What Shenzhen Sunline Tech does

Shenzhen Sunline Tech (长亮科技), founded in 2002 and listed on the Shenzhen Stock Exchange ChiNext board in 2012 (SZSE:300348), is a Chinese provider of core banking and financial infrastructure software headquartered in Shenzhen. Its core product is the SunLTTS core banking system, extended by SunCBS distributed core, the APStack technical platform, and the DataMind AI data platform. The company reports 98%+ coverage of Chinese financial institutions with assets above 500 billion CNY, an 80% win rate in core system bids (90% for large banks), and 75% market share of new bank core system projects in 2025. It serves 800+ financial institutions globally, including 60+ overseas clients across Southeast Asia, the Middle East, Africa, and Latin America.

Sunline generates revenue primarily through enterprise software licensing, implementation services, and ongoing maintenance contracts with banks and other financial institutions. Tier-1 bank core system replacement deals are typically multi-year, high-value engagements that anchor the revenue base, while ongoing maintenance, upgrades, and platform extensions (such as DataMind and Digital RMB 2.0) contribute recurring revenue. Distribution is increasingly channel-led overseas through partnerships with Huawei (flagship), AWS, Tencent Cloud, Accenture, NCS, FPT, LPPI, and PwC. The customer base spans state-owned banks, joint-stock banks, city commercial banks, and increasingly overseas financial institutions.

The company is led by founder Wang Changchun (王长春). Its forward product roadmap emphasizes cloud-native core banking (SunCBS), agentic AI for financial workflows (the 2026 Financial AI Agent system), and Digital RMB infrastructure — positioning Sunline to capture both regulatory-driven domestic spend and the internationalization of Chinese banking technology stacks. Headcount of 5,001–10,000 employees reflects a delivery-heavy operating model typical of large-scale core banking implementations.

Name

Shenzhen Sunline Tech

Legal name

深圳市长亮科技股份有限公司

Website

https://sunline.cn

Company type

Public

Founded year

2002

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Shenzhen Sunline Tech (长亮科技) provides core banking and financial infrastructure software to 800+ banks globally, with 98%+ coverage of large Chinese financial institutions and a 75% share of new bank core system projects in 2025.

Ownership category

akta.pro rank

Product category

Banking Software (Financial Technology / Core Banking Systems)

NAICS

Computer Systems Design and Related Services (54151)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts) (FSAGAAAC)

akta.pro secondary industries

Digital Banking & Neobank Platforms (BPAMAFAD), Technology, Software & IT Services (FSABACAJ), SME Banking Suite (Business Accounts, Invoicing, Payroll Integrations) (FSAGAAAI)

Keywords

• Banking software systems
• Core banking solutions
• Financial data platform
• Distributed banking architecture
• Regulatory reporting software

Headquarters

HQ city

Shenzhen

HQ country

China

HQ region

Asia

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Financial IT System Project Implementation: Project-based software implementation services for core banking systems, big data platforms, internet finance, risk management, and regulatory compliance systems. Revenue recognized upon project milestones and delivery acceptance. Product deployment combined with customization and integration services for financial institutions.
2. Software Product Licensing and Updates: Licensing of proprietary financial software products including core banking systems, data platforms, and management systems. Recurring revenue from software maintenance, updates, and technical support.
3. SaaS Model (Emerging): Emerging SaaS delivery mode for overseas markets, hosting products for中小银行 clients (e.g., Philippines CSB). A service-oriented model targeting smaller financial institutions with hosted solutions.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

Shenzhen Sunline Tech develops and delivers proprietary financial IT software solutions for banks and other financial institutions. Its core offerings include distributed bank core business systems (SunLTTS), internet finance platforms, big data/data intelligence platforms (DataMind), risk and regulatory reporting systems, consumer finance systems, and digital RMB solutions, complemented by implementation, consulting, and SaaS services across domestic and overseas markets.

Product overview

Shenzhen Sunline Tech (长亮科技, stock: 300348.SZ) is a global financial technology solutions provider offering a comprehensive, modular product portfolio spanning three core categories: (1) Bank Core Products — led by SunLTTS distributed core banking system and internet core platform; (2) Big Data & Data Intelligence Products — centered on DataMind (AI-powered data intelligence platform), data warehouse/lakehouse, data service platform, tag management platform, risk data mart, regulatory reporting (一表通), and data asset management platform; and (3) Management Products — including SunFI intelligent financial reporting, SunTAX tax management, ALM, and performance management. The portfolio also includes specialized solutions for credit & internet finance, consumer finance, open banking, intelligent risk control, intelligent marketing, and digital RMB. Products leverage distributed microservices, unitization architecture, AI (NLP, autonomous agents, knowledge retrieval), and ontology-based semantic modeling. The company serves 800+ financial institutions globally including state-owned banks, joint-stock banks, city/rural banks, and overseas banks across Southeast Asia, Middle East, and Africa.

