What Service Contract Adminstrators does

Service Contract Administrators, Inc. (SCA, Inc.) is a third-party benefits administrator headquartered in Columbus, Ohio that specializes in administering prevailing wage fringe benefit plans for construction-industry employers and their employees. The company's flagship product is the PWCA Supplemental Unemployment Benefit (SUB) Plan, one of the largest association-sponsored SUB Plans in the country, which uses employer-paid fringe dollars to provide income replacement to construction workers during involuntary work stoppages such as seasonal layoffs, equipment downtime, and weather-related absences. SCA also connects employers with additional fringe benefits — including health insurance, retirement plans, and hour banking programs — through a nationwide network of brokers, agencies, and plan providers. The firm operates as a privately held corporation with no disclosed parent, funding, or institutional investors, governed by a small leadership team of President Jeremiah Renner (since 2010), Vice President Brad Arnold (since 2014), and Account Executive Ryan West (since 2016).

SCA's technology stack is built around a multi-sided online portal ecosystem that serves employers, employees, and brokers separately. The employee portal supports account registration, balance inquiries, and distribution requests; the employer portal handles employee account management, distribution requests, document uploads, and plan material downloads; the broker portal provides adoption agreements, marketing materials, broker statements, and client account information. The platform is described as 'state-of-the-art' but no underlying tech stack, integrations, SDKs, or proprietary algorithms are disclosed, and SCA does not publish an API.

SCA's revenue model is managed-services based, earning administrative fees on the prevailing wage benefit plans it administers, primarily through quotes and multi-year contracts disclosed only upon direct inquiry. The company sells both directly (via phone, email, and website) and through a referral and local servicing program for qualified prevailing wage benefits brokers. Its customer base spans hundreds of employers and thousands of employees nationwide, with no measurable revenue concentration in any single employer beyond the strategic PWCA association sponsorship that anchors the flagship SUB Plan.

Name

Service Contract Adminstrators

Legal name

Service Contract Administrators, Inc.

Website

https://servicecontractadmin.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

1–10 employees

Short description

Service Contract Administrators, Inc. is a Columbus, Ohio-based third-party administrator that administers the PWCA Supplemental Unemployment Benefit Plan and other fringe benefits for prevailing wage construction employers and their employees across the United States.

Ownership category

akta.pro rank

Product category

Third Party Benefit Administration

NAICS

Payroll Services (541214)

SIC

Services-Facilities Support Management Services (8744)

akta.pro primary industry

Workforce Benefits Administration (Enrollment & Deductions) (BPACAIAF)

akta.pro secondary industry

Contractor Benefits & Perks Administration (BPACAGAJ)

Keywords

• Third party administration
• Prevailing wage benefits
• Supplemental unemployment benefits
• Fringe benefit administration
• Benefit plan management

Headquarters

HQ city

Columbus

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Third Party Administration Services: SCA, Inc. provides Third Party Administration services to prevailing wage employers and associations. The company administers fringe benefits and the PWCA SUB Plan. Revenue is generated through administrative fees for managing benefit plans on behalf of employers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Service Contract Administrators, Inc. provides Third Party Administration services for prevailing wage employers and associations, administering fringe benefit dollars and operating the PWCA Supplemental Unemployment Benefit (SUB) Plan. Employers deposit fringe dollars into employee accounts that can be paid out as cash benefits during involuntary work stoppages such as seasonal layoffs, equipment downtime, or short work periods, eliminating the additional payroll tax burden of paying fringe dollars in cash.

Product overview

Service Contract Administrators offers a suite of benefit administration products centered on the PWCA Supplemental Unemployment Benefit Plan (SUB Plan), which uses fringe benefit dollars to provide income replacement for employees experiencing involuntary work stoppages. This core product is complemented by additional fringe benefit options including Health Insurance, Retirement Plans, and Hour Banking Programs. The company provides a multi-sided online portal ecosystem that includes employee access for account management and benefit tracking, an employer website for managing employee accounts and plan administration, and a dedicated broker portal for agents to service their clients. The products work together to help prevailing wage employers manage fringe benefits efficiently while providing competitive compensation packages for their workers.

Differentiator

Problem solved

Functional benefit

Brands

• PWCA SUB Plan: Supplemental Unemployment Benefit Plan that uses fringe benefit dollars to provide income replacement for employees who have involuntary work stoppages.

Products and services

• PWCA Supplemental Unemployment Benefit Plan (SUB Plan)

Quantifiable outcome

• Dollar for dollar, benefit payments from the PWCA SUB Plan are typically the same or more than employees would have received if fringe dollars were paid on paycheck
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Prevailing Wage Contractors Association (PWCA)coreStrategic or Co-development PartnerSCA, Inc. administers the PWCA Supplemental Unemployment Benefit Plan, one of the largest association-sponsored SUB Plans in the country. The PWCA SUB Plan uses fringe benefit dollars to provide income replacement for employees experiencing involuntary work stoppages. SCA provides complete administration services for this association-sponsored plan.

Scale indicators4 records

Recent moves6 records

Expansion highlights3 records

Direct peers

• Benefitfocus: Benefits administration platform serving employers, employees, and brokers with enrollment, management, and shopping tools. Comparable in multi-sided benefits administration similar to SCA's employer/employee/broker portal.
• Empyrean Benefits: Benefits administration and HR technology provider offering TPA-style services to employers. Directly comparable in outsourced administration of employer benefit plans with technology-led delivery.
• Ascensus: Large independent TPA providing retirement, education savings, and benefits administration services. Directly comparable as a TPA business model serving employer plans with regulatory complexity similar to SCA's SUB Plan administration.
• OneSource Virtual: Provider of outsourced payroll and benefits administration services primarily to mid-market employers. Directly comparable in delivering managed benefits administration on behalf of client employers.
• PlanSource: Cloud-based benefits administration and shopping platform for employers and brokers. Directly comparable in employer-facing benefits admin technology and broker channel distribution that mirrors SCA's portal approach.
• Benetrac: Third-party administrator of retirement and benefits plans for small and mid-sized employers, including those in construction and prevailing wage industries. Most directly comparable to SCA in niche 401(k)/benefits administration for trades-heavy workforces.

Broad incumbents

• Insperity: PEO providing HR, payroll, benefits administration, and risk management to SMB employers across industries. Broad incumbent with comparable benefits administration capabilities serving the same employer customer profile as SCA.
• ADP TotalSource: PEO and benefits administration arm of ADP, offering payroll, benefits, and HR outsourcing to small and mid-sized businesses. Broad incumbent with overlapping benefits administration capabilities that competes for the same employer wallet.
• Paychex: Major payroll, HR, and benefits provider for small and mid-sized businesses, including retirement and insurance administration. Broad incumbent that competes with SCA for benefits administration mandates from SMB employers.
• WageWorks (HealthEquity): Provider of benefits administration including commuter, HSA, and COBRA services (HealthEquity acquired WageWorks). Broad incumbent with comparable employer-facing benefits administration capabilities overlapping SCA's service scope.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/servicecontractadmin
• LinkedInlinkedin.com/company/service-contract-administrators-inc-

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Service Contract Adminstrators