Oranta
Oranta is a top-ten Ukrainian multi-line insurer operating since 1993 with 16 licenses, 500+ branches, and approximately 3 million active policies across auto, property, health, travel, and corporate lines for retail and corporate customers.
- Company typePrivate
- Founded1921
- HeadquartersKyiv, Ukraine
- Headcount5,001–10,000
- GTM typeB2B and B2C
- OfferingServices
What Oranta does
Oranta (PJSC "Insurance Company Oranta", PFTS:SORN) is a Kyiv-headquartered, publicly listed Ukrainian multi-line insurer tracing its heritage to the 1921-founded Ukrderzhstrakh and operating continuously under the Oranta brand since 1993. The company holds 16 insurance class licenses and is ranked among the top ten Ukrainian insurers, serving 2+ million customers holding approximately 3 million active contracts across auto (compulsory OSCTPV, Green Card, and voluntary KASKO), property, travel, health and accident, liability, and corporate lines.
The company's distribution is built on the largest proprietary agent network in Ukraine — 500+ regional branches staffed by 3,000+ insurance professionals — supplemented by bancassurance partnerships with TASKOMBANK, GLOBUS, KREDITWEST, CREDIT DNIPRO, and OSCHADBANK, plus digital channels including the ORANTA Drive mobile app (integrated with the state Diia platform) and the Photoflow claims/underwriting platform, which has received a BPM industry award. Institutional positioning is reinforced by long-standing membership in the Motor Transport Insurance Bureau (since 1994) and the Nuclear Insurance Pool (since 2003), and a uaAA credit rating upgraded from uaBBB+ in 2026.
Economically, Oranta generates revenue through insurance premiums underwritten across its product lines, with 2024 gross written premium volume of UAH 2.35 billion representing 54% year-over-year growth. The company reinvests heavily in balance-sheet expansion — equity grew 58% to UAH 768 million and assets grew 51% to UAH 2.28 billion in 2024 — while managing a payout ratio that supports steady reserve build. CEO Jacek Meizner (Яцек Мейзнер) leads a recently refreshed senior team executing a new five-year strategy, and the company has signaled continued investment in digital distribution, partner-led acquisition, and microinsurance verticals such as the SHKOLYARYK student accident program.
Oranta firmographics
Firmographics- Name
- Oranta
- Legal name
- Публічне акціонерне товариство «Національна акціонерна страхова компанія «ОРАНТА»
- Website
- https://oranta.ua
- Company type
- Private
- Founded year
- 1921
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Oranta is a top-ten Ukrainian multi-line insurer operating since 1993 with 16 licenses, 500+ branches, and approximately 3 million active policies across auto, property, health, travel, and corporate lines for retail and corporate customers.
- Ownership category
- akta.pro rank
Oranta industry classification
Industry- Product category
- Property and Casualty Insurance
- akta.pro primary industry
- Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)
Keywords
Where Oranta is headquartered
LocationHeadquarters
- HQ city
- Kyiv
- HQ country
- Ukraine
- HQ region
- Europe
Offices1 record
Markets served
Oranta business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Others, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Auto Insurance: Motor vehicle insurance products including mandatory civil liability (OSCTPV/Автоцивілка), international Green Card insurance, KASKO (comprehensive auto), and Mini KASKO. This is a core business segment with leading market position. In 2025, the company maintained high claim settlement rates with UAH 117.6 million in OSCTPV payouts in April 2026 alone.
- Property Insurance: Residential and commercial property insurance covering flooding, fire, natural disasters, explosions. In 2025, 26 payouts totaling UAH 335,900 were made for property insurance claims.
- Travel Insurance: Medical and travel insurance for outbound travelers covering medical expenses, accidents, baggage loss, and document loss. Available for Europe, Schengen, and worldwide coverage with packages S, M, and L. Cross-selling promotion with Green Card insurance offering 10% discount.
