Registered Disability Savings Plan
Plan Institute operates rdsp.com, the free national not-for-profit information and support hub for Canada's Registered Disability Savings Plan, helping DTC-eligible people with disabilities, families, and Indigenous communities access government-matched savings, free webinars, and one-on-one navigation.
- Company typePrivate
- Founded2008
- HeadquartersBurnaby, Canada
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Registered Disability Savings Plan does
The Registered Disability Savings Plan (RDSP) is a Canadian federal government savings program created in 2008 that enables people with disabilities to save long-term through tax-deferred, government-matched contributions of up to $3 for every $1 contributed, plus up to $20,000 in Canada Disability Savings Bonds for low-income beneficiaries, and exempt from asset tests for federal and most provincial disability benefits. It is not a private technology product but a regulatory product administered through authorized Canadian financial institutions (banks and credit unions).
rdsp.com is the national not-for-profit information and support hub for the RDSP, managed by Plan Institute, a Vancouver, B.C.-based non-profit with 51–100 employees. The site delivers free educational and navigation services including an RDSP Calculator (projecting future value of contributions), an in-depth RDSP Tutorial, a downloadable Step-by-Step Guide, tiered Webinars (Level 1 and Level 2), a dedicated Disability Tax Credit (DTC) Webinar, a nationwide toll-free Disability Planning Helpline (1-844-311-7526), and bilingual (English/French) resources. The technology layer is intentionally lightweight — a content portal plus simple calculators — with no APIs, SDKs, or proprietary platform disclosed.
Plan Institute operates a community-led go-to-market model funded by government and philanthropic sources. Core funders are the BC Ministry of Social Development and Poverty Reduction (CAD $1.35M over three years to 2028), Vancouver Foundation, and TD Bank Group. Strategic delivery is executed through the Access RDSP partnership with Disability Alliance BC (DTC advocacy) and BC Aboriginal Network on Disability Society / Indigenous Disability Canada (Indigenous RDSP Navigators). Plan Institute does not charge for services; the underlying RDSP carries no fees to beneficiaries. Customer segments are DTC-eligible individuals with disabilities, their families and caregivers, low-income individuals with disabilities, and Indigenous peoples with disabilities.
Registered Disability Savings Plan firmographics
Firmographics- Name
- Registered Disability Savings Plan
- Legal name
- Registered Disability Savings Plan
- Website
- https://rdsp.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Plan Institute operates rdsp.com, the free national not-for-profit information and support hub for Canada's Registered Disability Savings Plan, helping DTC-eligible people with disabilities, families, and Indigenous communities access government-matched savings, free webinars, and one-on-one navigation.
- Ownership category
- akta.pro rank
Registered Disability Savings Plan industry classification
Industry- Product category
- Disability Financial Services
- NAICS
- Services for the Elderly and Persons with Disabilities (62412)
- SIC
- Services-Social Services (8300)
- akta.pro primary industry
- Disability Services & Independent Living Support (BPAGAEAG)
- akta.pro secondary industry
- Disability Services & Independent Living Support (BPAGACAG)
Keywords
Where Registered Disability Savings Plan is headquartered
LocationHeadquarters
- HQ city
- Burnaby
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
Registered Disability Savings Plan business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
Registered Disability Savings Plan product offering
Product offeringCore offering
The Registered Disability Savings Plan (RDSP) is a Canada-wide, federally registered matched savings plan designed specifically for people with disabilities. Through the rdsp.com portal operated by Plan Institute, the organization provides free educational resources (calculator, tutorial, step-by-step guide), tiered webinars, the nationwide Disability Planning Helpline, and the Access RDSP community outreach program to help Canadians apply for the Disability Tax Credit, open an RDSP, and maximize government grants and bonds.
Product overview
Registered Disability Savings Plan (RDSP) is a single government savings product offered by the Canadian federal government, administered through rdsp.com which is operated by Plan Institute, a not-for-profit organization. The primary product is the RDSP itself - a matched savings plan for people with disabilities. The website serves as an information and support portal, offering complementary tools and services including the RDSP Calculator, RDSP Tutorial, Step-by-Step Guide, and webinars (Level 1 & 2) for education. Free support services include the Access RDSP Program, the nationwide Disability Planning Helpline, Indigenous RDSP Navigation Services, and Disability Tax Credit application support. All services are provided free of charge to help Canadians with disabilities access and maximize their RDSP benefits.
