Terrier Financial Group

What Terrier Financial Group does

Terrier Financial Group is a privately-held, founder-owned registered investment advisor based in Fort Mill, South Carolina, serving individuals, families, and retirees across the Carolinas and (via LPL Financial licensing) 17 U.S. states. Founded by Gary Blount after his graduation from Wofford College, the firm operates as a five-person team (three client-facing advisors plus executive and client services support) and delivers a coordinated suite of services: financial planning, retirement planning, tax planning, investment management, life insurance and risk management, 401(k) planning, and estate planning support. A distinct values-based financial planning offering is provided through active membership in Kingdom Advisors, integrating faith principles with stewardship and legacy planning for clients who elect that approach.

The firm's underlying technology stack is entirely third-party: LPL Financial provides custody, brokerage, and the LPL Account View client portal; RightCapital provides the financial planning projection engine, net worth and cash flow tools, document sharing, and the primary client communications hub; Calendly powers appointment scheduling; and Good Life Companies delivers concierge-level back-office functions including marketing and compliance. There are no proprietary technology products, no mobile or web app, no API surface, and no disclosed AI/ML capabilities - the differentiated features (values-based framework, tax-aware planning integration with external CPAs, and customized portfolio management) are advisory process differentiators rather than technology differentiators.

Terrier generates revenue exclusively through AUM-based investment management fees billed per household on a tiered schedule ranging from 1.50% annually at the lowest tier ($5K-$100K AUM) down to 1.00% annually at the highest tier ($2.5M+ AUM), with no separate planning fee disclosed. Client acquisition is relationship-led and referral-driven, supported by community involvement through LifePointe Church and a content marketing resource center covering retirement, investment, tax, insurance, estate, and lifestyle topics; the firm does not use paid advertising or social media marketing. Ownership is founder-controlled with no disclosed private equity, venture capital, or institutional investor involvement.

Name

Terrier Financial Group

Legal name

Terrier Financial Group

Website

https://terrierfg.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Terrier Financial Group is a privately-held wealth management firm in Fort Mill, South Carolina, serving individuals, families, and retirees. Its 5-person team delivers integrated financial planning, retirement, tax, investment, insurance, 401(k), and estate services through LPL Financial's platform, with a faith-based Kingdom Advisors offering for values-driven clients.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Family Office Advisory (Single/Multi-Family) (FSAEAAAI)

Keywords

• Financial planning services
• Wealth management advisory
• Retirement planning services
• Investment management advisory
• Tax planning services

Headquarters

HQ city

Mill Valley

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Management Fees (AUM-based): Fees charged as a percentage of assets under management per household. Fee schedule ranges from 1.00% to 1.50% annually depending on household AUM tier. Internal product expenses, custodial fees, and brokerage-related charges apply separately. No separate planning fee disclosed.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels5 records

Core offering

Terrier Financial Group is an independent financial advisory firm that delivers coordinated financial planning, retirement planning, tax planning, investment management, life insurance and risk management, 401(k) planning, and estate planning support to individuals, families, and retirees. Advisory and brokerage services are offered through LPL Financial, with financial planning delivered via the RightCapital platform, and back-office support provided by Good Life Companies.

Product overview

Terrier Financial Group offers a unified suite of financial planning and wealth management services delivered as integrated advisory offerings. The core portfolio consists of Financial Planning, Retirement Planning, Tax Planning, Investment Management, Life Insurance & Risk Management, 401(k) Planning, and Estate Planning Support—all coordinated within a single financial strategy for each client. The firm also provides a distinctive Values-Based Financial Planning service that integrates faith-based principles through Kingdom Advisors membership. Services are provided through partnerships with LPL Financial (custodian and broker-dealer) and Good Life Companies (back-office support). Client access and communications are facilitated through RightCapital for financial planning projections and document sharing, and LPL Account View for investment account management.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Comprehensive financial planning that aligns client goals, cash flow, investments, and long-term priorities into one coordinated strategy for individuals, families, and retirees.
• Retirement Planning Personalized retirement strategies focused on income planning, timing decisions, and long-term confidence for individuals approaching or in retirement.
• Tax Planning Tax-aware planning supported by collaboration with the client's external tax professional to coordinate smarter financial decisions.
• Investment Management Portfolio management aligned with client goals, risk tolerance, and long-term financial plan, with fees based on assets under management.
• Life Insurance and Risk Management Risk management strategies designed to help protect income, family, and long-term goals through life insurance and related coverage.
• 401(k) Planning Guidance on evaluating contribution strategies, investment options, and how workplace retirement plans fit into a broader financial strategy.
• Estate Planning Support Support for legacy planning and beneficiary coordination, ensuring financial accounts align with wills, trusts, and estate documents.
• Values-Based Financial Planning Faith-based financial planning approach integrated through Kingdom Advisors membership, supporting clients who want financial decisions to reflect personal beliefs and long-term values.

