Name

Mortgage Connect Risk Solutions

Legal name

ADFITECH, Inc.

Website

https://adfitech.com

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

251–500 employees

Ownership category

akta.pro rank

Product category

Mortgage Risk Management Services

NAICS

Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Product, Pricing & Eligibility (PPE) / Rate Lock & Pricing Engines (FSALALAC)

akta.pro secondary industry

Securitization Administration & Deal Services (Trustee, Custodian, Paying Agent) (FSALAFAK)

Keywords

• Mortgage quality control
• Mortgage due diligence
• Mortgage risk management
• Loan document imaging
• Servicing quality control

Headquarters

HQ city

Edmond

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Mortgage Quality Control Services: Outsourced post-closing and pre-funding mortgage quality control audits performed by experienced staff of underwriters, compliance auditors, and appraisal specialists. Meets requirements of Fannie Mae, Freddie Mac, FHA, VA, and RHS.
2. Mortgage Due Diligence: Third-party review (TPR) services for pre-securitization, private transfers, MSR reviews, and NPL/RPL reviews. Reviewed by S&P, Moody's, Fitch, DBRS, and Kroll Bond Rating Agencies.
3. Mortgage Fulfillment (V³): Validated and Vaulted Verification services covering Pre & Post Purchase Reviews, document certification, and investor/custodian delivery. Streamlines loan process from application through purchase.
4. Loan Document Management & Imaging: LOANVAULT® secure imaging and document management system providing indexing, stacking, storage, and delivery services for investor files and loan documents.
5. MERS TPR Annual Review & Attestation: Third-party review of MERS System Quality Assurance Procedures compliance for members with 1,000+ active MINs.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Mortgage Connect Risk Solutions provides outsourced mortgage quality control audits (post-closing and pre-funding), third-party due diligence reviews for securitization, servicing quality control, MERS TPR annual reviews and attestations, and V³ mortgage fulfillment (Validated & Vaulted Verification) services for mortgage lenders, banks, Wall Street firms, and investors. The firm also operates LOANVAULT®, a proprietary secure loan document management and imaging system. Services are performed by full-time staff auditors at the company's Edmond, Oklahoma facility and meet requirements of Fannie Mae, Freddie Mac, FHA, VA, and RHS.

Product overview

Mortgage Connect Risk Solutions operates as a technology and service hybrid, offering an integrated suite of mortgage quality control, due diligence, and fulfillment services. Formerly known as ADFITECH, the company combines proprietary software (LOANVAULT®) with expert human review across the mortgage lifecycle. Core offerings include Mortgage Quality Control (post-closing and pre-funding audits), Servicing Quality Control, Mortgage Due Diligence, and V³ Mortgage Fulfillment services. The company also provides MERS TPR Annual Reviews and LOANVAULT® document management. Services span from loan application through payoff, meeting requirements of Fannie Mae, Freddie Mac, FHA, VA, and RHS investors.

Differentiator

Problem solved

Functional benefit

Brands

• LOANVAULT®: Secure mortgage loan document management and imaging platform providing clients with a secure, long-term solution for mortgage file imaging, delivery, and loan document management and storage.
• V³ Mortgage Fulfillment

Products and services

• Mortgage Quality Control

Quantifiable outcome

• $50 billion+ worth of loans reviewed annually
• +3 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature4 records

Scale indicators9 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Clear Capital (now part of ICE): Clear Capital provides residential property valuation, appraisal management, and QC services including collateral review and risk analytics. It directly overlaps with ADFITECH's valuation-heavy QC and due diligence offerings.
• SitusAMC: SitusAMC is the largest direct competitor, formed from the merger of Situs and AMC (which acquired Clayton Services). It provides mortgage due diligence, securitization review, valuation, and servicing QC services to many of the same top-tier lenders, banks, and Wall Street firms that ADFITECH serves.
• Class Valuation: Class Valuation is a top-tier Appraisal Management Company (AMC) providing residential appraisal and valuation review services to mortgage lenders. It competes directly with ADFITECH's collateral review and valuation-related QC services.

Broad incumbents

• ServiceLink: ServiceLink, part of Fidelity National Financial, provides mortgage services including title, default, and valuation. It operates as a broader life-of-loan services provider similar to Mortgage Connect LP/ADFITECH's combined offering.
• ICE Mortgage Technology (formerly Ellie Mae): ICE Mortgage Technology is the dominant mortgage origination technology provider (Encompass LOS) and increasingly offers QC, compliance, and verification services. While broader in scope, it overlaps with ADFITECH's technology-enabled mortgage QC capabilities and serves the same lender base.
• Black Knight (now part of ICE): Black Knight provides mortgage servicing technology, data, and analytics, including QC and compliance tools. Its Empower LOS and servicing platforms touch the same QC workflow space as ADFITECH and serve overlapping lender customers.

Emerging players

• Capsilon: Capsilon (now part of ICE) provides AI-powered mortgage automation and data analysis tools for due diligence and QC workflows. It represents the emerging AI-native competitive threat to manual QC review services offered by ADFITECH.
• QuestSoft (Compliance): QuestSoft provides mortgage compliance and regulatory review services including high-cost and HMDA testing—areas where ADFITECH uses Mavent. It is a partial competitor in compliance QC adjacent to ADFITECH's full-scope review business.

Others

• PennyMac Financial Services: PennyMac is a major U.S. mortgage servicer and investor and an ADFITECH client. Like Mr. Cooper, it is a buyer-side participant in the QC and due diligence services market rather than a direct competitor.
• Mr. Cooper: Mr. Cooper is one of the largest U.S. mortgage servicers and an ADFITECH client for servicing QC. As a customer-side stakeholder rather than a direct competitor, it illustrates the buyer base for outsourced QC and due diligence services.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xtwitter.com/ADFITECHInc
• YouTubeyoutube.com/channel/UCPT6uHiVjuhoudxC1r6x4jw
• Facebookfacebook.com/ADFITECHInc
• LinkedInlinkedin.com/company/adfitech-inc-
• Instagraminstagram.com/adfitechinc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage Connect Risk Solutions