Three Creeks Capital Management

Wealth Management and Pension Advisory Services3creekscapital.com

Three Creeks Capital Management is a private Columbus, Ohio RIA that provides comprehensive financial planning, investment management, and tax services exclusively to Ohio public employees enrolled in OPERS, STRS Ohio, and OP&F pension systems, requiring $500,000+ in investable assets.

Company typePrivate
Founded2007
HeadquartersColumbus, United States
Headcount1–10
GTM typeB2C
OfferingServices

What Three Creeks Capital Management does

Three Creeks Capital Management is a private, founder-owned financial advisory firm headquartered at 778 Northwest Blvd., Columbus, Ohio that exclusively serves Ohio public employees enrolled in the OPERS, STRS Ohio, and OP&F pension systems. The firm delivers comprehensive wealth planning — including pension optimization, investment management, tax planning, estate coordination, and insurance/risk analysis — through certified financial planners and supports its advisory work with proprietary DROP and PLOP analysis frameworks designed to evaluate irreversible pension election decisions. Its core technology is a registered investment advisor platform, supplemented by an AdviceWorks client portal for account access, document management, and advisor communication, with all securities and advisory services delivered through an affiliation with Cetera Advisors LLC (FINRA/SIPC). Three Creeks generates revenue through tiered asset management fees ranging from 1.40% on assets below $250,000 down to 0.75% on assets above $5,000,000, a one-time $3,600 comprehensive wealth plan fee (waived for clients with $500,000+ in managed assets), and $500/hour consultations for non-clients. The firm targets households with at least $500,000 in investable assets and acquires clients through content marketing (pension-specific content libraries, blog, webinars, e-guides), complimentary Calendly-scheduled consultations, and referrals, while differentiating on the founder's rare insider tenure as a seven-year STRS Ohio employee and seven-year OPERS member.

Three Creeks Capital Management firmographics

Firmographics

Name: Three Creeks Capital Management
Legal name: Three Creeks Capital Management
Website: https://3creekscapital.com
Company type: Private
Founded year: 2007
Operating status: Operating
Headcount range: 1–10 employees
Short description: Three Creeks Capital Management is a private Columbus, Ohio RIA that provides comprehensive financial planning, investment management, and tax services exclusively to Ohio public employees enrolled in OPERS, STRS Ohio, and OP&F pension systems, requiring $500,000+ in investable assets.
Ownership category
akta.pro rank

Three Creeks Capital Management industry classification

Industry

Product category: Wealth Management and Pension Advisory Services
NAICS: Portfolio Management and Investment Advice (523940)
SIC: Investment Advice (6282)
akta.pro primary industry: Business Owner & Executive Financial Planning (FSAEAAAO)

Keywords

Pension advisory services
Retirement planning
Wealth management
Investment advisory
Financial planning services

Where Three Creeks Capital Management is headquartered

Location

Headquarters

HQ city: Columbus
HQ country: United States
HQ region: North America

Offices1 record

Markets served

Three Creeks Capital Management business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

Asset Management Fees: Tiered asset management fees based on household assets under management. Advisory clients with $500,000+ in advisory assets do not pay additional financial planning fees. Fee structure is tiered by asset level from 0-$250,000 up to $5,000,000+.
Comprehensive Wealth Plan: One-time planning fee of $3,600 for clients without existing comprehensive plans. Half collected upfront at signing, remainder at plan presentation. Waived for clients with $500,000+ in managed assets.
Consultation Fees: Hourly consultation fees of $500 per hour for non-clients seeking advice on specific scenarios.

Pricing tiers

Model	Billing	Price
Subscription	Annual	Asset management fee tiers based on total household assets
One time/ perpetual license	Multi-year contract	Comprehensive Wealth Plan one-time planning fee
Other	Pay-as-you-go	Hourly consultation for non-clients

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Three Creeks Capital Management product offering

Product offering

Core offering

Three Creeks Capital Management is a Columbus, Ohio-based registered investment advisor that provides fee-based financial planning, investment management, and pension optimization services exclusively for Ohio public employees covered by OPERS, STRS Ohio, and OP&F. Core services include pension election analysis (Plan of Payment, PLOP, DROP, survivor options), Social Security coordination, tax planning, estate coordination, and ongoing portfolio management under a tiered AUM fee schedule (0.75%–1.40%) with a $500,000 household asset minimum.

Product overview

Three Creeks Capital Management is a financial advisory firm offering comprehensive financial planning services specifically designed for Ohio public employees. The firm provides financial planning, investment management, tax planning, and retirement planning services, with specialized expertise in Ohio public pension systems (OPERS, STRS Ohio, and OP&F). The firm offers client portal access through AdviceWorks, free e-guides, and educational resources. The core offering is financial planning services combined with pension education and analysis, rather than a software platform with modules.