- Health and Accident Insurance: Personal accident insurance for adults and children covering injuries, disability, temporary incapacity, and death. Programs include SHKOLYARYK for students and OBERIG for general population. Medical insurance for corporate clients.
- Corporate/Business Insurance: Complex corporate risk programs, individual protection plans, and long-term partnership arrangements. Covers corporate property, transport, liability, and medical insurance programs. In 2025, 817 corporate cases were settled for UAH 11.7 million.
- Liability Insurance: Various liability insurance products including Калібр (weapon owners), Нотаріат (notaries), ПОСЕРЕДНИК, and third-party liability. Also includes nuclear facility operators liability as member of Nuclear Insurance Pool.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | OSCTPV S Package - Basic mandatory civil liability for cars, trailers, motorcycles |
| Subscription | Annual | OSCTPV M Package - Extended liability with driver accident coverage |
| Subscription | Annual | OSCTPV L Package - Full coverage including own vehicle damage |
| Subscription | Pay-as-you-go | Travel S Package - Medical expenses coverage for European/Schengen countries |
| Subscription | Pay-as-you-go | Travel M Package - Adds baggage insurance |
| Subscription | Pay-as-you-go | Travel L Package - Full coverage including documents and legal expenses |
| Subscription | Annual | Accident Insurance ОБЕРІГ Program - For individuals up to 85 years old |
| Subscription | Annual | Accident Insurance SHKOLYARYK Program - For students and teachers 0-85 years old |
Go-to-market motion3 records
Distribution channels11 records
Marketing channels9 records
Oranta product offering
Product offeringCore offering
NASK Oranta is a Ukrainian national insurance company that underwrites and services a 16-class insurance portfolio, with flagship products in motor (OSCV, KASKO, Green Card), property, travel, medical, and corporate/business insurance. The company distributes these products through a national network of more than 400 regional offices, an agency force, a multilingual website, and digital channels including the ORANTA Drive mobile app, and processes claims through its proprietary Photoflow automation system.
Product overview
Oranta is a Ukrainian insurance company offering a comprehensive portfolio of insurance products across 16 insurance classes for both retail (individuals) and corporate clients. The product portfolio is organized into several categories: Auto insurance (Автоцивілка/ОСЦПВ mandatory liability, Green Card international coverage, КАСКО comprehensive, Mini КАСКО), Property insurance (residential property, business property), Travel/Health insurance (travel abroad, medical insurance), Accident insurance, and various specialty lines. Products are distributed through over 500 physical branches, a proprietary agent network, online platforms, and the ORANTA Drive mobile app. Corporate and retail insurance products are offered both separately and as bundled programs.
Differentiator
Problem solved
Functional benefit
Products and services
- Motor Insurance — OSCV (ОСЦВ)
- Motor Insurance — KASKO Voluntary comprehensive motor insurance covering damage to, theft of, and loss of the insured vehicle, available to individual and corporate policyholders.
- Motor Insurance — Green Card (Зелена картка) International motor liability insurance (Green Card) enabling Ukrainian-registered vehicles to travel abroad with compliant third-party liability coverage.
- Property Insurance Insurance for residential and commercial property against standard perils (fire, water damage, theft, natural events), offered to individual homeowners and corporate property owners.
- Travel Insurance Travel insurance for individuals covering medical costs, accidents, baggage, and trip-related risks during domestic and international travel.
- Voluntary Medical Insurance Voluntary medical/health insurance covering outpatient, inpatient, and related healthcare costs for individual policyholders and corporate employee programs.
- Corporate Business Insurance (Корпоративне страхування) Multi-line insurance program for legal entities covering corporate property, fleet/transport, cargo, general liability, and employee voluntary medical risks.
- 16-Class Multi-Line Insurance Portfolio Aggregate multi-line insurance offering spanning 16 licensed insurance classes (including motor, property, health, travel, cargo, liability, and others) sold under the Oranta brand to retail and corporate customers in Ukraine.