Differentiator
Problem solved
Functional benefit
Products and services
- Registered Disability Savings Plan (RDSP) A Canada-wide, federally registered matched savings plan specifically designed for people with disabilities to help them save money for their future, offering government matching contributions of up to $3 for every $1 contributed and up to $90,000 in government grants and bonds per beneficiary. Opened at most Canadian financial institutions and exempt from asset tests for federal and most provincial disability benefits.
- RDSP Calculator A free online tool that helps Canadian families project the estimated future value of an RDSP based on various contribution scenarios, including potential government grants and bonds and investment growth.
- RDSP Tutorial An in-depth educational resource that allows users to learn as much or as little as they need to know about the RDSP, covering eligibility, contributions, grants, bonds, and account management.
- RDSP Step by Step Guide A downloadable guide that walks users through becoming eligible for the Disability Tax Credit, opening an RDSP, and managing the account over time.
- RDSP Webinars (Level 1 & 2) Educational webinars available at two levels to help users understand and grow their RDSP, including LIVE Q&A sessions. Level 1 covers the basics; Level 2 is for those who have completed Level 1 and want to maximize RDSP growth.
- Disability Tax Credit (DTC) Webinar A webinar that teaches participants how to apply for the Disability Tax Credit (DTC), the prerequisite for opening an RDSP, including what the DTC is, who is eligible, and how to apply, with live Q&A.
- Access RDSP Program A free community support program that provides one-on-one assistance to help people access the RDSP, including Disability Tax Credit application support, opening RDSPs at financial institutions, and follow-through navigation. Delivered through a partnership between Plan Institute, Disability Alliance BC, and BC Aboriginal Network on Disability Society.
- Disability Planning Helpline A free, nationwide telephone and email helpline providing assistance with disability-related topics including the RDSP, Disability Tax Credit, trusts and estate planning, advocacy approaches, government benefit programs, and social network building. Reachable at 1-844-311-7526 and [email protected].
- Indigenous RDSP Navigation Services Specialized navigation services provided by Indigenous Disability Canada/BC Aboriginal Network on Disability Society (BCANDS) for Indigenous individuals living with disabilities and their families throughout Canada, assisting with RDSP eligibility and opening from start to finish.
- Disability Tax Credit (DTC) Support Direct support provided by Disability Alliance BC (DABC) advocates to help eligible individuals apply for the Disability Tax Credit, the prerequisite for opening an RDSP, including help completing the complex DTC application.
- RDSP Support in French / Soutien au REEI French-language support and resources for the RDSP, known as the Régime enregistré d'épargne-invalidité (REEI) in French, offered through rdsp.com to serve French-speaking Canadians.
- $150 Endowment Grant A $150 grant program available to British Columbia residents to help jumpstart savings in their RDSPs, provided through the Access RDSP program.
Quantifiable outcome
- Investing as little as $500 per year over an adult life could see an RDSP grow into a retirement investment of over $500,000 (including government contributions and investment growth)
Companies that use Registered Disability Savings Plan
Customer profileSegments4 records
Ideal customer profiles4 records
Registered Disability Savings Plan technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Registered Disability Savings Plan partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- BC Aboriginal Network on Disability Society (BCANDS)coreBCANDS is a key partner in the Access RDSP program, providing dedicated Indigenous RDSP Navigators who work with Indigenous individuals living with disabilities and their families from the start to the end of opening an RDSP. Navigators ensure individuals and their families receive all the financial resources they are entitled to when approved for the DTC. Services are available nationwide to Indigenous peoples with disabilities.
- Disability Alliance BC (DABC)coreDABC is a partner in the Access RDSP program, helping people who are eligible for the RDSP to apply for the Disability Tax Credit (DTC), a prerequisite for the RDSP. DABC advocates provide direct support to help people complete the complex DTC application process.
Scale indicators5 records
Recent moves6 records
Expansion highlights4 records
Registered Disability Savings Plan competitors and assessment
Company assessmentDirect peers
- Inclusion Canada: National federation advocating for the social and economic inclusion of people with intellectual disabilities and their families. Comparable as a national nonprofit providing disability-related resources, benefits navigation, and community-led support across Canada.
