Public Entities Of America

What Public Entities Of America does

Public Entities Of America operates through Apex Insurance Agency, LLC, a wholesale insurance broker and program manager specializing in Property & Casualty coverage for public entities and educational institutions. The firm places business exclusively through a network of independent insurance agents and is supported by six regional offices, generating more than $650M in premium volume across 44 states and insuring over 10,000 schools and public entities. Service offerings span Property & Casualty, Workers' Compensation, Risk Management, Claims Management, and Loss Control, with all carrier partners rated A- or better by A.M. Best.

The business model is that of a specialty wholesale broker and program manager: the firm earns placement commissions and program management fees on premium flowing through its agent channel into carrier partners. Risk transfer is intermediated rather than underwritten directly, so revenue mechanics are tied to commission rates on placed premium, program administration fees, and ancillary risk-services revenue. Distribution is anchored in the independent agent channel rather than direct-to-consumer or captive agent models, which preserves agent-loyalty economics and broadens reach without proprietary distribution overhead. The firm's leadership team brings more than 75 years of combined experience in the public-entity and education risk segments.

Public Entities Of America operates as a subsidiary within Bridge Specialty Group, providing the organizational context for capital allocation, governance, and cross-platform program development. Industry positioning is reinforced through membership in WSIA, PRIMA, AGRIP, and PLUS, embedding the firm in the institutional risk management and public-sector buyer ecosystems. There are no disclosed M&A events, funding rounds, or leadership transitions in the available data, and no technology or AI capability signals were identified.

Name

Public Entities Of America

Legal name

Apex Insurance Agency, LLC

Website

https://peausa.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

Public Entities Of America operates through Apex Insurance Agency, LLC, a wholesale broker and program manager placing Property & Casualty insurance for public entities and schools exclusively through independent agents, generating over $650M in premium volume across 44 states.

Ownership category

akta.pro rank

Product category

Insurance Brokerage & Program Management

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

Keywords

• Wholesale insurance brokerage
• Public entity insurance
• School insurance programs
• Property casualty coverage
• Workers compensation insurance

Headquarters

HQ city

Alpharetta

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Wholesale Brokerage Services: Apex generates revenue by placing Property & Casualty insurance coverage for public entities and schools through its network of carrier partners. As a wholesale broker, Apex earns commissions or fees on insurance premiums placed through the market.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Apex Insurance Agency operates as a national wholesale broker and program manager that places Property & Casualty insurance coverage, Workers' Compensation, Risk Management, Claims Solutions, and Loss Control Services for public entities, schools, colleges, and universities. Coverage is delivered through a network of independent insurance agents at the national, regional, and local levels, leveraging six regional offices to access multiple A.M. Best A-rated or better carriers and generate more than $650 million in premium volume.

Product overview

Apex Insurance Agency, LLC is a national program manager and wholesale broker offering a unified portfolio of insurance products and services. The core offerings include Property & Casualty Insurance, Workers' Compensation, Risk Management, Claims Management Solutions, and Loss Control Services—all specifically designed for public entities, schools, colleges, and universities. These products are delivered through wholesale brokerage services and program management, supported by six regional offices that generate over $650 million in premium. The company provides these as an integrated suite where the foundational insurance products (Property & Casualty, Workers' Compensation) are complemented by value-added services (Risk Management, Claims Management, Loss Control) to offer comprehensive coverage and support to clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Property & Casualty Insurance Property & Casualty insurance coverage tailored to public entities, schools, colleges, and universities, placed through multiple A.M. Best A-rated or better carriers with limited distribution and semi-exclusive arrangements.
• Workers' Compensation Workers' Compensation insurance solutions designed for the workforce exposures of public entities and educational institutions.
• Claims Management Solutions End-to-end claims handling and support services for public entities and educational institutions insured through Apex-placed policies.
• Wholesale Brokerage Services Wholesale brokerage that connects national, regional, and local independent insurance agents with specialized carriers to deliver public-entity and educational-institution coverage at competitive pricing.
• Program Management Program administration and underwriting management for specialty insurance programs tailored exclusively to public entities, schools, colleges, and universities.

Quantifiable outcome

• Over $650,000,000 in premium volume generated by six regional offices
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Bridge Specialty GroupcoreStrategic or Co-development PartnerBridge Specialty Group is the parent organization of Apex Insurance Agency. It is a leading global insurance wholesaler with more than 25 specialty brands and offices in over 50 locations across the US, UK, and Europe, offering extensive market access and creative solutions for customers' specific needs.
• WSIAminorOthersWSIA (Western States Insurance Association) logo displayed indicating membership or affiliation in insurance industry association.
• PRIMAminorOthersPRIMA (Public Risk Insurance Management Association) logo displayed indicating membership or affiliation.

Scale indicators6 records

Recent moves1 record

Expansion highlights3 records

Broad incumbents

• Amwins: Amwins is the largest US wholesale insurance broker with broad specialty and standard P&C placement capabilities, operating at much greater scale than Apex but competing for the same retail-agent-driven specialty placement flow.
• Brown & Riding Insurance Services: Brown & Riding is the parent organization above Bridge Specialty Group and Apex—a broader specialty wholesale platform covering multiple lines beyond public entity—comparable at the conglomerate/program level.

Direct peers

• CRC Insurance Group: CRC Insurance Group is a specialty wholesale insurance broker placing P&C business through independent agents across industry verticals—comparable wholesale distribution model to Apex's agent-channel program management.
• Glatfelter Public Entity / Glatfelter Insurance Group: Glatfelter is a public-entity and education-focused specialty insurance program manager—direct competition to Apex in the public-entity/school vertical with overlapping carrier/wholesale positioning.
• RPS (Risk Placement Services): RPS is one of the largest US specialty wholesale insurance brokers and program managers, placing complex P&C risks across multiple verticals including public entity and education—directly comparable to Apex's wholesale/program-manager model and public-sector orientation.
• Crump Insurance Services: Crump is a specialty insurance distributor/wholesale broker serving retail agents with multi-vertical P&C placements—closely comparable to Apex in channel structure (independent agents) and program-administration orientation.
• McGowan Companies: McGowan operates multiple specialty program-administration businesses in P&C verticals through wholesale/agent distribution, paralleling Apex's program-manager model in public entity and adjacent specialty lines.
• Burns & Wilcox: Burns & Wilcox is a specialty insurance wholesaler distributing property, casualty, and professional lines through independent agents in similar vertical niches (including public entity and education)—closely aligned with Apex's agent-channel, specialty-line go-to-market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/peausa
• LinkedInlinkedin.com/company/public-entities-of-america

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Public Entities Of America