Pusat Pungutan Zakat-MAIWP

What Pusat Pungutan Zakat-MAIWP does

Pusat Pungutan Zakat-MAIWP (PPZ-MAIWP), operated by Hartasuci Sdn Bhd as a wholly-owned subsidiary of the Majlis Agama Islam Wilayah Persekutuan (MAIWP), is the sole statutory collection agent for zakat (Islamic obligatory alms) across Malaysia's three Federal Territories — Kuala Lumpur, Putrajaya, and Labuan. Established on 27 December 1990 and inaugurated by Prime Minister Mahathir Mohammad in March 1991, PPZ-MAIWP pioneered computerized zakat collection in Malaysia and operates under the legal authority of Section 16(b) of Akta Kesalahan Jenayah Syariah (Wilayah Persekutuan) 1997 (Akta 559). It serves individual Muslim payers, corporate entities, and high-value contributors across multiple asset classes (income, business, savings, gold, EPF, shares, agriculture, and digital assets), distributing collected funds to 8 asnaf (recipient) categories per Surah At-Taubah: 60.

PPZ-MAIWP's technology infrastructure spans a cloud-based portal (zakat2u.com.my) with integrated FPX payment processing, mobile applications (MyZakat and MyWakalah), employer/agent/supplier management platforms (MyMajikan, e-Ejen, e-Pembekal, Sahabat Zakat), and an AI-powered WhatsApp chatbot (Ustaz Amil). The organization operates 10 fixed counters across the Federal Territories, a mobile counter van (KZB), a phone-based digital counter (KZD), and an on-site collection service (Ride2U), with payment also enabled through 15 Malaysian banks, 6 e-wallets, 7 online portals, 63 Pos Malaysia post office counters, and an employer payroll deduction scheme (Skim Potongan Zakat Bulanan / PZB). The platform holds three MS ISO certifications (9001:2015, IEC 27001:2022, 37001:2016) and supports emerging asset classes including cryptocurrency via the Sharlife agency partnership.

Revenue mechanics are government-mandated and non-commercial: PPZ-MAIWP collects zakat at the standard 2.5% rate on eligible wealth (with nisab thresholds of RM33,996 for gold and RM3,278 for silver in 2026) and remits funds to asnaf under Islamic law, retaining only the amil administrative share. Pricing tiers include monthly payroll deductions, annual wakalah self-allocation schemes for qualifying entities (12.5%–50% self-allocation rates), and a complimentary Skim Kafalah Muzakki death-benefit scheme (up to RM3,000) automatically enrolled for payroll-deduction payers. The go-to-market leverages direct physical counter access, an extensive partnership network (banks, post offices, tax consultancy agents, universities), digital self-service, and an annual "Jom Potong" campaign across owned social media channels (Facebook, Instagram, X, YouTube/PPZTV).

Name

Pusat Pungutan Zakat-MAIWP

Legal name

Hartasuci Sdn. Bhd.

Website

https://zakat.com.my

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

251–500 employees

Short description

Pusat Pungutan Zakat-MAIWP, operated by Hartasuci Sdn Bhd under MAIWP, is the sole statutory zakat collection agent for Malaysia's Federal Territories of Kuala Lumpur, Putrajaya, and Labuan. It serves individual Muslim payers and corporate entities via physical counters, mobile apps, banking partnerships, and payroll deduction across multiple asset classes.

Ownership category

akta.pro rank

Product category

Islamic Zakat Collection and Administration

NAICS

Health and Welfare Funds (525120), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Trusts, Estates, and Agency Accounts (525920)

akta.pro primary industry

Islamic Transaction Banking (Cash Management & Treasury Services) (FSABAGAF)

akta.pro secondary industry

Islamic Private Banking & Wealth (FSABAGAD)

Keywords

• Zakat collection services
• Islamic charity administration
• Religious tax management
• Muslim philanthropy payments
• Islamic endowment services

Headquarters

HQ city

Kuala Lumpur

HQ country

Malaysia

HQ region

Asia

Offices10 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Zakat Collection Services: PPZ-MAIWP acts as the official collection agent for Majlis Agama Islam Wilayah Persekutuan (MAIWP), collecting various types of zakat (income, business, savings, gold, KWSP, shares, agriculture, digital assets, silver) from Muslims in the Federal Territory of Kuala Lumpur, Putrajaya, and Labuan. Collected funds are distributed to 8 asnaf categories per Islamic law. Revenue is government-mandated and non-commercial.

