Transaction Management Systems
Transaction Management Systems is a boutique payments advisory firm that reduces credit and debit card payment processing fees by an average of 41% for U.S. telecommunications and broadband cable operators, working on a contingency basis with existing providers.
- Company typePrivate
- Founded-
- HeadquartersIndianapolis, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Transaction Management Systems does
Transaction Management Systems (TMS) is a boutique payments advisory firm headquartered in Indianapolis, Indiana, that specializes in cost optimization for communications operators. The firm targets telecommunications companies and broadband cable TV providers (MSOs) with annual merchant payment processing fees exceeding $500,000, delivering an average of 41% net cost savings on credit and debit card payment processing fees (with published client outcomes ranging from 23.10% to 60.50%).
TMS operates a single core service built on a proprietary consulting model that audits and analyzes payments data to identify unauthorized fees, contract violations, and optimization opportunities. The model is applied by consultants while keeping the client's existing payment provider in place, requiring no software, IT, or operational changes at the client end. The firm is led by Rowland Hoskins, whose principals bring over 30 years of combined experience in investment banking, financial modeling, systems development, and more than a decade on the provider side of merchant banking and electronic payment processing.
The firm operates on a contingency-based pricing model with zero upfront cost to clients. TMS is paid entirely out of net savings delivered, with multi-year contracts. The go-to-market motion is enterprise field sales targeting CFOs, VP Financial Operations, and COO/General Managers at communications companies, initiated through a 15-minute discovery call. Named clients include Buckeye CableSystem, Atlantic Telephone Membership Corporation, Farmer's Telephone Cooperative, CableAmerica, Alaska Power & Telephone, Arvig, Rainier Connect, and Horizon Telcom — all US-based regional or mid-sized communications operators.
Transaction Management Systems firmographics
Firmographics- Name
- Transaction Management Systems
- Legal name
- Transaction Management Systems, Inc.
- Website
- https://transactionmanagementsystems.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Transaction Management Systems is a boutique payments advisory firm that reduces credit and debit card payment processing fees by an average of 41% for U.S. telecommunications and broadband cable operators, working on a contingency basis with existing providers.
- Ownership category
- akta.pro rank
Transaction Management Systems industry classification
Industry- Product category
- Payment Processing Consulting
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Management Consulting Services (8742)
- akta.pro primary industry
- Working Capital Solutions (dynamic discounting, supply-chain payables/receivables) (FSABAIAJ)
- akta.pro secondary industry
- Receivables Management (Collections, Lockbox, EIPP) (FSABAIAA)
Keywords
Where Transaction Management Systems is headquartered
LocationHeadquarters
- HQ city
- Indianapolis
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Transaction Management Systems business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Contingency-Based Cost Savings Consulting: TMS operates on a contingency basis where they are only paid from net savings generated for clients. No upfront fees are charged. Total out-of-pocket cost to clients is $0.00. The fee is paid over time entirely out of the net savings delivered, making the implementation net-cash-flow positive to all clients literally from day one.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Outcome Based/ Performance | Multi-year contract | Contingency-based pricing with no upfront costs |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Transaction Management Systems product offering
Product offeringCore offering
Transaction Management Systems is a boutique payments advisory firm that applies a proprietary consulting model to reduce credit and debit card payment processing fees for communications operators (telecom and broadband cable TV providers). TMS delivers an average of 41% cost savings (range 23.10% to 60.50%) while keeping the client's existing payment provider, merchant account, software, IT systems, and operational processes unchanged. Engagements are contingency-based with zero upfront or out-of-pocket cost to the client; TMS is paid solely from net savings generated.
Product overview
Transaction Management Systems (TMS) is a boutique payments advisory firm offering a single core service: a proprietary revenue improvement model for merchant payment processing cost optimization. TMS works exclusively with communications companies (telecom and broadband cable TV providers) to reduce their credit and debit card payment processing fees by an average of 41%, while keeping their existing payment provider unchanged. The company operates on a contingency basis with zero upfront costs to clients. TMS consultants use their proprietary work model to deliver ongoing cost savings without requiring any integration, implementation, or IT changes at the client end.
