Colegio Médico de Jujuy

What Colegio Médico de Jujuy does

Colegio Médico de Jujuy (CMJ) is a provincial professional medical association organized as a civil association under Argentine law, founded on October 26, 1957, and granted legal personality by Decree No. 5101-GS-G of January 31, 1958. It is headquartered in San Salvador de Jujuy with two regional branches (Filiales) in Ledesma and San Pedro de Jujuy, and operates the Alto La Viña social and sports complex. The institution serves physicians registered in Jujuy province, providing collective representation, honorarium negotiation with health insurers, billing administration, professional ethics oversight, continuing education, and a multi-layered social security system. Members gain access to COSALUD (a prepaid medicine plan administered by CMJ), a high-cost health insurance product underwritten by Río Uruguay Seguros with coverage up to $650,000, exclusive commercial discounts via a digital credential, recreational facilities, and a housing plan.

The underlying technology stack is operational rather than transformative: CMJ integrates with third-party electronic prescription platforms (RCTA for OSPJN, DSalud and MisRx for Sancor Salud, token-based authentication for Mutual Jerárquico) to comply with Argentina's National Law 27.553 mandating digital prescriptions as of January 1, 2025. Member-facing systems include the SIGMA web portal, Medexis virtual patient assistance system, and an electronic membership credential. The organization operates an ISO 9001-aligned quality management system (document CMJ_DD1101_R2, effective April 3, 2020). No proprietary AI/ML, data flywheel, or technology moat beyond these standard administrative platforms is evident.

CMJ's revenue mechanics combine recurring monthly membership dues (active members; lifetime members after 25 years pay reduced Security System fees only), transaction commissions on billing processed for member physicians across multiple Obras Sociales (ISJ, OSDE, COSALUD, OSMEDICA, Sancor Salud, OSPJN, Mutual Jerárquico, Servicio Penitenciario), mandatory Social Security contributions for seniority/death/burial subsidies, pharmacy operations under service agreements, rental income from the Alto La Viña event and sports facilities, and donations/grants. The go-to-market is direct institutional engagement with member physicians through the central office and branch locations, with no external sales motion. The institution is governed by an elected Mesa Ejecutiva on four-year terms; Dra. Rosario Garzón assumed the presidency on December 10, 2025 for the 2025-2029 cycle, validated by Fiscalía de Estado in March 2026.

Name

Colegio Médico de Jujuy

Legal name

Colegio Médico de Jujuy

Website

https://cmj.org.ar

Company type

Private

Founded year

1957

Operating status

Operating

Headcount range

11–50 employees

Short description

Colegio Médico de Jujuy is a non-profit professional medical association founded in 1957 in Jujuy, Argentina, serving provincial physicians with collective representation, billing administration, social security benefits, recreational facilities, and continuing education across three locations.

Ownership category

akta.pro rank

Product category

Professional Medical Association

NAICS

Religious, Grantmaking, Civic, Professional, and Similar Organizations (813), Health Care and Social Assistance (62)

SIC

Hospital & Medical Service Plans (6324), Accident & Health Insurance (6321)

akta.pro primary industry

Healthcare Compliance & Enforcement Authorities (HLAJACAB)

Keywords

• Medical professional association
• Physician advocacy services
• Health insurance billing
• Professional development
• Social security benefits

Headquarters

HQ city

San Salvador De Jujuy

HQ country

Argentina

HQ region

Latin America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Membership fees: Monthly and entry fees paid by associated physicians. Active members pay regular dues, while lifetime members (after 25 years of continuous membership) pay only Security System fees.
2. Health services billing: The organization manages billing and collection for medical services provided by members to health insurance providers (Obras Sociales), health maintenance organizations, and other entities, taking a percentage commission on processed invoices.
3. Security Social System contributions: Mandatory contributions for subsidies including seniority benefits, death benefits, and burial insurance. Contributions are deducted from honorarium payments or paid directly by members.
4. Pharmacy operations: Operation of a pharmacy for dispensing medications to members and COSALUD-affiliated individuals under service agreements.
5. Recreation and sports facilities: Revenue from rental of event spaces and facilities at the Alto La Viña complex, including the party hall with tables, chairs, bar, and renovated kitchen.
6. Donations and grants: Funds received through donations, legacies, inheritances, and government subsidies.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Colegio Médico de Jujuy is a nonprofit civil association representing physicians in Jujuy province, Argentina. It administers billing and collections for health insurance claims (Obras Sociales), manages an internal social security system (subsidies, death benefits, burial insurance), operates a prepaid health plan (COSALUD), and provides professional development, recreational facilities (Alto La Viña complex), and exclusive member benefits. Services are delivered through a central headquarters in San Salvador de Jujuy and two regional branch offices in Ledesma and San Pedro.

Product overview

Colegio Médico de Jujuy is a professional medical association offering a unified platform of services to its member physicians. The core offering combines professional representation and social security administration with supplementary benefits including a prepaid health plan (COSALUD), high-cost health insurance, and recreational facilities (Alto La Viña complex). Administrative services encompass billing/liquidation management for multiple health insurers and electronic prescription systems. Members access benefits through a digital credential system, with additional offerings including professional training, housing programs, and exclusive commercial discounts. The organization operates branch offices in Ledesma and San Pedro de Jujuy to serve members across the province.

Differentiator

Problem solved

Functional benefit

Brands

• COSALUD: Prepaid medicine plan administered by the Colegio Médico de Jujuy providing health coverage to members.

