What Talvea does

TALVEA Oy is a Finnish privately held professional services firm headquartered in Oulu with a secondary office in Kuopio. The company delivers integrated audit, legal, tax, financial advisory, and ESG services to Finnish SMEs, growth companies, and public sector organizations, with team members holding statutory credentials including KHT, JHT, CIA, CGAP, and KRT (Sustainability Reporting Auditor). It operates through two wholly-owned subsidiaries — TALVEA Tarkastuspalvelut Oy (audit) and TALVEA Julkishallinnon Palvelut Oy (public sector services) — and is led by CEO Marko Paasovaara.

The firm's core technology layer is an industry-first e-commerce platform (verkkokauppa) launched in September 2021, which allows customers to calculate prices and purchase standardized professional services 24/7 — including audits (from €1,180), legal documents, ESG assessments (from €1,500), CFO services (from €2,900/month), corporate reorganizations, and compliance subscriptions (whistleblowing channel from €99/month). The platform is built on WordPress with Microsoft 365 and Microsoft Bookings for scheduling. In 2026, TALVEA extended its offering with an official reseller partnership for the Aila Earth ESG tool, bundling digital VSME-standard sustainability reporting and Scope 1-3 carbon footprint calculation with its consulting services.

Revenue is generated primarily through professional services engagements (audit, legal, tax, advisory) supplemented by digital product sales through the online shop and SaaS reselling (Aila ESG licensing from €1,500/year). Go-to-market combines sales-led direct outreach for complex and public sector clients with a self-serve product-led channel via the online shop. Customer segments are horizontally distributed across SMEs, growth companies, municipalities, wellbeing areas, and family businesses, supported by content marketing, SEO, an active newsletter, social channels, and free ESG sparring sessions to drive top-of-funnel demand.

Name

Talvea

Legal name

TALVEA Oy

Website

https://talvea.fi

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Talvea is a Finnish professional services firm combining audit, legal, tax, and ESG advisory for SMEs, growth companies, and public sector organizations, selling standardized services through an industry-first online shop and via direct consulting engagements.

Ownership category

akta.pro rank

Product category

Professional Services (Audit, Tax, Legal, and Financial Advisory)

NAICS

Offices of Certified Public Accountants (541211)

SIC

Services-Engineering, Accounting, Research, Management (8700), Services-Management Consulting Services (8742)

akta.pro primary industry

Audit & Assurance Services (BPAHABAA)

akta.pro secondary industry

ESG Governance, Sustainability Reporting & Assurance Advisory (BPAHAFAJ)

Keywords

• Audit services
• Legal and tax advisory
• Financial advisory services
• ESG sustainability reporting
• Corporate restructuring advisory

Headquarters

HQ city

Oulu

HQ country

Finland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Tilintarkastuspalvelut (Audit Services): Statutory auditing services for companies and public sector organizations, available as standardized packages through online shop with price calculator or custom engagements.
2. ESG-palvelut (ESG Services): Sustainability services including ESG mapping, VSME reporting, CSRD assurance, and ESG training for companies and public sector.
3. Laki- ja veropalvelut (Legal and Tax Services): Corporate legal services including shareholders agreements, succession planning, mergers, demergers, and tax advisory.
4. Talouspalvelut (Financial Services): Outsourced CFO services, financial management, and advisory for SMEs and growth companies.
5. Tuotemyynti verkkokaupasta (Product Sales): Standardized services and document templates sold through online shop including legal documents, valuation reports, and training services.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Talvea provides audit, legal, tax, financial advisory, and ESG/sustainability services to Finnish businesses and public sector organizations. Its portfolio covers statutory audits, corporate legal documents (shareholders agreements, wills, prenuptial agreements), tax advisory, outsourced CFO services, business valuations, restructurings, and ESG reporting (including CSRD assurance, VSME reporting, and ESG mapping). It pioneered online purchasing of audit services in Finland, offering standardized packages with price calculators via its verkkokauppa (online shop), alongside bespoke consulting engagements.

Product overview

TALVEA is a Finnish professional services firm offering accounting, legal, tax, and audit services for businesses and public sector organizations. The portfolio consists of four main service categories: Audit Services (Tilintarkastus), Legal and Tax Services (Laki- ja veropalvelut), Financial Services (Talouspalvelut), and ESG Services (ESG-palvelut). The core offering includes statutory audits, ESG consulting (ESG-kartoitus, VSME Basic), corporate advisory (business valuations, holding structures, M&A), and legal document preparation. TALVEA operates an online store (verkkokauppa) where clients can purchase discrete products and services, including document templates, advisory sessions, and structured services like audits and ESG assessments. As an official partner, TALVEA also resells Aila – a digital ESG platform for automated VSME reporting, carbon footprint calculation, and LCA lifecycle assessment. The online store and ESG services represent the most digitally advanced parts of the offering.

