What COMINVESTBANK does

АТ «КОМІНВЕСТБАНК» (Joint Stock Company "Commercial Investment Bank"), operating under the trade name Комінвестбанк (Kominvestbank) and abbreviated as COMINVESTBANK, was a regional Ukrainian commercial bank founded in 2008 and headquartered at 10 Y. Hoydy Street, Uzhhorod, Zakarpattia region. Historically, the bank operated approximately 40 branches (відділень) across western and central Ukraine — including locations in Kyiv, Lviv, Odesa, and Dnipro — providing standard commercial banking services such as deposits, current accounts, and lending to individuals and legal entities. The bank's business model centered on horizontal-segment retail deposit-taking and corporate lending in its regional footprint, with no disclosed differentiation from other small Ukrainian regional banks.

The bank's operating status changed materially in early 2025. On January 31, 2025, a contract was signed for the transfer of part of its assets and liabilities to the receiving bank АТ «АСВІО БАНК» (ASVIO BANK). On February 4, 2025, the National Bank of Ukraine revoked the bank's banking license under Decision No. 34-rsh, and on February 5, 2025, the executive directorate of the Deposit Guarantee Fund of Individuals (Фонд гарантування вкладів фізичних осіб) initiated liquidation procedures, delegating powers to a liquidator for a three-year term running from February 6, 2025 to February 5, 2028.

As of the most recent disclosure (Adjusted Opening Balance as of April 1, 2025), the liquidation estate has a balance-sheet value of UAH 584,640,123.83 and an appraised market value of UAH 470,181,257.33, comprising NBU accumulative-account balances (UAH 118.7M), loans to legal entities (UAH 284.3M), fixed and non-current assets held for sale (UAH 142.8M), funds in other banks (UAH 16.5M), debt receivables (UAH 12.1M), loans to individuals (UAH 10.2M), and investments/coins (UAH 0.13M). Asset realization is conducted exclusively through the Prozorro.Pprodazhi electronic trading system. Creditor satisfaction is progressing through priority queues: as of July 2026, the 7th queue (1,290 creditors) and 8th queue (589 creditors) had been satisfied at 100%. The current website serves only to communicate liquidation status, creditor satisfaction progress, and asset-sale notices — no banking products or services are being marketed or sold.

Name

COMINVESTBANK

Legal name

АКЦІОНЕРНЕ ТОВАРИСТВО «КОМЕРЦІЙНИЙ ІНВЕСТИЦІЙНИЙ БАНК»

Website

https://atcominvestbank.com

Company type

Private

Founded year

2008

Operating status

Closed

Headcount range

251–500 employees

Short description

COMINVESTBANK was a Ukrainian regional commercial bank founded in 2008, headquartered in Uzhhorod, historically operating approximately 40 branches across western and central Ukraine. Its banking license was revoked in February 2025 and it is currently in liquidation administered by the Deposit Guarantee Fund of Individuals.

Ownership category

akta.pro rank

Product category

Commercial Banking

NAICS

Commercial Banking (52211)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Lending & Credit Disbursements (FSAMAKAH)

akta.pro secondary industry

Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards) (FSABAIAB)

Keywords

• Commercial banking
• Retail deposits
• Corporate lending
• Bank liquidation
• Creditor claims

Headquarters

HQ city

Uzhhorod

HQ country

Ukraine

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Others

Distribution channels1 record

Marketing channels1 record

Core offering

COMINVESTBANK was a Ukrainian regional commercial bank that historically provided standard banking services — deposits, current accounts, and lending to individuals and legal entities — through approximately 40 branches across Ukraine. Following the revocation of its banking license by the National Bank of Ukraine on February 4, 2025, the bank no longer offers banking products. The remaining activity consists of a liquidation procedure administered by the Deposit Guarantee Fund of Individuals, in which creditor claims are being satisfied and remaining assets (real estate, vehicles, fixed assets, loan claim rights) are being sold through the Prozorro.Pprodazhi electronic trading system.

