O2
O2 Inc. is a Brazilian fintech providing AI-enabled CFO-as-a-Service and financial management software (Oxy platform with Gênio AI agent) to SMEs and family businesses, supplemented by an O2 Tax recovery module. Founded 2017, headquartered in Porto Alegre, serving 2,000+ clients in Brazil and the USA.
- Company typePrivate
- Founded2017
- HeadquartersPorto Alegre, Brazil
- Headcount51–100
- GTM typeB2B
- OfferingServices
What O2 does
O2 Inc. is a Brazilian financial management technology company that delivers CFO-as-a-Service to small and medium enterprises and family businesses, combining senior financial specialists, a proprietary methodology called LUXA (Lucro e Caixa / Profit and Cash), and an AI-enabled software platform. Its core product, OXYgênio (Oxy), is an AI-powered financial intelligence platform that integrates with the dominant Brazilian SMB ERPs (Omie, Conta Azul, Bling, Meu Dinheiro Web) to deliver real-time DRE, cash flow, and financial cycle reporting, with an embedded AI agent called Gênio that provides 24/7 financial analysis. The company has built an adjunct O2 Tax module for tax recovery and compliance and an education/training program for business owners and finance professionals.
O2 monetizes primarily through recurring monthly subscriptions for CFO-as-a-Service with quote-based pricing tailored to company size, supplemented by professional services revenue from O2 Tax and education. Sales are consultative, driven through website forms and specialized advisors targeting companies from early-stage startups to mid-market firms with monthly revenue above R$500k. The company reports serving 2,000+ clients, R$2 billion in financial operations processed, R$1.9 billion in renegotiated liabilities, a 50+ financial partner network, and an 88 NPS.
Founded in 2017 and headquartered in Porto Alegre, Rio Grande do Sul, O2 expanded to the United States in 2024 under a dedicated USA CFO. Leadership is founder-controlled under CEO Pedro Albite, with COO Tiago Pisoni, CFO Diego Rosales, CTO Vinicius Franzoi, and CMO Rafael Fleck. The company is privately held with no disclosed institutional funding.
O2 firmographics
Firmographics- Name
- O2
- Legal name
- O2 Inc.
- Website
- https://o2inc.com.br
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- O2 Inc. is a Brazilian fintech providing AI-enabled CFO-as-a-Service and financial management software (Oxy platform with Gênio AI agent) to SMEs and family businesses, supplemented by an O2 Tax recovery module. Founded 2017, headquartered in Porto Alegre, serving 2,000+ clients in Brazil and the USA.
- Ownership category
- akta.pro rank
O2 industry classification
Industry- Product category
- Financial Management Consulting
- NAICS
- Management Consulting Services (54161), Computer Systems Design and Related Services (54151)
- SIC
- Finance Services (6199), Services-Computer Programming Services (7371)
- akta.pro primary industry
- Outsourced Finance & CFO Services (BPAHABAE)
Keywords
Where O2 is headquartered
LocationHeadquarters
- HQ city
- Porto Alegre
- HQ country
- Brazil
- HQ region
- Latin America
Offices1 record
Markets served
O2 business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- CFO as a Service: Recurring subscription service providing dedicated CFO expertise, strategic financial planning, and executive-level financial leadership to client companies. Includes methodology application, FP&A support, and technology platform access.
- O2 Tax - Tax Recovery Services: Tax recovery and compliance services identifying overpaid taxes and recovering credits for clients. Includes diagnostic services, tax credit recovery, and ongoing compliance.
- Education and Training: Practical financial training programs for business owners and financial professionals, teaching O2's applied methodology for strategic financial management.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Customized CFO as a Service proposals |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
O2 product offering
Product offeringCore offering
O2 Inc. delivers CFO as a Service combined with an AI-powered financial management platform (OXYgênio/Oxy) that provides real-time DRE, cash flow, and financial cycle analysis through ERP integration. The company also offers O2 Tax, a specialized tax recovery and compliance service for SMEs and family businesses. A team of dedicated CFO specialists applies O2's proprietary LUXA (Lucro e Caixa) methodology to deliver strategic financial leadership to client companies.
Product overview
O2 Inc. is a Brazilian financial management company offering a unified platform combining technology and AI for strategic financial management. The core offering consists of the OXYgênio (Oxy) AI-powered financial platform integrated with a CFO as a Service model, supported by the Gênio AI agent for 24/7 autonomous financial analysis. The product portfolio includes O2 Tax as a specialized tax optimization module for tax recovery and compliance, and the Guia do ERP as a free educational resource. The Oxy platform integrates with major Brazilian ERPs (Omie, Conta Azul, Bling, Meu Dinheiro Web) to automate financial reporting including DRE, Cash Flow, and Financial Cycle analysis.
Differentiator
Problem solved
Functional benefit
Brands
- O2 Tax: A tax management solution that recovers overpaid taxes for SMEs and family businesses through technology and tax intelligence. Services include tax opportunity diagnosis, tax recovery, fiscal compliance, tax planning, tax debt management, and tax reform implementation.