Quantifiable outcome
- Claims processing time reduced by 35% using Photoflow platform
- +5 more outcomes
Companies that use Oranta
Customer profileNamed customers7 records
Segments5 records
Ideal customer profiles2 records
Oranta technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature3 records
Oranta partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered core and minor.
- National Bank of Ukraine (NBU) - ShakhrayHudbay CampaigncoreORANTA became the general partner of NBU's information campaign ШахрайГудбай (FraudGoodbye) on payment security. The campaign started May 13, 2026 and runs through year-end, aiming to educate Ukrainian citizens about payment fraud prevention.
- ТОВ «Гарант-АСІСТАНС» (Garant-Assistance LLC)coreThis company owns the domain garantassistance.com.ua and intellectual property for the Mobile App concept. They developed and maintain the ORANTA Drive mobile application under license agreement dated 13.02.2024. The company is registered in Kyiv with code 30405115.
- ТОВ «НЕКСТЕП СОЛЮШНЗ» (NextStep Solutions LLC)coreSub-agent for insurance product sales on the ORANTA platform via EWA system. They facilitate distribution of ORANTA insurance products including OSCTPV and Green Card insurance on their digital platform.
- Моторне (транспортне) страхове бюро України (МТСБУ)coreORANTA has been a member of the Motor (Transport) Insurance Bureau of Ukraine for over 30 years since 1994. This membership enables participation in the OSCTPV system and direct settlement of auto insurance claims.
- Ядерний страховий пул (Nuclear Insurance Pool)coreORANTA has been a member of the Nuclear Insurance Pool since 2003, enabling coverage of nuclear facility operator liability and other nuclear-related insurance risks.
- АТ «ТАСКОМБАНК» (TASKOMBANK)minorPartner bank for KASKO auto insurance distribution. Joint products include KASKO, property insurance (МАЙНО), and accident insurance (НЕЩАСНІ ВИПАДКИ) offered through bank branches.
- АТ «КБ «ГЛОБУС» (GLOBUS Bank)minorPartner bank offering KASKO auto insurance products in partnership with ORANTA.
- АТ «КРЕДИТВЕСТ БАНК» (KREDITWEST Bank)minorPartner bank offering KASKO auto insurance products in partnership with ORANTA.
- АТ «БАНК КРЕДИТ ДНІПРО» (Credit Dnipro Bank)minorPartner bank for KASKO and travel insurance (Подорожуючі за кордоном) distribution through bank branches and online channels.
- АТ «ОЩАДБАНК» (Oshchadbank/State Savings Bank)minorPartner bank for KASKO ОЩАДБАНК auto insurance product and accident insurance (Нещасні випадки) distribution through extensive branch network.
- Українська федерація убезпечення (УФУ)minorORANTA was one of the initiators of the Ukrainian Insurance Federation creation in September 2008, which united 14 classical insurance companies. ORANTA remains an active member.
- Ліга страхових організацій України (ЛСОУ)minorORANTA joined the League of Insurance Organizations of Ukraine in 2024 - the leading professional association created in 1992 for protecting insurer interests and market development. Membership helps influence insurance policy and exchange experience with market participants.
- Medical Institutions NetworkminorNetwork of medical institutions providing services under corporate medical insurance programs. ORANTA organized over 1,294 medical assistance cases in 2025 for corporate clients including outpatient, inpatient care, specialist consultations, diagnostics, and medication.
- Auto Service Stations and Car DealershipsminorAuto service partners for insurance distribution and claims service including repair services, car washes, and related automotive services accessible through ORANTA Drive app.
Scale indicators13 records
Recent moves9 records
Expansion highlights6 records
Oranta competitors and assessment
Company assessmentDirect peers
- TAS Insurance Group: Top Ukrainian insurer offering auto, property, travel, and corporate insurance with strong bank-affinity distribution (TAS Group). Competes head-to-head with ORANTA across retail and corporate segments.
