CyberloQ Technologies
CyberloQ Technologies is a US-based cybersecurity firm that provides CyberloQ Secure, an adaptive multi-factor authentication platform with geofencing and biometric verification, targeting banks, fintechs, credit unions, and healthcare and real estate organizations via API integrations.
- Company typePublic
- Founded2016
- HeadquartersVenice, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What CyberloQ Technologies does
CyberloQ Technologies, Inc. is a US-based, publicly traded cybersecurity company (OTCQB: CLOQ) headquartered in Sarasota, Florida, that develops and markets CyberloQ Secure, an adaptive multi-factor authentication (MFA) platform designed to prevent unauthorized access to digital systems and financial transactions. The platform combines five authentication factors — geolocation/geofencing constraints, one-time passcode push notifications, facial recognition, fingerprint verification, and voice biometrics — with a proprietary Transaction Risk Assessment engine and a Zero Trust model that enforces continuous identity verification at every digital access point. Two patents (one provisional, one filed) cover the device-binding real-time authentication technology and the geolocation-based MFA protocols.
The company operates an API-first, B2B distribution model, embedding CyberloQ Secure into partner platforms via low-effort, low-cost API integrations rather than selling directly to end users. Named integrations include Orenda (embedded finance), PayOnward (digital payments for credit unions), Pannovate (banking-as-a-service orchestration), IngenID (voice biometrics and deepfake detection), and Relevate AI (AI marketing intelligence). Revenue is generated through API-based licensing agreements and recurring subscription services, though specifics are not publicly disclosed. The company is described as a development-stage technology company transitioning to revenue generation, having achieved SOC 2 Type 1 compliance in April 2025 and targeting financial services, fintech, healthcare, and real estate verticals across the US and Europe.
CyberloQ Technologies firmographics
Firmographics- Name
- CyberloQ Technologies
- Legal name
- CyberloQ Technologies, Inc.
- Website
- https://cyberloq.com
- Company type
- Public
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- CyberloQ Technologies is a US-based cybersecurity firm that provides CyberloQ Secure, an adaptive multi-factor authentication platform with geofencing and biometric verification, targeting banks, fintechs, credit unions, and healthcare and real estate organizations via API integrations.
- Ownership category
- akta.pro rank
CyberloQ Technologies industry classification
Industry- Product category
- Multi-Factor Authentication Software
- NAICS
- Software Publishers (5132), Computer Systems Design and Related Services (54151)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Authentication (MFA/Passwordless/Biometrics) Platforms (BPAMAEAE)
- akta.pro secondary industries
- Multi-Factor Authentication (MFA) & Passwordless Authentication (HDAEAJAC), Access Management (SSO, MFA, Passwordless) (HDADAAAA), Verification & Risk Signals (Device Fingerprinting, Behavioral Biometrics) (HDADALAJ), Identity & Access Security Services (IAM, PAM, Zero Trust) (BPAKAHAI)
Keywords
Where CyberloQ Technologies is headquartered
LocationHeadquarters
- HQ city
- Venice
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
CyberloQ Technologies business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- API-Based Licensing Agreements: Revenue generated through API integrations with partner platforms. CyberloQ's platform integrates into existing security infrastructure of financial institutions, fintechs, and other organizations via low-effort, low-cost API integrations.
- Subscription-Based Services: Ongoing subscription services for access to the CyberloQ Secure MFA platform with 365/24/7 support availability. Cloud-based, fully managed multi-factor authentication solution.
Go-to-market motion3 records
Distribution channels3 records
Marketing channels7 records
CyberloQ Technologies product offering
Product offeringCore offering
CyberloQ Technologies develops and sells CyberloQ Secure™, a cloud-based, adaptive multi-factor authentication (MFA) platform that uses five authentication factors—geolocation, one-time passcode, voice, facial, and fingerprint biometrics—to enforce zero-trust strong customer authentication. The platform is delivered to enterprises via seamless low-effort API integration into existing IAM and security infrastructure, targeting financial institutions, fintechs, payment processors, healthcare organizations, and real estate firms.
