Patrimoine Consultant Colmar

What Patrimoine Consultant Colmar does

Patrimoine Consultant Colmar (PCC) is a French wealth management advisory firm (CGP — Conseiller en Gestion de Patrimoine) founded in 2004 in Colmar, Alsace, and active for over twenty years in the Haut-Rhin/Bas-Rhin region. It delivers personalized, advisor-led services across nine pillars: financial investment advisory (funds, assurance-vie, SCPI, PEA, structured products, private equity), real estate investment advisory (Pinel, LMNP, Malraux, Girardin), comprehensive patrimonial bilan, tax optimization, estate transmission, retirement planning, financing, prévoyance/santé, and corporate accompaniment for SMEs (trésorerie, PEE/PERCO, prévoyance). The firm operates through multiple legal entities — principally SAS Patrimoine Avenir Conseil (€594,309 capital, RCS Colmar 982 153 173) alongside SARL FH Conseils, SARL GZ Patrimoine, SAS VIP, and SARL PL Gestion — each tied to individual advisors holding ORIAS registrations and ANACOFI-CIF memberships.

The technology stack is deliberately lean and operational rather than proprietary-software oriented: advisors use the MoneyPitch client portal (delivered through the Magnacarta network) for secure document exchange and portfolio monitoring, while the public site offers a suite of deterministic financial simulators (savings yield, mortgage amortizable and in fine, borrowing capacity, Pinel tax optimization, notary fees, capital gains, loan insurance) and Prezi-based educational presentations. Distribution is wholly advisor-mediated — direct face-to-face consultations at the Colmar headquarters and Habsheim secondary office, supplemented by remote advisory, webinars, large-scale client events, community/charity engagement (e.g., Foulées de la Ligue 2026), and local radio advertising on TOP MUSIC.

Revenue is generated primarily through transaction commissions on financial and real estate product placements, advisory fees for patrimonial bilan and planning mandates, and insurance brokerage commissions (courtier d'assurances). Customer mix is split between affluent families/individuals (primary) and SME/business owners (secondary), with the firm claiming hundreds of millions in client assets under management and a client base on the order of several hundred households, as evidenced by the approximately 600 guests at its 20th anniversary event in June 2025. The business is a privately held, family- and advisor-partnered practice with no external institutional investors identified.

Name

Patrimoine Consultant Colmar

Legal name

SAS Patrimoine Avenir Conseil

Website

https://patrimoineconsultantcolmar.fr

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Patrimoine Consultant Colmar is a French wealth management advisory firm founded in 2004 in Colmar, Alsace. It serves affluent families and SME owners across nine pillars — financial and real estate investment advice, tax optimization, retirement, estate, financing, and insurance — via a Magnacarta-network advisor practice.

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940), Management, Scientific, and Technical Consulting Services (5416)

SIC

Investment Advice (6282), Services-Management Consulting Services (8742)

akta.pro primary industry

Broker-Dealer Affiliated Wealth Advisory (FSAEABAB)

akta.pro secondary industry

Family Business & Succession Advisory (FSAAADAL)

Keywords

• Wealth management advisory
• Financial investment consulting
• Estate planning services
• Tax optimization advisory
• Retirement planning services

Headquarters

HQ city

Colmar

HQ country

France

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Investment Advisory Commissions: Commissions and fees earned from recommending and placing financial products (funds, insurance-vie, SCPI, PEA, structured products, private equity) with partner financial institutions and asset management companies.
2. Real Estate Investment Advisory: Advisory fees and commissions from real estate investment recommendations including Pinel new-build properties, LMNP furnished rentals, Malraux historic restoration, Girardin industrial overseas investments, and SCPI/OPCI products.
3. Wealth Management Consulting Fees: Fees for comprehensive patrimonial bilan (wealth assessment), retirement planning, tax optimization strategies, estate transmission planning, and corporate treasury advisory.
4. Insurance and Prévoyance Advisory: Commissions from insurance product recommendations including death/disability coverage, health insurance, and loan guarantee insurance, acting as a registered insurance broker (Courtier d'assurances) with ORIAS registration.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels7 records

Core offering

Patrimoine Consultant Colmar is a French wealth management advisory firm (Conseiller en Gestion de Patrimoine) founded in 2004 that provides personalized financial, tax, real estate, retirement, and estate transmission advice to individuals and business owners. The firm delivers diagnostic patrimonial reviews, investment consulting, financing arrangements, and corporate wealth advisory through its team of patrimoine advisors based in Colmar and Habsheim, Alsace.

Product overview

Patrimoine Consultant Colmar is a wealth management advisory firm (CGP - Conseiller en Gestion de Patrimoine) founded in 2004, operating as a unified advisory practice rather than a software platform. The firm offers a comprehensive suite of wealth management services organized around nine core advisory pillars: financial investment advisory, real estate investment advisory, comprehensive heritage assessment (bilan patrimonial), tax optimization, estate transmission planning, retirement preparation, financing advisory, health and provident insurance, and corporate client accompaniment. For client engagement, the firm provides an online toolbox including financial simulators (savings yield, mortgage calculations, borrowing capacity, Pinel defiscalization, notary fees, capital gains tax) and interactive Prezi presentations explaining key investment vehicles (life insurance, PER, PEA, LMNP, SCPI, FIP/FCPI). Additionally, the firm offers access to the MoneyPitch client portal for investment management. The service model is advisory-led, combining personalized consultation with digital tools rather than a self-service software platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Conseil en Investissements Financiers
• Conseil en Investissements Immobiliers
• Bilan Patrimonial
• Optimisation Fiscale
• Transmission Patrimoniale
• Préparation à la Retraite
• Financement
• Prévoyance et Santé
• Accompagnement d'Entreprise