Pricing tiers

Distribution channels12 records

Marketing channels8 records

Core offering

PPZ-MAIWP collects and distributes mandatory zakat (Islamic wealth tax) on behalf of the Federal Territory Islamic Religious Council (MAIWP) for Muslims resident in Kuala Lumpur, Putrajaya and Labuan. It accepts payments across eleven zakat categories (income, business, savings, EPF/KWSP, gold, silver, shares, agriculture, livestock, minerals and digital assets) plus fidyah and wakalah self-allocation via physical counters, a multi-bank/e-wallet/online payment ecosystem, mobile apps, payroll deductions and auto-debit schemes, and issues official LHDN-certified receipts.

Product overview

Pusat Pungutan Zakat-MAIWP operates as a multi-channel platform offering both digital and physical services for zakat collection and management. The core digital offerings include the Portal PPZ-MAIWP (web-based platform for Kira, Bayar, Semak), the MyZakat mobile app (iOS/Android for calculating, paying and checking zakat), and the MyWakalah mobile app (for wakalah applications and fund distribution). Additional digital platforms include MyMajikan (employer portal), MyTemujanji (appointment booking), e-Ejen (agent platform), e-Pembekal (supplier platform), and Sahabat Zakat (ambassador platform). Physical services encompass PPZ-MAIWP Counters (10 fixed locations in KL, Putrajaya, and Labuan), Kaunter Zakat Bergerak (KZB mobile counters), Kaunter Zakat Digital (KZD phone-based service), and Ride2U (on-site officer visits). Payment schemes include Skim Potongan Zakat Bulanan (PZB salary deduction), e-Mandate (autodebit), and various e-wallet/banking integrations. The company also offers a loyalty card (Kad Setia Pusrawi X PPZ-MAIWP) and a death benefit scheme (Skim Kafalah Muzakki).

Differentiator

Problem solved

Functional benefit

Brands

• MyZakat: Mobile application for easy zakat payment allowing users to calculate, pay, and check previous zakat payments.
• MyWakalah
• Skim Kafalah Muzakki (SKM)
• Kaunter Zakat Bergerak (KZB)
• Kaunter Zakat Digital (KZD)
• Ride2U

Products and services

• Portal PPZ-MAIWP (zakat2u.com.my) Official web portal enabling users to calculate, pay and check zakat status online anytime, with LHDN-certified official receipts, available at zakat2u.com.my.
• MyZakat Mobile Application Easy-to-use mobile payment application for calculating, paying and checking previously paid zakat, available on iOS App Store and Google Play Store for Federal Territory Muslims.
• MyWakalah Platform Mobile platform enabling qualifying zakat payers to apply for wakalah (self-allocation), manage distribution to asnaf recipients, and verify status.
• PPZ-MAIWP Physical Counters Physical counter service at 10 fixed locations across Kuala Lumpur, Putrajaya and Labuan including Taman Shamelin Perkasa, Menara MAIWP, Masjid Negara, KLSC Wangsa Maju, Masjid At-Taqwa TTDI, Masjid Imam Al-Ghazali Kepong, UTC Pudu Sentral, Presint 9 Putrajaya, Presint Diplomatik Putrajaya and Times Square Labuan.
• Kaunter Zakat Bergerak (KZB) Mobile Van Moving counter service using vans to visit selected locations including workplaces, housing areas and event venues, requiring minimum 100 visitors per booking.
• Kaunter Zakat Digital (KZD) Phone-based digital counter allowing zakat payers to receive an email payment link and pay via FPX or debit/credit card without visiting a physical counter.
• Ride2U On-Site Collection Personalised on-site service where PPZ-MAIWP officers visit the payer's specified location to calculate and receive zakat payments, with minimum RM2,000 payment and Monday-Friday 9am-5pm availability.
• Skim Potongan Zakat Bulanan (PZB) Monthly salary deduction scheme for zakat payments coordinated with employers and synchronized with Monthly Tax Deduction (PCB) for Federal Territory employees.
• e-Mandate (Autodebit) Autodebit service allowing monthly or scheduled zakat deductions directly from selected bank accounts.
• Skim Kafalah Muzakki (SKM) Death benefit donation scheme providing up to RM3,000 to beneficiaries of zakat payers who pay a minimum of RM50 annually, with automatic enrolment for PZB salary-deduction participants.
• Kad Setia Pusrawi X PPZ-MAIWP Loyalty Card Premium loyalty card offering 5% discount on outpatient and inpatient medication, 5% lab fees discount and 10% room rate discount at Hospital Pakar Pusrawi for taxpayers paying RM10,000+ annually.