Quantifiable outcome

• Hundreds of clients served across the greater Charlotte region

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• LPL FinancialcoreTechnology or IntegrationLPL Financial is the nation's largest independent broker-dealer (per Financial Planning magazine, 1996–2025). Terrier Financial Group's advisors operate through LPL as Registered Investment Advisors, providing investment custody, brokerage accounts, and technology platform. LPL supports nearly 29,000 financial advisors, 1,100 institution-based investment programs, and 570 independent RIA firms nationwide. LPL's independence allows advisors to choose business models, services, and technology that best suit their clients.
• Good Life CompaniescoreStrategic or Co-development PartnerTerrier Financial Group's partnership with Good Life Companies provides access to concierge-level services including investment management support, insurance options, and essential back-office functions such as marketing and compliance support. This partnership enables the firm to deliver services without building these capabilities internally.
• Kingdom AdvisorscoreOthersTerrier Financial Group is an active member of Kingdom Advisors, a national community of financial professionals committed to thoughtful stewardship, ethical practices, and ongoing education in faith-based financial planning. This membership supports the firm's values-based planning approach and allows advisors to integrate faith with professional financial guidance.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Creative Planning: Creative Planning is a comprehensive wealth management RIA offering financial planning, investment management, tax, and estate services to individuals and families. Its fee-based AUM model and full-service approach are highly comparable to Terrier's positioning.
• Focus Financial Partners: Focus operates a partnership model that supports independent RIAs with capital, infrastructure, and growth resources. Its underlying advisor firms offer the same kind of holistic wealth management services as Terrier.
• Cetera Financial Group: Cetera is an independent broker-dealer serving thousands of financial advisors with custody, technology, and practice management support. Its advisor support model parallels Terrier's reliance on LPL Financial.
• Carson Group: Carson Group operates an advisor partnership/support model similar to Terrier's relationship with Good Life Companies, providing back-office, marketing, and compliance infrastructure to independent financial advisors. Its holistic wealth management offering across financial planning, investment management, and insurance closely mirrors Terrier's service suite.
• Commonwealth Financial Network: Commonwealth is an independent broker-dealer and RIA support platform that helps independent advisors deliver comprehensive financial planning services, very similar to how Terrier operates through LPL Financial.
• Buckingham Strategic Wealth: Buckingham is a national wealth management firm providing fee-only financial planning, investment management, and tax-aware planning to individuals and families. Its evidence-based planning approach and holistic service suite closely resemble Terrier's integrated offering.
• Mariner Wealth Advisors: Mariner is an independent wealth management firm providing financial planning, investment advisory, tax, and estate services to individuals and families. It uses a partnership and advisor-recruitment model comparable to Terrier's structure within Good Life Companies.

Broad incumbents

• Fisher Investments: Fisher is a large, established investment advisory firm serving individual and institutional clients with portfolio management. While much larger and more product-specialized, it competes for the same pool of affluent households seeking discretionary wealth management.
• Edelman Financial Engines: Edelman is one of the largest independent RIAs in the U.S., providing financial planning and investment management to individuals and workplace plan participants. It is a much larger broad-incumbent competitor in Terrier's same category.

Others

• Good Life Companies: Good Life Companies is Terrier's actual strategic partner, providing concierge back-office, marketing, compliance, and investment support to independent advisor firms. It is an enabling ecosystem participant rather than a direct competitor.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/terrierfg

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Terrier Financial Group