r2p LA&CS

What r2p LA&CS does

r2p LA&CS a.s. is a Prague-headquartered, privately held Czech company (incorporated 2018, Business ID 09469397) that operates as the Latin America, Caribbean States, and Northern Africa arm of the broader r2p invest group. The company purchases and manages portfolios of non-performing receivables — primarily unsecured consumer loans — that are originated by banks, microfinance lenders, retailers, and fintechs in target markets. Its offering is organized as a four-step investment process: portfolio assessment against internal criteria, Investment Committee approval and purchase, handover to sister-company MBA Consult for collection, and the gradual return of invested capital plus valuation uplift within a pre-planned horizon. Distribution is a closed, qualified-investor-only system run through the r2p Invest SICAV fund vehicle, which acts as administrator and capital governor for r2p's local subsidiaries.

The core technology stack is a proprietary portfolio analysis and valuation platform that the company explicitly markets as 'easily implemented and multiplied across countries' — i.e., the same underwriting and pricing engine is replicated across Mexico, Brazil, the US, and Egypt. Local operations are run through wholly-owned subsidiaries (MBA Consult Mexico, MBA Serviços de Cobranças LTDA in São Paulo, an Egyptian subsidiary in Cairo), with on-the-ground collection capacity supported by MBA Consult Group's 14-country network. Customers are exclusively enterprise: financial institutions divesting NPL portfolios (e.g., Provident Mexico, Bodesa) and large fintech originators (e.g., Weshare Group). Revenue is generated through transaction-level returns on purchased portfolios and fund-level economics on the r2p Invest SICAV vehicle, with $128M in nominal receivables and approximately 360,000 debt cases under management at an average price of $370 per case.

Name

r2p LA&CS

Legal name

r2p LA&CS a.s.

Website

https://r2p-lacs.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

51–100 employees

Short description

r2p LA&CS is a Prague-based private investment vehicle that purchases and manages non-performing loan portfolios in Latin America, the Caribbean, and Northern Africa, serving financial institutions and fintechs through its r2p Invest SICAV fund and MBA Consult collection network.

Ownership category

akta.pro rank

Product category

Non-Performing Loan Investment Services

NAICS

Other Investment Pools and Funds (5259), Portfolio Management and Investment Advice (523940), All Other Financial Investment Activities (52399), Investment Banking and Securities Intermediation (523150)

SIC

Investors, Nec (6799), Investment Advice (6282), Asset-Backed Securities (6189)

akta.pro primary industry

Non-Performing Loan (NPL) / Loan Portfolio Acquisition Funds (FSANAKAG)

akta.pro secondary industries

Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD), P2P Secondary Market / Note Trading Platforms (FSAKAHAM)

Keywords

• Non-performing loans
• Debt recovery services
• Distressed asset investment
• Receivables management
• Alternative asset investment

Headquarters

HQ city

Prague

HQ country

Czechia

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. NPL Portfolio Investment Returns: The company invests in portfolios of non-performing receivables in Latin America, Caribbean States and Northern Africa. Revenue is generated through the gradual collection of originally non-performing loans, with the investment and its valuation returning within a pre-planned time horizon. The company serves as partner of financial institutions for analysis and settlement of non-performing receivables.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

r2p LA&CS a.s. invests in portfolios of non-performing receivables (NPLs) in Latin America, Caribbean States and Northern Africa. The company partners with financial institutions to assess, purchase, and settle NPL portfolios, using proprietary software to evaluate projected performance and valuation. Approved portfolios are handed to partner MBA Consult for collection, with returns realized within a pre-planned time horizon under the r2p Invest SICAV fund governance.

Product overview

r2p LA&CS a.s. is a financial services company that invests in non-performing loan (NPL) portfolios across Latin America, Caribbean States, and Northern Africa. The company operates through subsidiaries in Mexico, USA, Brazil, and Egypt, with regional assets under management totaling approximately €780 million. The core offering includes NPL portfolio assessment, purchase, and collection management through partnership with MBA Consult for debt collection services, all governed by the r2p Invest SICAV investment fund.