Differentiator

Problem solved

Functional benefit

Brands

• SunLTTS (银行核心业务系统): Bank core business system — company's flagship core banking platform supporting distributed architecture and micro-services.
• DataMind (数智一体化平台)
• SunCBS (分布式核心业务系统)
• APStack (企业级应用开发平台)
• SunFI (智能报账/财务系统)
• SunTAX (全面税务系统)
• AIStack (AI数字生产力平台)
• 合度 (Hede)

Products and services

• SunLTTS Bank Core Business System (银行核心业务系统SunLTTS) Distributed, microservices-based core banking system supporting deposits, loans, payments, settlement, product factory, pricing engine, and accounting; supports 10,000 TPS and billion-level account/transaction scale.
• Internet Core Business Platform (互联网核心业务平台) Internet-facing core banking platform for digital banks and online lending/deposit/payment services, supporting high concurrency, distributed deployment, and de-IOE architecture.
• DataMind Financial Data Intelligence Platform (金融数据智能平台) AI-powered data intelligence platform with ontology modeling, multi-agent collaboration, lakehouse architecture, tag/indicator management, real-time data processing, and LLM-based intelligent querying for financial institutions.
• SunFI Intelligent Expense/Financial System (智能报账/财务系统SunFI) Intelligent expense reporting and financial management system covering expense management, accounting, and financial operations for financial institutions.
• SunTAX Comprehensive Tax System (全面税务系统SunTAX)
• Asset Management Core Business System (资产管理核心业务系统)
• Consumer Finance New Core System (消费金融新核心系统)
• Digital RMB Core System (数字人民币核心系统) Full-stack digital currency (CBDC) core system supporting personal/corporate wallets, account management, smart contracts, and cross-border payments via mBridge; industry's first fintech-vendor-built digital RMB core system.
• Unified Regulatory Reporting Solution (一表通监管报送解决方案)
• Credit Card Business System Solution (信用卡业务系统解决方案)
• Open Banking Solution (开放银行解决方案)
• ChatSQL Intelligent Data Querying (ChatSQL 智能问数) Natural language to SQL query tool enabling non-technical financial institution employees to query data conversationally, integrated into the DataMind platform.

Quantifiable outcome

• 10,000 TPS (transactions per second) account processing capacity, billion-level account and transaction scale support
• +17 more outcomes

Named customers53 records

Segments8 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability10 records

Feature9 records

Partnerships

14 partnerships are on record, tiered core and flagship.

