Upward Title & Closing

What Upward Title & Closing does

Upward Title & Closing is a multi-state title insurance, escrow, and settlement services brand operating under Anywhere Integrated Services (AIS), the integrated title and closing division of Anywhere Real Estate Inc. (NYSE: HOUS). It provides title search and examination, title insurance, escrow, and closing coordination for residential and commercial real estate transactions across seven U.S. states: California (Northern and Southern), Colorado, Utah, Florida, Pennsylvania, Texas, and Washington. The brand maintains 17 physical office locations and has expanded to more than 15 markets within its first two years of operation, with the AIS parent organization providing closing services across all 50 U.S. states. Upward is headquartered in Miramar Beach, Florida; AIS is headquartered in Mount Laurel, New Jersey. Donald Casey is described on the company's leadership page as founder, president, and chief executive officer within the AIS structure.

The company's core technology stack is anchored by VirtualClose, a Remote Online Notarization (RON) platform enabling fully digital closings in jurisdictions that permit remote notarization. Supporting digital tools include Title Toolbox (map-based property profile and farming report search), ZOCCAM and Earnnest (mobile earnest money transfer applications available on iOS and Android), UpwardPro 24/7 (agent prospecting platform managed by Black Knight Data & Analytics), Walking Farm (neighborhood prospecting), and UpwardONtheGO (mobile property data). Underlying title insurance is placed through partnerships with Old Republic Title, Stewart Title, and Title Resources Group, all standard-rated underwriters. The technology architecture combines physical office infrastructure with digital closing capabilities and is positioned to flex between in-person and remote modes by jurisdiction.

Upward generates revenue primarily through transaction-based title insurance premiums and settlement service fees tied to each real estate closing, with secondary revenue from per-unit Ownership and Encumbrance (O&E) report sales in Colorado ($5 standard, $9 enhanced) and VirtualClose platform usage fees. Go-to-market blends distribution through the Anywhere Real Estate franchise broker network (Coldwell Banker, Sotheby's International Realty, ERA), direct consumer outreach via website tools and calculators, and partner referrals. Primary customer segments are individual home buyers and sellers, real estate brokers, and real estate agents, with secondary services covering commercial transactions, 1031 exchanges, and new-construction closings for home builders. The company is not independently funded; it operates as a private subsidiary of a publicly traded parent, with no standalone financial disclosures.

Name

Upward Title & Closing

Legal name

Anywhere Integrated Services

Website

https://upwardtitle.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Upward Title & Closing is a multi-state title and settlement services brand under Anywhere Integrated Services, a subsidiary of Anywhere Real Estate (NYSE: HOUS). It serves home buyers, sellers, real estate agents, and brokers via 17 offices and the VirtualClose® digital closing platform.

Ownership category

akta.pro rank

Product category

Title Insurance & Settlement Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361)

akta.pro primary industry

Closing & Settlement Services (Settlement Agents) (BPAJAOAE)

akta.pro secondary industries

Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH), Title Search & Examination (BPAJAOAB), Title Insurance & Underwriting (BPAJAOAA), Title, Settlement & Closing Services Technology (FSALALAK)

Keywords

• Title insurance services
• Real estate closing services
• Escrow settlement services
• Remote online notarization
• Title search examination

Headquarters

HQ city

Miramar Beach

HQ country

United States

HQ region

North America

Offices17 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Title and Settlement Services: Transaction-based title insurance and closing services for residential and commercial real estate transactions. Revenue is earned per transaction closed.
2. Report Products: Sale of Ownership and Encumbrance (O&E) reports and vesting deed copies for real estate professionals and consumers in Colorado market.
3. Digital Tools Services: VirtualClose platform fees for remote online notarization and digital closing services.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Upward Title & Closing is a full-service title and settlement company providing title insurance, escrow, and closing services for residential and commercial real estate transactions across multiple U.S. states. The company also offers 1031 exchange and new construction builder services, Ownership and Encumbrance (O&E) reports, and proprietary digital tools — most notably the VirtualClose® platform for Remote Online Notarization and fully digital closings — delivered through a hybrid model of physical offices and the Anywhere Real Estate franchise network.