Differentiator

Problem solved

Functional benefit

Products and services

• Tilintarkastus pien- ja mikroyrityksille (Statutory Audit for Small and Micro Enterprises) Statutory audit services for small and micro enterprises with online pricing calculator, starting from EUR 1,180, including annual review meeting.
• Kunnan tilintarkastus (Municipality Audit) Audit services for municipalities and municipal companies, starting from EUR 9,000 annually.
• Kiinteistö- ja asunto-osakeyhtiön tilintarkastus (Real Estate and Housing Company Audit) Audit services for real estate and housing companies, starting from EUR 800.
• ESG-kartoitus (ESG Mapping) ESG mapping and assessment service providing a clear picture of current sustainability status, identification of relevant ESG themes, and prioritized action recommendations, from EUR 1,500 + VAT.
• VSME Basic Sustainability Reporting VSME sustainability reporting service based on the Voluntary Sustainability Reporting Standard for SMEs, providing a clear report for stakeholders, investors, and buyers, from EUR 3,000 + VAT.
• Aila – ESG-työkalu (Aila ESG Tool) Digital ESG platform provided by Aila Earth, sold and supported by Talvea as official partner. Enables automated VSME-standard sustainability reporting, Scope 1-3 carbon footprint calculation, and LCA lifecycle assessment. License from EUR 1,500/year.
• Talouspäällikköpalvelu (Outsourced CFO Service) Outsourced financial manager/CFO service for ongoing financial management support for SMEs and growth companies, starting from EUR 2,900 per month.
• Osakassopimus (Shareholder Agreement) Shareholder agreement document preparation service for companies, priced at EUR 1,900.
• Holdingyhtiö: Yritysrakenteen suunnittelu (Holding Company Structure Planning) Holding company business structure planning and design service, starting from EUR 2,400.
• Holdingyhtiö: Osakevaihtojärjestely (Share Exchange Arrangement) Share exchange arrangement service for holding company structures, starting from EUR 7,000.
• Arvonmääritys substanssi- ja tuottoarvoon sekä käyttökatteeseen perustuen (Business Valuation) Business valuation based on net asset value, yield value, and EBITDA methods, priced at EUR 2,400.
• Whistleblowing-ilmoituskanava (Whistleblowing Reporting Channel) Whistleblowing reporting channel service for compliance with Finnish and EU whistleblower protection requirements, starting from EUR 99/month.
• Hankintapäällikköpalvelu (Outsourced Procurement Manager) Outsourced procurement manager service for public procurement advisory, starting from EUR 3,600.
• Tarkastuslautakunnan arviointi käytännössä -työpaja (Audit Committee Evaluation Workshop) Workshop for audit committee evaluation practices, providing practical tools and methods for systematic evaluation work, starting from EUR 1,490.
• Osakeyhtiön lopettaminen (Limited Company Dissolution) Limited company dissolution and voluntary liquidation service under the Finnish Companies Act, starting from EUR 2,900.
• Eläköityvän yrittäjän exit-paketti (Retiring Entrepreneur Exit Package) Exit package for retiring entrepreneurs, including governance material review, company description for buyers, and succession planning alternatives, starting from EUR 2,700.
• Veroneuvonta 60 min. (Tax Advisory Consultation) 60-minute tax advisory consultation session, starting from EUR 290.
• Saneerauslausunto (Restructuring Statement) Restructuring statement service for companies, starting from EUR 1,500.
• Oikeudellinen nykytilakartoitus (Legal Current State Assessment) Legal current state assessment and analysis service for companies, starting from EUR 1,900.
• TALVEA Online Shop (Verkkokauppa) Industry-first online shop enabling 24/7 purchasing of audit, legal, tax, and ESG services for Finnish businesses and public sector organizations. Features price calculators and standardized service packages.

Quantifiable outcome

• Hundreds of corporate reorganizations successfully completed
• +1 more outcomes

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature2 records

Partnerships

One partnership is on record.

• Aila EarthcoreTechnology or IntegrationTALVEA is the official partner and reseller of Aila ESG tool, a digital platform for VSME-standard sustainability reporting and carbon footprint calculation (Scope 1-3). TALVEA supports sustainability reporting assurance and advisory while Aila provides the digital tool for ongoing ESG data management and reporting.

Scale indicators3 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• KPMG Finland: Big 4 audit and advisory firm in Finland. Comparable to Talvea in statutory audit and ESG advisory but addressing larger enterprise and listed clients.
• BDO Finland: Part of the international BDO audit and advisory network. Comparable to Talvea in providing audit, tax, and advisory services to Finnish SMEs and mid-market, but at substantially larger scale.
• Azets Finland: Part of Azets, a large Nordic-Baltic professional services group. Comparable to Talvea in offering audit, tax, and advisory services across the Finnish market but at significantly larger scale.
• Deloitte Finland: Big 4 audit, consulting, and advisory firm in Finland. Comparable to Talvea in audit and ESG/CSRD assurance services but serving primarily large enterprise clients.

Direct peers

• Welin & Co (part of RSM): Finnish audit and advisory firm now part of RSM Nordic. Comparable to Talvea in offering audit, tax, and advisory services to mid-sized Finnish companies and public sector.
• Greenstep: Finnish/Nordic advisory firm offering accounting, ESG, and growth advisory. Directly comparable to Talvea in ESG and CFO services for Finnish SMEs and growth companies.
• Administer (formerly Econia): Finnish listed accounting and HR services firm serving SMEs and mid-market. Comparable to Talvea in integrated financial services delivery and digital tooling for Finnish accounting clients.
• Accountor Group: Nordic provider of accounting, payroll, and advisory services with strong Finnish presence. Comparable to Talvea in offering integrated financial and advisory services to SMEs.
• Talenom: Finnish accounting and digital services firm with a strong online shop model for SMEs. Most directly comparable to Talvea given overlapping digital-first service delivery and target SME audience in Finland.

Emerging players

• Asianajotoimisto Kuhanen, Asikainen & Kanerva (AAK): Finnish law firm with strong corporate, tax, and M&A practice. Comparable to Talvea in the legal advisory component for Finnish SMEs and family businesses.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UC3Xm6KHp0euIT8Yd2T3-HVA
• Facebookfi-fi.facebook.com/talvea
• LinkedInfi.linkedin.com/company/talvea
• Instagraminstagram.com/talveaoy

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Talvea