Missing Middle Housing Fund
Missing Middle Housing Fund is an Oregon-based nonprofit that addresses the middle-income (80-120% AMI) workforce housing shortage through stakeholder convening, a $3M revolving investment fund, digital zoning partnerships, and the HIVE housing innovation demonstration project in Newberg.
- Company typePrivate
- Founded2021
- HeadquartersPortland, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Missing Middle Housing Fund does
Missing Middle Housing Fund (MMHF) is an Oregon-based 501(c)(3) nonprofit organization founded in 2021 and headquartered in Portland that focuses on the production gap in workforce housing for middle-income earners (80-120% of Area Median Income), a population that earns too much to qualify for traditional subsidies yet cannot afford market-rate housing. Oregon's housing deficit of approximately 140,000 units frames the market opportunity. MMHF operates four core programs: the Let's Build Summits (facilitated one-day convenings that have generated 20+ working groups across eight Oregon communities); a Supporting Innovators Program providing grants and direct investments to construction technology startups including HumanKind Homes, Unbrick, and Elemental Building Technologies; a Workforce Housing Investment Fund seeded with $3M from the State of Oregon that finances predevelopment costs for workforce housing serving employer consortia such as the Newberg Workforce Housing Consortium; and the Housing Innovation Village Experience (HIVE), a 10-unit cottage cluster in Newberg, Oregon that broke ground in June 2026 as the first hands-on demonstration site for housing innovation in the state.
Missing Middle Housing Fund firmographics
Firmographics- Name
- Missing Middle Housing Fund
- Legal name
- Missing Middle Housing Fund
- Website
- https://missingmiddlehousing.fund
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Missing Middle Housing Fund is an Oregon-based nonprofit that addresses the middle-income (80-120% AMI) workforce housing shortage through stakeholder convening, a $3M revolving investment fund, digital zoning partnerships, and the HIVE housing innovation demonstration project in Newberg.
- Ownership category
- akta.pro rank
Missing Middle Housing Fund industry classification
Industry- Product category
- Workforce Housing Facilitation Services
- NAICS
- Other Community Housing Services (624229)
- SIC
- Investors, Nec (6799)
- akta.pro primary industry
- Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)
- akta.pro secondary industries
- Community Development & Affordable Housing Funds (FSANAJAK), Affordable Rental & Multifamily Housing Finance Programs (LIHTC/Tax Credits/Subsidized Loans) (FSALAKAF)
Keywords
Where Missing Middle Housing Fund is headquartered
LocationHeadquarters
- HQ city
- Portland
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Missing Middle Housing Fund business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Grants and Public Funding: MMHF secures grant funding from public sources including Business Oregon Housing Infrastructure Support Fund (Senate Bill 1537), state legislative appropriations, and other government programs to support workforce housing initiatives.
- Revolving Investment Fund Management: MMHF manages revolving predevelopment loan funds for workforce housing, deploying capital from state funding (e.g., $3M from Oregon for Newberg workforce housing) and managing investment committees to guide funds to eligible projects.
- Technical Assistance and Consulting Services: The organization provides fee-based services including facilitated community workshops, employer workforce housing consulting, innovation pilot facilitation, and strategic consultations for communities and organizations seeking workforce housing solutions.
- Event Sponsorships and Home Show Revenue: HIVE event seeks $500K in sponsorships for the first national home show focused on housing innovation at middle-income prices, with opportunities for brand communications partners, goods and service providers, and donors.
- Development Financing: HIVE is seeking $2.5M in financing to support housing innovators and ensure timely delivery of 10 innovative units at the Housing Innovation Village Experience in Newberg.
Go-to-market motion2 records
Distribution channels5 records
Marketing channels9 records
Missing Middle Housing Fund product offering
Product offeringCore offering
The Missing Middle Housing Fund is a nonprofit organization that facilitates the development of workforce housing for middle-income earners (80-120% AMI) by convening employers, cities, developers, financers, and innovators through summits, workshops, and pilot projects. It manages a $3M revolving predevelopment investment fund, partners on a digital zoning platform covering 66,000+ parcels across 16 Oregon cities, and operates HIVE, a 10-unit cottage cluster demonstration project showcasing innovative construction methods.
Product overview
The Missing Middle Housing Fund is a nonprofit organization (not a software/technology company) focused on workforce housing development and innovation. The organization offers a portfolio of programs including the Housing Innovation Village Experience (HIVE), a 10-unit cottage cluster pilot project in Newberg Oregon; Let's Build Summits, facilitated workforce housing solutions events; a Supporting Innovators Program that provides grants and investments to housing technology companies; and a Workforce Housing Investment Fund for predevelopment financing. HIVE serves as the core demonstration project showcasing multiple housing innovators using mass timber, prefabricated, and sustainable construction methods. Let's Build Summits are the primary engagement vehicle bringing together employers, developers, policymakers, and innovators to develop actionable workforce housing solutions.
