Eijgen Finance

What Eijgen Finance does

Eijgen Finance is a privately held Dutch financial intermediary founded in 2014 by Franke Twerda and Johan Westra, headquartered in Leeuwarden. The company operates as a franchise formula with approximately 20 independent advisors distributed across 15+ regional offices throughout the Netherlands, including Amsterdam, Groningen, Nijmegen, Heerenveen, and Zwolle. Its core function is matching Dutch SME entrepreneurs and real estate investors with appropriate financing from a curated network of more than 100 sources, including mainstream banks (Rabobank, ING, NIBC, SNS), private investors, alternative lenders (FIBR, RNHB), and crowdfunding platforms (Geldvoorelkaar.nl).

The company's product portfolio is organized into three lines: real estate financing (mortgages for investment property, recreational property, and the proprietary Jild bridging-credit platform launched in 2024), business financing (equipment, inventory, sustainability, growth, working capital, accounts receivable, agricultural, and startup financing), and business acquisition advisory. The underlying technology is the curated lender network plus the Jild bridging platform, which is exclusive to Eijgen Finance advisors and connects private investors in founder Franke Twerda's network with borrowers requiring short-term bridge credit. The company carries 'Erkend Financieringsadvies MKB' certification and Kifid registration, and reports a 92.3% success rate across financing applications.

Revenue is generated primarily through transaction-based intermediation commissions paid by financing sources on successfully closed deals, supplemented by professional advisory fees. The go-to-market is sales-led and field-based: advisors conduct free initial consultations in person, by phone, or via WhatsApp and email, supported by a content-marketing engine (40+ customer case studies, a knowledge bank, and a 9.6/10 Klantenvertellen rating across 133 reviews) and referral partnerships with accountants and insurance agents. Pricing is not publicly disclosed; the freemium entry point (free initial consultation) is the only published tier. The company is founder-led, has no external institutional capital, and operates exclusively within the Netherlands.

Name

Eijgen Finance

Legal name

Eijgen Finance

Website

https://eijgenfinance.nl

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Eijgen Finance is an independent Dutch intermediary franchise matching SME entrepreneurs and real estate investors with 100+ financing sources, operating through 20 advisors across 15+ regional offices in the Netherlands since 2014.

Ownership category

akta.pro rank

Headquarters

HQ city

Leeuwarden

HQ country

Netherlands

HQ region

Europe

Offices15 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Financing Intermediation Fees: Eijgen Finance operates as an independent intermediary, earning commissions from financing sources when successful financing deals are completed. The company connects borrowers (SME entrepreneurs, real estate investors) with appropriate lenders from their network of 100+ financing partners.
2. Advisory Services: Financial advisory and consulting services for business financing, commercial real estate financing, and business acquisitions. Advisors provide strategic guidance throughout the financing process.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Eijgen Finance is an independent intermediary that connects SME entrepreneurs and real estate investors with appropriate financing from a network of 100+ financing sources including banks, private investors, and alternative lenders. The company arranges business financing, commercial real estate mortgages, and business acquisition financing, supported by personalized advisory services and a proprietary bridging platform called Jild. Operations are delivered through a franchise network of 20+ advisors across 15+ offices throughout the Netherlands.

Product overview

Eijgen Finance is an independent intermediary specializing in SME and real estate financing, operating as a franchise formula with multiple branches across the Netherlands. The company offers three core service lines: Vastgoedfinanciering (real estate financing including mortgages and the proprietary Jild Finance bridging platform), Bedrijfsfinanciering (business financing for equipment, inventory, sustainability, growth, startups, and agricultural operations), and Bedrijfsovername (business acquisition advisory). With access to over 100 financing sources and a 92.3% success rate, the company provides personalized financing solutions and advisory services to entrepreneurs throughout the Netherlands.

Differentiator

Problem solved

Functional benefit

Brands

• Jild: A bridging platform that connects private investors from Franke's network with entrepreneurs who need bridging credit (overbruggingskrediet). Exclusive to Eijgen Finance advisors.