Product overview

Upward Title & Closing is a full-service title and settlement company offering a comprehensive suite of digital tools and services for real estate transactions. The portfolio includes VirtualClose® (Remote Online Notarization platform for fully digital closings), title and escrow services (residential, commercial, builder, 1031 exchange), and professional tools including Title Toolbox (property profiles and farming reports), UpwardPro 24/7 (prospecting platform), Walking Farm® (neighborhood prospecting), and various calculators (Net Seller Sheet, Reverse Net Seller Sheet, Refi/Buyer Title Premium). They also offer earnest money transfer integrations via ZOCCAM® and Earnnest, plus O&E Reports (Standard and Enhanced) for Colorado markets. Services span residential and commercial title, escrow, and settlement across multiple U.S. states.

Differentiator

Problem solved

Functional benefit

Brands

• VirtualClose: Remote Online Notarization (RON) and fully digital closing platform that streamlines the closing process for agents and sellers.
• Title Toolbox
• ZOCCAM
• Earnnest

Products and services

• VirtualClose®

Quantifiable outcome

• Opened in more than 15 markets in first two years of operation

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature6 records

Partnerships

Two partnerships are on record, tiered core.

• Anywhere Real Estate (NYSE: HOUS)coreStrategic or Co-development PartnerUpward Title & Closing is affiliated with Anywhere Real Estate, a leading real estate services company. Anywhere Real Estate owns and operates franchise brands including Coldwell Banker, Sotheby's International Realty, and ERA. Upward serves as the title and closing services provider for the Anywhere franchise network and is built by Anywhere as part of Anywhere Integrated Services family of companies.
• Anywhere Integrated ServicescoreStrategic or Co-development PartnerAnywhere Integrated Services is the parent company operating title and settlement services under well-known local brands. Upward Title & Closing is dedicated to providing superior service, industry expertise and innovative solutions to the clients of Anywhere franchises and brands. The company operates as part of Anywhere Integrated Services' nationally managed family of companies.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Stewart Title: National title insurance underwriter and settlement services provider. Directly comparable because Upward uses Stewart as an underwriter partner for SoCal transactions, placing them in the same title/settlement product category.
• Title Resources Group: Title underwriter historically built under AIS (Don Casey previously led its growth to ~$400M revenue) and still embedded within the Anywhere Integrated Services family. Most direct structural peer to Upward Title & Closing.
• Westcor Land Title Insurance: National title underwriter emphasizing agent/joint-venture partnerships and scalable title agency operations. Closely matches Upward's franchise-network style joint venture structure.
• Investors Title: Title insurance underwriter with subsidiary agency operations issuing policies through attorney and agency channels. Comparable mid-size peer in the same title insurance / settlement category.
• WFG National Title Insurance: National title insurance underwriter with agency and direct operations focused on real estate professional partnerships. Comparable in model — agency-led distribution built around agent relationships.
• Old Republic Title: Major U.S. title underwriter offering title insurance and closing services. Directly comparable as a current underwriter partner to Upward for Southern California closings, serving the same agents and consumers.

Others

• Black Knight (ICE Mortgage Technology): Technology and data provider powering Upward's UpwardPro 24/7 platform via Black Knight Data & Analytics. Adjacent enabler to Upward's title and settlement technology stack rather than a direct competitor.
• ATTOM: Property data and analytics vendor offering ownership, encumbrance, and title-adjacent datasets. Comparable only as an underlying data/analytics supplier similar to Black Knight in Upward's toolchain.

Broad incumbents

• First American Title Insurance: One of the largest U.S. title insurers with national agency and direct operations. Broad incumbent competitor for agent-referred residential and commercial title/closing work.
• Fidelity National Title: Largest U.S. title insurance group (FNF) operating direct and agency channels nationwide. Broad incumbent with comparable escrow, title, and closing services across all 50 states.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/UpwardTitleTX
• LinkedInlinkedin.com/company/upward-title

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Upward Title & Closing