What Global Fintech Forum does

Global Fintech Forum (GFF), formerly eZforex.com, is a US-based payment clearing house and fintech infrastructure provider founded in 1994 and headquartered in Alpharetta, Georgia. The company operates as a certified Federal Reserve sending point and authorized settlement agent, holding preferred vendor status with the Federal Reserve Bank of Atlanta for FedGlobal ACH services. GFF serves banks, credit unions, corporate credit unions, bankers banks, and fintech enablers, claiming a network of 4,000+ financial institution partners across 150+ countries.

GFF's core product is the FedGlobal ACH Payments platform, which provides international remittance capabilities through a unified interface that integrates Federal Reserve networks (FedGlobal ACH, FedNowFX), SWIFT alternatives, and Ripple blockchain rails. The platform includes a Dodd-Frank §1073 compliance engine, automated pre-payment disclosures and 30-minute consumer opt-out periods, OFAC sanctions screening, BSA-AML controls, dual verification, least-cost routing, white-labeled mobile and online banking applications, and automated settlement file delivery to the Federal Reserve. GFF was the first technology provider to facilitate a live global banking transaction through the Ripple Blockchain in 2017.

The business operates on a B2B model with no direct-to-consumer sales. GFF charges financial institutions zero startup costs and zero monthly fees, instead generating revenue through transaction fees and a revenue-sharing model in which partner FIs earn non-interest fee income on transaction principals. Go-to-market combines direct enterprise sales to financial institutions with a channel-partner model in which corporate credit unions and bankers banks distribute GFF services to their member institutions. The company is privately held and founder-controlled, with no disclosed venture capital or institutional investor backing.

Name

Global Fintech Forum

Legal name

Global Fintech Forum LLC

Website

https://globalfintechforum.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

Global Fintech Forum is a US-based payment clearing house that provides certified Federal Reserve sending-point services and integrated cross-border payment rails (FedGlobal ACH, FedNow, Ripple) to 4,000+ banks, credit unions, and fintech enablers, monetizing via transaction fees and revenue sharing.

Ownership category

akta.pro rank

Product category

Cross-Border Payment Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)

akta.pro secondary industries

Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN), Cross-Border & FX Payments Platforms (BPAMAFAK)

Keywords

• International payment processing
• Cross-border remittance
• ACH payment services
• Payment compliance solutions
• Banking payment infrastructure

Headquarters

HQ city

Gaussan

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fee Income: GFF earns fees on international payment transactions processed through the platform. Financial institutions earn non-interest fee income on transaction principals, passing savings forward to customers while GFF captures its share through transaction processing fees.
2. Revenue Sharing: GFF operates a revenue sharing model with financial institutions, enabling partner FIs to earn non-interest fee income on transaction principals through competitive pricing models and least-cost routing.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Global Fintech Forum provides a unified payment platform that enables US financial institutions to originate and settle domestic and international payments through Federal Reserve networks (FedGlobal ACH, FedNow), SWIFT alternatives, and Ripple blockchain rails. The platform combines automated Dodd-Frank §1073 compliance, OFAC and BSA-AML screening, least-cost routing, automated settlement file delivery, and white-labeled mobile and online banking under a single integration. GFF operates as an authorized settlement agent and certified Federal Reserve sending point, serving banks, credit unions, corporate credit unions, bankers banks, and fintech enablers.

Product overview

Global Fintech Forum operates as a US-based payment clearing house and fintech innovator, formerly known as eZforex.com, offering a unified platform for global and domestic payment solutions. The core product is the FedGlobal® ACH Payments service, which provides international remittance capabilities through the Federal Reserve network. The platform integrates multiple payment networks (FedGlobal ACH, FedNowFX, and Ripple Blockchain) into a single interface, supported by features including least-cost routing, automated settlement, OFAC screening, and white-labeled mobile banking applications. The ecosystem serves banks, credit unions, fintech enablers, and US-compliant foreign entities, enabling institutions of any size to access US payment rails with compliance and speed.

