The Adkins Firm

What The Adkins Firm does

The Adkins Firm, PC is a private plaintiff-side consumer protection law firm headquartered in Franklin, Tennessee, operating five offices across Nashville/Franklin (TN), Birmingham (AL), Dallas (TX), Houston (TX), and Denver (CO). The firm is owned and led by attorney Micah Adkins, who has over fifteen years of focused experience and has prosecuted more than 200 federal cases on behalf of consumers. It practices exclusively under the Fair Credit Reporting Act (FCRA), representing individual victims of identity theft, consumers with credit report errors, job applicants with background report errors, housing applicants with tenant screening errors, and consumer class action participants. Litigation is conducted in federal courts across at least twelve U.S. jurisdictions (CA, FL, GA, IL, IN, KY, MS, NJ, NY, OR, VA, DC), and the firm is regularly retained as local counsel in Alabama, Tennessee, and Texas federal courts.

The firm operates on a contingency fee basis under a "no fee unless you recover" model, meaning clients pay no upfront legal fees and case costs are advanced against potential recovery from defendant credit bureaus, furnishers, and background reporting agencies. Its go-to-market combines direct-to-consumer acquisition through free case reviews, phone consultations, and online appointment scheduling via itsyourcreditreport.com with a formalized attorney referral channel offering joint ventures, turn-key referrals, and a la carte litigation services to other consumer lawyers. Marketing is anchored by an FCRA-focused blog, sample dispute letter templates, and consumer education resources that generate organic inbound. The firm is explicitly not a technology company; it has no proprietary software, API, AI tooling, or patents, and value creation is driven by attorney expertise, federal litigation track record, and brand recognition within the consumer protection bar.

Revenue, headcount, and case volume metrics are not publicly disclosed. The firm has no external institutional investors, no parent company, and operates as an independent solo/small practice. Strategic direction to date has emphasized geographic expansion (most recently the Denver office circa March 2023), practice-area extension into tenant screening errors, and the build-out of the referral and local-counsel network, rather than capital-intensive scaling.

Name

The Adkins Firm

Legal name

The Adkins Firm, PC

Website

https://itsyourcreditreport.com

Company type

Private

Operating status

Operating

Short description

The Adkins Firm, PC is a private plaintiff-side consumer protection law firm that exclusively litigates Fair Credit Reporting Act cases—identity theft, credit report errors, background and tenant screening errors, and consumer class actions—on contingency fee, serving individual consumers across multiple U.S. federal jurisdictions from five offices.

Ownership category

akta.pro rank

Product category

Consumer Legal Services

SIC

Services-Legal Services (8111)

akta.pro primary industry

Credit File Dispute Management & Consumer Data Remediation (FSAKAKAI)

Keywords

• Consumer credit law
• Identity theft litigation
• FCRA attorney services
• Credit report disputes
• Background report errors

Headquarters

HQ city

Franklin

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Legal Services - Contingency Fee: The firm operates on a contingency fee basis where clients pay no upfront costs. 'No fee unless you recover' - expenses are borne by the companies they sue on behalf of clients. Contingent fees are not permitted in all types of cases.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

The Adkins Firm provides consumer-facing legal representation under the Fair Credit Reporting Act (FCRA), including identity theft cases, credit report error disputes, background/tenant screening report errors, and FCRA consumer class actions. The firm also accepts referrals from other attorneys for FCRA matters, offering local counsel representation and litigation support. Services are billed on a contingency fee basis, with clients paying no fees unless the firm recovers damages.

Product overview

The Adkins Firm is a law firm, not a software product company. The firm operates as a unified legal practice providing consumer protection legal services under the Fair Credit Reporting Act (FCRA). The core offerings include Identity Theft Legal Representation, Credit Report Errors Legal Representation, Background Report Errors Legal Representation, Consumer Class Actions Legal Representation, Tenant Screening Report Errors Legal Representation, and FCRA Referring Attorneys Services. Additionally, the firm provides a free resource - the Free Sample Credit Report Dispute Letter. These services are offered as a single legal practice across multiple office locations (Nashville, Birmingham, Dallas, Houston, Denver), with no modular software products or technology platforms.