- Neil Squire Society: Canadian nonprofit using technology, research, and education to empower people with disabilities, including programs on employment and financial independence. Comparable nonprofit model serving people with disabilities through education and one-to-one supports.
- PLAN (Planned Lifetime Advocacy Network): A national not-for-profit family-led organization focused on financial and future planning for people with disabilities. Listed as a Plan Institute sub-brand and offers comparable services — RDSP navigation, disability planning, and family-focused financial security tools — to the same beneficiary population.
- March of Dimes Canada: National nonprofit delivering services and advocacy for people with disabilities, including financial security and employment programs. Overlaps with Plan Institute on disability financial planning and benefits navigation for Canadians with disabilities.
- BC Aboriginal Network on Disability Society (BCANDS): Indigenous RDSP Navigator delivery partner within Access RDSP and a national Indigenous disability organization. Delivers navigation, advocacy, and DTC support services to Indigenous individuals with disabilities — a directly overlapping mission and beneficiary population.
- Disability Alliance BC: Core Access RDSP partner that provides Disability Tax Credit application support and broader disability advocacy in British Columbia. Operates the same nonprofit, community-led model targeting the same DTC-eligible population and is functionally co-equal within the Access RDSP partnership.
Emerging players
- MS Society of Canada: National disease-specific nonprofit providing financial assistance, benefits navigation, and community programs for Canadians living with multiple sclerosis. Comparable nonprofit service model but narrower disease-specific beneficiary scope.
- Canadian Council on Rehabilitation and Work (CCRW): National nonprofit focused on vocational rehabilitation and employment for people with disabilities. Adjacent peer — narrower focus on employment rather than long-term savings — but serves a similar DTC-eligible population and uses a comparable community-led GTM.
Regional players
- Citizens with Disabilities Ontario: Ontario-based cross-disability advocacy organization providing resources, benefits navigation, and community education. Comparable in mission and service model but primarily serves Ontario rather than operating nationally like Plan Institute.
Others
- ARCH Disability Law Centre: Ontario-based legal clinic providing legal services to people with disabilities. Adjacent ecosystem participant — supports the same population with advocacy and benefits access (including RDSP-related disputes), but through legal aid rather than financial education.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Registered Disability Savings Plan social profiles
Digital presenceRegistered Disability Savings Plan financial estimates
Financial estimateRevenue estimate
Valuation estimate
Registered Disability Savings Plan leadership team
Management profileNumber of profiles
Registered Disability Savings Plan funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Registered Disability Savings Plan M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Registered Disability Savings Plan
What does Registered Disability Savings Plan do?
The Registered Disability Savings Plan (RDSP) is a Canada-wide, federally registered matched savings plan designed specifically for people with disabilities. Through the rdsp.com portal operated by Plan Institute, the organization provides free educational resources (calculator, tutorial, step-by-step guide), tiered webinars, the nationwide Disability Planning Helpline, and the Access RDSP community outreach program to help Canadians apply for the Disability Tax Credit, open an RDSP, and maximize government grants and bonds.
Is Registered Disability Savings Plan a public or private company?
Registered Disability Savings Plan is a private company. It is classified as state government owned and is currently operating.
When was Registered Disability Savings Plan founded?
Registered Disability Savings Plan was founded in 2008. It employs 51 to 100 people.
Where is Registered Disability Savings Plan based?
Registered Disability Savings Plan is headquartered in Burnaby, Canada, in the North America region.
Who are Registered Disability Savings Plan's main competitors?
Direct peers on record are Inclusion Canada, Neil Squire Society, PLAN (Planned Lifetime Advocacy Network), March of Dimes Canada, BC Aboriginal Network on Disability Society (BCANDS) and Disability Alliance BC. Emerging players are MS Society of Canada and Canadian Council on Rehabilitation and Work (CCRW). Citizens with Disabilities Ontario is listed as a regional player. ARCH Disability Law Centre is listed as an others.
Does Registered Disability Savings Plan have an API?
No public API is recorded for Registered Disability Savings Plan.
What industry is Registered Disability Savings Plan in?
Registered Disability Savings Plan's product category is Disability Financial Services. Its primary akta.pro industry code is BPAGAEAG, Disability Services & Independent Living Support, with a secondary code of BPAGACAG, Disability Services & Independent Living Support. Its NAICS code is 62412 and its SIC code is 8300.