Yarok Capital

What Yarok Capital does

Yarok Capital is an independent, founder-owned multi-family office headquartered in Paris (55 boulevard Lannes, 75016) with a satellite office in New York. Founded in 2017 and structured as a French SAS (Société par Actions Simplifiée) with €2,700 registered capital, the firm is regulated as a Conseiller en Investissements Financiers (CIF) under AMF oversight (ORIAS n°18001021, ANACOFI-CIF n°E008848) and as an insurance broker (COA) under ACPR supervision, with mandatory AIG professional liability insurance. The three co-founders — David Phitoussi, Jérôme Sabah, and Franck Souffir — collectively bring over 75 years of investment banking and capital markets experience from Société Générale, Merrill Lynch, Blue Crest, and Brevan Howard, and previously managed their own capital before opening the service to clients.

The firm's core offering centers on independent wealth management for high-net-worth families, entrepreneurs, and private investors through three product wrappers: Luxembourg life insurance (Assurance Vie Luxembourgeoise with FID and FAS structures), French securities accounts (compte-titres), and the French retirement savings plan (PER). Central to the proposition is an in-house structured product design capability, leveraging direct access to structuring desks at major global banks (Société Générale, JP Morgan, Morgan Stanley, Goldman Sachs, BNP Paribas, Natixis, Citi, UBS) to engineer bespoke products with capital-protection barriers and dual-market performance characteristics. The firm runs an eight-step accompaniment process covering portfolio analysis, strategic planning, product structuring, negotiation, dynamic supervision, partner coordination, and reporting.

Commercially, Yarok Capital operates on a relationship-driven, restricted-investor-base model with bespoke mission-letter contracts. Revenue is generated through three streams: financial advisory honorariums, investment advisory commissions (including entry fees and up to 50% of management fees from product promoters), and insurance brokerage commissions paid by insurers or billed as honorariums. GTM is consultative and referral-based, augmented by a network of partner professionals (accountants, lawyers, tax advisors, notaries, real estate experts, credit specialists), with offices in Paris and New York serving as direct-engagement channels. No public revenue, AUM, or client-count figures are disclosed.

Name

Yarok Capital

Legal name

YAROK CAPITAL SAS

Website

https://yarok-capital.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Yarok Capital is an independent, Paris-based multi-family office founded in 2017 by three former investment bankers, providing bespoke wealth management — custom structured products, Luxembourg life insurance, and PER — to high-net-worth families, entrepreneurs, and private investors across France and the US.

Ownership category

akta.pro rank

Product category

Multi-Family Office Wealth Management

NAICS

Other Financial Investment Activities (5239), Finance and Insurance (52)

SIC

Investment Advice (6282), Life Insurance (6311)

akta.pro primary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

akta.pro secondary industry

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

Keywords

• Multi-family office
• Wealth management
• Structured products
• Financial advisory
• Private banking

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory Fees: Financial advisory services are compensated through honorariums, with a mission letter specifying the scope of services and fee amounts.
2. Investment Advisory Commissions: Investment advisory is compensated through a fraction of fees related to interventions carried out, paid directly or indirectly by product or service promoters. When investment advice is followed by intermediation on financial products, the advisor receives the totality of entry fees minus the portion acquired by the company authorizing the product's commercialization, plus a maximum of 50% of management fees.
3. Insurance Brokerage Commissions: Insurance brokerage is compensated through commissions paid by insurance companies, integrated into the premium, and/or through honorariums billed to the client.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Yarok Capital is an independent multi-family office that provides personalized wealth management and financial advisory services to high-net-worth families, entrepreneurs, and private investors. The firm designs custom structured products, advises on portfolio construction, and provides access to Luxembourg life insurance wrappers, French securities accounts (compte-titres), and the French retirement savings plan (PER). Its core activity combines asset allocation, financial engineering, and direct access to structuring desks at major global banks.