Differentiator

Problem solved

Functional benefit

Products and services

• Identity Theft Legal Representation Legal representation for victims of identity theft, helping them take control of their identity by suing credit reporting agencies and financial institutions that refuse to correct inaccuracies. For individual consumers affected by identity theft.
• Credit Report Errors Legal Representation Legal representation in credit report error lawsuits to help consumers reclaim their good reputation by addressing inaccuracies such as accounts that do not belong to the consumer, incorrect balances, and outdated information. For individual consumers facing credit denials or rate/limit issues due to report errors.
• Background Report Errors Legal Representation Legal representation for victims of background report error disputes to get errors corrected and recover compensation. For job applicants and employees impacted by inaccurate employment background reports.
• Consumer Class Actions Legal Representation Dedicated legal representation helping consumers and employees recover money damages through class action lawsuits under the FCRA and other federal consumer protection statutes. For groups of consumers harmed by the same credit reporting agency or furnisher violations.
• Tenant Screening Report Errors Legal Representation Legal representation for consumers who have errors on tenant screening reports, helping them clear their names and move forward with housing options. For rental applicants facing housing denials or required higher deposits due to screening errors.
• FCRA Referring Attorneys Services Services for referring attorneys handling FCRA cases, including joint ventures, turn key referrals, and la carte professional services such as new client intake screening, discovery, motion practice, trial preparation, and trial. Also includes local counsel representation in Alabama, Tennessee, and Texas federal courts. For consumer protection and class action attorneys who need FCRA co-counsel.

Quantifiable outcome

• Consumers may recover actual damages, monetary compensation for harm caused, and attorney's fees under FCRA if successful in litigation

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Referring Attorneys NetworkcoreChannel Partner/ Reseller/ DistributorThe firm receives referrals from other attorneys for FCRA cases including identity theft, mixed files, consumers reported as deceased, outdated public records, and consumer class actions. They welcome joint ventures and turn key referrals with a la carte professional services including new client intake screening, discovery, motion practice, trial preparation and trial.
• Local Counsel PartnerscoreImplementation/ SI/ Consulting PartnerFCRA attorney Micah Adkins serves as local counsel in Alabama, Tennessee and Texas for FCRA cases filed in federal court in those jurisdictions.

Scale indicators3 records

Expansion highlights4 records

Emerging players

• Lenddooo / The Fair Credit Lawyers: Smaller, more recently established FCRA-focused plaintiff practices that compete for similar consumer-direct intake but with narrower geographic and case-volume scale than The Adkins Firm.

Broad incumbents

• Morgan & Morgan: Large plaintiff personal-injury and consumer protection firm. Overlaps with The Adkins Firm on identity theft and consumer credit disputes but operates a much broader portfolio (mass torts, PI, employment) and competes for the same plaintiff consumer segment with deeper marketing budgets.

Direct peers

• Kimmel & Silverman PC: Long-standing FCRA and consumer credit reporting plaintiff firm; one of the highest-volume practices in this niche. Comparable on case types (identity theft, credit report errors, background checks), fee model, and intake approach.
• Francis & Mailman LLC: Plaintiff consumer protection firm with deep FCRA, FDCPA, and credit reporting practices. Directly comparable case mix, geography (multi-state federal court), and consumer-direct intake model.
• Pfau Cochran Vertetis Amala (PCVA): Plaintiff firm known for high-stakes FCRA and consumer protection litigation, including class actions against credit reporting agencies. Comparable in federal court litigation capacity and FCRA specialization.
• Consumer Action Law Group: California-based consumer protection firm with a strong FCRA and credit reporting practice on the plaintiff side. Comparable in case mix and contingency fee structure, with some geographic differentiation.
• Cohen & Mizrahi LLP: Consumer protection firm focused on FCRA, identity theft, and credit reporting error cases on a contingency basis. Highly comparable target client, business model, and case mix to The Adkins Firm.
• The Lemon Firm: Plaintiff-side consumer rights firm handling FCRA, identity theft, and credit reporting cases. Comparable scope of practice and target clients.
• Smith Marco LLP: Plaintiff-side consumer protection firm with a nationally recognized FCRA practice representing consumers against credit bureaus and furnishers. Closely comparable to The Adkins Firm in target clients, contingency fee model, FCRA specialization, and federal court litigation posture.
• Stein Law (Steven B. Stein, Esq.): Boutique consumer protection practice specializing in FCRA cases against credit bureaus and furnishers. Comparable case type, contingency model, and consumer-direct marketing approach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/AdkinsFirmPC

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Adkins Firm