Differentiator

Problem solved

Functional benefit

Products and services

• NPL Portfolio Investment & Settlement End-to-end investment service that purchases non-performing loan portfolios from financial institutions, assesses projected performance and valuation using proprietary software, and realizes returns through collection within a pre-planned horizon. Targeted at banks, microfinance lenders, fintech providers, and large retail chains in Latin America, the Caribbean, and Northern Africa.
• r2p Invest SICAV Fund Participation

Quantifiable outcome

• 360,000 debt cases managed
• +4 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Five partnerships are on record, tiered core and major.

• MBA Consult / MBA CONSULT GroupcoreStrategic or Co-development PartnerMBA Consult is the sister company providing complete service and management of receivables portfolio. It is one of the strongest players worldwide in consulting and debt management with well-established processes and fair practices. MBA CONSULT Group operates through subsidiaries in 14 countries worldwide and works with more than 500 large corporate clients.
• Weshare GroupmajorStrategic or Co-development PartnerMBA Consult Mexico established collaboration and became strategic partner for recovery of NPLs with one of the largest Fintech providers of personal loans. Weshare Group has more than 30 million clients worldwide and has provided more than 2 million Mexican citizens with personal loans during its 8-year market presence.
• Largest Asset Management Company in Brazil (Fundos de Investimentos em Direitos Creditórios)majorStrategic or Co-development PartnerMBA Servicos De Cobrancas signed a contract for governance of distressed assets with the largest asset management company in Brazil specializing in credit rights investment funds.
• Provident Mexico (International Personal Finance Group)majorChannel Partner/ Reseller/ DistributorProvident Mexico is a client entrusting r2p's Mexican subsidiary with NPL portfolio management. IPF Group has operated in the Mexican market since 2003. Provident is the third most significant company in the microfinance market in Mexico, conducting business in more than 27 states.
• BodesamajorChannel Partner/ Reseller/ DistributorBodesa is one of the biggest chains of department stores in Mexico, founded in 1887. Client of r2p's Mexican subsidiary for NPL portfolio management. Operates under trademarks La Marina, El Bodegon, Navieri, Celerity, and Max4Less with more than 100 stores in 5 states.

Scale indicators9 records

Recent moves10 records

Expansion highlights5 records

Direct peers

• Arrow Global: Pan-European credit management and NPL investor with operations across multiple jurisdictions. Directly comparable in purchasing NPL portfolios from banks and managing them through proprietary collection infrastructure.
• PRA Group: US-headquartered global NPL specialist that purchases and collects defaulted consumer receivables across the Americas and Europe. Directly comparable to r2p LA&CS in buying performing-to-non-performing consumer loan portfolios from banks and fintechs.
• Lowell: Major European NPL portfolio manager serving banks, fintechs, and telecom operators. Lowell's multi-country acquisition strategy and outsourced collection model closely mirror r2p's partnership-driven approach with MBA Consult.
• AnaCap Financial Partners: European specialist private equity investor in financial services, with a significant portfolio focused on NPL servicing and receivables platforms across Europe. Comparable in backing NPL-focused platforms operating in multiple European jurisdictions.
• B2Holding: Norwegian-headquartered NPL acquirer with pan-European operations. Comparable in deploying capital into purchased portfolios and running localized collection operations in multiple countries.
• EOS Group: Part of Otto Group, EOS is a leading European debt buyer and receivables management provider. Comparable to r2p in providing end-to-end NPL purchasing, collection, and advisory services to financial institutions across many geographies.
• Intrum: Leading European NPL portfolio acquirer and debt management company with pan-European operations and growing Latin American exposure. Both r2p LA&CS and Intrum acquire NPL portfolios from financial institutions and manage recovery through localized collection infrastructure.
• Encore Capital Group: Global NPL acquirer operating through subsidiaries (e.g., Cabot Credit Management in Europe, Atradius Collections) across multiple geographies. Comparable business model of purchasing charged-off receivables and recovering via local collection operations.
• Hoist Finance: Swedish-listed NPL specialist focused on acquiring unsecured consumer loan portfolios across Northern and Western Europe. Comparable in deploying proprietary analytics to price portfolios and in operating regional collection centers.
• MGG Investment Group: US-focused alternative investment manager specializing in distressed consumer debt and special situations. Comparable in deploying capital into non-performing consumer receivables in the Americas and applying rigorous portfolio underwriting.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/r2p-la-cs

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about r2p LA&CS