- PZU Ukraine: Subsidiary of Polish insurer PZU offering auto, property, and life insurance in Ukraine. Direct multi-line competitor to ORANTA with the backing of a larger Central European parent for reinsurance and capital.
- MetLife Ukraine: Ukrainian subsidiary of MetLife offering life, accident, and health insurance with a strong corporate and bank-assurance distribution model. Competes with ORANTA in accident/health lines and corporate group policies.
- ARX (formerly AXA Ukraine): One of Ukraine's largest insurance companies offering auto (OSCTPV, KASKO), property, travel, and corporate insurance. Direct competitor to ORANTA in the same multi-line retail and corporate insurance space, with similar bank-partner distribution model.
- UNIQA Ukraine: Austrian insurance group's Ukrainian subsidiary offering auto, property, health, and corporate coverage. Direct competitor to ORANTA with comparable retail/corporate mix and similar reliance on bank distribution.
- INGO Ukraine: Large Ukrainian insurer with diversified product portfolio including auto, property, health, and corporate insurance. Competes with ORANTA particularly in corporate, aviation, and specialty lines.
- Kniazha Vienna Insurance Group: Ukrainian insurer backed by Vienna Insurance Group offering auto, property, and corporate insurance. Competes with ORANTA in KASKO and corporate segments with the capital backing of a European insurance group.
- Alfa Insurance Ukraine: Ukrainian insurer affiliated with Alfa Group, offering auto, property, and travel insurance. Competes with ORANTA particularly in KASKO and corporate segments tied to Alfa Bank's distribution.
- ERV (Europäische Reiseversicherung) Ukraine: Specialist travel insurance provider in Ukraine (subsidiary of ERV Group). Direct competitor to ORANTA specifically in outbound travel medical insurance, with strong travel-agency distribution.
Others
- League of Insurance Organizations of Ukraine (LSOU): Professional industry association that ORANTA joined in 2024. Relevant as the body that influences Ukrainian insurance regulation and market practice, directly shaping ORANTA's competitive landscape.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Oranta social profiles
Digital presenceOranta compliance and trust
Trust signalCompliance3 records
Oranta financial estimates
Financial estimateRevenue estimate
Valuation estimate
Oranta leadership team
Management profileNumber of profiles
Profiles4 records
Oranta funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Oranta M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Oranta
What does Oranta do?
NASK Oranta is a Ukrainian national insurance company that underwrites and services a 16-class insurance portfolio, with flagship products in motor (OSCV, KASKO, Green Card), property, travel, medical, and corporate/business insurance. The company distributes these products through a national network of more than 400 regional offices, an agency force, a multilingual website, and digital channels including the ORANTA Drive mobile app, and processes claims through its proprietary Photoflow automation system.
Is Oranta a public or private company?
Oranta is a private company. It is classified as unknown and is currently operating.
When was Oranta founded?
Oranta was founded in 1921. It employs 5,001 to 10,000 people.
Where is Oranta based?
Oranta is headquartered in Kyiv, Ukraine, in the Europe region.
How does Oranta make money?
Six revenue lines are on record. Auto Insurance is the primary driver. The others are property Insurance, travel Insurance, health and Accident Insurance, corporate/Business Insurance and liability Insurance.
Who are Oranta's main competitors?
Direct peers on record are TAS Insurance Group, PZU Ukraine, MetLife Ukraine, ARX (formerly AXA Ukraine), UNIQA Ukraine, INGO Ukraine, Kniazha Vienna Insurance Group, Alfa Insurance Ukraine and ERV (Europäische Reiseversicherung) Ukraine. League of Insurance Organizations of Ukraine (LSOU) is listed as an others.
Does Oranta have an API?
No public API is recorded for Oranta.
What industry is Oranta in?
Oranta's product category is Property and Casualty Insurance. Its primary akta.pro industry code is FSAGAGAB, Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS).