retirement
Companies that use Lodestone Wealth Management
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
Lodestone Wealth Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature3 records
Lodestone Wealth Management partnerships and signals
Strategic signalScale indicators2 records
Recent moves1 record
Expansion highlights5 records
Lodestone Wealth Management competitors and assessment
Company assessmentBroad incumbents
- Mariner Wealth Advisors: National RIA offering investment management, financial planning, and tax services to affluent families and business owners. Similar integrated service approach with significantly broader geographic reach.
- Creative Planning: Large multi-family RIA providing comprehensive wealth management, tax, and estate planning. Shares Lodestone's integrated planning model but operates at national scale with hundreds of advisors.
- Edelman Financial Engines: Large national RIA with deep financial planning orientation and mass-affluent focus. Comparable in service mix (planning + investment management + tax) but vastly larger in scale and brand.
- Mercer Advisors: National RIA focused on comprehensive wealth management for households with $1M-$10M in assets. Directly competes in the same mass-affluent retiree segment with integrated tax and estate planning.
- Carson Wealth: RIA platform serving mass-affluent and retired clients with comprehensive financial planning and tax services. Comparable service mix with a national advisor network.
- Fisher Investments: Large RIA managing portfolios for high-net-worth and mass-affluent investors. Comparable fee-based investment management model, though less focused on holistic financial planning.
- Schwab Wealth Advisory: Schwab's in-house advisory service leveraging the same custodian relationship Lodestone uses. Targets similar mass-affluent retirees with portfolio management and planning at scale.
Emerging players
- Personal Capital (Empower Personal Dashboard): Digital wealth management platform combining financial planning tools with advisory services. Competes for Lodestone's tech-savvy younger mass-affluent prospects with a hybrid human-plus-digital model.
Others
- LPL Financial: Largest independent broker-dealer/RIA custodian supporting thousands of independent advisors. Indirect peer—provides the infrastructure and platform that many similar-sized RIAs operate on, and could acquire firms like Lodestone.
Direct peers
- Facet Wealth: Tech-enabled, flat-fee RIA targeting mass-affluent and affluent households with financial planning as the core offering. Directly competes for the same value-conscious retiree and professional segment with a virtual delivery model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Lodestone Wealth Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lodestone Wealth Management leadership team
Management profileNumber of profiles
Profiles3 records
Lodestone Wealth Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lodestone Wealth Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lodestone Wealth Management
What does Lodestone Wealth Management do?
Lodestone Wealth Management is a fiduciary Registered Investment Advisor that delivers fee-based investment management, comprehensive financial planning, and tax/estate planning to individuals, families, and business owners. Investment portfolios are built using low-cost ETFs, institutional mutual funds, and individual stocks and bonds under an evidence-based, globally diversified framework tailored to each client's risk tolerance. Financial planning uses cash-flow analysis to model net worth through retirement, while tax and estate strategy are coordinated in-house through a CPA partner.
Is Lodestone Wealth Management a public or private company?
Lodestone Wealth Management is a private company. It is classified as management employee owned and is currently operating.
When was Lodestone Wealth Management founded?
Lodestone Wealth Management was founded in 1999.
Where is Lodestone Wealth Management based?
Lodestone Wealth Management is headquartered in Spokane, United States, in the North America region.
How does Lodestone Wealth Management make money?
One revenue line is on record: investment Advisory Fees.
Who are Lodestone Wealth Management's main competitors?
Broad incumbents on record are Mariner Wealth Advisors, Creative Planning, Edelman Financial Engines, Mercer Advisors, Carson Wealth, Fisher Investments and Schwab Wealth Advisory. Personal Capital (Empower Personal Dashboard) is listed as an emerging player. LPL Financial is listed as an others. Facet Wealth is listed as a direct peer.
Does Lodestone Wealth Management have an API?
No public API is recorded for Lodestone Wealth Management.
What industry is Lodestone Wealth Management in?
Lodestone Wealth Management's product category is Wealth Management. Its primary akta.pro industry code is FSAAAAAF, Financial Planning & Goals-Based Advice (Mass Affluent), with a secondary code of FSAAABAE, Private Wealth Planning (Tax, Estate & Succession). Its NAICS code is 523940 and its SIC code is 6282.