Differentiator
Problem solved
Functional benefit
Products and services
- Housing Innovation Village Experience (HIVE) A 10-unit cottage cluster development in Newberg, Oregon serving as Oregon's first hands-on demonstration site for housing innovation. Showcases new materials, modular assembly techniques, financing models, and policy solutions to create scalable strategies for attainable middle-income housing, featuring homes from six innovative builders using mass timber, carbon-negative concrete, panelized construction, and prefabricated assembly methods.
- Let's Build Summits Workforce housing solutions summits organized and facilitated by MMHF that bring together changemakers to launch collaborative solutions. Day-long events featuring brainstorming and action planning rather than panels, resulting in task forces to carry work forward. Events have been held in Newberg, Bend, Portland, Boardman, and South Coast Oregon, producing 20+ working groups.
- Supporting Innovators Program
Quantifiable outcome
- Digitized 66,000+ parcels across 16 Oregon cities through UrbanForm partnership
- +3 more outcomes
Companies that use Missing Middle Housing Fund
Customer profileNamed customers9 records
Segments5 records
Ideal customer profiles5 records
Missing Middle Housing Fund technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Missing Middle Housing Fund partnerships and signals
Strategic signalPartnerships
21 partnerships are on record, tiered core, strategic and minor.
- UrbanFormcoreStrategic partnership to deploy UrbanForm’s digital zoning platform across Oregon, starting with Coos and Polk Counties. The platform digitizes zoning codes and makes them accessible through an intuitive web interface, reducing weeks of zoning research to minutes and accelerating housing permitting. Expansion brings total digitized parcels to 66,000+ across 16 cities.
- SEDCOR (Strategic Economic Development Corporation)coreRegional economic development organization serving mid-Willamette Valley; convener of Newberg Workforce Housing Consortium and key partner in workforce housing initiatives. MMHF provides technical assistance while SEDCOR brings local expertise and employer connections.
- Southern Oregon Coast Regional Housing (SOCRH)coreRegional housing organization co-managing Let’s Build South Coast summit and housing initiatives for Oregon’s South Coast communities including Coos and Curry Counties.
- CCD Business Development CorporationcoreRegional partner co-managing Let’s Build South Coast summit; works alongside SOCRH to advance workforce housing solutions on Oregon’s South Coast.
- Community Innovation Partners / Stephen BrookscoreExpert consultant working with MMHF to pilot MIRL program aggregation model with Oregon cities Boardman and Coos Bay, helping smaller jurisdictions navigate complex state financing programs.
- Newberg Workforce Housing Consortium (NWHC)coreEmployer consortium convened by SEDCOR including Providence Healthcare, George Fox University, A-dec, Newberg-Dundee Public Schools, and Friendsview, working to address shared workforce housing challenges.
- AutodeskstrategicTechnology company hosting Let’s Build summits at Portland facility; provides advisors (Alana Mongkhounsavath, Miguel Higgins Moy) and Prototyping Lab support for housing innovation projects.
- HumanKind HomescoreHousing innovator using carbon-negative interlocking concrete block system for automated assembly; featured builder at HIVE showcasing construction technology that reduces labor and build time.
- Mods PDX / HONE ModularcoreOff-site contractor using Mass Plywood Panels in modular construction; partnering with Freres Engineered Wood; featured builder at HIVE with workforce development program Building To Scale.
- Elemental Building TechnologiescoreModular innovator using steel frame construction for fire-resistant, climate-resilient housing; featured builder at HIVE; builds Community Center alongside HumanKind Homes.
- Unbrick USAcoreNetherlands-based company bringing European industrialized modular construction to Pacific Northwest; homes built off-site in factory settings and assembled on-site; featured at HIVE.
- Mahonia NWcoreDeveloper of sustainable cottage cluster communities using panelized construction methods; featured builder at HIVE reducing time and cost for middle-income workforce housing.
- CedarStone Design & BuildcoreSpecialist in sustainable mass timber homes and prefabrication systems; focuses on community and climate-positive impact; featured builder at HIVE.
- Oregon Mass Timber CoalitionstrategicCoalition advancing mass timber for housing production; Marcus Kauffman speaking at HIVE events about intersection of mass timber and housing future.
- SEDCORcoreRegional economic development organization and key HIVE project partner; secured $3M state funding and manages revolving investment fund for Newberg workforce housing.
- Port of MorrowcoreHost venue for Let’s Build Boardman; regional employer facing workforce housing challenges; key partner in Boardman housing initiatives.
- Southwestern Oregon Workforce Investment Board (SOWIB)strategicWorkforce investment board sponsoring Let’s Build South Coast summit to address housing and workforce development needs.
- City of BoardmancorePilot community for MIRL program; partnered with MMHF on digital zoning platform, comprehensive master planning, and revolving loan fund initiatives.
- City of Coos BaycorePartner in MIRL pilot program; leveraging UrbanForm digital zoning platform; working with MMHF and Stephen Brooks on state financing access.
- Portland Metro ChamberminorProfessional chamber organization where MMHF is a proud member.
- Oregon Business & IndustryminorState business association where MMHF is a member.