Differentiator
Problem solved
Functional benefit
Products and services
- Merchant Payment Processing Cost Optimization
Quantifiable outcome
- 23.10% to 60.50% reduction in credit and debit card payment processing fees
- +2 more outcomes
Companies that use Transaction Management Systems
Customer profileNamed customers8 records
Segments1 record
Ideal customer profiles1 record
Transaction Management Systems technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Transaction Management Systems partnerships and signals
Strategic signalScale indicators4 records
Recent moves3 records
Expansion highlights3 records
Transaction Management Systems competitors and assessment
Company assessmentDirect peers
- Tangoe: Long-standing TEM provider (now part of Vodafone) that automates telecom, mobile, and cloud expense management for enterprises. Comparable to TMS in targeting mid-to-large enterprises with recurring service cost optimization, though differentiated as a software platform versus TMS's advisory model.
- Cimpl: Canadian-based TEM and telecom lifecycle management provider focused on mid-market and enterprise customers. Compares to TMS as another specialist in communications-services cost optimization with a vertical specialization similar to TMS's focus on telecom and cable operators.
- Calero Software: Telecom expense management (TEM) software provider serving enterprise and communications-sector clients with spend optimization across telecom, mobility, and cloud services. Targets a similar enterprise buyer profile and overlaps with TMS in optimizing recurring technology/service spend for communications operators.
- Expense Reduction Analysts (ERA): Global franchise network of cost-reduction consultants that helps mid-market and enterprise clients reduce spend across categories including utilities, telecom, and merchant services. Most direct business-model comparable to TMS: outcome-based, contingency-fee consulting with deep supplier-side negotiation expertise.
Broad incumbents
- Bottomline Technologies: Established fintech offering payments, cash management, and treasury solutions to corporates and banks. Adjacent to TMS as a broader payments-ecosystem player with payment-process optimization capabilities, though its scale and product breadth place it as an incumbent rather than a niche specialist.
Others
- Procurify: Procurement and spend-management SaaS platform helping mid-market companies control indirect spend. Adjacent to TMS in addressing recurring enterprise cost optimization, though focused on broader procurement categories rather than the specialized payments-cost niche TMS serves.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Transaction Management Systems social profiles
Digital presenceTransaction Management Systems financial estimates
Financial estimateRevenue estimate
Valuation estimate
Transaction Management Systems leadership team
Management profileNumber of profiles
Profiles1 record
Transaction Management Systems funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Transaction Management Systems M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Transaction Management Systems
What does Transaction Management Systems do?
Transaction Management Systems is a boutique payments advisory firm that applies a proprietary consulting model to reduce credit and debit card payment processing fees for communications operators (telecom and broadband cable TV providers). TMS delivers an average of 41% cost savings (range 23.10% to 60.50%) while keeping the client's existing payment provider, merchant account, software, IT systems, and operational processes unchanged. Engagements are contingency-based with zero upfront or out-of-pocket cost to the client; TMS is paid solely from net savings generated.
Is Transaction Management Systems a public or private company?
Transaction Management Systems is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Transaction Management Systems founded?
Transaction Management Systems was founded in -1. It employs 11 to 50 people.
Where is Transaction Management Systems based?
Transaction Management Systems is headquartered in Indianapolis, United States, in the North America region.
How does Transaction Management Systems make money?
One revenue line is on record: contingency-Based Cost Savings Consulting.
Who are Transaction Management Systems's main competitors?
Direct peers on record are Tangoe, Cimpl, Calero Software and Expense Reduction Analysts (ERA). Bottomline Technologies is listed as a broad incumbent. Procurify is listed as an others.
Does Transaction Management Systems have an API?
No public API is recorded for Transaction Management Systems.
What industry is Transaction Management Systems in?
Transaction Management Systems's product category is Payment Processing Consulting. Its primary akta.pro industry code is FSABAIAJ, Working Capital Solutions (dynamic discounting, supply-chain payables/receivables), with a secondary code of FSABAIAA, Receivables Management (Collections, Lockbox, EIPP). Its NAICS code is 522320 and its SIC code is 8742.