• 亚马逊云科技 (AWS)coreTechnology or Integration · 1 November 2025Technology partnership for core banking system modernization in international markets. Joint banking executive roundtable at Singapore Fintech Festival 2025 (SFF 2025) with AWS and Accenture focusing on core banking system modernization in regulatory-demanding environments. SunCBS core banking solution integrates with AWS cloud infrastructure. '一平台双核心 (One Platform, Dual Core)' architecture integrates AWS services for real-time data lake enabling T+0 (vs T+1) real-time intelligent decision-making. AWS, Accenture, and Sunline formed working group to help banks in Asia Pacific region navigate core modernization challenges.
• 埃森哲 (Accenture)coreImplementation/ SI/ Consulting Partner · 1 November 2025Consulting and implementation partnership for core banking modernization. Joint banking executive roundtable at Singapore Fintech Festival 2025 (SFF 2025) with AWS and Sunline Tech, focused on core system modernization in regulated markets. Three-party working group addressing core banking transformation for banks in Asia Pacific, with focus on governance during parallel new/old core operation periods, hybrid architecture reporting consistency, and data & AI integration into business processes.
• 华为 (Huawei) - MOU with Philippines CSBflagshipStrategic or Co-development Partner · 18 September 2025Trilateral MOU signed at Huawei Connect 2025 between Sunline Tech, Huawei, and Philippines City Savings Bank (CSB). Three parties to deepen cooperation and jointly advance CSB's digital transformation. Huawei provides cloud infrastructure, Sunline Tech provides core banking and digital finance solutions, CSB provides customer base and market presence. This trilateral cooperation represents '四方共赢' (win-win-win-win) model for financial digital transformation in Southeast Asia. MOU signed by Longtech Holdings Vice CEO Zhou Hongyu.
• 华为 (Huawei) - Global Banking Summit Co-hostflagshipStrategic or Co-development Partner · 17 September 2025Co-organized 2025 Global Banking Summit in Shanghai, bringing together senior executives from banks and financial institutions across Asia and Middle East including Singapore, Hong Kong, Thailand, Indonesia, Philippines, and Middle East. Summit on 'Smart Finance, New Future' focused on core banking transformation, digital banking upgrade, and AI applications. SCB TechX CIO Jonathan Allan Sharp gave keynote on core system modernization practice and challenges.
• LPPI (Lembaga Pengembangan Perbankan Indonesia)coreStrategic or Co-development Partner · 21 August 2025LPPI is Indonesia's national banking development and training institution supported by Bank Indonesia. Sunline Tech and LPPI jointly organized '2025 Indonesia Banking Summit' in Jakarta on 'Modernization of Bank Core Systems: AI-Driven Transformation'. Summit attracted 100+ senior representatives from major Indonesian commercial banks, regulators, and tech companies. Collaboration supported by Huawei, Huawei Cloud, PwC, and PT Digital Mahadata. LPPI opening speech by Otoritas Jasa Keuangan (OJK) representative highlighted importance of core system resilience for Indonesian banking.
• NCS (恩士迅, subsidiary of Singapore Telecommunications)coreStrategic or Co-development Partner · 21 August 2025Strategic cooperation signed July 2025 with NCS, technology services company under Singtel. Partnership aims to provide full-lifecycle, localized professional services for financial institutions and jointly promote Southeast Asian bank core system modernization. NCS is Singtel's technology services arm with extensive coverage across Singapore, Australia, Greater China, and Asia Pacific. Partnership leverages NCS's regional market knowledge and Singtel's telecom infrastructure to deliver localized financial technology solutions.
• FPT Group (越南)coreStrategic or Co-development Partner · 21 August 2025FPT Group is Vietnam's leading IT services company. Sunline Tech and FPT have established strategic partnership in Southeast Asian financial technology market, with FPT serving as local ecosystem partner for Vietnam market. Both companies share similar roles in their home markets as leading domestic financial technology providers, enabling knowledge sharing and collaborative market development.
• 普华永道 (PwC)coreImplementation/ SI/ Consulting Partner · 21 August 2025PwC participated as supporting partner for 2025 Indonesia Banking Summit co-organized by Sunline Tech and LPPI. PwC provided expertise on banking transformation strategies and regulatory compliance for Indonesian market. Advisory role in financial technology ecosystem serving Indonesian banking sector.
• PT Digital Mahadata (印尼本土IT解决方案商)coreImplementation/ SI/ Consulting Partner · 21 August 2025PT Digital Mahadata is Indonesian local IT solutions provider and supporting partner in Indonesia market. Participated in 2025 Indonesia Banking Summit alongside Sunline Tech, LPPI, Huawei, and PwC. Provides local market expertise and implementation support for financial technology deployments in Indonesia.
• 宝德 (Baode/PowerLeader)coreTechnology or Integration · 23 July 2025Jointly released 'AI数字生产力平台联合解决方案' (AI Digital Productivity Platform Joint Solution) in July 2025. Solution injects intelligent capabilities into software development and IT operations, helping financial institutions achieve digital leap through cost reduction, efficiency improvement, and quality enhancement. Combines Sunline Tech's AI capabilities with Baode's computing infrastructure for financial sector digital transformation.
• 华为技术有限公司 (Huawei)flagshipStrategic or Co-development Partner · 1 January 2018Strategic partnership since 2018 across financial technology solutions. Collaboration spans cloud infrastructure (Huawei Cloud), Kunpeng ecosystem (鲲鹏同辕 development), AI applications, and joint marketing. Long-term strategic cooperation involving co-development of distributed core banking solutions, DataMind platform integration, and joint participation in global financial summits. Received 'Global Excellent Industry Solutions Partner' award (3rd time) and 'Solutions Co-creation Win-win Award' + 'Joint Solution Incubation Award' at Huawei China Partner Conference 2026. Three joint solutions published: '基于本体+Agent全链路数智营销联合方案', '数据与AI驱动的银行核心解决方案', and 'APStack技术平台+金融核心业务系统解决方案'. Partnership covers 10+ international markets including Singapore, Hong Kong, Thailand, Indonesia, Malaysia, Philippines, Vietnam, Middle East, Africa, and Latin America. Cooperation entered '3.0 strategic upgrade' phase with joint signing of MOU with Philippines CSB at Huawei Connect 2025.
• 腾讯云 (Tencent Cloud)coreTechnology or Integration · 1 January 2018Strategic cloud partnership since 2018 with Tencent Cloud. Deep collaboration on product adaptation and joint innovation. Multiple joint solutions created covering financial core systems and cloud infrastructure. Participated in 'Financial Industry Core System Distributed Transformation White Paper' launch in July 2025. Won '2025年度金融行业最佳实践奖' (2025 Financial Industry Best Practice Award) at Tencent Cloud Partner Conference 2026. Partnership covers product joint development, market collaboration, and capability building.
• 长亮国际马来西亚公司 & Cedar PluscoreOthers · 29 December 2016Both companies are subsidiaries/partners of Sunline Tech operating in Malaysia market. Both relocated to new office at Q'Sentral, Kuala Lumpur in December 2016. Cedar Plus won P2P internet finance project contract in Malaysia. 长亮国际 won Macau and South Pacific bank core system contracts in 2016. Both companies operate as local subsidiaries for Sunline Tech's overseas expansion in Southeast Asia.
• 银联数据 (China UnionPay Data)coreStrategic or Co-development Partner · 19 August 2016Strategic cooperation signed August 2016 with UnionPay Data (银联数据). Partnership for bank core business system outsourcing solutions based on Sunline Tech products, with secondary development and joint provision of operations support services. Leverages Sunline Tech's product resources and UnionPay Data's customer base (173 client banks with 155.4 million cards under management as of January 2015). Creates new service model beyond one-time IT project implementation, marking business model innovation.