Differentiator

Problem solved

Functional benefit

Brands

• FedGlobal: International ACH payment service through the Federal Reserve

Products and services

• FedGlobal ACH Payments International ACH payment service enabling US financial institutions to send cross-border remittances through the Federal Reserve network, providing Dodd-Frank §1073 compliant disclosures, OFAC screening, and competitive exchange rates. Targeted at banks, credit unions, and fintech enablers seeking to offer international payment services.
• Global Fintech Forum (GFF) Platform Unified payment platform serving as an authorized settlement agent and certified Federal Reserve sending point, combining regulatory compliance with payment technology to enable global and domestic payments for financial institutions. Offered with zero startup costs and zero monthly fees under revenue-sharing economics.
• White-labeled Mobile Apps & Online Banking Custom-branded mobile and web applications enabling financial institutions to offer international payment services under their own brand with seamless integration to existing core banking systems. Designed for banks, credit unions, and fintech enablers that want to embed GFF's payment capabilities under their own customer experience.
• Ripple Blockchain Payments Blockchain-based international payment rail enabling real-time cross-border transactions through the Ripple network, with GFF having facilitated the first live global banking transaction via Ripple Blockchain in 2017. Offered to financial institutions as an alternative settlement rail for cross-border payments.

Quantifiable outcome

• Up to 90% savings in transaction fees compared to traditional international wire transfers
• +3 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Two partnerships are on record, tiered core.

• RipplecoreTechnology or Integration · 1 January 2017GFF was the first technology provider to facilitate a live global banking transaction through Ripple Blockchain in 2017. GFF integrates Ripple network access into its platform, enabling financial institutions to access blockchain-based international payment rails.
• Federal Reserve Bank of AtlantacoreTechnology or IntegrationGFF is a preferred vendor for the Federal Reserve Bank of Atlanta for the FedGlobal ACH service. The company serves as an authorized settlement agent and certified sending point for the Federal Reserve, providing direct FedLine connectivity for international payment processing.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Wise: Wise is a cross-border payments platform offering low-cost international transfers to consumers and businesses. While Wise is consumer-led, its multi-currency infrastructure and aggressive fee compression make it a direct competitor in the cross-border payments value proposition GFF offers to FIs.
• Ripple: Ripple operates the XRP Ledger and RippleNet for cross-border payments and is integrated into GFF's platform. Both serve financial institutions seeking faster, lower-cost international settlement, and GFF's 2017 first live Ripple banking transaction makes Ripple a directly comparable blockchain-payments peer.
• Remitly: Remitly is a digital remittance company serving cross-border senders, particularly in underbanked corridors that overlap with GFF's stated focus. Both compete on remittance affordability and FX transparency for international money movement.
• Modern Treasury: Modern Treasury provides payment operations infrastructure (ACH, wires, RTP) for fintechs and banks via APIs. It is comparable to GFF as a developer-facing payment orchestration platform serving financial institutions, with overlapping functionality in ACH and real-time rails.
• Dwolla: Dwolla is an ACH payment infrastructure platform serving US financial institutions and fintechs with bank-account-based money movement. It is comparable to GFF's ACH origination and payment-rail aggregation layer for FIs, though with a US-domestic rather than cross-border focus.
• Currencycloud: Currencycloud (a Visa-owned fintech) provides cross-border payments, FX, and multi-currency infrastructure as APIs for financial institutions and fintechs. This is closely comparable to GFF's B2B cross-border payment orchestration model for FIs.

Broad incumbents

• Plaid: Plaid provides financial data aggregation and payment-initiation infrastructure for fintechs and FIs. While not cross-border-focused, it competes in the same broader fintech infrastructure layer for financial institution partnerships and developer mindshare.
• Cross River Bank: Cross River Bank is a fintech-focused bank providing payment rails, lending-as-a-service, and compliance infrastructure to fintechs. It is comparable to GFF as a regulated infrastructure provider enabling other FIs and fintechs to offer payment and banking products.
• SWIFT: SWIFT is the incumbent global cross-border payment messaging network used by virtually every large bank. GFF explicitly markets itself as a SWIFT alternative for international payments, placing SWIFT as the broad incumbent whose market share GFF is displacing.
• Visa Direct: Visa Direct is the card-network-based push payments platform enabling real-time disbursements and cross-border transfers. It overlaps with GFF's payout and disbursement capabilities as a broader incumbent in money-movement rails.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/global-fintech-forum-llc

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Global Fintech Forum