Products and services
- CFO as a Service Virtual CFO service providing specialized financial leadership combining proprietary methodology, technology, AI, and senior team to generate profit and cash flow results for SMEs and family businesses. Includes FP&A support, cash flow analysis, DRE construction, debt restructuring, and capital raising support.
- OXYgênio (Oxy) Platform AI-powered financial management platform providing real-time financial intelligence, including DRE (Income Statement), Cash Flow, and Financial Cycle reports. Integrates with Brazilian ERPs (Omie, Conta Azul, Bling, Meu Dinheiro Web) and features an embedded AI agent for autonomous financial analysis.
- O2 Tax
- Gênio AI CFO Agent AI-powered CFO as a Service agent integrated into the Oxy platform, offering 24/7 real-time financial analysis, automated financial insights, predictive analytics, cash flow forecasting, and strategic recommendations.
Quantifiable outcome
- R$ 1.9 BI in liabilities renegotiated for clients
- +4 more outcomes
Companies that use O2
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles3 records
O2 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability5 records
Feature3 records
O2 partnerships and signals
Strategic signalScale indicators7 records
Recent moves7 records
Expansion highlights6 records
O2 competitors and assessment
Company assessmentEmerging players
- a55: Brazilian fintech offering a financial super-app for SMBs including banking, receivables, and corporate cards. Emerging peer because it is increasingly encroaching on SMB financial management workflows that O2 also targets.
- Omie: Brazilian cloud ERP and management platform for SMBs that O2 integrates with. Emerging peer because Omie's expanding financial services and analytics roadmap overlaps with parts of O2's Oxy platform and could disintermediate the CFO advisory layer.
- Finvero: Brazilian financial management and CFO-as-a-Service startup targeting SMBs with a methodology-driven, tech-enabled model. Closely mirrors O2's positioning and serves as a domestic emerging competitor in the same niche.
Direct peers
- 1-800Accountant: US-based outsourced accounting, bookkeeping, tax, and CFO advisory firm serving SMBs and entrepreneurs. Comparable business model to O2's CFO-as-a-Service and relevant as a US-market benchmark for outsourced finance services.
- Conta Azul: Brazilian SaaS platform for SMB accounting, financial management, and tax workflows, with a marketplace of partner accountants and bookkeepers. Highly comparable to O2 because it serves the same Brazilian SME buyer with software + financial services and integrates tightly with the same ERP ecosystem.
- Bench.co: US fintech offering outsourced bookkeeping and financial reporting for SMBs via dedicated teams and software. Closely comparable to O2's combination of dedicated finance specialists plus the Oxy financial reporting platform.
- Contabilizei: Brazilian online accounting and tax outsourcing platform for SMBs and individuals, bundling software with full-service bookkeeping and tax filings. Direct peer to O2 Tax and the broader outsourced-finance playbook for Brazilian SMEs.
- Agilize: Brazilian accounting, tax, and financial management outsourcing firm focused on small and medium businesses. Direct competitor in the outsourced-finance space O2 targets, offering similar subscription-style monthly plans for SMB customers.
- Pilot.com: US-based bookkeeping, CFO, and tax services provider for startups and SMBs, combining dedicated finance specialists with proprietary software. Direct international analog to O2's CFO-as-a-Service model and relevant for benchmarking the US expansion thesis.
Broad incumbents
- Xero: Global SMB accounting SaaS platform with an ecosystem of partner bookkeepers and advisors. Broad incumbent because it competes at the software layer underlying O2's Oxy platform, particularly for SMBs looking to self-serve financial reporting.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
O2 social profiles
Digital presenceO2 financial estimates
Financial estimateRevenue estimate
Valuation estimate
O2 leadership team
Management profileNumber of profiles
Profiles13 records
O2 funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
O2 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about O2
What does O2 do?
O2 Inc. delivers CFO as a Service combined with an AI-powered financial management platform (OXYgênio/Oxy) that provides real-time DRE, cash flow, and financial cycle analysis through ERP integration. The company also offers O2 Tax, a specialized tax recovery and compliance service for SMEs and family businesses. A team of dedicated CFO specialists applies O2's proprietary LUXA (Lucro e Caixa) methodology to deliver strategic financial leadership to client companies.
Is O2 a public or private company?
O2 is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was O2 founded?
O2 was founded in 2017. It employs 51 to 100 people.
Where is O2 based?
O2 is headquartered in Porto Alegre, Brazil, in the Latin America region.
How does O2 make money?
Three revenue lines are on record. CFO as a Service is the primary driver. The others are O2 Tax - Tax Recovery Services and education and Training.
Who are O2's main competitors?
Emerging players on record are a55, Omie and Finvero. Direct peers are 1-800Accountant, Conta Azul, Bench.co, Contabilizei, Agilize and Pilot.com. Xero is listed as a broad incumbent.
Does O2 have an API?
No public API is recorded for O2.
What industry is O2 in?
O2's product category is Financial Management Consulting. Its primary akta.pro industry code is BPAHABAE, Outsourced Finance & CFO Services. Its NAICS code is 54161 and its SIC code is 6199.