Differentiator

Problem solved

Functional benefit

Products and services

Comprehensive Financial Planning and Investment Management Ongoing fee-based financial planning, investment management, tax planning, Social Security coordination, and estate coordination for Ohio public employees (OPERS, STRS Ohio, OP&F) with a $500,000 minimum in investable household assets.
Pension Election Analysis (PLOP/DROP/Plan of Payment)

Quantifiable outcome

Clients have avoided $100,000+ in lost retirement income through proper pension election decisions
+3 more outcomes

Companies that use Three Creeks Capital Management

Customer profile

Named customers10 records

Segments4 records

Ideal customer profiles2 records

Three Creeks Capital Management technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Feature1 record

Three Creeks Capital Management partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

Cetera Advisors LLCcoreTechnology or IntegrationSecurities and advisory services offered through Registered Representatives of Cetera Advisors LLC, member FINRA/SIPC, a broker/dealer and Registered Investment Advisor. Firm provides the regulatory and custodial infrastructure for advisory services. Three Creeks Capital operates as an affiliated practice under this broker/dealer.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Three Creeks Capital Management competitors and assessment

Company assessment

Emerging players

Empower (formerly Personal Capital): Digital-first wealth management and personal financial planning platform serving mass-affluent and HNW households. Comparable as an emerging hybrid (digital + advisor) model that competes for retirement-planning clients with lower headline fees than traditional RIAs.
Facet Wealth: Tech-enabled RIA offering flat-fee financial planning and investment management virtually. Comparable as an emerging, digitally-delivered alternative targeting mid-market households that may otherwise engage a local advisor-led firm.

Direct peers

Moneta Group: Independent, fee-only RIA providing comprehensive financial planning and investment management to high-net-worth individuals and families. Comparable operating model and target client demographic (mid-market to HNW households needing retirement planning).
Meeder Investment Management: Dublin, Ohio-based investment advisory firm providing portfolio management and financial planning. Comparable as an Ohio-headquartered advisory firm serving retail and institutional clients with retirement-focused solutions.
Buckingham Strategic Wealth: Fee-only RIA serving individuals and families with retirement, tax, and investment planning. Directly comparable in operating model (fiduciary, fee-based, planning-led) and target client profile (mid-market households approaching or in retirement).
Sequoia Financial Group: Akron, Ohio-based independent RIA offering wealth management and financial planning services. Directly comparable as a Midwestern regional RIA serving similar affluent clients with retirement and pension-adjacent planning needs.

Broad incumbents

Edward Jones: Large national wealth management firm with a deep Ohio branch network serving mass-affluent and retirement-focused clients. Comparable as a broad incumbent competing for the same Ohio public employee demographic with traditional advisor-led planning.
Carson Wealth (Mariner Wealth Advisors): Large RIA platform that aggregates independent advisor practices under a centralized brand and tech stack. Comparable as a destination practice model for retiring advisors and a competitor for affluent retirement-planning clients nationally.
Merrill Lynch Wealth Management: Bank-affiliated wealth management division with extensive Ohio advisor coverage and a wealth-planning-led offering. Comparable as a broad incumbent competing for the same affluent retirement-planning segment; Merrill is also referenced in Three Creeks' team background.
Creative Planning: One of the largest U.S. RIAs, providing comprehensive wealth management, tax, and estate planning. Comparable as a scaled incumbent actively acquiring small advisory firms and competing for the same retirement-planning client segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Three Creeks Capital Management financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Three Creeks Capital Management leadership team

Management profile

Number of profiles

Profiles5 records

Three Creeks Capital Management funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Three Creeks Capital Management M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Three Creeks Capital Management

What does Three Creeks Capital Management do?

Is Three Creeks Capital Management a public or private company?

Three Creeks Capital Management is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was Three Creeks Capital Management founded?

Three Creeks Capital Management was founded in 2007. It employs 1 to 10 people.

Where is Three Creeks Capital Management based?

Three Creeks Capital Management is headquartered in Columbus, United States, in the North America region.

How does Three Creeks Capital Management make money?

Three revenue lines are on record. Asset Management Fees are the primary driver. The others are comprehensive Wealth Plan and consultation Fees.

Who are Three Creeks Capital Management's main competitors?

Emerging players on record are Empower (formerly Personal Capital) and Facet Wealth. Direct peers are Moneta Group, Meeder Investment Management, Buckingham Strategic Wealth and Sequoia Financial Group. Broad incumbents are Edward Jones, Carson Wealth (Mariner Wealth Advisors), Merrill Lynch Wealth Management and Creative Planning.

Does Three Creeks Capital Management have an API?

No public API is recorded for Three Creeks Capital Management.

What industry is Three Creeks Capital Management in?

Three Creeks Capital Management's product category is Wealth Management and Pension Advisory Services. Its primary akta.pro industry code is FSAEAAAO, Business Owner & Executive Financial Planning. Its NAICS code is 523940 and its SIC code is 6282.