Products and services

• COSALUD (Medicina Prepaga) Prepaid medicine plan administered by the Colegio, providing health coverage to members with coordination through the Secretary of Prepaid Medicine.
• Sistema de Seguridad Social Internal social security system offering subsidies for seniority, death benefits, and burial insurance. Managed by a dedicated Board of Directors with mandatory contributions from members.
• Credencial Digital Digital membership credential that members present at partner establishments to access exclusive discounts and benefits. Replaces physical card for identification.
• Complejo Social y Deportivo Alto La Viña Social and sports complex located in Alto La Viña featuring swimming pool, sports courts (football, basketball, volleyball, paddle), picnic areas, event halls, and panoramic views. Open Tuesday to Sunday during operational seasons.
• Facturación y Liquidaciones Billing and collections service for health insurance claims processing. Handles Pronto Pago (quick payment), biweekly and monthly presentation schedules for various obra sociales including ISJ, OSDE, COSALUD, and OSMEDICA.
• Capacitaciones y Webinars Professional training programs including webinars, conferences, and regional health dialogues. Partnerships with organizations like SADI (Sociedad Argentina de Infectología) for continuing medical education.
• Programa de Beneficios para Asociados Exclusive discount program offering savings on restaurants, clothing stores, household goods, entertainment, and financial services. Includes agreements with local merchants and Banco Macro.
• Plan de Salud de Alto Costo High-cost health plan underwritten by Río Uruguay Seguros, providing coverage up to $650,000 for transplants, strokes, polytrauma, prosthetics, and oncology treatments. No additional cost to members.
• Sistema de Receta Electrónica Electronic prescription system supporting compliance with National Law 27.553. Integrates with multiple health insurance platforms including RCTA, DSalud, and MisRx for mandatory digital prescription issuance.
• Plan de Vivienda Propia Housing plan program enabling members to acquire land and build homes through special agreements with development partners and financing options.

Named customers6 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• Instituto de Seguros de Jujuy (ISJ)coreStrategic or Co-development Partner · 22 January 2026Ongoing institutional dialogue to guarantee fair conditions for professional practice and quality care for ISJ affiliates. CMJ advocates for honorarium updates and professional working conditions with this major provincial health insurer.
• OSDEcoreGTM or Marketing Partner · 24 December 2024Joint communication with CMJ informing about mandatory electronic prescription requirements per National Law 27.553 effective January 1, 2025. OSDE provides technical support and information about electronic prescription implementation for CMJ member physicians.
• Río Uruguay SeguroscoreStrategic or Co-development Partner · 18 July 2024High-Cost Health Plan insurance coverage up to $650,000 for transplants, cerebrovascular accidents, polytraumatisms, prostheses, and oncological diseases, provided at no additional cost to members.
• Colegio Farmacéutico de JujuycoreStrategic or Co-development Partner · 29 July 2022Joint campaign for 'Medicamentos de Primer Nivel' (First-Level Medications) offering 30% discounts to Jujuy residents without social health coverage. The agreement facilitates access to affordable medications through collaboration between medical and pharmaceutical professionals.
• Banco MacrominorGTM or Marketing PartnerWeekly personalized banking services for CMJ members every Wednesday 9:00-11:00 at headquarters. Services include personal loans, equipment loans, e-checks, credit lines, credit card issuance, investment advice, and merchant terminal services (Viumi, QR payments).
• Sociedad Argentina de Infectología (SADI)minorStrategic or Co-development PartnerProfessional development partnership offering webinars on infectious disease topics such as septic arthritis and sexually transmitted infections, with free access via SADI social media.
• Hospital Público Materno Infantil (Salta)minorStrategic or Co-development PartnerRegional health dialogue forum hosting 'Jornada Regional de Diálogos en Salud' addressing health reforms, health fund management, medical error, and new health technology impacts.
• Instituto de Cardiología de JujuyminorStrategic or Co-development PartnerInvited participation in Cardio 2024 conferences featuring national experts on topics including artificial intelligence in cardiology, cardiovascular health, and disease prevention.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Confederación Médica de la República Argentina (COMRA): National confederation of Argentine medical colleges and federations, coordinating collective bargaining, ethics frameworks, and policy advocacy. Adjacent umbrella body of which CMJ-style provincial associations are constituent members.
• Asociación Médica Argentina (AMA): National-level medical association providing professional representation, continuing education, and ethical oversight to physicians across Argentina. A broader incumbent with overlapping mission but operating at national rather than provincial scope.

Direct peers

• Colegio de Médicos de la Provincia de Salta: Provincial medical association in neighboring Salta province with the same member representation, billing administration, and regulatory oversight model as CMJ. Most comparable peer due to geographic proximity and parallel service structure.
• Colegio Médico de Tucumán: Provincial medical association in Tucumán offering the same professional representation, ethics tribunal, and member service platform as CMJ. Direct peer in the Argentine Northwest region's professional association ecosystem.
• Federación Médica de la Provincia de Buenos Aires (FEMEBA): Federation of medical associations across Buenos Aires province that negotiates honoraria and administers billing with Obras Sociales on behalf of member physicians — the same core service CMJ performs in Jujuy, only at provincial-federation scale.
• Colegio de Médicos de la Provincia de Córdoba: Provincial medical association in Córdoba representing physicians and administering member services across a larger urban base. Direct peer in business model and statutory scope, though operating at materially greater scale than CMJ.
• Colegio Médico de Mendoza: Provincial medical association serving physicians in Mendoza with analogous member services, billing administration, and statutory authority. Comparable scale and structure to CMJ at the provincial level.

Regional players

• Colegio de Farmacéuticos de Jujuy: Provincial professional association for pharmacists in Jujuy and CMJ's joint partner on the 'Medicamentos de Primer Nivel' campaign. Same regional market and analogous guild structure, but in the pharmacy rather than medical profession.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/colmedjujuy
• Facebookfacebook.com/ColegioMedicoJujuy

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Colegio Médico de Jujuy