Scale indicators20 records

Recent moves11 records

Expansion highlights5 records

Direct peers

• Temenos: Global leader in banking software (Temenos Transact core banking), serving 3,000+ banks across 150+ countries. Comparable in core banking system focus; competes with Sunline in Southeast Asia, Middle East, and other international markets.
• Inspur Digital Enterprise: Chinese IT vendor providing core banking, financial cloud, and big data solutions to banks, often competing head-to-head in state-owned and joint-stock bank core system tenders. Strong domestic overlap with Sunline's banking IT customer base.
• Yonyou Network: China's largest enterprise software company, offering financial/ERP solutions including financial management and core banking adjacent products to banks and large enterprises. Direct overlap with Sunline's banking software portfolio and similar target customers in Chinese financial institutions.
• Hande Group (Hand Enterprise): Chinese IT services and software provider with significant financial services vertical, including banking system integration and ERP-adjacent offerings. Competes with Sunline for implementation services and adjacent platform deals at mid-tier banks.

Emerging players

• Thought Machine: Cloud-native core banking platform provider serving global tier-1 and challenger banks (e.g., Lloyds, Standard Chartered, JP Morgan). Represents the SaaS-native competitive paradigm Sunline is pivoting toward with its SunCBS distributed core and international SaaS delivery.
• Mambu: Cloud-native SaaS core banking platform targeting challenger banks, fintechs, and lenders. Comparable in SaaS-based core banking delivery to smaller banks — directly relevant as Sunline introduces SaaS delivery for international mid/small banks (e.g., Philippines CSB).

Broad incumbents

• Jack Henry & Associates: US-listed banking technology provider serving community and mid-size banks with core, digital, and payments solutions. Indirect comparator given geography but highly relevant benchmark for Sunline's mid-tier and community-bank banking platform strategy.
• FIS: Global financial technology incumbent offering core banking (FIS Profile), payments, and capital markets software to large banks worldwide. Broad portfolio player Sunline encounters when competing for large international bank core modernization deals.
• Infosys Finacle: Infosys's banking software suite (Finacle) competes in core banking deals globally, particularly in emerging markets. Comparable solution portfolio across core, digital channels, and analytics; competes with Sunline in Southeast Asia and Middle East.

Others

• Tencent Cloud (Tencent Holdings): Strategic cloud infrastructure partner to Sunline but also an ecosystem competitor in financial cloud and AI offerings for banks in China and Southeast Asia. Relevant as both an enabler and a potential adjacent competitor in financial data intelligence.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/shenzhen-sunline-tech-co-ltd-

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Shenzhen Sunline Tech