Quantifiable outcome

• Girardin Industriel re-subscription rate exceeding 95%
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• MagnacartacoreChannel Partner/ Reseller/ DistributorPatrimoine Consultant Colmar operates as a member of the Magnacarta network, a leading French groupement of independent wealth management advisors (Conseils en Gestion de Patrimoine). Magnacarta provides the brand platform, regulatory infrastructure, product access, and shared resources. The network was recognized as the best wealth management advisory group at the SPP 2021 summit.
• ANACOFI CIFcoreOthersProfessional association of Conseillers en Investissements Financiers (CIF), agréée par l'Autorité des Marchés Financiers (AMF). Membership is required for operating as a CIF in France. All Patrimoine Consultant Colmar advisors holding CIF status are members of ANACOFI CIF.
• ORIAScoreOthersRegistre unique des intermédiaires en assurance, banque et finance (Unique registry for insurance, banking, and finance intermediaries). All advisors and entities are registered with ORIAS, required for operating as insurance broker (courtier), CIF, and IOBSP in France.
• MMA IARD Assurances MutuellescoreOthersInsurance provider for Professional Liability Insurance (RC Professionnelle) for all advisors and entities. Provides coverage under policies including MMA contract numbers 127112630 series, covering risks for CIF, insurance brokerage, and IOBSP activities.
• MoneyPitchcoreTechnology or IntegrationOnline client portal platform enabling secure document exchange, portfolio monitoring, and advisor-client communication. Accessed via the firm's website with SSO integration. The platform is provided through the Magnacarta ecosystem.
• DNCA InvestminorOthersAsset management firm featured in client communications. The DNCA Invest Archer Mid-Cap Europe fund was presented to clients via the firm's news section, indicating product advisory relationship.
• Varenne ValeurminorOthersFrench equity fund presented to clients through the firm's news and education content, with fund managers Pierre LUPP and Quentin RICHARD featured in joint communications.
• AltarocminorOthersPrivate equity platform featured in client communications on alternative investments. Guillaume ZURBACH of the firm co-presented Altaroc private equity opportunities to clients.
• Inter InvestminorOthersLeading historical provider of Girardin défiscalisation products for overseas DOM-COM investments. Inter Invest is doubly licensed by ACPR – Banque de France (CIB 76758) and provides the G3F (Garantie de Bonne Fin Financière et Fiscale) to protect investors.
• Clartan ValeursminorOthersFrench equity fund with 35 years of track record and 8% annualized performance. Presented to clients through co-branded news content with fund managers Pierre Lupp and Aurore Sadoun.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Primonial: Primonial is a major French wealth and asset management group offering financial savings, real estate, and private equity solutions through a network of advisors. It competes for the same affluent and mass-affluent segments as Patrimoine Consultant Colmar but at significantly larger scale.
• Boursorama Banque: Boursorama is France's leading online bank and broker offering direct wealth management products (assurance-vie, PEA, PER) to retail clients. Represents a key distribution-side competitive force that increasingly captures clients who would historically have engaged independent CGPs.
• SwissLife Banque Privée: SwissLife Banque Privée is the wealth management arm of SwissLife in France, providing comprehensive patrimonial advisory and asset management. A broad incumbent serving overlapping client segments with similar cross-sell capabilities.
• UFF (Union Financière de France): UFF is one of France's largest dedicated wealth management advisory networks, providing patrimonial advisory, financial investment, and real estate solutions. Operates at a much larger scale with similar product breadth to Patrimoine Consultant Colmar.

Emerging players

• Nalo: French online wealth management and life insurance platform offering personalized investment advisory and retirement savings via digital channels. Comparable on product breadth (PEA, assurance-vie, PER) but contrasting on distribution model.
• La Financière de l'Échiquier: Independent French asset management firm offering advised and managed portfolios, often distributed through independent CGPs like Patrimoine Consultant Colmar. Comparable on product dimension (conviction equity and balanced funds) and overlapping client base.
• Yomoni: French robo-advisor and digital wealth management platform serving mass-affluent clients with low-fee managed portfolios. Represents the digital-native competitive threat to traditional face-to-face CGPs like Patrimoine Consultant Colmar.

Direct peers

• Crystal Finance Group: Crystal is one of France's leading independent CGP networks, providing wealth advisory services to private clients with a similar advisor-led model to Patrimoine Consultant Colmar, organized as a groupement.
• Magnacarta: Magnacarta is the groupement of independent wealth management advisors (CGPs) of which Patrimoine Consultant Colmar is a member. It is the most direct peer given shared product access, regulatory infrastructure, and brand platform serving the same affluent French clientele.
• Cyrus Capital: Cyrus is a large French independent wealth management group serving private clients and entrepreneurs with financial, real estate, tax, and corporate advisory — directly comparable business model and client profile to Patrimoine Consultant Colmar.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/patrimoine-consultant-colmar

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Patrimoine Consultant Colmar