Product overview

Yarok Capital operates as a multi-family office providing independent financial advisory services through three core product wrappers: Luxembourg-domiciled life insurance (Assurance Vie Luxembourgeoise) offering the FID and FAS structures for individuals and capitalisation contracts for legal entities; French securities accounts (Compte-titres) for direct, flexible investment; and the French retirement savings plan (PER). Central to their offering are custom-structured investment products designed in-house to provide resilience and performance characteristics unattainable through traditional asset classes. The Luxembourg insurance wrapper serves as the flagship product for internationally mobile clients seeking enhanced regulatory protection and broader asset eligibility, while the PER addresses tax optimization for active entrepreneurs and professionals. All recommendations are executed through an eight-step accompaniment process encompassing portfolio analysis, strategic planning, product structuring, negotiation, dynamic supervision, partner coordination, and regular reporting.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Vie Luxembourgeoise (Luxembourg Life Insurance) Luxembourg-domiciled life insurance wrapper providing a unique European regulatory framework with enhanced asset protection through the 'triangle de sécurité' mechanism, superior investment flexibility accessing structured products, unlisted debt, alternative funds, and multi-currency options. Available as a Dedicated Internal Fund (FID) for individuals or Specialized Insurance Fund (FAS) structures, and capitalisation contracts for legal entities. Targeted at internationally mobile clients and high-net-worth families.
• Compte-titres (Securities Account) A direct and flexible securities account wrapper providing access to a broad range of assets including structured products, bonds, ETFs, funds, and fixed income instruments. Yarok Capital acts as advisor to existing banks, handling portfolio analysis, allocation recommendations, execution condition negotiation, position monitoring, and regular reporting. Targeted at private investors and families seeking flexible brokerage exposure.
• Plan d'Épargne Retraite (PER) A French retirement savings plan offering immediate tax advantages with deductible contributions, managed with the same custom allocation rigor applied to life insurance recommendations. The PER accommodates structured products, fixed income, and diversified funds tailored to long-term investment objectives. Targeted at active entrepreneurs and professionals seeking tax-optimized retirement savings.
• Produits Structurés Sur Mesure (Custom Structured Products) Custom-designed structured products engineered to improve risk/return profiles, offering capital protection barriers against market downturns while delivering competitive yields. Products are constructed to perform in both rising and declining markets with daily liquidity through secondary market access. Targeted at high-net-worth clients seeking institutional-grade structured exposures.

Quantifiable outcome

• Capital preservation in market downturns through barrier protection mechanisms in structured products
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Nine partnerships are on record, tiered core.

• Société GénéralecoreTechnology or IntegrationMajor French banking partner providing access to structuring desks and financial products. Founders have extensive backgrounds at Société Générale, including senior positions in Fixed Income and Cross-Assets divisions.
• JP MorgancoreTechnology or IntegrationGlobal banking partner providing access to investment products and structuring capabilities.
• Morgan StanleycoreTechnology or IntegrationGlobal investment bank partner for financial products and structuring desk access.
• NatixiscoreTechnology or IntegrationFrench banking partner specializing in structured products and Fixed Income. Several team members have backgrounds at Natixis.
• Goldman SachscoreTechnology or IntegrationGlobal investment bank partner providing access to Fixed Income products and market expertise.
• BNP ParibascoreTechnology or IntegrationMajor European banking partner for financial products and structuring.
• UBScoreTechnology or IntegrationSwiss banking partner providing access to private banking products and services.
• CiticoreTechnology or IntegrationGlobal banking partner for financial products and market access.
• Accountants, Lawyers, Tax Advisors, Notaries, Real Estate Experts, Credit SpecialistscoreStrategic or Co-development PartnerNetwork of professional partners collaborating with Yarok Capital to deploy comprehensive wealth strategies addressing complex patrimonial and financial planning needs. These specialists enable the firm to advise on strategic investment decisions across various domains.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Compagnie Financière Tradition: Swiss-listed group with brokerage and asset management activities; while less HNW-focused, it represents the broader pool of independent French/Swiss financial services firms competing for relationships with the same family-office client segment.

Direct peers

• Lombard Odier: Swiss private bank with private-client focus and strong cross-border European wealth offering. Comparable to Yarok Capital on independent ownership, bespoke structured solutions, and family-office service model.
• Mirabaud: Swiss private bank offering wealth management, asset management and securities services to private and institutional clients. Direct peer given overlap in HNW advisory, structured products, and cross-border European service model.
• Rothschild & Co: Independent, family-controlled global financial advisory group with strong wealth & asset management and merchant banking divisions. Targets UHNW families and entrepreneurs with holistic advisory and bespoke solutions — directly comparable to Yarok's value proposition.
• Bordier & Cie: Independent Swiss private bank with a multi-family-office-style offering for HNW families. Comparable to Yarok Capital on independence, bespoke advisory, and entrepreneurial ownership structure.
• Indosuez Wealth Management: Private banking arm of Crédit Agricole Group serving HNW families and entrepreneurs with bespoke wealth structuring, structured products, and Luxembourg insurance wrappers. Comparable to Yarok Capital in offering institutional-grade financial engineering to private clients, though at much larger scale.
• Banque de Luxembourg: Luxembourg-headquartered private bank specializing in wealth management, asset management, and Luxembourg life insurance wrappers. Direct peer given its core competence in the FID/FAS structures that Yarok Capital distributes.
• Notz Stucki: Independent Swiss multi-family office serving UHNW clients with bespoke advisory and asset management. Comparable to Yarok Capital's boutique, founder-led, independent positioning targeting European HNW families.
• Banque Privée Edmond de Rothschild: Swiss-headquartered private bank with strong French footprint offering bespoke wealth management, structured products, and heritage planning to UHNW families. Direct competitor on independence positioning, cross-border structuring, and bespoke Luxembourg-anchored solutions.

Broad incumbents

• Oddo BHF Private Banking: European private bank offering wealth management, asset management, and corporate banking to HNW clients. Competes with Yarok Capital in French and German markets, though as a broader financial group with wider product set.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/yarok-capital

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Yarok Capital