BCMC

What BCMC does

BCMC (Bankcard Management Consulting, LLC) is a privately held U.S. consulting firm specializing exclusively in the payment and card industry. The firm advises financial institutions — including banks, credit unions, independent sales organizations (ISOs), and retailers — on credit, debit, prepaid, and ATM card portfolio strategy, network pricing negotiations, processor selection, and Durbin Amendment compliance. The company's positioning is built on the team's collective experience at major payment industry operators including Visa, U.S. Bank, Elan, Fifth Third Bank, Fifth Third Processing Solutions, and Fiserv, and it self-reports "100% commitment to the payment space."

The firm's service portfolio spans Network Pricing and Brand Management (negotiating incentives and pricing agreements with Visa, Plus, Interlink, MasterCard, Maestro, Cirrus, Star, Nyce, and Pulse), Credit/Prepaid/Debit/ATM processing agreement negotiations, Card Portfolio Services (portfolio and product management, product launch, rewards program structuring, penetration and activation, network interchange analysis, bank and ISO sponsorship deals), and Durbin Amendment compliance consulting — including assistance to institutions over $10 billion in assets navigating the net compensation rule. The firm also advises on prepaid card programs (Gift, Travel Money, GPR, Payroll, Corporate Incentive) and on conversion of retail store credit cards to Visa/MasterCard co-branded cards. BCMC does not offer a proprietary software platform or technology product; value is delivered entirely through human advisory consulting.

BCMC operates a lean, relationship-driven business under President and CEO Jason Perkins. Revenue is generated through fee-based professional services engagements, structured as retainers or project fees, with distribution conducted via direct, enterprise-grade outreach led by the CEO. Named disclosed clients include MetaBank / Meta Payments and INOVA Federal Credit Union. The company has no public listing, no disclosed funding, no parent organization, no disclosed headcount, and no office locations; its digital presence is limited to a single corporate website (bcmc.biz) with no social media profiles or mobile applications.

Name

BCMC

Legal name

Bankcard Management Consulting, LLC

Website

https://bcmc.biz

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

BCMC is a private U.S. payment industry consulting firm advising financial institutions on credit, debit, and prepaid card portfolio management, payment network pricing negotiations, and Durbin Amendment compliance. Led by CEO Jason Perkins, it delivers fee-based advisory services to banks, credit unions, and ISOs.

Ownership category

akta.pro rank

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Consulting and Advisory Services: BCMC provides fee-based consulting services to financial institutions for card portfolio management, vendor management, network pricing negotiations, and strategic advisory. Revenue appears to come from professional service engagements with financial institution clients, potentially structured as retainers or project fees.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

BCMC is a payment industry consulting firm that advises financial institutions on credit, debit, prepaid, and ATM card portfolio strategy. Core services include negotiating payment network pricing and incentives (Visa, Plus, Interlink, MasterCard, Maestro, Cirrus, Star, Nyce, Pulse), negotiating processing agreements, Durbin Amendment compliance, card portfolio and product management, rewards program structure, and supporting ISOs and retailers in launching prepaid and credit programs.

Product overview

BCMC provides a unified consulting service offering for financial institutions, centered on payment and card portfolio strategy. The company offers Network Pricing and Brand Management (negotiating with payment networks), Credit/Prepaid/Debit/ATM Processing services, Card Portfolio Services (portfolio management, product launch, development, rewards programs), Durbin Amendment Compliance Consulting, and Prepaid Card Programs (Gift, Travel Money, GPR, Payroll, Corporate Incentive). BCMC also assists with Retail Store Credit Card conversions to Visa/MasterCard co-branded cards and helps ISOs and retailers launch prepaid and credit programs. The company does not offer a standalone software product but rather a suite of consulting and advisory services focused on the payment space.

Differentiator

Problem solved

Functional benefit

Products and services

• Network Pricing and Brand Management

Quantifiable outcome

• Substantial cost savings on Visa products and services
• +3 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• MetaBank/Meta PaymentscoreOthersMetaBank/Meta Payments is a client and trusted partner of BCMC. They utilize BCMC's expertise in payment network interchange, billing, and long-term strategy. MetaBank values BCMC's high-level guidance across all aspects of the payment space and commitment to client success.
• INOVA Federal Credit UnioncoreOthersINOVA Federal Credit Union is a client of BCMC. BCMC has helped them resolve Visa issues, achieve Durbin Amendment compliance with PIN debit networks, negotiate processing agreements with Visa Debit Processing Services, and manage their franchise agreements with Visa and Interlink.

Scale indicators1 record

Recent moves3 records

Expansion highlights2 records

Direct peers

• Novantas: Novantas is a financial services consultancy advising retail banks on payments, cards, deposits, and digital channels — comparable to BCMC's payments advisory role but at larger institutional clients.
• Mercator Advisory Group: Mercator provides payments research, advisory, and consulting services to financial institutions and processors, with overlapping expertise in card portfolio strategy and payments regulation relevant to BCMC.
• The Strawhecker Group (TSG): TSG is a payments-focused consulting and benchmarking firm serving banks, credit unions, and ISOs on card portfolio strategy, processor selection, and network pricing — directly comparable to BCMC's payment advisory offering.
• Strategic Resource Management (SRM): SRM is a credit union industry consulting and management services firm that advises on card programs, payments, and back-office operations — overlapping directly with BCMC's FI-focused card portfolio work.
• Cornerstone Advisors: Cornerstone Advisors provides strategic and performance consulting to banks and credit unions, including payments and card strategy engagements, making it a comparable specialist advisory peer to BCMC.
• Auriemma Consulting Group: Auriemma is a financial services consultancy with deep credit card issuing and payments practice, offering portfolio optimization, product strategy, and benchmarking for issuers — directly overlapping BCMC's credit/debit card advisory scope.

Broad incumbents

• Accenture (Payments practice): Accenture's payments and cards consulting practice serves large banks and networks on strategy, transformation, and processing — a broader incumbent that competes for parts of BCMC's card advisory engagements.
• McKinsey & Company (Banking & Payments): McKinsey's banking and payments practice advises large financial institutions on cards, payments strategy, and operating model — overlapping with BCMC at the high end of the FI client segment.

Emerging players

• PaymentsJournal / Glenbrook Partners: Glenbrook Partners provides payments education, research, and advisory services to financial institutions, networks, and merchants — overlapping with BCMC's payments advisory content but more focused on education and research.
• Edgar, Dunn & Company: Edgar, Dunn & Company is a payments-focused strategy consultancy advising banks, networks, and merchants on cards, payments, and fintech — a comparable specialist peer though more international in scope than BCMC.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/bankcard-management-consulting-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BCMC