Product overview
CyberloQ Technologies offers a single unified product: CyberloQ Secure™ MFA platform. This platform delivers adaptive, risk-based multi-factor authentication through five authentication methods—geolocation constraints, one-time passcode challenges, face/fingerprint biometrics, and voice verification—combined with patent-pending proprietary identity verification protocols. The platform enforces Strong Customer Authentication (SCA) using a Zero Trust model, binding authentication to users' registered devices and restricting access to authorized geographic zones.
Differentiator
Problem solved
Functional benefit
Products and services
- CyberloQ Secure™ Cloud-based, fully managed adaptive multi-factor authentication platform that combines geolocation constraints, device binding, and biometric verification (face, fingerprint, voice) with one-time passcode challenges to deliver strong customer authentication for enterprise customers. Sold to financial institutions, fintechs, payment processors, healthcare organizations, and real estate firms through API integration into existing identity and access management infrastructure.
Quantifiable outcome
- Card-not-present fraud accounts for more than 70% of all credit card fraud losses worldwide and exceeded $36 billion globally in 2024
- +5 more outcomes
Companies that use CyberloQ Technologies
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles3 records
CyberloQ Technologies technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability5 records
Feature8 records
CyberloQ Technologies partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and supporting.
- OrendacoreStrategic integration partnership to embed CyberloQ's patent-pending, device-bound multi-factor authentication technology into Orenda's embedded finance and payments platform. Integration work slated to begin in May 2026 (Q2 2026). Aims to enhance fraud protection capabilities addressing card-not-present (CNP) fraud while maintaining frictionless user experience for merchants and end customers. First reseller partnership for CyberloQ.
- IngenIDcoreStrategic partnership integrating IngenID's cutting-edge voice biometrics and audio deepfake detection capabilities with CyberloQ's proprietary MFA platform. Combines voice biometrics, registered device controls, and traditional OTP methods to reduce fraud and improve security for digital banking and payments. Expected to accelerate deployment across CyberloQ's institutional client network in banking, fintech, and payments sectors.
- Relevate AIsupportingIntegration of CyberloQ's MFA technology into Relevate AI's platform to enhance security for users handling sensitive customer insights and marketing data. Incorporates geolocation-based controls, adaptive risk assessment, and proactive fraud prevention. Rollout to users expected in coming months with early access for select enterprise clients.
- PayOnwardcoreIntegration of CyberloQ Secure into PayOnward's full suite of modern digital payment solutions for credit unions and community-based financial institutions (CBFIs). Provides transaction-level security across PayOnward's entire ecosystem, protecting clients from B2B and B2C digital security threats. Authentication of user identity on every transaction with location, OTP, and biometric verification.
- Wrapped Brand AgencycoreFirst external marketing agency partnership - UK-based brand and digital marketing firm appointed as official global marketing partner. Focuses on strategic positioning, brand refinement, website development, tone of voice, content strategy, and campaign execution tailored to reach core audiences including banks and fintechs. Supports commercial expansion across US and Europe regulated markets.
- PannovatesupportingIntegration with Pannovate's Banking Orchestration Platform (Banking-as-a-Service) for initial phase of integration toward end of Q2 2023. Creates distinct and unique cyber-security solution for banking and payment industry by equipping Pannovate's platform with comprehensive security suite for combating fraud.
Scale indicators5 records
Recent moves7 records
Expansion highlights10 records
CyberloQ Technologies competitors and assessment
Company assessmentBroad incumbents
- Ping Identity: Ping Identity is an enterprise IAM platform offering MFA, SSO, and identity governance with strong positioning in financial services. It overlaps with CyberloQ's core financial-services/fraud-prevention positioning and represents a typical alternative in bank/credit-union RFPs.
- Okta: Okta is the dominant cloud-native identity and access management platform offering adaptive MFA, SSO, and passwordless authentication. It directly competes with CyberloQ's MFA/IAM functionality but serves a much broader portfolio (workforce + customer identity) and a far larger enterprise customer base.
- NICE Actimize (Authentication / Fraud): NICE Actimize offers enterprise financial crime, fraud, and authentication platforms widely deployed at tier-1 banks. It competes with CyberloQ in the same regulated financial-services buyer set but as part of a much broader financial-crime suite.
- Microsoft Entra ID (Azure AD): Microsoft Entra ID bundles MFA, Conditional Access, and identity protection into the broader Microsoft 365 / Azure ecosystem. It competes on price (often bundled) and integration depth, making it a primary incumbent that enterprise security buyers compare CyberloQ against.