Products and services

• Vastgoedfinanciering (Real Estate Financing) Real estate financing services including mortgages for commercial and residential investment properties, rental properties, recreational homes, and property development projects for property investors in the Netherlands.
• Jild Finance (Bridging Platform) A bridging loan platform developed by Eijgen Finance that connects private investors from Franke Twerda's network with entrepreneurs seeking bridging credit under Eijgen Finance's own conditions. Exclusive to Eijgen Finance advisors.
• Bedrijfsfinanciering (Business Financing) Comprehensive business financing services including equipment purchases, inventory financing, sustainability investments, working capital, and refinancing solutions for Dutch SMEs.
• Bedrijfsovername (Business Acquisition Advisory) Business acquisition advisory and financing services for entrepreneurs buying existing businesses, including management buy-ins and succession planning, with strategic guidance and financial insight.

Quantifiable outcome

• 92.3% financing success rate across all applications
• +3 more outcomes

Named customers23 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core and minor.

• JildcoreStrategic or Co-development PartnerJild is a bridging platform developed by Eijgen Finance that connects private investors from Franke's network with entrepreneurs needing bridge credit. Exclusive to Eijgen Finance advisors, allowing them to bring together money providers and entrepreneurs under their own conditions.
• Great Property ExperienceminorGTM or Marketing PartnerCommunity for real estate investors where Franke Twerda regularly speaks about financing in the real estate sector. Source of client referrals.
• Insurance Agents and AccountantsminorChannel Partner/ Reseller/ DistributorReferral network of insurance agents and accountants who introduce clients needing financing services to Eijgen Finance advisors.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Rabobank: Largest Dutch bank with deep SME and agricultural financing franchises. It is a broad incumbent peer because Rabobank is both a primary financing source for Eijgen's clients and a direct competitor for SME business financing, particularly in food, agri, and rural Dutch markets where Eijgen is strong.
• Funding Circle: Established UK-headquartered SME lending platform operating across Europe. It is a broad incumbent peer in SME business financing intermediation at scale, illustrating the larger peer set Eijgen could benchmark against as it expands the Jild-style platform model.
• NIBC: Dutch bank and asset financier with a strong Dutch commercial real estate and SME lending franchise. It is a broad incumbent peer because NIBC is both a financing source for Eijgen and a direct competitor for larger Dutch commercial real estate and business acquisition deals.
• OakNorth Bank: European commercial bank specializing in SME and real estate lending, with a proprietary lending platform. It is a broad incumbent peer that demonstrates a scaled, tech-enabled approach to SME and property financing intermediation beyond Eijgen's Dutch footprint.

Direct peers

• Geldvoorelkaar.nl: Dutch SME crowdfunding and business financing platform that connects entrepreneurs with private lenders. It is a direct peer because Eijgen Finance lists Geldvoorelkaar.nl as a financing-source partner, and both compete for Dutch SME business financing deals via intermediated models.
• CapitalBox: Dutch fintech providing working capital and business loans directly to SMEs. It is a direct peer in Dutch SME financing; Eijgen competes for the same client base, though CapitalBox is a direct lender and Eijgen is an independent intermediary.
• Collin Crowdfund: Dutch online platform for business financing through crowdfunded loans from private investors. It is a direct peer because it intermediates Dutch SME financing via its own investor pool, directly overlapping with Eijgen's bedrijfsfinanciering and vastgoedfinanciering services.
• Floryn: Dutch online business lender offering flexible credit lines and SME financing. It is a direct peer because both serve Dutch SMEs seeking non-bank financing, and Floryn's direct-to-customer model competes with Eijgen's advisor-led intermediation.
• Qredits: Dutch microfinance institution providing loans and coaching to entrepreneurs and SMEs. It is a direct peer in Dutch SME business financing, particularly for startups and smaller tickets that overlap with Eijgen's startersfinanciering and MKB offerings.
• BridgeFund: Dutch online platform providing working capital and bridge financing to SMEs. It is a direct peer because it competes for the same Dutch SME borrower pool, particularly for bridging and growth financing use cases that overlap with Eijgen's debiteuren-, voorraad-, en groeifinanciering products.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/eijgenfinance
• LinkedInlinkedin.com/company/eijgenfinance

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Eijgen Finance