CRDT

What CRDT does

CRDT is a Netherlands-based financial services firm founded in 2016 and headquartered in Arnhem, operating in the credit risk and receivables value chain. The company offers three core service lines: debt collection, credit insurance, and trade information services, addressing the working capital and counterparty risk management needs of businesses that extend trade credit. The firm positions itself as a specialist provider for clients requiring outsourced credit risk mitigation and receivables recovery, with operations run by co-founders Charrel van Den Bovenkamp (Director Operations, Co-Owner) and Frans van der Hoorn, indicating a founder-driven governance and ownership structure.

The company's business model centers on fee-based financial services: debt collection typically generates contingency or commission revenue on recovered balances; credit insurance is conventionally priced on insured exposure, premiums, and risk-rated underwriting; and trade information services are commonly delivered on subscription or per-report pricing. With a headcount band of 11-50 employees, CRDT operates at a small-to-mid scale typical of niche European trade credit and collections specialists rather than at the scale of publicly listed peers in the credit insurance industry. The company remains privately held with no parent company, subsidiaries, or public ticker disclosed.

The publicly available footprint is limited: the firm's website (crdt.eu) currently presents only a verification/loader page with no substantive product, pricing, or marketing content, and no social media profiles, customer logos, geographic markets, partnerships, certifications, funding history, or technology stack are documented in the available data. This represents a significant information gap regarding customer segments, GTM motion, revenue mix, geographic reach, and competitive positioning. From an analytical standpoint, the available evidence supports a description of CRDT as a small, founder-operated, privately held Dutch specialist in credit risk and receivables services, with limited public disclosure of its commercial scale, technology posture, or growth trajectory.

Name

CRDT

Legal name

CRDT

Website

https://crdt.eu

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

CRDT is a privately held, founder-operated financial services firm founded in 2016 in Arnhem, Netherlands, offering debt collection, credit insurance, and trade information services to businesses managing trade credit and counterparty risk.

Ownership category

akta.pro rank

Product category

Commercial Debt Collection & Credit Services

NAICS

Collection Agencies (56144), Credit Bureaus (561450), Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Third-Party Collection Agencies (Consumer) (FSAKAJAB)

akta.pro secondary industry

Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)

Keywords

• Debt collection services
• Credit insurance
• Trade information services
• Commercial credit reporting
• Receivables management

Headquarters

HQ city

Arnhem

HQ country

Netherlands

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Core offering

CRDT offers debt collection services to recover outstanding receivables on behalf of business clients. In parallel, the company provides credit insurance solutions to protect businesses against buyer default, alongside trade information services that supply commercial credit intelligence on counterparties.

Differentiator

Problem solved

Functional benefit

Products and services

• Debt Collection Services Recovery of outstanding trade receivables on behalf of business clients, targeting companies that extend credit to other businesses and need to pursue overdue payments.
• Credit Insurance Insurance solutions that protect businesses against buyer default and non-payment, aimed at companies with exposure to trade credit risk on their customer base.
• Trade Information Services Commercial credit intelligence and counterparty information services that provide businesses with data on the creditworthiness of trading partners to support credit decisions.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• Atradius: Dutch-headquartered global trade credit insurer and collections provider. Most directly comparable to CRDT given the shared Netherlands base and combined credit insurance plus debt collection offering.
• EOS Group: European debt collection specialist operating across multiple countries. Direct overlap with CRDT's debt collection practice, particularly in the DACH and Benelux regions.
• Graydon: Dutch business information and trade credit data provider. Closely comparable to CRDT's trade information services, with shared Netherlands market focus.
• B2B Credit: Netherlands-based B2B collections and trade credit information firm. Comparable in size and product mix to CRDT, focused on the Dutch SME market.
• Creditsafe: International business credit reports and monitoring provider. Comparable to CRDT's trade information services across European SME and corporate markets.

Emerging players

• Trustfull: Emerging fintech scoring alternative data for trade credit and B2B credit risk. Adjacent to CRDT's trade information pillar, representing how the space is being disrupted.

Broad incumbents

• Intrum: Europe's largest debt collection and credit services group. Directly comparable to CRDT's core debt collection activity at much greater scale.
• Coface: Major European trade credit insurer offering credit insurance, business information, and debt collection. Overlaps directly with all three of CRDT's service lines.
• Dun & Bradstreet: Global commercial credit data and trade information provider. Overlaps with CRDT's trade information offering at much greater scale and data depth.
• Euler Hermes (Allianz Trade): World's largest trade credit insurer, part of Allianz. Comparable across CRDT's credit insurance and trade information pillars, with much broader global scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/crdteu
• Facebookfacebook.com/crdteu
• LinkedInlinkedin.com/company/crdt

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CRDT