Product overview

COMINVESTBANK ( Комінвестбанк ) was a Ukrainian commercial investment bank headquartered in Uzhgorod, Zakarpattia region. The bank was in the process of liquidation following the National Bank of Ukraine's decision in February 2025 to revoke its banking license. The company no longer offers banking products or services as it is undergoing liquidation procedures managed by the Deposit Guarantee Fund of Ukraine.

Differentiator

Problem solved

Functional benefit

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• ASVIO BANK (АТ АСВІО БАНК)minorStrategic or Co-development Partner · 31 January 2025On January 31, 2025, a contract was signed for the transfer of part of the assets and liabilities of AT Kominvestbank to the receiving bank AT ASVIO BANK. This transfer was part of the bank exit process from the market.

Scale indicators3 records

Recent moves5 records

Broad incumbents

• UkrSibbank: UkrSibbank is a Ukrainian universal bank subsidiary of BNP Paribas, providing retail, SME, and corporate banking services nationwide. As an established multi-region incumbent in the same product set as Kominvestbank, it is a broad comparable for the bank's pre-liquidation operating footprint.
• Oschadbank: Oschadbank is Ukraine's state-owned savings bank, providing retail deposits, payments, and lending services nationwide. As a broad incumbent operating across the same product categories as Kominvestbank, it is a natural reference point for the latter's pre-liquidation franchise.
• PrivatBank: PrivatBank is Ukraine's largest commercial bank, offering the full range of retail and corporate banking services nationwide. While far larger than Kominvestbank, it sets the incumbent benchmark for the same product categories (deposits, payments, lending) Kominvestbank operated in.
• Raiffeisen Bank Ukraine: Raiffeisen Bank Ukraine is the local subsidiary of Austrian Raiffeisen Bank International, offering retail, SME, and corporate banking across the country. As a foreign-owned incumbent operating in the same core product categories (deposits, lending, payments), it provides a broad benchmark for the kind of regional franchise Kominvestbank historically operated.

Direct peers

• TAScombank: TAScombank is a Ukrainian commercial bank serving retail and SME clients with deposits, lending, and payment services. Comparable in scale and product mix to Kominvestbank's pre-liquidation franchise, particularly in regional Ukrainian markets outside Kyiv.
• Universal Bank (TAS Group): Universal Bank is a smaller Ukrainian commercial bank within the TAS Group ecosystem, focused on deposit-taking and lending for retail and corporate customers. Its size and product focus closely match Kominvestbank's pre-liquidation profile as a mid-tier regional commercial bank.
• FUIB (First Ukrainian International Bank / ПУМБ): FUIB is a mid-sized Ukrainian universal bank offering deposits, lending, and transaction banking to retail and corporate clients across Ukraine. Its multi-region footprint, product mix, and customer segments closely mirror what Kominvestbank historically provided, making it a strong operational peer for the bank's pre-liquidation franchise.
• Bank Alliance: Bank Alliance is a small-to-mid Ukrainian commercial bank offering deposits, lending, and transaction services to retail and SME clients. Comparable in scale and customer mix to Kominvestbank's pre-liquidation regional banking franchise.
• ASVIO BANK: ASVIO BANK (АТ АСВІО БАНК) is the receiving bank that absorbed a portion of Kominvestbank's assets and liabilities in January 2025. As a similarly-sized Ukrainian commercial bank serving retail and corporate clients, it is the closest direct comparable to Kominvestbank's historic operating model and is the de facto successor for transferred customer relationships.
• Industrialbank: Industrialbank is a Ukrainian commercial bank serving retail, SME, and corporate clients with a traditional deposit-and-lending model. Its scale and customer profile align with Kominvestbank's pre-liquidation mid-tier regional bank positioning.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• Facebookfacebook.com/cominvestbank

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about COMINVESTBANK