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration26 records

Feature6 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• Hartasuci Sdn BhdcoreOthersHartasuci Sdn Bhd is the wholly-owned operating company of Majlis Agama Islam Wilayah Persekutuan (MAIWP) that manages and operates Pusat Pungutan Zakat-MAIWP (PPZ-MAIWP). It manages all aspects of the organization's operations including counter services, digital platforms, collection channels, and corporate administration. Also manages the Wakaf Tunai MAIWP initiative (wakafppz.com.my) and ABKA-PPZ (Akademi Zakat).
• Majlis Agama Islam Wilayah Persekutuan (MAIWP)coreOthersMAIWP is the statutory Islamic religious authority for the Federal Territory of Kuala Lumpur, Putrajaya, and Labuan. PPZ-MAIWP operates as its official collection and management arm for zakat under Section 16(b) of Akta Kesalahan Jenayah Syariah (Wilayah Persekutuan) 1997 (Akta 559). MAIWP also oversees Baitulmal and other Islamic religious matters.
• 15 Malaysian Banks (OCBC, AmBank, Hong Leong Islamic, RHB, HSBC, Public Islamic, CIMB Islamic, Bank Islam, Maybank, Bank Muamalat, BSN, Agro Bank, Bank Rakyat, Affin Bank, Standard Chartered)coreChannel Partner/ Reseller/ Distributor15 major Malaysian banks serve as payment channel partners, enabling zakat payment through internet banking platforms. Each bank provides FPX online payment processing for zakat contributions.
• E-Wallet and Online Portal Partners (Boost, MAE, MyPay, The Noor, Tulus, Touch N Go, Elzar Shariah, Ikhlas.com, Pos Malaysia, Sharlife, Zetrix)coreChannel Partner/ Reseller/ DistributorE-wallet providers and online portal platforms act as payment channel partners. Sharlife is specifically appointed as the official agent for collecting digital asset (cryptocurrency) zakat.
• Pos Malaysia BerhadcoreChannel Partner/ Reseller/ Distributor63 Pos Malaysia post office counters across Federal Territory Kuala Lumpur serve as physical payment locations. Includes 2 mobile post office units and 2 pick-up counters at Pos Suria KLCC and Pos Gombak.
• Appointed Collection Agents (22 tax firms, 19 audit firms, 2 trustee bodies, 11 universities, 5 cooperatives, 20 other organizations)coreChannel Partner/ Reseller/ DistributorExtensive network of appointed agents across multiple categories: M.A.T.A. tax consultancy firms (including AAS Secretary, AIM Wangsa, ASWA Advisory, Euro Asia Corporate Services, Green Team Consultants, HAQ Edge Consulting, HEADIR & CO, HI-KAY Consult, JS Corporate Services, Junara Management, LTAX Secretarial, METASCO Services, MH Accounting, MNS Management, Peninsular Corporate Consultants, RDA Management Consultancy, Salwa Fairuz & Co, Syahrin & Co, Zaihani Management, Zailan & Associates, Zalghani & Co), audit firms, trustee companies (As-Salihin Trustee Berhad, Rakyat Trustee Berhad), universities (including IIUM, UM, UPM, Universiti Malaysia Sabah, Universiti Pertahanan Nasional Malaysia), cooperatives (ANGKASA, Fedkew, KOOPNITA, Kopetro, KRBB), and other organizations.
• Lembaga Hasil Dalam Negeri (LHDN)coreOthersLHDN is the Malaysian Inland Revenue Board. PPZ-MAIWP issues official zakat receipts that are certified by LHDN, enabling payers to claim tax rebates on their zakat contributions. Cooperation is governed by national fatwa frameworks for income and professional zakat.
• KWSP (Kumpulan Wang Simpanan Pekerja)minorOthersKWSP (Employees' Provident Fund) is referenced in the context of Zakat KWSP, where KWSP data supports determining eligible EPF withdrawal amounts for zakat calculation per the Shariah Advisory Committee Meeting No. 120 (November 2019).
• Sharlife Sdn BhdcoreChannel Partner/ Reseller/ DistributorSharlife Sdn Bhd is the officially appointed agent for collecting digital asset (cryptocurrency) zakat for PPZ-MAIWP. Payment for digital asset zakat is made via sharlife.my/zakat-asset-digital/ppz. A Telegram support channel is also maintained.
• Hospital Pakar Pusrawi Kuala LumpurminorGTM or Marketing PartnerPartnership through the Kad Setia Pusrawi X PPZ-MAIWP loyalty card. Muslims paying zakat of RM10,000+/year receive a premium medical card offering 5% discount on outpatient and inpatient medication, 5% lab fees discount (inpatient), and 10% room rate discount at Hospital Pakar Pusrawi.

