Law Offices of Timothy M. Sullivan

What Law Offices of Timothy M. Sullivan does

The Law Offices of Timothy M. Sullivan is a Cleveland, Ohio-based creditors' rights and debt collection law firm founded in 2005 that provides full-spectrum collection recovery services to B2B clients across four verticals: Higher Education, Government, Consumer, and Commercial. The firm's core offering is legal representation in pre-litigation collection, litigation, bankruptcy, foreclosure, and post-judgment enforcement, with primary service in Ohio and Kentucky supported by a network of affiliated attorneys in other states for out-of-state matters. The firm holds Special Counsel designation to the Ohio Attorney General, representing the State across dozens of departments in both bankruptcy and non-bankruptcy matters, and maintains an affiliated relationship with HS Financial Group, a complementary collection agency.

The firm operates with approximately five named professionals — Managing Attorney Timothy M. Sullivan (former U.S. Navy JAG and Georgetown LL.M. Taxation), Partner and Chief Compliance Officer Jeffrey L. Koberg, senior attorney Mark J. Sheriff (AV-rated for 30+ years and Certified Creditors' Rights Expert), and associates Matthew McDonald and Christian H. Chadwell — supplemented by undisclosed paralegal and support staff. On the technology side, the firm relies on a secure 24/7 online consumer payment portal (PayWeb360) integrated with phone and mail payment channels, plus generic "cutting-edge" tooling for portfolio management, compliance tracking, and secure client data handling; no specific AI/ML, machine learning, or proprietary model disclosures are present.

Revenue is generated via professional services fees (likely a mix of contingency, hourly, and fixed-fee arrangements contingent on portfolio size and service type) paid by B2B creditor clients; pricing is not publicly disclosed. Go-to-market is relationship-driven, leveraging industry association memberships (RMA, ACA, CLLA, CCAA, IACC), direct outreach to creditors, referrals, and the firm's Special Counsel relationship with the Ohio Attorney General as a credibility anchor. The firm is privately held, founder-controlled, operates without external funding, and shows no public listing, M&A activity, or patent portfolio.

Name

Law Offices of Timothy M. Sullivan

Legal name

Law Offices of Timothy M. Sullivan

Website

https://timsullivanlaw.com

Company type

Private

Founded year

2005

Operating status

Operating

Short description

The Law Offices of Timothy M. Sullivan is a Cleveland, Ohio-based creditors' rights law firm founded in 2005 that provides full-spectrum collection recovery services to Higher Education, Government, Consumer, and Commercial creditors in Ohio and Kentucky, with a national attorney network for out-of-state matters.

Ownership category

akta.pro rank

Product category

Legal Debt Collection Services

NAICS

Legal Services (5411), Collection Agencies (56144), Collection Agencies (561440)

SIC

Services-Legal Services (8111), Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Legal Collections & Litigation Support (Judgments, Garnishments) (FSAKAJAD)

akta.pro secondary industries

Legal Collections Support (Pre-Lit, Litigation Admin, Judgment Recovery) (BPAAAEAH), Late-Stage / Hard Collections (Charge-Off, Litigation Prep Support) (BPAAAEAD), Collections, Delinquency Management & Bad Debt Recovery (EDALAJAG), Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ)

Keywords

• Debt collection
• Creditors rights
• Commercial litigation
• Foreclosure representation
• Loan workout services

Headquarters

HQ city

Cleveland

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Legal Collection Services: The firm provides legal representation for debt collection and recovery, serving creditors in Higher Education, Government, Consumer, and Commercial sectors. Services include pre-litigation collection, litigation, bankruptcy representation, and post-judgment enforcement.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

The firm provides a full spectrum of collection recovery legal services in Ohio and Kentucky across Higher Education, Government, Consumer, and Commercial sectors. Core offerings include pre-litigation collection, creditors' rights litigation, bankruptcy representation, foreclosure representation, and post-judgment enforcement, complemented by a 24/7 secure online, phone, and mail consumer payment processing operation.

