The Belmont Franklin Group

Name

The Belmont Franklin Group

Legal name

BELMONT

Website

https://thebelmontfranklingroup.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Alternative Small Business Lending

NAICS

Other Nondepository Credit Intermediation (52229), Credit Intermediation and Related Activities (522)

SIC

Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD)

akta.pro secondary industries

Microloans & Working Capital Loans (FSAKAGAA), SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

Keywords

• Small business lending
• Merchant cash advance
• Alternative business funding
• Working capital loans
• Equipment financing

Headquarters

HQ city

The Woodlands

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Small Business Loans: Traditional small business loans providing working capital for inventory, payroll, marketing, taxes and more. Funded amounts range from $3,000 to $500,000 with terms of 3-24 months.
2. Merchant Cash Advances (MCA): Lump sum capital advanced in exchange for a percentage of future business sales. Repayment through daily or weekly automatic withdrawals tied to business revenue.
3. Working Capital Advances: Short-term funding to maintain cash flow and cover day-to-day operational expenses. Designed for immediate business needs.
4. Equipment Financing: Financing or leasing options for businesses to acquire equipment. Options include no money down, up to 100% financing, and application-only financing up to $250,000 for qualifying customers.
5. SBA Loans: Small Business Administration backed loans with repayment terms up to 10 years, often resulting in lower monthly payments for eligible businesses.
6. Business Lines of Credit: Revolving credit facility allowing businesses to withdraw what they need, when they need it, paying interest only on drawn funds.
7. Referral/ISO Partner Program: Commission-based program where independent brokers, brokerage firms, and other funding company brokers refer small business clients. Partners earn commissions for each successfully funded deal.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

The Belmont Franklin Group provides alternative small business financing ranging from $3,000 to $500,000, including merchant cash advances, small business loans, working capital advances, equipment financing, SBA loans, lines of credit, and revenue-based financing. The company underwrites based on business performance and revenue rather than credit scores alone, with same-day funding capability and a streamlined online application designed for SMBs across the United States.

Product overview

The Belmont Franklin Group offers a unified alternative business funding platform with multiple financing products designed for small and mid-sized businesses. The core offering is Alternative Business Funding ranging from $3,000 to $500,000. The product suite includes Merchant Cash Advance, Small Business Loans, Working Capital, Equipment Financing (up to $150,000), Line of Credit, SBA Loans, and Revenue-Based Financing. These products share a common platform emphasizing fast approval, flexible qualification criteria based on business potential rather than credit scores alone, and rapid funding turnaround—typically within one business day. The products differ in structure: MCAs use future receivables; loans use traditional fixed terms; revenue-based financing adjusts payments to business performance; equipment financing is purpose-specific. The company positions itself as an alternative to traditional bank lending with streamlined applications, personalized financing options, and approvals based on business health rather than strict credit requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• Merchant Cash Advance Lump sum capital advanced in exchange for a percentage of future business sales, with repayment through daily or weekly automatic withdrawals tied to revenue. Funding range $3,000 to $500,000 for SMBs needing fast capital.
• Small Business Loans Working capital loans for inventory, payroll, marketing, taxes, and other business expenses. Funding range $3,000 to $500,000 with terms of 3-24 months and automatic daily or weekly payments.
• Working Capital Short-term funding solution designed to maintain cash flow and cover day-to-day operational expenses, enabling businesses to be ready for new opportunities. Funding range $3,000 to $500,000.
• Equipment Financing Business lending options to purchase or lease new or used equipment. Funding up to $150,000 standard, with application-only financing up to $250,000 for qualifying good-credit customers, including 100% financing and no money down options.
• Line of Credit Flexible revolving credit facility allowing businesses to withdraw what they need when they need it, paying interest only on drawn funds. Funding range $3,000 to $500,000.
• SBA Loan Small Business Administration-backed loan program with repayment terms up to 10 years, often resulting in lower monthly payments for eligible small businesses.
• Revenue-Based Financing Funding option where repayment is tied to business revenue rather than fixed monthly installments, with payments adjusting based on receivables or top-line performance for businesses with uneven cash flow.

Quantifiable outcome

• 99% approval rate for applicants meeting minimum criteria
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Independent BrokerscoreChannel Partner/ Reseller/ DistributorIndependent broker partners who refer small business clients to The Belmont Franklin Group for funding. Partners include individual brokers, ISO organizations, and credit card processing companies seeking to provide elevated value to their clients through strategic alliances.
• Brokerage FirmscoreChannel Partner/ Reseller/ DistributorBrokerage firms participating in the ISO program with dedicated ISO relationship managers. The program specializes in quick, personalized service connecting brokers and underwriters to fund more deals for small business clients.
• Brokers at Other Funding CompaniesminorChannel Partner/ Reseller/ DistributorBrokers from competing funding companies who partner with The Belmont Franklin Group for expanded funding options and competitive industry rates. Partners gain access to broad network of financing options and top-tier payouts.
• Credit Card Processing CompaniesminorStrategic or Co-development PartnerStrategic alliance partners seeking to provide elevated value to their merchant clients through small business financing options. These partners offer Belmont's funding solutions as part of their service offering.

Scale indicators6 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• BlueVine: Fintech SMB lender offering lines of credit, invoice factoring, and term loans to small businesses online, competing on speed and digital UX for the same SMB cash-flow borrower segment.
• Fundbox: Provides working capital advances and lines of credit to small businesses, integrated with accounting software; overlaps Belmont on short-term working capital and revenue-based repayment products.
• Rapid Finance: MCA and small business loan provider focused on fast funding decisions for SMBs, with comparable underwriting-on-business-performance positioning and ISO/broker referral channels.
• CAN Capital: Direct provider of merchant cash advances and small business working capital loans to SMBs — historically one of the largest MCA originators in the U.S. and the most direct product-and-channel analogue to Belmont's core offering.
• Kabbage (American Express): Online SMB working capital and line-of-credit provider, now part of American Express, competing for the same fast-decision, performance-underwritten SMB borrower.
• ForwardLine Financial: Direct small business lender offering revenue-based financing and working capital loans to SMBs with similar underwriting flexibility and broker/ISO distribution.
• OnDeck (Enova International): Online small business lender offering working capital loans and lines of credit to SMBs, with similar short-term, performance-based underwriting and a direct digital application flow targeting the same credit-constrained borrower base.
• National Funding: Specialist small business funder offering working capital loans, MCAs, and equipment financing to SMBs denied by banks. Operates a similar direct-to-consumer and broker/ISO hybrid distribution model.

Broad incumbents

• Biz2Credit: Online SMB lending marketplace matching borrowers with term loans, SBA loans, and working capital from multiple lenders. Broader scope than Belmont but overlaps on SBA intermediation and SMB working capital.
• LendingClub: Diversified online credit platform with an SMB lending business alongside consumer loans. Comparable as an established non-bank SMB credit provider, though its consumer franchise is much larger.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/c/TheBelmontFranklinGroup
• Facebookfacebook.com/TheBelmontFG
• Instagraminstagram.com/thebelmontfranklingroup/?hl=de

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Belmont Franklin Group