MePay

Payment Processing Servicesmepay.ph

MePay is a Philippines-based fintech that operates an over-the-counter payment network, enabling online shoppers to settle e-commerce purchases in cash at more than 30,000 Smart Money physical payment locations across the country.

Company typePrivate
Founded-
Headquarters—
Headcount—
GTM typeB2B
OfferingServices

MePay firmographics

Firmographics

Name: MePay
Website: https://mepay.ph
Company type: Private
Short description: MePay is a Philippines-based fintech that operates an over-the-counter payment network, enabling online shoppers to settle e-commerce purchases in cash at more than 30,000 Smart Money physical payment locations across the country.
Ownership category
akta.pro rank

MePay industry classification

Industry

Product category: Payment Processing Services
NAICS: Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
akta.pro primary industry: Merchant Cross-Border Collections (Pay-ins) & Local Payment Methods (FSAGAKAD)
akta.pro secondary industries: A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF), Cross-border Payments, FX & Multi-currency Checkout (CRAFAJAF)

Keywords

Over-the-counter payments
Cash payment collection
Online purchase payments
Philippine payment network
Retail payment agent network

MePay business model

Business model

GTM type: B2B
Offering type: Services
Cost components: Technology or R&D, Operations, Personnel, Marketing or Sales

MePay product offering

Product offering

Core offering

MePay Express Over the Counter is a cash payment collection service that lets customers of online merchants settle e-commerce purchases by paying in cash at any of more than 30,000 Smart Money retail locations across the Philippines. The service bridges online merchants and cash-paying buyers who prefer or need to transact through a physical counter instead of digital checkout.

Differentiator

Problem solved

Functional benefit

Products and services

MePay Express Over the Counter An over-the-counter cash payment collection service that lets customers of online merchants pay for online purchases in cash at Smart Money retail agent locations across the Philippines.

Companies that use MePay

Customer profile

Ideal customer profiles1 record

MePay technology and API

Technology

Technology focussed Yes

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

MePay competitors and assessment

Company assessment

Regional players

PayMongo: PayMongo is a Philippines-founded online payment gateway offering merchants multiple payment methods for e-commerce. It overlaps with MePay's merchant payment acceptance business, though digital-first rather than OTC cash.
Xendit: Xendit is a Southeast Asia-focused payment gateway serving the Philippines, Indonesia, and other markets with online payment acceptance infrastructure. It is comparable as a regional payment processor addressing the same e-commerce acceptance use case.

Broad incumbents

Stripe: Stripe is a global online payment processor offering merchant acceptance and API-driven payment infrastructure. While not focused on OTC cash, it represents the broader payment acceptance category MePay operates in for online merchants.
GCash (Mynt): GCash is the dominant Philippines e-wallet offering digital payment and acceptance services to consumers and merchants. While primarily digital, it competes for the same payment-acceptance use case that MePay serves via OTC cash channels.
Maya (PayMaya): Maya is a Philippines digital bank and payment platform serving consumers and merchants with cards, e-wallets, and payment acceptance. As a broad incumbent, it competes with MePay in the Philippines online payment acceptance space.

Direct peers

DragonPay: DragonPay is a Philippines-based online payment platform that aggregates multiple payment channels including over-the-counter bank and retail cash payments for e-commerce merchants. It is the most directly comparable domestic peer to MePay's OTC cash payment acceptance model.
Paynamics Technologies: Paynamics is a Philippines-focused payment processor enabling merchants to accept a range of online and over-the-counter payment methods. Its multi-channel acceptance model overlaps directly with MePay's core offering of OTC payment acceptance for online purchases.

Emerging players

7-Eleven Philippines (CLiQQ): 7-Eleven CLiQQ is a major convenience store network in the Philippines offering over-the-counter bill and online purchase payment services. As a physical distribution competitor for OTC payments, it overlaps with MePay's network-based payment acceptance.

Market position

Customer concentration

MePay financial estimates

Financial estimate

Revenue estimate

Valuation estimate

MePay leadership team

Management profile

Number of profiles

MePay funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

MePay M&A and investment

M&A and investment

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MePay

What does MePay do?

When was MePay founded?

MePay was founded in -1.

Who are MePay's main competitors?

Regional players on record are PayMongo and Xendit. Broad incumbents are Stripe, GCash (Mynt) and Maya (PayMaya). Direct peers are DragonPay and Paynamics Technologies. 7-Eleven Philippines (CLiQQ) is listed as an emerging player.

Does MePay have an API?

No public API is recorded for MePay.

What industry is MePay in?

MePay's product category is Payment Processing Services. Its primary akta.pro industry code is FSAGAKAD, Merchant Cross-Border Collections (Pay-ins) & Local Payment Methods, with a secondary code of FSAMAFAF, A2A Checkout & Merchant Acceptance Solutions. Its NAICS code is 52232.