Product overview

Law Offices of Timothy M. Sullivan is a debt collection and creditors' rights law firm offering a unified legal services platform focused on collection recovery. The core offering is Collection and Recovery Services, which provides legal representation for debt collection across Higher Education, Government, Consumer, and Commercial sectors in Ohio and Kentucky with a national attorney network. This core service is supplemented by Consumer Payment Processing, which enables consumers to pay debts through online, telephone, and mail channels; the Ohio Attorney General Payment Portal for direct state payments; and Consumer Financial Resources providing educational materials to help consumers manage their financial obligations.

Differentiator

Problem solved

Functional benefit

Products and services

• Collection and Recovery Services Full spectrum creditors' rights legal services including pre-litigation collection, litigation, bankruptcy representation, foreclosure representation, and post-judgment enforcement for creditors in Higher Education, Government, Consumer, and Commercial verticals.
• Consumer Payment Processing Payment processing service allowing consumers to pay debts online via a secure portal 24/7, by telephone with debit/credit cards or check, or by mail with check or money order.
• Ohio Attorney General Payment Portal Direct payment option for debts owed to the Ohio Attorney General (State of Ohio), allowing check or credit card payments through the state's official portal.

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

Six partnerships are on record, tiered core.

• Receivables Management Association (RMA)OthersIndustry membership organization for receivables management professionals. The firm maintains membership demonstrating commitment to industry standards and best practices.
• Association of Credit and Collection Professionals (ACA)OthersLeading industry association for credit and collection professionals. Membership supports professional development and compliance standards.
• Commercial Law League of America (CLLA)OthersPremier organization for commercial law practitioners. Mark Sheriff serves as Past President, demonstrating leadership in the industry.
• Commercial Collection Agencies of AmericaOthersNational trade association representing commercial collection agencies. Affiliate membership supports industry networking and standards.
• International Association of Commercial Collectors (IACC)OthersInternational organization focused on commercial collection industry standards and professional development.
• HS Financial GroupcoreStrategic or Co-development PartnerAffiliated collection agency where Timothy M. Sullivan serves as President. Provides complementary debt collection services to extend firm capabilities.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Stern & Eisenberg, PC: Mid-Atlantic-based creditors' rights and real estate default law firm. Comparable in providing legal representation to institutional creditors on defaulted consumer and commercial obligations.
• Rubin Lublin, LLC: Regional creditors' rights and foreclosure firm serving mortgage lenders and consumer creditors in the Southeast/Midwest. Directly comparable in legal collection services for institutional creditors.
• Weltman, Weinberg & Reis Co., LPA: Cleveland-based creditors' rights and commercial collections law firm with national footprint. Directly comparable as a Midwest-rooted, multi-vertical debt collection law firm serving commercial, banking, and higher education creditors.
• McCalla Raymer Leibert Pierce, LLC: National creditors' rights, foreclosure, and banking law firm. Comparable as a multi-state legal services provider to banks, servicers, and higher ed lenders with similar creditor client mix.
• Moss & Gilmore LLP: Ohio-based commercial collections and creditors' rights law firm. Closely comparable in regional footprint (Ohio/Kentucky), commercial and consumer collection focus, and small-firm, relationship-driven practice.
• BWW Law Group, LLC: National creditors' rights and foreclosure law firm serving mortgage lenders, banks, and consumer creditors. Comparable in delivering legal collection services across multiple creditor verticals with a network-of-affiliates model.
• Powers & Moon, LLC: Ohio-based creditors' rights and commercial collections firm. Comparable as a regional Ohio law firm with similar commercial collection and litigation focus.

Broad incumbents

• Encore Capital Group: Global leader in debt buying and recovery with affiliated legal recovery operations. Comparable as a large-scale provider competing for the same charged-off consumer and education receivables the firm services on behalf of creditors.
• Portfolio Recovery Associates (PRA Group): Large publicly traded debt purchaser and contingency collections provider operating nationally across consumer debt categories. Comparable as a competing buyer/servicer of charged-off consumer and education debt, though at vastly greater scale.

Others

• HS Financial Group: Affiliated collection agency where Timothy Sullivan also serves as President. Adjacent rather than directly competitive, as it provides non-legal collection services that complement the law firm's litigation work.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/law-offices-of-timothy-m--sullivan

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Law Offices of Timothy M. Sullivan