- Duo Security (Cisco): Duo, now part of Cisco, provides cloud-based multi-factor authentication with device trust and adaptive policies. It is the most direct functional analogue to CyberloQ Secure's adaptive MFA + device-binding thesis, but with substantially greater scale and Cisco's enterprise distribution.
Direct peers
- Transmit Security: Transmit Security provides passwordless, adaptive authentication, and fraud-prevention APIs for banks and large enterprises. It is a direct competitor to CyberloQ's API-first, embeddable authentication model targeting financial institutions.
- OneSpan: OneSpan offers strong customer authentication, transaction risk analysis, and fraud-prevention solutions explicitly designed for banks and payment processors. It is one of the closest competitors in CyberloQ's primary fintech/PSD2-SCA segment.
- Authsignal: Authsignal provides adaptive MFA, passkeys, and transaction risk scoring as APIs targeted at fintechs and digital banks. Closely comparable to CyberloQ's API-first, embeddable, risk-scoring model for financial-services customers.
- HYPR: HYPR specializes in passwordless MFA using device-bound credentials and biometrics, very close to CyberloQ's five-factor, device-binding approach. Both target financial services and enterprise IAM buyers seeking phishing-resistant authentication.
- BehavioSec (LexisNexis Risk Solutions): BehavioSec, now part of LexisNexis Risk Solutions, provides behavioral biometrics and continuous authentication for fraud prevention. It is comparable to CyberloQ's biometric/behavioral authentication factor and competes in the same account-takeover and transaction-fraud RFPs.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights6 records
Customer concentration
CyberloQ Technologies social profiles
Digital presenceCyberloQ Technologies compliance and trust
Trust signalCompliance1 record
CyberloQ Technologies financial estimates
Financial estimateRevenue estimate
Valuation estimate
CyberloQ Technologies leadership team
Management profileNumber of profiles
Profiles1 record
CyberloQ Technologies funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CyberloQ Technologies M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CyberloQ Technologies
What does CyberloQ Technologies do?
CyberloQ Technologies develops and sells CyberloQ Secure™, a cloud-based, adaptive multi-factor authentication (MFA) platform that uses five authentication factors—geolocation, one-time passcode, voice, facial, and fingerprint biometrics—to enforce zero-trust strong customer authentication. The platform is delivered to enterprises via seamless low-effort API integration into existing IAM and security infrastructure, targeting financial institutions, fintechs, payment processors, healthcare organizations, and real estate firms.
Is CyberloQ Technologies a public or private company?
CyberloQ Technologies is a public company. It is classified as public and is currently operating.
When was CyberloQ Technologies founded?
CyberloQ Technologies was founded in 2016. It employs 1 to 10 people.
Where is CyberloQ Technologies based?
CyberloQ Technologies is headquartered in Venice, United States, in the North America region.
How does CyberloQ Technologies make money?
Two revenue lines are on record. API-Based Licensing Agreements are the primary driver. The others are subscription-Based Services.
Who are CyberloQ Technologies's main competitors?
Broad incumbents on record are Ping Identity, Okta, NICE Actimize (Authentication / Fraud), Microsoft Entra ID (Azure AD) and Duo Security (Cisco). Direct peers are Transmit Security, OneSpan, Authsignal, HYPR and BehavioSec (LexisNexis Risk Solutions).
Does CyberloQ Technologies have an API?
Yes. CyberloQ Secure® is a cloud-based, fully managed multi-factor authentication solution that offers seamless API integration into existing security infrastructure. The API enables organizations to integrate MFA capabilities including geolocation-based controls, device trust, biometric verification (face, fingerprint, voice), and adaptive risk assessment into their applications and workflows. The platform supports real-time strong customer authentication at every digital access point through low-effort, low-cost API integrations. Developer documentation is at cyberloq.com/request-a-demo.
What industry is CyberloQ Technologies in?
CyberloQ Technologies's product category is Multi-Factor Authentication Software. Its primary akta.pro industry code is BPAMAEAE, Authentication (MFA/Passwordless/Biometrics) Platforms, with a secondary code of HDAEAJAC, Multi-Factor Authentication (MFA) & Passwordless Authentication. Its NAICS code is 5132 and its SIC code is 7372.