Scale indicators7 records
Recent moves7 records
Expansion highlights6 records
Missing Middle Housing Fund competitors and assessment
Company assessmentBroad incumbents
- NeighborWorks America: National network of community development nonprofits focused on affordable housing and neighborhood revitalization. Comparable to MMHF's convening and capacity-building model for local housing nonprofits, but with a national network of 250+ member organizations.
- Mercy Housing: National nonprofit developer, owner, and operator of affordable housing. Comparable to MMHF's mission of expanding affordable and workforce housing supply, but focuses on direct development and operating affordable multifamily housing rather than facilitating innovation and convening.
- Habitat for Humanity International: Global nonprofit building affordable housing through volunteer construction and zero-interest mortgages. Comparable as a workforce housing nonprofit but operates a much broader, established model with for-sale homes rather than the workforce/middle-income focus and innovation facilitation MMHF pursues.
- Enterprise Community Partners: National CDFI and affordable housing nonprofit that finances, develops, and advocates for affordable housing across the US. Directly comparable to MMHF as a community development intermediary with investment funds, technical assistance, and cross-sector convening capacity, but operating at much larger scale across multiple states.
- LISC (Local Initiatives Support Corporation): National CDFI supporting affordable housing and community development through loans, grants, and equity investments. Comparable to MMHF's revolving investment fund model and convening approach, with substantially larger capital deployment and national footprint.
Regional players
- Oregon Community Foundation: Oregon's largest community foundation managing charitable assets for statewide impact, including housing initiatives. Comparable as a regional philanthropic organization deploying capital for community development in Oregon, but at much larger scale with broader focus beyond housing.
Others
- UrbanForm: Digital zoning platform partner of MMHF that translates complex zoning codes into parcel-specific insights for developers and city staff. Comparable as the technology enabling MMHF's zoning digitization initiative across 16 Oregon cities, but operates as a for-profit software vendor rather than a nonprofit convener.
Emerging players
- Terner Center for Housing Innovation: UC Berkeley research center focused on housing innovation policy and practice. Comparable to MMHF's focus on testing and scaling innovative housing construction methods and policy approaches, but operates as a research/policy institution rather than a community convener.
Direct peers
- Grounded Solutions Network: National nonprofit membership organization focused on community land trusts and shared-equity homeownership programs that preserve permanently affordable housing. Directly comparable to MMHF in mission, scale, and approach of community-based solutions to housing affordability.
- Self-Help Credit Union / Center for Responsible Lending: Community development financial institution providing affordable mortgages and housing finance to low- and moderate-income borrowers. Comparable to MMHF's revolving investment fund and focus on closing financing gaps for underserved housing segments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Missing Middle Housing Fund social profiles
Digital presenceMissing Middle Housing Fund financial estimates
Financial estimateRevenue estimate
Valuation estimate
Missing Middle Housing Fund leadership team
Management profileNumber of profiles
Profiles13 records
Missing Middle Housing Fund funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Missing Middle Housing Fund M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Missing Middle Housing Fund
What does Missing Middle Housing Fund do?
The Missing Middle Housing Fund is a nonprofit organization that facilitates the development of workforce housing for middle-income earners (80-120% AMI) by convening employers, cities, developers, financers, and innovators through summits, workshops, and pilot projects. It manages a $3M revolving predevelopment investment fund, partners on a digital zoning platform covering 66,000+ parcels across 16 Oregon cities, and operates HIVE, a 10-unit cottage cluster demonstration project showcasing innovative construction methods.
Is Missing Middle Housing Fund a public or private company?
Missing Middle Housing Fund is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Missing Middle Housing Fund founded?
Missing Middle Housing Fund was founded in 2021. It employs 1 to 10 people.
Where is Missing Middle Housing Fund based?
Missing Middle Housing Fund is headquartered in Portland, United States, in the North America region.
How does Missing Middle Housing Fund make money?
Five revenue lines are on record. Grants and Public Funding is the primary driver. The others are revolving Investment Fund Management, technical Assistance and Consulting Services, event Sponsorships and Home Show Revenue and development Financing.
Who are Missing Middle Housing Fund's main competitors?
Broad incumbents on record are NeighborWorks America, Mercy Housing, Habitat for Humanity International, Enterprise Community Partners and LISC (Local Initiatives Support Corporation). Oregon Community Foundation is listed as a regional player. UrbanForm is listed as an others. Terner Center for Housing Innovation is listed as an emerging player. Direct peers are Grounded Solutions Network and Self-Help Credit Union / Center for Responsible Lending.
Does Missing Middle Housing Fund have an API?
No public API is recorded for Missing Middle Housing Fund.
What industry is Missing Middle Housing Fund in?
Missing Middle Housing Fund's product category is Workforce Housing Facilitation Services. Its primary akta.pro industry code is BPAGALAC, Affordable Housing & Community Development (Housing, Community Land Trusts), with a secondary code of FSANAJAK, Community Development & Affordable Housing Funds. Its NAICS code is 624229 and its SIC code is 6799.