What Morgan Price does

Morgan Price International Healthcare Ltd is a privately-held UK-licensed international health insurance provider, founded in 1999 and headquartered in Wymondham, Norfolk. The company underwrites and distributes private medical insurance policies to expatriate individuals, families, and corporate group schemes under its flagship Evolution Health plan, with five coverage tiers (Standard, Standard Plus, Comprehensive, Premium, Elite) and supplementary product lines including Asia-focused Flexible Choices and group scheme Global Options. Underwriting options include Full Medical Underwriting (FMU), Moratorium, and Medical History Disregarded (MHD). Plans are quoted in Sterling, US Dollars, and Euros with monthly to annual billing cycles, and are sold directly via the company website, phone, and email, and indirectly through a dedicated Brokers & Intermediaries channel. The company is authorised and regulated by the UK Financial Conduct Authority (FRN: 313738), and from 1 January 2021 operates Morgan Price (Europe) Aps, a wholly-owned Danish subsidiary established to retain EU customer coverage following Brexit. The company differentiates on personalised service with dedicated claims handlers, 24/7 claims support, cancer treatment included as standard, and a 14-day money-back guarantee. It received the HIDA 'Best Individual International PMI Provider 2018' award.

Name

Morgan Price

Legal name

Morgan Price International Healthcare Ltd

Website

https://morgan-price.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Morgan Price is a UK-regulated international private medical insurer serving expatriates, families, and corporate groups globally via Evolution Health, Flexible Choices, and Global Options plans distributed direct and through brokers.

Ownership category

akta.pro rank

Product category

International Health Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114)

SIC

Accident & Health Insurance (6321)

akta.pro primary industry

Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

Keywords

• International health insurance
• Expatriate medical insurance
• Private medical insurance
• Corporate group health schemes
• Individual health plans

Headquarters

HQ city

Wymondham

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel

Revenue model

1. Health Insurance Premiums: Recurring premium payments from individual, family, and corporate insurance policies. Premiums quoted in Sterling, Dollars and Euros. Payment options include monthly, quarterly, semi-annually, or annually via credit/debit cards or bank transfer.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels2 records

Core offering

Morgan Price is an international healthcare insurance company that provides health insurance products to expatriates and international clients across the globe. Its core offerings include individual and family plans (Evolution Health), Asia-focused plans (Flexible Choices), and corporate or group schemes (Global Options and Evolution Health Group) underwritten in Sterling, Dollars, and Euros.

Product overview

Morgan Price is an international healthcare insurance provider offering flexible health insurance products for expats and corporations. The product portfolio consists of three main product lines: Evolution Health (individual and family plans available in Standard, Standard Plus, Comprehensive, Premium, and Elite coverage levels), Flexible Choices (Asia-focused plans with Core IP coverage), and Global Options (corporate group schemes). Products are available in both international (ANT) and UK-specific variants, with underwriting options including Full Medical Underwriting (FMU), Moratorium, and Medical History Disregarded (MHD) for groups. Plans are offered with flexible payment terms in Sterling, Dollars, and Euros.

Differentiator

Problem solved

Functional benefit

Products and services

• Evolution Health - International Individual Plan International health insurance plan for individuals and families living abroad, available in ANT (international) and UK variants. Includes Table of Benefits, Policy Wording, Claim Form, and IPID documents across five coverage levels (Standard, Standard Plus, Comprehensive, Premium, and Elite). Features 24/7 support, dedicated claims handlers, cancer treatment as standard, and claims that do not impact policy pricing.
• Evolution Health UK - Individual Plan UK-specific variant of the Evolution Health individual and family plan, designed for the UK market. Available in five coverage levels (Standard, Standard Plus, Comprehensive, Premium, and Elite) with FMU and Moratorium application options.
• Flexible Choices - Asia Individual Plan Asia-focused individual health insurance plan with Core IP coverage level. Designed for expatriates and individuals based in Asia requiring flexible international medical coverage.
• Evolution Health UK - Corporate Group Plan Corporate group health insurance plan under the UK GIB Evolution Health brand, providing international health insurance for employees of UK-based employers. Available in five IPID coverage levels (Standard, Standard Plus, Comprehensive, Premium, and Elite).
• Global Options - Corporate Group Plan Corporate group international health insurance plan with Full Medical Underwriting (FMU) and Medical History Disregarded (MHD) application options. Available in ANT (international) variant for multinational employers providing international health insurance to globally mobile employees.
• Global Options UK - Corporate Group Plan UK-specific corporate group international health insurance plan with Full Medical Underwriting (FMU) and Medical History Disregarded (MHD) application options, designed for UK-based employers.

Quantifiable outcome

• Claims have no impact on policy pricing under Evolution Health plan

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Morgan Price (Europe) ApscoreStrategic or Co-development PartnerDanish-based subsidiary company established to handle EU business from 1st January 2021 following Brexit. Ensures continuation of cover for EU-based customers following UK exit from European Union on 31st December 2020. Full details available at www.morgan-price.eu

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Direct peers

• Now Health International: Now Health International is a Hong Kong / Dubai-based international PMI insurer serving individuals and SMEs globally. Comparable on international individual and small-group plans, broker distribution, and digital quote-to-bind flow.
• Aetna International (CVS Health): Aetna International provides international health benefits and expatriate medical insurance for individuals and multinational employers. Overlaps with Morgan Price on group corporate schemes and expat individual cover.
• William Russell: William Russell provides international health, life, and income protection insurance for expatriates and globally mobile employees. Closely comparable to Morgan Price on international PMI for individuals, families, and corporate groups.
• AXA Global Healthcare: AXA Global Healthcare (formerly AXA PPP) sells international private medical insurance for individuals and corporate clients across Europe, Asia, and the Middle East. Directly comparable in product structure, tiered plans, and expat customer focus.
• IMG Global Medical Insurance: International Medical Group (IMG) sells long-term international health insurance plans for individuals, families, and groups living abroad. Directly comparable on individual expatriate plans and global coverage tiers.
• Allianz Care: Allianz Care offers international health and life insurance to expatriates, students, and globally mobile employees. A direct peer given overlapping PMI products, multi-currency billing, and similar corporate group scheme offering.
• Bupa Global: Bupa Global is one of the largest international private medical insurance providers, offering individual and corporate expat health cover across multiple regions. Directly comparable to Morgan Price on product type (international PMI), customer base (expatriates), and distribution (direct + broker).
• Generali Global Health: Generali Global Health provides international private medical insurance for individuals and corporate clients across Europe, the Americas, and Asia. Comparable on tiered expat PMI products and European regulatory standing.
• GeoBlue: GeoBlue offers international health insurance for expatriates, frequent travellers, and globally mobile employees, including individual and group plans. Comparable on expat PMI products and broker/intermediary distribution.
• Cigna Global Health: Cigna Global Health provides international health insurance for individuals, families, and corporate groups, with multi-region coverage and dedicated claims support. Closely matches Morgan Price's expat individual and group proposition and global underwriting footprint.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/morganpriceint
• Facebookfacebook.com/morganpriceint
• LinkedInlinkedin.com/company/morgan-price-international-healthcare-ltd

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Morgan Price