Scale indicators5 records

Recent moves10 records

Expansion highlights5 records

Regional players

• National Zakat Foundation (UK): UK-based charity facilitating zakat collection and distribution for British Muslims. Comparable as a Western-market zakat collection body with online calculator, digital payment channels, and structured distribution to eligible recipients.
• Zakat Foundation of America: US-based nonprofit operating one of the largest international zakat collection and distribution networks. Comparable in operating a multi-channel collection platform with Zakat calculator, online payment, and distribution frameworks for eligible recipient categories.

Others

• Touch 'n Go eWallet: Malaysia's largest e-wallet platform and a PPZ-MAIWP payment channel partner. Comparable as a digital payment infrastructure provider enabling FPX-equivalent collection flows into zakat accounts.
• Ikhlas.com: Malaysian Islamic digital charity platform that operates as a PPZ-MAIWP online payment channel partner. Comparable as an Islamic charitable giving ecosystem participant integrated into PPZ-MAIWP's distribution network.

Broad incumbents

• Bank Muamalat Malaysia Berhad: Malaysia's second pure-play Islamic bank and another PPZ-MAIWP channel partner. Provides internet banking payment routing for Federal Territory zakat payers and represents the broader Islamic banking competitive landscape.
• Bank Islam Malaysia Berhad: Malaysia's largest Islamic bank and one of PPZ-MAIWP's 15 banking channel partners. Comparable as a Shariah-compliant financial institution operating payment infrastructure serving Malaysian Muslims, including FPX-based zakat collection routing.
• YaPEIM (Yayasan Pembangunan Ekonomi Islam Malaysia): Government-linked Islamic economic development body managing waqf and other Islamic social finance instruments at national scale. Comparable as a government-affiliated Islamic finance institution operating in adjacent charitable and welfare-distribution space.

Direct peers

• Lembaga Zakat Selangor (LAZS / Zakat Selangor): The statutory zakat collection authority for Selangor state, the most populous state neighboring the Federal Territory. Operates an analogous multi-channel digital and physical collection model for Selangor's Muslim population, making it the closest functional peer despite operating in a separate jurisdiction.
• Pusat Zakat Pahang (Baitulmal Corporation): The official zakat collection body for Pahang state, operating a similar corporate-style collection-and-distribution model under the state Islamic religious council. Comparable in being a state-level statutory monopoly with online/mobile collection channels.
• Zakat Pulau Pinang: The zakat collection authority for Penang state, operating under the state Islamic religious council. Comparable as another state-level statutory monopoly with similar digital payment infrastructure and corporate payroll deduction schemes.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/ppzwp
• YouTubeyoutube.com/@ppztv
• Facebookfacebook.com/myzakat
• Instagraminstagram.com/pusatpungutanzakat
• LinkedInlinkedin.com/company/pusatpungutanzakat

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pusat Pungutan Zakat-MAIWP